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Original filing (PDF)20251009122116NAL0011444720001
YALE UNIVERSITY
Form 5500
FILING_RECEIVED
YALE UNIVERSITY RETIREMENT ACCOUNT PLAN
403(b) retirement plan
Signals · 3
26% in single holdingNo recordkeeper disclosed8 service providers
Active participants
13,709
Accounts w/ balance
25,378
Plan assets (EOY)
$8.3B
Net assets (EOY)
$8.3B
How this plan invests
This plan
1 pooled trust
Schedule D
22 securities
funds · stocks · CUSIPs
Holdings are itemized directly on this plan's Schedule of Assets, below.
Plan health score (directional)
95
/ 100
Grade A
Top-tier plan health
Directional indicator computed from public Form 5500 data — compliance, concentration, cost, vendor stack and participation. Not a fiduciary tool.
Compliance & disclosures
100
Concentration risk
87
Total plan cost
100
Vendor stack
80
Participation health
100
Knocking points off
- Top holding "Vanguard Total St Mk Ix In Pl" is 26% of plan.
- No recordkeeper disclosed on Schedule C.
Helping the score
- Below-peer total fees (3 bps vs 5 bps peer median).
Decision-maker contacts
CFO / Head of HR / Benefits Manager — verified email + LinkedIn for YALE UNIVERSITY.
Plan sponsor
Name
YALE UNIVERSITY
EIN
06-0646973
Address
PO BOX 208372 · NEW HAVEN, CT · 06520
Phone
(203) 432-9026
Industry
Educational Servicessee all
Plan administrator
Same as plan sponsor.
Plan characteristics
Plan number
001
Plan year
2024
Plan year begin
2024-01-01
Tax period
2024-12-31
Filed
2025-10-09
Pension benefit codes
2F · ERISA section 404(c)
2G · Total participant-directed accounts
2L · 403(b)(1) annuity
2M · 403(b)(7) custodial accounts
2R · Participant-directed brokerage (SDBA)
2S · Automatic enrollment
2T · Default investment account (QDIA)
Audit & trust (Schedule H)
Auditor
GRANT THORNTON, LLP
Trustee / custodian
—
Trustee phone
—
Service providers (Schedule C)
8 rowsOther
8| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| TIAA | 13-1624203 | — | NONE | $764K | — |
| AON INVESTMENTS USA INC | 36-3109431 | — | NONE | $717K | — |
| KREITLER FINANCIAL, LLC | 06-1340298 | — | NONE | $476K | — |
| ASSETMARK,INC. | 58-2113323 | — | NONE | $93K | — |
| TIDEWATER WEALTH MANAGEMENT | 87-3087476 | — | NONE | $58K | — |
| FLEXIBLE PLAN INVESTMENTS, LTD. | 38-2340348 | — | NONE | $48K | — |
| GRANT THORNTON, LLP | 36-6055558 | — | NONE | $30K | — |
| COMMONWEALTH FINANCIAL NETWORK(H/O) | 04-2675571 | — | NONE | $27K | — |
Investments
21 direct securities · 1 pooled fund· $8.3B(100% of reported assets)
Rows tagged as a trust or pooled fund hold many underlying securities. Click one to drill into its own Schedule of Assets — where the individual funds, shares, and CUSIPs live.
Uncategorized
$8.2B
21 holdings
Pooled Separate Account
$137.7M
1 holding
| PI | Investment | Type | Shares / units | Cost | Current value | % of plan |
|---|---|---|---|---|---|---|
| Vanguard Total St Mk Ix In Pl | — | — | — | $2.2B | 25.8% | |
| TIAA Traditional Annuity Contract | — | — | — | $1.4B | 16.2% | |
| TIAA Traditional Annuity Contract | — | — | — | $1.1B | 13.5% | |
| VAN Developed Mkts Idx Ins Plus | — | — | — | $794.3M | 9.5% | |
| CREF Stock R3 | — | — | — | $758.8M | 9.1% | |
| Vanguard Real Estate Idx Inst | — | — | — | $434.2M | 5.2% | |
| VAN Emerging Mkts Idx Ins Plus | — | — | — | $354.0M | 4.2% | |
| TIAA-CREF Self Directed Accounts | — | — | — | $294.6M | 3.5% | |
| CREF Growth R3 | — | — | — | $205.5M | 2.5% | |
| TIAA REAL ESTATE TIAA-CREF · EIN 13-1624203 / PN 004 | Pooled Separate Account | — | — | $137.7M | 1.6% | |
| CREF Global Equities R3 | — | — | — | $118.5M | 1.4% | |
| CREF Equity Index R3 | — | — | — | $115.6M | 1.4% | |
| CREF Social Choice R3 | — | — | — | $79.6M | 1.0% | |
| CREF Core Bond R3 | — | — | — | $71.6M | 0.9% | |
| Vanguard Ttl Bd Mkt Idx Inst | — | — | — | $69.3M | 0.8% | |
| Vanguard Federal Money Mkt Inv | — | — | — | $68.2M | 0.8% | |
| CREF Money Market R3 | — | — | — | $47.9M | 0.6% | |
| Vanguard Infl Protect Sec Inst | — | — | — | $47.1M | 0.6% | |
| CREF Inflation-Linked Bond R3 | — | — | — | $39.4M | 0.5% | |
| CREF Global Equities R4 | — | — | — | $33.2M | 0.4% | |
| Participant Loan Fund | — | — | — | $22.9M | 0.3% | |
| CREF Social Choice R4 | — | — | — | $16.3M | 0.2% |