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Original filing (PDF)20250916131835NAL0002566736001

EMBRY-RIDDLE AERONAUTICAL UNIVERSITY

Form 5500
FILING_RECEIVED
EMBRY-RIDDLE AERONAUTICAL UNIVERSITY DEFINED CONTRIBUTION RETIREMENT PLAN
403(b) retirement plan
Signals · 1
No recordkeeper disclosed
Active participants
4,106
Accounts w/ balance
5,710
Plan assets (EOY)
$641.1M
Net assets (EOY)
$641.1M
How this plan invests
This plan
1 pooled trust
Schedule D
55 securities
funds · stocks · CUSIPs

Holdings are itemized directly on this plan's Schedule of Assets, below.

Plan health score (directional)
89
/ 100
Grade A
Top-tier plan health
Directional indicator computed from public Form 5500 data — compliance, concentration, cost, vendor stack and participation. Not a fiduciary tool.
Compliance & disclosures
100
Concentration risk
100
Total plan cost
65
Vendor stack
80
Participation health
100
Knocking points off
  • 10 bps in Schedule C fees — 59% above peer band of 6 bps.
  • No recordkeeper disclosed on Schedule C.
Decision-maker contacts
CFO / Head of HR / Benefits Manager — verified email + LinkedIn for EMBRY-RIDDLE AERONAUTICAL UNIVERSITY.
Plan sponsor
Name
EMBRY-RIDDLE AERONAUTICAL UNIVERSITY
EIN
59-0936101
Address
1 AEROSPACE BLVD., · CORSAIR HALL · DAYTONA BEACH, FL · 32114
Phone
(386) 226-7245
Industry
Educational Servicessee all
Plan administrator
Same as plan sponsor.
Plan characteristics
Plan number
001
Plan year
2024
Plan year begin
2024-01-01
Tax period
2024-12-31
Filed
2025-09-16
Pension benefit codes
2F · ERISA section 404(c)
2G · Total participant-directed accounts
2L · 403(b)(1) annuity
2M · 403(b)(7) custodial accounts
2T · Default investment account (QDIA)
3D · Pre-approved plan (master / prototype / VS)
Audit & trust (Schedule H)
Auditor
KPMG LLP
Trustee / custodian
Trustee phone

Service providers (Schedule C)

3 rows
Other
3
NameEINLocationRelationDirect compIndirect comp
TIAA13-1624203NONE$502K
CAPFINANCIAL PARTNERS. LLC26-0058143NONE$69K
KPMG LLP13-5565207NONE$40K

Investments

54 direct securities · 1 pooled fund· $637.8M(99% of reported assets)

Rows tagged as a trust or pooled fund hold many underlying securities. Click one to drill into its own Schedule of Assets — where the individual funds, shares, and CUSIPs live.

Uncategorized
$635.3M
54 holdings
Pooled Separate Account
$2.4M
1 holding
PIInvestmentTypeShares / unitsCostCurrent value% of plan
TIAA Traditional Non Benefit Responsive$79.3M12.4%
Vanguard Windsor II Fund Admiral Shares$35.0M5.5%
TIAA Traditional Benefit Responsive$31.5M4.9%
Vanguard Institutional Index Fund Institutional Shares$30.5M4.8%
Vanguard Target Retirement 2045 Fund$26.9M4.2%
CREF Stock Account Class R2$25.6M4.0%
Vanguard Target Retirement 2035 Fund$25.3M3.9%
Vanguard Total International Stock Index Fund Institutional Shares$23.5M3.7%
Vanguard Total Stock Market Index Fund Institutional Shares$21.8M3.4%
Vanguard Target Retirement 2025 Fund$21.3M3.3%
Vanguard PRIMECAP Fund Admiral Shares$21.2M3.3%
Vanguard Target Retirement 2040 Fund$19.9M3.1%
Vanguard Target Retirement 2030 Fund$18.4M2.9%
Vanguard Target Retirement 2050 Fund$17.9M2.8%
CREF Stock Account Class R4$17.7M2.8%
Vanguard Small-Cap Index Fund Institutional Shares$15.5M2.4%
Vanguard Target Retirement 2055 Fund$13.1M2.0%
Vanguard Wellington Admiral Fund$12.2M1.9%
JP Morgan Large Cap Growth Fund Class R6$11.7M1.8%
Vanguard Short-Term Investment-Grade Fund Institutional Shares$11.2M1.7%
Vanguard Wellesley Income Fund Admiral Shares$10.2M1.6%
MFS Mid Cap Value Fund Class R4$9.1M1.4%
Vanguard Mid-Cap Index Fund Institutional Shares$9.1M1.4%
Vanguard Target Retirement Income Fund$8.9M1.4%
CREF Global Equities Account Class R4$7.8M1.2%
Dodge & Cox International Stock Fund Class X$7.6M1.2%
CREF Growth Account Class R2$7.5M1.2%
Vanguard Real Estate Index Fund Institutional Shares$7.4M1.2%
Vanguard Target Retirement 2020 Fund$6.5M1.0%
Vanguard Total Bond Market Index Fund Institutional Shares$6.4M1.0%
Vanguard Target Retirement 2060 Fund$5.6M0.9%
CREF Social Choice Account Class R2$5.5M0.9%
CREF Global Equities Account Class R2$5.4M0.8%
CREF Social Choice Account Class R4$5.3M0.8%
TIAA-CREF Nuveen Money Market R6$4.8M0.8%
PIMCO Real Return Fund Institutional Class$4.6M0.7%
JP Morgan Mid Cap Growth Fund Class I$4.6M0.7%
WCM Focused International Growth Fund Institutional Class$4.5M0.7%
Harbor Small Cap Growth Fund Institutional Class$4.4M0.7%
JP Morgan Core Plus Bond Fund Class R6$4.0M0.6%
CREF Equity Index Account Class R2$3.9M0.6%
CREF Inflation-Linked Bond Account Class R4$3.4M0.5%
Vanguard Target Retirement 2065 Fund$2.9M0.5%
Macquarie Small Cap Value Fund$2.5M0.4%
TIAA REAL ESTATE
TIAA-CREF · EIN 13-1624203 / PN 004
Pooled Separate Account
$2.4M0.4%
Victory Trivalent International Small-Cap Fund Class Y$2.3M0.4%
Vanguard Intermediate-Term Bond Index Fund Admiral Shares$2.2M0.3%
PIMCO Income Fund Institutional Class$1.8M0.3%
CREF Growth Account Class R4$1.5M0.2%
CREF Money Market Account Class R2$1.2M0.2%
CREF Core Bond Account Class R2$1.2M0.2%
CREF Inflation-Linked Bond Account Class R2$1.1M0.2%
CREF Money Market Account Class R4$1.0M0.2%
CREF Core Bond Account Class R4$662K0.1%
CREF Equity Index Account Class R4$496K<0.1%