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Original filing (PDF)20250826205353NAL0015578800001
ASPIRUS, INC.
Form 5500
FILING_RECEIVED
ASPIRUS, INC. RETIREMENT PLAN
403(b) retirement plan
Signals · 1
No recordkeeper disclosed
Active participants
10,454
Accounts w/ balance
13,295
Plan assets (EOY)
$893.4M
Net assets (EOY)
$893.4M
How this plan invests
This plan
1 pooled trust
Schedule D
90 securities
funds · stocks · CUSIPs
Holdings are itemized directly on this plan's Schedule of Assets, below.
Plan health score (directional)
89
/ 100
Grade A
Top-tier plan health
Directional indicator computed from public Form 5500 data — compliance, concentration, cost, vendor stack and participation. Not a fiduciary tool.
Compliance & disclosures
100
Concentration risk
100
Total plan cost
65
Vendor stack
80
Participation health
100
Knocking points off
- 12 bps in Schedule C fees — 103% above peer band of 6 bps.
- No recordkeeper disclosed on Schedule C.
Decision-maker contacts
CFO / Head of HR / Benefits Manager — verified email + LinkedIn for ASPIRUS, INC..
Plan sponsor
Name
ASPIRUS, INC.
EIN
39-1328331
Address
2200 WESTWOOD BLVD · WAUSAU, WI · 54401
Phone
(715) 845-2672
Industry
Health Care & Social Assistancesee all
Plan administrator
Same as plan sponsor.
Plan characteristics
Plan number
005
Plan year
2024
Plan year begin
2024-01-01
Tax period
2024-12-31
Filed
2025-08-26
Pension benefit codes
2E · Profit-sharing
2F · ERISA section 404(c)
2G · Total participant-directed accounts
2L · 403(b)(1) annuity
2M · 403(b)(7) custodial accounts
2S · Automatic enrollment
2T · Default investment account (QDIA)
3D · Pre-approved plan (master / prototype / VS)
Audit & trust (Schedule H)
Auditor
WIPFLI
Trustee / custodian
—
Trustee phone
—
Service providers (Schedule C)
4 rowsOther
4| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| EMPOWER ANNUITY INSURANCE COMPANY O | 84-0467907 | — | NONE | $815K | — |
| METROPOLITAN LIFE INSURANCE CO | 13-5581829 | — | NONE | $257K | — |
| FRANCIS INVESTMENT COUNCIL, LLC | 90-0142264 | — | NONE | $14K | — |
| QDRO CONSULTANTS COMPANY, LLC | 34-1820650 | — | NONE | $2K | — |
Investments
90 direct securities · 1 pooled fund· $896.6M(100% of reported assets)
Rows tagged as a trust or pooled fund hold many underlying securities. Their holdings are itemized on each fund’s own Form 5500.
Uncategorized
$893.4M
90 holdings
Pooled Separate Account
$3.2M
1 holding
| PI | Investment | Type | Shares / units | Cost | Current value | % of plan |
|---|---|---|---|---|---|---|
| Fidelity Total Market Index | — | — | — | $132.6M | 14.8% | |
| Fidelity Freedom Index 2035 Instl Prem | — | — | — | $82.5M | 9.2% | |
| Fidelity Freedom Index 2045 Instl Prem | — | — | — | $74.8M | 8.4% | |
| Fidelity 500 Index | — | — | — | $71.7M | 8.0% | |
| Fidelity Freedom Index 2040 Instl Prem | — | — | — | $64.7M | 7.2% | |
| Fidelity Freedom Index 2050 Instl Prem | — | — | — | $60.4M | 6.8% | |
| Fidelity Freedom Index 2030 Instl Prem | — | — | — | $58.9M | 6.6% | |
| Fidelity Freedom Index 2025 Instl Prem | — | — | — | $49.8M | 5.6% | |
| Fidelity Freedom Index 2055 Instl Prem | — | — | — | $40.5M | 4.5% | |
| Fidelity Total Bond K6 | — | — | — | $36.6M | 4.1% | |
| American Funds Europacific Gr R6 | — | — | — | $35.5M | 4.0% | |
| Metlife Stable Value Contract | — | — | — | $35.2M | 3.9% | |
| Fidelity Extended Market Index | — | — | — | $32.9M | 3.7% | |
| Fidelity Freedom Index 2060 Instl Prem | — | — | — | $31.1M | 3.5% | |
| Victory Sycamore Established Value R6 | — | — | — | $15.5M | 1.7% | |
| Fidelity Freedom Index 2020 Instl Prem | — | — | — | $11.7M | 1.3% | |
| Fidelity International Index | — | — | — | $11.4M | 1.3% | |
| Fidelity Freedom Index 2065 Instl Prem | — | — | — | $7.9M | 0.9% | |
| Participant Loans | — | — | — | $6.5M | 0.7% | |
| Pimco Global Bond Opps (Usd-Hedged) Inst | — | — | — | $6.4M | 0.7% | |
| Fidelity Freedom Index Inc Instl Prem | — | — | — | $6.0M | 0.7% | |
| VOYA VOYA RETIREMENT INSURANCE AND ANNUITY COMPANY · EIN 71-0294708 / PN 000 | Pooled Separate Account | — | — | $3.2M | 0.4% | |
| JP Morgan Large Cap Growth R6 | — | — | — | $2.8M | 0.3% | |
| Voya Fixed Account | — | — | — | $2.5M | 0.3% | |
| Fixed Account | — | — | — | $2.3M | 0.3% | |
| Fidelity Small Cap Growth K6 | — | — | — | $2.2M | 0.2% | |
| Voya Growth and Income Portfolio - Class I | — | — | — | $2.1M | 0.2% | |
| MFS Mid Cap Growth R6 | — | — | — | $2.0M | 0.2% | |
| Fidelity Freedom Index 2015 Instl Prem | — | — | — | $1.8M | 0.2% | |
| Fidelity Freedom Index 2010 Instl Prem | — | — | — | $1.5M | 0.2% | |
| Principal Smallcap Value II R6 | — | — | — | $898K | 0.1% | |
| MFS Value R6 | — | — | — | $585K | <0.1% | |
| Fidelity US Bond Index | — | — | — | $439K | <0.1% | |
| Voya Balanced Income Port Ins | — | — | — | $178K | <0.1% | |
| Voya Intermediate Bond Portfolio - Class I | — | — | — | $152K | <0.1% | |
| LVIP Dimensional U.S. Core Equity 1 | — | — | — | $131K | <0.1% | |
| MFS Utilities | — | — | — | $119K | <0.1% | |
| VY Oppenheimer Global Portfolio - Initial Class | — | — | — | $72K | <0.1% | |
| Fidelity® VIP Contrafund® Portfolio - Initial Clas | — | — | — | $71K | <0.1% | |
| Voya Russell LCp Gr Ind Prt I | — | — | — | $70K | <0.1% | |
| VY TRowePrice Growth Equity Portfolio - Initia | — | — | — | $70K | <0.1% | |
| VY TRowePrice Capital Appreciation Port - Serv | — | — | — | $70K | <0.1% | |
| Voya Large Cap Growth Port Inst | — | — | — | $68K | <0.1% | |
| VY TRowePrice Diversified Mid Cap Growth Port | — | — | — | $66K | <0.1% | |
| American Funds Growth Fund R4 | — | — | — | $54K | <0.1% | |
| Fidelity International Small Cap | — | — | — | $51K | <0.1% | |
| LVIP Blended Large Cap Growth MNGD VOLTLTY | — | — | — | $45K | <0.1% | |
| Voya Fixed Plus Account | — | — | — | $45K | <0.1% | |
| Voya Solution 2035 Portfolio - Service Class | — | — | — | $37K | <0.1% | |
| LVIP T. Rowe Price Structured Mid-Cap | — | — | — | $30K | <0.1% | |
| BlkRck Hlth Sci Opport Prt IA | — | — | — | $28K | <0.1% | |
| Fidelity® VIP Growth Portfolio - Initial Class | — | — | — | $27K | <0.1% | |
| American Funds Growth | — | — | — | $24K | <0.1% | |
| Voya Fixed Plus Account II A | — | — | — | $19K | <0.1% | |
| LVIP Delaware Social Awareness | — | — | — | $18K | <0.1% | |
| TCW MW Tot Rtn Bd Fd M | — | — | — | $15K | <0.1% | |
| Amana Growth Fund Inv | — | — | — | $15K | <0.1% | |
| Voya Short Term GAA | — | — | — | $14K | <0.1% | |
| Fidelity VIP Growth | — | — | — | $14K | <0.1% | |
| Voya Index Plus LargeCap Portfolio - Class I | — | — | — | $14K | <0.1% | |
| VY Baron Growth Port Srv | — | — | — | $13K | <0.1% | |
| LVIP Delaware Mid Cap Value Fund | — | — | — | $11K | <0.1% | |
| Ariel Fund Inv | — | — | — | $10K | <0.1% | |
| Fidelity VIP Contrafund | — | — | — | $10K | <0.1% | |
| VY Invesco Eqty & Inc Port I | — | — | — | $9K | <0.1% | |
| American Funds EuroPacific R4 | — | — | — | $9K | <0.1% | |
| LVIP SSGA S&P 500 Index | — | — | — | $8K | <0.1% | |
| Voya High Yield Port Ins | — | — | — | $7K | <0.1% | |
| LVIP Mondrian International Value | — | — | — | $5K | <0.1% | |
| Voya International High Div Low Vol Port | — | — | — | $5K | <0.1% | |
| American Funds New Perspective R4 | — | — | — | $5K | <0.1% | |
| LVIP Blackrock Dividend Value MNGDVLTLTY | — | — | — | $4K | <0.1% | |
| Voya Govt Money Market Portfolio I | — | — | — | $4K | <0.1% | |
| Voya Money Market Portfolio - Class I | — | — | — | $4K | <0.1% | |
| Voya Russell LgCp Indx Prt I | — | — | — | $4K | <0.1% | |
| Delaware VIP Value | — | — | — | $4K | <0.1% | |
| LVIP JP Morgan Retirement Income Fund | — | — | — | $3K | <0.1% | |
| Pioneer High Yield VCT Port I | — | — | — | $3K | <0.1% | |
| Invesco Developing markets Fund A | — | — | — | $3K | <0.1% | |
| Delaware VIP Reit | — | — | — | $3K | <0.1% | |
| Voya International Ind Prt I | — | — | — | $3K | <0.1% | |
| LVIP Delaware Bond | — | — | — | $2K | <0.1% | |
| Delaware VIP SMID Cap Core Series | — | — | — | $2K | <0.1% | |
| LVIP SSGA Small-Cap Index | — | — | — | $2K | <0.1% | |
| Voya MidCap Opportunities Port I | — | — | — | $1K | <0.1% | |
| Voya Index Plus SmallCap Portfolio - Class I | — | — | — | $1K | <0.1% | |
| Voya Solution Aggress Pt I | — | — | — | $923 | <0.1% | |
| LVIP Government Money Market | — | — | — | $24 | <0.1% | |
| Primecap Odyssey Stock | — | — | — | $4 | <0.1% | |
| Pimco Commoditiesplus Strategy Instl | — | — | — | $1 | <0.1% | |
| Voya Small Company Portfolio - Class I | — | — | — | $1 | <0.1% |