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Original filing (PDF)20250723141655NAL0008921522001
MASSACHUSETTS INSTITUTE OF TECHNOLOGY
Form 5500
FILING_RECEIVED
MASSACHUSETTS INSTITUTE OF TECHNOLOGY SUPPLEMENTAL 401(K) PLAN
401(k) retirement plan
Signals · 1
30% in single holding
Active participants
15,125
Accounts w/ balance
25,570
Plan assets (EOY)
$7.7B
Net assets (EOY)
$7.7B
How this plan invests
This plan
38 pooled trusts
Schedule D
39 securities
funds · stocks · CUSIPs
Holdings are itemized directly on this plan's Schedule of Assets, below.
Plan health score (directional)
97
/ 100
Grade A
Top-tier plan health
Directional indicator computed from public Form 5500 data — compliance, concentration, cost, vendor stack and participation. Not a fiduciary tool.
Compliance & disclosures
100
Concentration risk
85
Total plan cost
100
Vendor stack
100
Participation health
100
Knocking points off
- Top holding "Bla ckRock Rus s el l 3000® Index Fund Cl a s s F Common Collective Trus t" is 30% of plan.
Helping the score
- Below-peer total fees (0 bps vs 5 bps peer median).
Decision-maker contacts
CFO / Head of HR / Benefits Manager — verified email + LinkedIn for MASSACHUSETTS INSTITUTE OF TECHNOLOGY.
Plan sponsor
Name
MASSACHUSETTS INSTITUTE OF TECHNOLOGY
EIN
04-2103594
Address
77 MASSACHUSETTS AVENUE NE49 3142 · CAMBRIDGE, MA · 02139
Phone
(617) 253-2734
Industry
Educational Servicessee all
Plan administrator
Same as plan sponsor.
Plan characteristics
Plan number
005
Plan year
2024
Plan year begin
2024-01-01
Tax period
2024-12-31
Filed
2025-07-23
Pension benefit codes
2E · Profit-sharing
2F · ERISA section 404(c)
2G · Total participant-directed accounts
2J · 401(k) feature
2K · 401(m) arrangement
2T · Default investment account (QDIA)
3H · Sponsor in controlled / affiliated group
2R · Participant-directed brokerage (SDBA)
Audit & trust (Schedule H)
Auditor
PRICEWATERHOUSECOOPERS LLP
Trustee / custodian
—
Trustee phone
—
Service providers (Schedule C)
1 rowsRecordkeeper
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| FIDELITY INVESTMENTS INSTITUTIONAL | 04-2647786 | — | RECORDKEEPER | $195K | — |
Investments
30 direct securities · 38 pooled funds· $10.1B(100% of reported assets)
Rows tagged as a trust or pooled fund hold many underlying securities. Click one to drill into its own Schedule of Assets — where the individual funds, shares, and CUSIPs live.
Common Collective Trust
$6.7B
38 holdings
Uncategorized
$3.4B
30 holdings
| PI | Investment | Type | Shares / units | Cost | Current value | % of plan |
|---|---|---|---|---|---|---|
| RUSSELL 3000 INDEX BLACKROCK INST. TRUST COMPANY, N. A · EIN 94-3371912 / PN 001 | Common Collective Trust | — | — | $2.3B | 30.0% | |
| MSCI ACWI EX-US INDX BLACKROCK INST. TRUST COMPANY, N. A · EIN 27-4955447 / PN 001 | Common Collective Trust | — | — | $659.9M | 8.5% | |
| U.S DEBT INDEX BLACKROCK INST. TRUST COMPANY, N. A · EIN 94-6589507 / PN 001 | Common Collective Trust | — | — | $401.9M | 5.2% | |
| Brokera gel i nk Regis tered Inves tment Compa ny | — | — | — | $382.7M | 5.0% | |
| FID GROWTH CO POOL A FIDELITY MANAGEMENT TRUST COMPANY · EIN 04-3022712 / PN 135 | Common Collective Trust | — | — | $344.7M | 4.5% | |
| PRU CORE PL BD CL 5 PRUDENTIAL TRUST COMPANY · EIN 23-6994310 / PN 165 | Common Collective Trust | — | — | $299.5M | 3.9% | |
| Va ngua rd Ta rget Retirement 2040 Common Collective Trus t | — | — | — | $292.1M | 3.8% | |
| VANGUARD TARGET 2040 VANGUARD FIDUCIARY TRUST COMPANY · EIN 90-6083974 / PN 001 | Common Collective Trust | — | — | $292.1M | 3.8% | |
| Va ngua rd Ta rget Retirement 2035 Common Coll ective Trus t | — | — | — | $283.1M | 3.7% | |
| VANGUARD TARGET 2035 VANGUARD FIDUCIARY TRUST COMPANY · EIN 90-6083977 / PN 001 | Common Collective Trust | — | — | $283.1M | 3.7% | |
| Va ngua rd Prime Money Ma rket Fund Admi ra l Sha res Regis tered Inves tment Compa ny | — | — | — | $276.6M | 3.6% | |
| Va ngua rd Ta rget Retirement 2045 Common Collective Trus t | — | — | — | $275.7M | 3.6% | |
| VANGUARD TARGET 2045 VANGUARD FIDUCIARY TRUST COMPANY · EIN 90-6083972 / PN 001 | Common Collective Trust | — | — | $275.7M | 3.6% | |
| Va ngua rd Ta rget Retirement 2050 Common Collective Trus t | — | — | — | $271.4M | 3.5% | |
| VANGUARD TARGET 2050 VANGUARD FIDUCIARY TRUST COMPANY · EIN 90-6083970 / PN 001 | Common Collective Trust | — | — | $271.4M | 3.5% | |
| Va ngua rd Ta rget Retirement 2030 Common Col lective Trus t | — | — | — | $268.9M | 3.5% | |
| VANGUARD TARGET 2030 VANGUARD FIDUCIARY TRUST COMPANY · EIN 90-6083979 / PN 001 | Common Collective Trust | — | — | $268.9M | 3.5% | |
| Va ngua rd Ta rget Retirement 2025 Common Collective Trus t | — | — | — | $204.5M | 2.6% | |
| VANGUARD TARGET 2025 VANGUARD FIDUCIARY TRUST COMPANY · EIN 90-6083981 / PN 001 | Common Collective Trust | — | — | $204.5M | 2.6% | |
| Va ngua rd Infla tion-Protected Securi ties Fund Ins titutiona l Sha resRegis tered Inves tment Compa ny | — | — | — | $130.9M | 1.7% | |
| Va ngua rd Ta rget Retirement 2055 Common Collective Trus t | — | — | — | $125.9M | 1.6% | |
| VANGUARD TARGET 2055 VANGUARD FIDUCIARY TRUST COMPANY · EIN 27-6715074 / PN 001 | Common Collective Trust | — | — | $125.9M | 1.6% | |
| RUSSELL 1000 GROWTH BLACKROCK INST. TRUST COMPANY, N. A · EIN 94-3302953 / PN 001 | Common Collective Trust | — | — | $124.9M | 1.6% | |
| Va ngua rd Ta rget Retirement 2020 Common Collective Trus t | — | — | — | $109.2M | 1.4% | |
| VANGUARD TARGET 2020 VANGUARD FIDUCIARY TRUST COMPANY · EIN 90-6083983 / PN 001 | Common Collective Trust | — | — | $109.2M | 1.4% | |
| Va ngua rd Ta rget Retirement Income Common Collective Trus t | — | — | — | $104.5M | 1.4% | |
| VANGUARD TARGET INC VANGUARD FIDUCIARY TRUST COMPANY · EIN 47-6930815 / PN 001 | Common Collective Trust | — | — | $104.5M | 1.4% | |
| T. Rowe Price La rge-Ca p Growth Trus t B Common Collective Trus t | — | — | — | $93.1M | 1.2% | |
| TRP LRG CAP GR TR B T. ROWE PRICE TRUST COMPANY · EIN 32-6528532 / PN 001 | Common Collective Trust | — | — | $93.1M | 1.2% | |
| RUSSELL 2000 INDEX BLACKROCK INST. TRUST COMPANY, N. A · EIN 94-3318704 / PN 001 | Common Collective Trust | — | — | $90.3M | 1.2% | |
| Bla ckRock Emergi ng Ma rkets Index Ma s ter Fund Common Collective Trus t | — | — | — | $81.2M | 1.1% | |
| EMERGING MKTS INDEX BLACKROCK INST. TRUST COMPANY, N. A · EIN 27-2777161 / PN 001 | Common Collective Trust | — | — | $81.2M | 1.1% | |
| Va ngua rd FTSE Soci a l Index Fund Ins titutiona l Sha res Regis tered Inves tment Compa ny | — | — | — | $65.7M | 0.9% | |
| Va ngua rd Ta rget Retirement 2060 Common Collective Trus t | — | — | — | $65.2M | 0.8% | |
| VANGUARD TARGET 2060 VANGUARD FIDUCIARY TRUST COMPANY · EIN 45-3799419 / PN 001 | Common Collective Trust | — | — | $65.2M | 0.8% | |
| MID CAP EQUITY INDEX BLACKROCK INST. TRUST COMPANY, N. A · EIN 94-3272818 / PN 001 | Common Collective Trust | — | — | $62.4M | 0.8% | |
| Dodge & Cox Stock Fund Regi s tered Inves tment Compa ny | — | — | — | $56.3M | 0.7% | |
| Bla ckRock Rus s el l 1000® Va l ue Fund Cl a s F Common Collective Trus t | — | — | — | $52.6M | 0.7% | |
| RUSSELL 1000 VALUE BLACKROCK INST. TRUST COMPANY, N. A · EIN 94-3330726 / PN 001 | Common Collective Trust | — | — | $52.6M | 0.7% | |
| Va ngua rd Short-Term Bond Index Fund Ins titutiona l Sha res Regis tered Inves tment Compa ny | — | — | — | $47.7M | 0.6% | |
| WT HIGH YIELD WELLINGTON TRUST COMPANY, N.A. · EIN 04-6913417 / PN 106 | Common Collective Trust | — | — | $35.4M | 0.5% | |
| Wellington Trus t Compa ny CIF II Hi gh Yi el d (Seri es 1) Common Collective Trus t | — | — | — | $35.4M | 0.5% | |
| Brokera gel i nk Interes t Bea ring Ca s h | — | — | — | $33.8M | 0.4% | |
| Bla ckRock FTSE EPRA NAREIT US Rea l Es ta te Securi ties Index FundCommon Collective Trus t | — | — | — | $27.7M | 0.4% | |
| US REAL ESTATE INDEX BLACKROCK INST. TRUST COMPANY, N. A · EIN 82-5109516 / PN 001 | Common Collective Trust | — | — | $27.7M | 0.4% | |
| Notes recei va bl e from pa rticipa nts : (Interes t a t 3.25% to 9.00%, ma turi ty da tes of 11/26/2023 to 12/31/2039) | — | — | — | $25.8M | 0.3% | |
| Va ngua rd Ta rget Retirement 2065 Common Collective Trus t | — | — | — | $22.5M | 0.3% | |
| VANGUARD TARGET 2065 VANGUARD FIDUCIARY TRUST COMPANY · EIN 82-6204383 / PN 001 | Common Collective Trust | — | — | $22.5M | 0.3% | |
| Ha rding Loevner Interna tiona l Equity Cla s A Common Col lective Trus t | — | — | — | $19.1M | 0.2% | |
| HRDG LVNR INTL EQ A GLOBAL TRUST COMPANY · EIN 27-6075499 / PN 003 | Common Collective Trust | — | — | $19.1M | 0.2% | |
| GW&K Sma l /Mi d Ca p Core Collective Inves tment Fund Common Coll ective Trus t | — | — | — | $18.3M | 0.2% | |
| GWK SMALL/MID CAP GLOBAL TRUST COMPANY · EIN 37-6558781 / PN 001 | Common Collective Trust | — | — | $18.3M | 0.2% | |
| Brokera geli nk US Government a nd Agency Securities | — | — | — | $15.3M | 0.2% | |
| DFA Emergi ng Ma rkets Core Equi ty Portfol i o Ins titutiona l Cla s Regis tered Inves tment Compa ny | — | — | — | $12.1M | 0.2% | |
| AEW Globa l Properties Trus t Fund Common Col l ective Trus t | — | — | — | $2.6M | <0.1% | |
| AEW GLB PROP TR GLOBAL TRUST COMPANY HARDING LOEVN · EIN 45-4659990 / PN 055 | Common Collective Trust | — | — | $2.6M | <0.1% | |
| Va ngua rd Ta rget Retirement 2070 Common Collective Trus t | — | — | — | $1.2M | <0.1% | |
| VANGUARD TARGET 2070 VANGUARD FIDUCIARY TRUST COMPANY · EIN 88-6095930 / PN 001 | Common Collective Trust | — | — | $1.2M | <0.1% | |
| VANG TARG 2035 PLUS VANGUARD FIDUCIARY TRUST COMPANY · EIN 90-0735965 / PN 001 | Common Collective Trust | — | — | $0 | <0.1% | |
| VANG TARGET INC PLUS VANGUARD FIDUCIARY TRUST COMPANY · EIN 90-0735883 / PN 001 | Common Collective Trust | — | — | $0 | <0.1% | |
| VANG TARG 2040 PLUS VANGUARD FIDUCIARY TRUST COMPANY · EIN 90-0735971 / PN 001 | Common Collective Trust | — | — | $0 | <0.1% | |
| VANG TARG 2020 PLUS VANGUARD FIDUCIARY TRUST COMPANY · EIN 90-0735899 / PN 001 | Common Collective Trust | — | — | $0 | <0.1% | |
| VANG TARG 2060 PLUS VANGUARD FIDUCIARY TRUST COMPANY · EIN 45-3799736 / PN 001 | Common Collective Trust | — | — | $0 | <0.1% | |
| VANG TARG 2055 PLUS VANGUARD FIDUCIARY TRUST COMPANY · EIN 90-0735978 / PN 001 | Common Collective Trust | — | — | $0 | <0.1% | |
| VANG TARG 2030 PLUS VANGUARD FIDUCIARY TRUST COMPANY · EIN 90-0735964 / PN 001 | Common Collective Trust | — | — | $0 | <0.1% | |
| VANG TARG 2050 PLUS VANGUARD FIDUCIARY TRUST COMPANY · EIN 90-0735976 / PN 001 | Common Collective Trust | — | — | $0 | <0.1% | |
| VANG TARG 2025 PLUS VANGUARD FIDUCIARY TRUST COMPANY · EIN 90-0735963 / PN 001 | Common Collective Trust | — | — | $0 | <0.1% | |
| VANG TARG 2045 PLUS VANGUARD FIDUCIARY TRUST COMPANY · EIN 90-0735972 / PN 001 | Common Collective Trust | — | — | $0 | <0.1% |