Original filing (PDF)20250930171619NAL0013523600001

SMITH COLLEGE

Name: SMITH COLLEGE — SMITH COLLEGE DEFINED CONTRIBUTION RETIREMENT PLAN, Form 5500 (2024)
Creator: SMITH COLLEGE

Form 5500

FILING_RECEIVED

SMITH COLLEGE DEFINED CONTRIBUTION RETIREMENT PLAN

403(b) retirement plan

Signals · 1

6 service providers

Active participants

1,903

Accounts w/ balance

3,358

Plan assets (EOY)

$628.7M

Net assets (EOY)

$628.7M

How this plan invests

This plan

3 pooled trusts

Schedule D

227 securities

funds · stocks · CUSIPs

Holdings are itemized directly on this plan's Schedule of Assets, below.

Plan health score (directional)

100

/ 100

Grade A

Top-tier plan health

Directional indicator computed from public Form 5500 data — compliance, concentration, cost, vendor stack and participation. Not a fiduciary tool.

Compliance & disclosures

100

Concentration risk

100

Total plan cost

100

Vendor stack

100

Participation health

100

Helping the score

Below-peer total fees (1 bps vs 6 bps peer median).

Decision-maker contacts

CFO / Head of HR / Benefits Manager — verified email + LinkedIn for SMITH COLLEGE.

Plan sponsor

Name

SMITH COLLEGE

EIN

04-1843040

Address

GARRISON HALL · 42 WEST STREET · NORTHAMPTON, MA · 01063

Phone

(413) 585-2275

Industry

Educational Servicessee all

Plan administrator

Name

SMITH COLLEGE

EIN

04-1843040

City

NORTHAMPTON, MA

Phone

(413) 585-2275

Plan characteristics

Plan number

002

Plan year

2024

Plan year begin

2024-01-01

Tax period

2024-12-31

Filed

2025-09-30

Pension benefit codes

2L · 403(b)(1) annuity

2F · ERISA section 404(c)

2G · Total participant-directed accounts

Audit & trust (Schedule H)

Auditor

MP P.C.

Trustee / custodian

—

Trustee phone

—

Service providers (Schedule C)

6 rows

Recordkeeper

Name	EIN	Location	Relation	Direct comp	Indirect comp
FIDELITY INVST INSTITUTIONAL OPP CO	04-2647786	—	RECORDKEEPER	$1K	—

Other

Name	EIN	Location	Relation	Direct comp	Indirect comp
THE ANGELL PENSION GROUP, INC.	04-2530412	—	SERVICE PROVIDER	$11K	—
MP P.C.	77-7000777	—	SERVICE PROVIDER	$11K	—
PARADISE COPIES LLC	04-3058359	—	SERVICE PROVIDER	$10K	—
GLOBAL RETIREMENT PARTNERS, LLC	47-1411118	—	SERVICE PROVIDER	$10K	—
GLOBAL RETIREMENT PARTNERS	99-1240115	—	SERVICE PROVIDER	$5K	—

Investments

226 direct securities · 3 pooled funds· $919.0M(100% of reported assets)

Rows tagged as a trust or pooled fund hold many underlying securities. Click one to drill into its own Schedule of Assets — where the individual funds, shares, and CUSIPs live.

Uncategorized

$544.8M

223 holdings

Pooled Separate Account

$290.7M

3 holdings

Guaranteed Income / GIC

$77.3M

1 holding

Pooled Separate Accounts

$6.2M

1 holding

Mutual Funds

$10K

1 holding

Investment	Type	Shares / units	Cost	Current value	% of plan
MAP SEPARATE ACCOUNT D ING LIFE INSURANCE AND ANNUITY CO · EIN 71-0294708 / PN 000	Pooled Separate Account	—	—	$284.5M	45.2%
CREF Stock R2	—	—	—	$88.2M	14.0%
* TIAA Traditional Non Benefit Responsive	Guaranteed Income / GIC	—	—	$77.3M	12.3%
Trowe Price Retirement 2030 - I Class	—	—	—	$42.0M	6.7%
Trowe Price Retirement 2025 - I Class	—	—	—	$38.7M	6.2%
Trowe Price Retirement 2035 - I Class	—	—	—	$30.1M	4.8%
Trowe Price Retirement 2040 - I Class	—	—	—	$24.6M	3.9%
Trowe Price Retirement 2045 - I Class	—	—	—	$22.2M	3.5%
Schwab Total Stock Market Index Fund	—	—	—	$21.7M	3.5%
Trowe Price Retirement 2020 - I Class	—	—	—	$21.6M	3.4%
CREF Growth R2	—	—	—	$19.2M	3.1%
TIAA Traditional Benefit Responsive	—	—	—	$17.9M	2.8%
CREF Global Equities R2	—	—	—	$15.8M	2.5%
Trowe Price Retirement 2050 - I Class	—	—	—	$13.7M	2.2%
Registered Investment Companies Variable Annuity Contracts * CREF Social Choice R2	—	—	—	$12.7M	2.0%
CREF Equity Index R2	—	—	—	$12.0M	1.9%
VOYA Fixed Plus Account III	—	—	—	$10.7M	1.7%
Trowe Price Retirement 2015 - I Class	—	—	—	$10.5M	1.7%
Fidelity Worldwide ** 531 * Fidelity 500 Index	—	—	—	$8.1M	1.3%
Trowe Price Retirement 2055 - I Class	—	—	—	$6.6M	1.0%
Vanguard Total Bond Market Index Fund Adm	—	—	—	$6.3M	1.0%
* TIAA Real Estate	Pooled Separate Accounts	—	—	$6.2M	1.0%
CREF Core Bond R2	—	—	—	$6.1M	1.0%
JPMorgan LgCp Grw Fnd R6	—	—	—	$5.7M	0.9%
Trowe Price Retirement 2010 - I Class	—	—	—	$5.2M	0.8%
Fidelity Growth Company	—	—	—	$4.9M	0.8%
CREF Inflation-Linked Bond R2	—	—	—	$4.7M	0.7%
TIAA REAL ESTATE TIAA CREF · EIN 13-1624203 / PN 004	Pooled Separate Account	—	—	$4.5M	0.7%
Fidelity Contrafund	—	—	—	$4.5M	0.7%
Schwab Small Cap Index	—	—	—	$4.3M	0.7%
Gabelli U.S Treasury Mkt Fund	—	—	—	$4.2M	0.7%
Fidelity Blue Chip Growth	—	—	—	$3.9M	0.6%
Trowe Price Retirement 2060 - I Class	—	—	—	$3.9M	0.6%
CREF Money Market R2	—	—	—	$3.3M	0.5%
Trowe Price Retirement 2005 - I Class	—	—	—	$3.3M	0.5%
iShares MSCI EAFE Index Fund K	—	—	—	$2.9M	0.5%
Fidelity Magellan	—	—	—	$2.8M	0.4%
Fidelity Freedom 2025	—	—	—	$2.5M	0.4%
Fidelity Extended Market Index Fund	—	—	—	$2.3M	0.4%
MFS Mid Cap Growth Fund R6	—	—	—	$2.3M	0.4%
Janus Henderson Overseas Fund	—	—	—	$2.1M	0.3%
Putnam Large Cap Value Fund Cl R6	—	—	—	$2.0M	0.3%
Fidelity Freedom 2030	—	—	—	$1.9M	0.3%
Fidelity Freedom 2020	—	—	—	$1.9M	0.3%
Black Rock Inflation Protected Bond Fund	—	—	—	$1.7M	0.3%
TIAA REAL ESTATE TIAA CREF · EIN 13-1624203 / PN 004	Pooled Separate Account	—	—	$1.7M	0.3%
American Century Ultra	—	—	—	$1.6M	0.3%
Fidelity Low Priced Stock	—	—	—	$1.6M	0.3%
Fidelity Emerging Markets Fund K	—	—	—	$1.4M	0.2%
Fidelity Freedom 2035	—	—	—	$1.4M	0.2%
Fidelity Growth & Inc	—	—	—	$1.3M	0.2%
John Hancock Bond Fund R6	—	—	—	$1.2M	0.2%
PGIM High Yield Fund R6	—	—	—	$1.2M	0.2%
Fidelity Balanced	—	—	—	$968K	0.2%
Fidelity Dividend Growth	—	—	—	$912K	0.1%
Victory Sycmr Established Value F	—	—	—	$871K	0.1%
PGIM Global Real Estate FD R6	—	—	—	$835K	0.1%
Fidelity Total Mkt Idx	—	—	—	$818K	0.1%
Fidelity New Millenium	—	—	—	$791K	0.1%
Fidelity Nasdaq Comp Indx	—	—	—	$742K	0.1%
Fidelity Asset Manager 70%	—	—	—	$710K	0.1%
Fidelity US Bond Idx	—	—	—	$697K	0.1%
Fidelity Fund	—	—	—	$695K	0.1%
Fidelity Equity Income	—	—	—	$687K	0.1%
Fidelity Freedom 2040	—	—	—	$656K	0.1%
Fidelity Puritan	—	—	—	$624K	<0.1%
American Century Growth	—	—	—	$613K	<0.1%
Nuveen Large Cap Val Idx Rtmt	—	—	—	$588K	<0.1%
Fidelity Mid Cap Idx	—	—	—	$561K	<0.1%
Nuveen S&P 500 Index Retire	—	—	—	$558K	<0.1%
Nuveen Internatl Eq Idx Retire	—	—	—	$557K	<0.1%
Nuveen Lifecycle 2040 Retire	—	—	—	$548K	<0.1%
Fidelity GNMA	—	—	—	$543K	<0.1%
Nuveen Lifecycle 2030 Retire	—	—	—	$528K	<0.1%
Participant Loans (interest ranging from 3.25% to 8.50%) -0-	—	—	—	$519K	<0.1%
JPMorgan Unconstrained Debt Fund R6	—	—	—	$512K	<0.1%
American Century Select	—	—	—	$496K	<0.1%
Nuveen Large Cap Resp Eq Rtmt	—	—	—	$492K	<0.1%
Fidelity Asset Manager 50%	—	—	—	$463K	<0.1%
Fidelity Government Money Market Prm	—	—	—	$459K	<0.1%
Fidelity Freedom 2015	—	—	—	$458K	<0.1%
American Century Capital Preservation	—	—	—	$453K	<0.1%
Fidelity Equity Dividend Income	—	—	—	$453K	<0.1%
Fidelity Total Bond	—	—	—	$446K	<0.1%
American Century Equity Income	—	—	—	$443K	<0.1%
Fidelity Capital & Income	—	—	—	$412K	<0.1%
Fidelity International Discovery	—	—	—	$403K	<0.1%
Trowe Price Retirement 2065 - I Class	—	—	—	$392K	<0.1%
Fidelity Value	—	—	—	$378K	<0.1%
Fidelity Asset Manager 85%	—	—	—	$354K	<0.1%
Fidelity Freedom 2050	—	—	—	$347K	<0.1%
Nuveen Lifecycle 2035 Retire	—	—	—	$342K	<0.1%
Fidelity Overseas	—	—	—	$334K	<0.1%
Nuveen Small Cap Bld Idx Rtmt	—	—	—	$321K	<0.1%
Fidelity Sel Fintech ** 347 * Fidelity Multi Assets Index	—	—	—	$314K	<0.1%
Fidelity Growth Strategies	—	—	—	$309K	<0.1%
Nuveen Bond Index Retirement	—	—	—	$306K	<0.1%
Fidelity LTD Term Govt	—	—	—	$305K	<0.1%
Fidelity Europe	—	—	—	$295K	<0.1%
Fidelity Government Money Market	—	—	—	$294K	<0.1%
Fidelity Disciplined Equity	—	—	—	$291K	<0.1%
Fidelity Government Cash Reserve	—	—	—	$285K	<0.1%
American Century Heritage	—	—	—	$281K	<0.1%
Fidelity Asset Manager 20%	—	—	—	$279K	<0.1%
Fidelity Treasury Only Moneymarket	—	—	—	$278K	<0.1%
Fidelity Investment Grade Bond	—	—	—	$271K	<0.1%
Nuveen Large Cap Value Retire	—	—	—	$266K	<0.1%
Fidelity Emerging Markets	—	—	—	$263K	<0.1%
Fidelity Diversified International	—	—	—	$254K	<0.1%
Fidelity Select Technology	—	—	—	$239K	<0.1%
Nuveen Quant Sm Cp Eq Retire	—	—	—	$237K	<0.1%
Nuveen Emerg Mkts Eq Idx Rtmt	—	—	—	$235K	<0.1%
Nuveen Large Cap Gr Idx Retire	—	—	—	$220K	<0.1%
Fidelity International Capital Appreciation	—	—	—	$219K	<0.1%
American Century OCP 2025	—	—	—	$217K	<0.1%
Fidelity Strategic Income	—	—	—	$206K	<0.1%
Fidelity Infl Pr Bd Idx	—	—	—	$206K	<0.1%
Fidelity Trend	—	—	—	$203K	<0.1%
Nuveen Mid Cap Value Retire	—	—	—	$196K	<0.1%
Fidelity Sm Cap Idx	—	—	—	$196K	<0.1%
Nuveen Internatl Equity Retire	—	—	—	$195K	<0.1%
Fidelity Glb Ex US Idx	—	—	—	$194K	<0.1%
Fidelity Focused Stock	—	—	—	$184K	<0.1%
Nuveen Mid Cap Growth Retire	—	—	—	$184K	<0.1%
Nuveen High Yield Retirement	—	—	—	$183K	<0.1%
Nuveen Money Market Retirement	—	—	—	$179K	<0.1%
Fidelity International Index	—	—	—	$172K	<0.1%
Fidelity Small Cap Discovery	—	—	—	$167K	<0.1%
Nuveen Equity Index Retirement	—	—	—	$156K	<0.1%
Fidelity Select Semiconduct	—	—	—	$151K	<0.1%
Fidelity Real Estate Investment	—	—	—	$151K	<0.1%
Fidelity Intermediate Bond	—	—	—	$149K	<0.1%
Fidelity Mid Cap Stock	—	—	—	$147K	<0.1%
Fidelity Capital Appreciation	—	—	—	$140K	<0.1%
Fidelity Select Medical Tech & DV	—	—	—	$134K	<0.1%
Fidelity Extd Mkt Idx	—	—	—	$129K	<0.1%
American Century Value	—	—	—	$125K	<0.1%
Nuveen Managed Allocat Retire	—	—	—	$124K	<0.1%
American Century Small Cap Growth	—	—	—	$122K	<0.1%
Fidelity Select Communication Services	—	—	—	$119K	<0.1%
Fidelity Select Biotechnology	—	—	—	$112K	<0.1%
Fidelity Pacific Basin	—	—	—	$111K	<0.1%
Fidelity Freedom 2045	—	—	—	$110K	<0.1%
American Century One Choice Portfolio - Aggressive	—	—	—	$109K	<0.1%
Fidelity Small Cap Growth	—	—	—	$108K	<0.1%
American Century OCP in Retirement	—	—	—	$108K	<0.1%
American Century Diversified Bond	—	—	—	$96K	<0.1%
Fidelity Floating Rate High Income	—	—	—	$95K	<0.1%
Fidelity Conservative Income Bond	—	—	—	$93K	<0.1%
American Century Disciplined Core Value	—	—	—	$92K	<0.1%
Fidelity Stk Sel Sm Cap	—	—	—	$87K	<0.1%
Nuveen Lifecycle 2025 Retire	—	—	—	$81K	<0.1%
Fidelity Real Estate Income	—	—	—	$77K	<0.1%
Fidelity International Small Cap	—	—	—	$76K	<0.1%
Fidelity Stock Selector Mid Cap	—	—	—	$71K	<0.1%
Fidelity Mega Cap Stock	—	—	—	$64K	<0.1%
Fidelity Strategic Dividend & Income	—	—	—	$64K	<0.1%
Fidelity Impax Sust Alloc Inv	—	—	—	$63K	<0.1%
Nuveen Lifecycle 2020 Retire	—	—	—	$63K	<0.1%
Charles Schwab Self-Directed Brokerage Account	—	—	—	$61K	<0.1%
Fidelity Select Software	—	—	—	$61K	<0.1%
Fidelity Growth Discovery	—	—	—	$55K	<0.1%
Nuveen Internatl Opps Retire	—	—	—	$54K	<0.1%
American Century One Choice Portfolio - Very Aggressive	—	—	—	$54K	<0.1%
Nuveen Core Impact Bond Retire	—	—	—	$54K	<0.1%
Fidelity Corporate Bond	—	—	—	$54K	<0.1%
Fidelity Telecom & Util	—	—	—	$49K	<0.1%
Fidelity Mid Cap Value	—	—	—	$49K	<0.1%
Fidelity Small Cap Value	—	—	—	$41K	<0.1%
American Century Small Cap Value	—	—	—	$41K	<0.1%
Nuveen Lifecycle 2015 Retire	—	—	—	$37K	<0.1%
Fidelity Freedom 2010	—	—	—	$36K	<0.1%
American Century Inflation Adjusted Bond	—	—	—	$36K	<0.1%
Fidelity OTC Portfolio	—	—	—	$35K	<0.1%
Fidelity Select Consumer Staples ** 966 * Fidelity Select Gold	—	—	—	$34K	<0.1%
Fidelity High Income	—	—	—	$33K	<0.1%
Fidelity New Markets Income	—	—	—	$32K	<0.1%
Fidelity Freedom Income	—	—	—	$31K	<0.1%
American Century International Opportunity	—	—	—	$30K	<0.1%
Fidelity INTM TR Bd Idx	—	—	—	$29K	<0.1%
Fidelity Short Term Bond	—	—	—	$29K	<0.1%
Fidelity Japan	—	—	—	$28K	<0.1%
Nuveen Core Equity Retirement	—	—	—	$28K	<0.1%
Fidelity Leveraged Company Stock	—	—	—	$28K	<0.1%
American Century Real Estate	—	—	—	$28K	<0.1%
Fidelity Real Estate Idx	—	—	—	$26K	<0.1%
American Century Short Duration Inflation Protection Bond Fund	—	—	—	$24K	<0.1%
Fidelity Government Income	—	—	—	$24K	<0.1%
Fidelity Sel Tec Hardware	—	—	—	$23K	<0.1%
American Century Prime Money Market	—	—	—	$22K	<0.1%
Fidelity China Region	—	—	—	$22K	<0.1%
American Century Mid Cap Value Fund	—	—	—	$20K	<0.1%
Fidelity Small Cap Stock	—	—	—	$20K	<0.1%
Fidelity Select Healthcare	—	—	—	$19K	<0.1%
Fidelity Emrg Mkts Idx	—	—	—	$18K	<0.1%
Fidelity Select Energy	—	—	—	$17K	<0.1%
American Century OCP 2045	—	—	—	$17K	<0.1%
Fidelity Global Commodity Stock	—	—	—	$16K	<0.1%
Fidelity Emerging Asia	—	—	—	$16K	<0.1%
American Century Government Bond	—	—	—	$15K	<0.1%

Showing top 200 of 229 investments by value.