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Original filing (PDF)20251010152024NAL0008385457001
ST. LAWRENCE UNIVERSITY
Form 5500
FILING_RECEIVED
ST. LAWRENCE UNIVERSITY 403(B) RETIREMENT PLAN
403(b) retirement plan
Signals · 1
No recordkeeper disclosed
Active participants
707
Accounts w/ balance
1,850
Plan assets (EOY)
$345.6M
Net assets (EOY)
$345.6M
How this plan invests
This plan
1 pooled trust
Schedule D
42 securities
funds · stocks · CUSIPs
Holdings are itemized directly on this plan's Schedule of Assets, below.
Plan health score (directional)
98
/ 100
Grade A
Top-tier plan health
Directional indicator computed from public Form 5500 data — compliance, concentration, cost, vendor stack and participation. Not a fiduciary tool.
Compliance & disclosures
100
Concentration risk
100
Total plan cost
100
Vendor stack
80
Participation health
100
Knocking points off
- No recordkeeper disclosed on Schedule C.
Helping the score
- Below-peer total fees (5 bps vs 10 bps peer median).
Decision-maker contacts
CFO / Head of HR / Benefits Manager — verified email + LinkedIn for ST. LAWRENCE UNIVERSITY.
Plan sponsor
Name
ST. LAWRENCE UNIVERSITY
EIN
15-0532239
Address
23 ROMODA DRIVE · CANTON, NY · 136171423
Phone
(315) 229-5563
Industry
Educational Servicessee all
Plan administrator
Same as plan sponsor.
Plan characteristics
Plan number
002
Plan year
2024
Plan year begin
2024-01-01
Tax period
2024-12-31
Filed
2025-10-10
Pension benefit codes
2F · ERISA section 404(c)
2G · Total participant-directed accounts
2L · 403(b)(1) annuity
2M · 403(b)(7) custodial accounts
2T · Default investment account (QDIA)
Audit & trust (Schedule H)
Auditor
BONADIO & CO., LLP
Trustee / custodian
—
Trustee phone
—
Service providers (Schedule C)
2 rowsOther
2| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| TIAA | 13-1624203 | NEW YORK, NY | — | $119K | — |
| FIDUCIENT ADVISORS, LLC | 36-4001764 | WINDSOR, CT | — | $66K | — |
Investments
41 direct securities · 1 pooled fund· $345.6M(100% of reported assets)
Rows tagged as a trust or pooled fund hold many underlying securities. Click one to drill into its own Schedule of Assets — where the individual funds, shares, and CUSIPs live.
Uncategorized
$334.7M
41 holdings
Pooled Separate Account
$10.9M
1 holding
| PI | Investment | Type | Shares / units | Cost | Current value | % of plan |
|---|---|---|---|---|---|---|
| TIAA Traditional - Non-Benefit Responsive Fixed Annuity Contract | — | — | — | $80.5M | 23.3% | |
| CREF Stock Registered Investment Company | — | — | — | $45.6M | 13.2% | |
| Vanguard Inst Idx Inst Registered Investment Company | — | — | — | $28.2M | 8.2% | |
| TIAA Traditional - Benefit Responsive Fixed Annuity Contract | — | — | — | $17.3M | 5.0% | |
| Vanguard Ttl Intl Stock Idx Inst Registered Investment Company | — | — | — | $16.3M | 4.7% | |
| Vanguard Extended Market Idx Inst Registered Investment Company | — | — | — | $13.3M | 3.8% | |
| Vanguard Ttl Bd Mkt Idx Adm Registered Investment Company | — | — | — | $11.6M | 3.3% | |
| TIAA REAL ESTATE TIAA-CREF · EIN 13-1624203 / PN 004 | Pooled Separate Account | — | — | $10.9M | 3.1% | |
| T. Rowe Price Retire 2040 Fund Registered Investment Company | — | — | — | $10.1M | 2.9% | |
| CREF Social Choice Registered Investment Company | — | — | — | $9.6M | 2.8% | |
| T. Rowe Price Retire 2050 Fund Registered Investment Company | — | — | — | $9.4M | 2.7% | |
| CREF Growth Registered Investment Company | — | — | — | $9.0M | 2.6% | |
| MFS Value Fund Class Registered Investment Company | — | — | — | $8.0M | 2.3% | |
| T. Rowe Price Retire 2035 Fund Registered Investment Company | — | — | — | $7.5M | 2.2% | |
| T. Rowe Price Retire 2045 Fund Registered Investment Company | — | — | — | $6.7M | 1.9% | |
| T. Rowe Price Retire 2055 Fund Registered Investment Company | — | — | — | $6.4M | 1.9% | |
| JP Morgan Large Cap Growth R6 Registered Investment Company | — | — | — | $6.1M | 1.8% | |
| T. Rowe Price Retire 2030 Fund Registered Investment Company | — | — | — | $6.0M | 1.7% | |
| Nuveen Large Cap Resp Eq Registered Investment Company | — | — | — | $4.1M | 1.2% | |
| Invesco Developing Markets Registered Investment Company | — | — | — | $3.9M | 1.1% | |
| Diamond Hill Small Mid Cap I Registered Investment Company | — | — | — | $3.6M | 1.0% | |
| CREF Equity Index Registered Investment Company | — | — | — | $3.4M | 1.0% | |
| Vanguard Inflation Prot Sec Ad Registered Investment Company | — | — | — | $3.3M | 1.0% | |
| CREF Global Equities Registered Investment Company | — | — | — | $3.2M | 0.9% | |
| Eaton Vance Atlanta Cap SMID Registered Investment Company | — | — | — | $2.7M | 0.8% | |
| DFA Internat. Sustain Core 1 Registered Investment Company | — | — | — | $2.4M | 0.7% | |
| T. Rowe Price Retire 2020 Fund Registered Investment Company | — | — | — | $2.0M | 0.6% | |
| Metropolitan West Tot Ret Bnd Registered Investment Company | — | — | — | $2.0M | 0.6% | |
| T. Rowe Price Retire 2025 Fund Registered Investment Company | — | — | — | $1.9M | 0.5% | |
| Vanguard Federal Money Mkt Inv Registered Investment Company | — | — | — | $1.6M | 0.5% | |
| T. Rowe Price Overseas Stock I Registered Investment Company | — | — | — | $1.5M | 0.4% | |
| CREF Money Market Registered Investment Company | — | — | — | $1.2M | 0.3% | |
| T. Rowe Price Retire 2060 Fund Registered Investment Company | — | — | — | $1.0M | 0.3% | |
| Nuveen Core Impact Bond Registered Investment Company | — | — | — | $1.0M | 0.3% | |
| T. Rowe Price Retire 2010 Fund Registered Investment Company | — | — | — | $844K | 0.2% | |
| CREF Core Bond Registered Investment Company | — | — | — | $796K | 0.2% | |
| CREF Inflation-Linked Bond Registered Investment Company | — | — | — | $661K | 0.2% | |
| T. Rowe Price Retire 2065 Fund Registered Investment Company | — | — | — | $512K | 0.1% | |
| Notes receivable from participants 4.25% - 9.50%; various maturity dates through 2030 | — | — | — | $387K | 0.1% | |
| T. Rowe Price Retire 2015 Fund Registered Investment Company | — | — | — | $361K | 0.1% | |
| BWGLOBAL Global Opps Bd IS Registered Investment Company | — | — | — | $355K | 0.1% | |
| T. Rowe Price Retire 2005 Fund Registered Investment Company | — | — | — | $345K | <0.1% |