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Original filing (PDF)20251015153059NAL0010395906001
SCHENECTADY COMMUNITY ACTION PROGRAM, INC
Form 5500
FILING_RECEIVED
SCHENECTADY COMMUNITY ACTION PROGRAM, INC. 403(B) DC PLAN
403(b) retirement plan
Signals · 1
No recordkeeper disclosed
Active participants
113
Accounts w/ balance
156
Plan assets (EOY)
$4.7M
Net assets (EOY)
$4.7M
How this plan invests
This plan
1 pooled trust
Schedule D
49 securities
funds · stocks · CUSIPs
Holdings are itemized directly on this plan's Schedule of Assets, below.
Plan health score (directional)
98
/ 100
Grade A
Top-tier plan health
Directional indicator computed from public Form 5500 data — compliance, concentration, cost, vendor stack and participation. Not a fiduciary tool.
Compliance & disclosures
100
Concentration risk
100
Total plan cost
100
Vendor stack
80
Participation health
100
Knocking points off
- No recordkeeper disclosed on Schedule C.
Helping the score
- Below-peer total fees (27 bps vs 52 bps peer median).
Decision-maker contacts
CFO / Head of HR / Benefits Manager — verified email + LinkedIn for SCHENECTADY COMMUNITY ACTION PROGRAM, INC.
Plan sponsor
Name
SCHENECTADY COMMUNITY ACTION PROGRAM, INC
EIN
14-6034637
Address
913 ALBANY STREET · SCHENECTADY, NY · 123071401
Phone
(518) 374-9181
Industry
Health Care & Social Assistancesee all
Plan administrator
Same as plan sponsor.
Plan characteristics
Plan number
002
Plan year
2024
Plan year begin
2024-01-01
Tax period
2024-12-31
Filed
2025-10-15
Pension benefit codes
2G · Total participant-directed accounts
2L · 403(b)(1) annuity
2T · Default investment account (QDIA)
Audit & trust (Schedule H)
Auditor
EFPR GROUP CPAS PLLC
Trustee / custodian
—
Trustee phone
—
Service providers (Schedule C)
1 rowsOther
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| TIAA | 13-1624203 | NEW YORK, NY | — | $13K | — |
Investments
48 direct securities · 1 pooled fund· $4.6M(98% of reported assets)
Rows tagged as a trust or pooled fund hold many underlying securities. Click one to drill into its own Schedule of Assets — where the individual funds, shares, and CUSIPs live.
Uncategorized
$4.5M
48 holdings
Pooled Separate Account
$83K
1 holding
| PI | Investment | Type | Shares / units | Cost | Current value | % of plan |
|---|---|---|---|---|---|---|
| TIAA-CREF Lifecycle 2025 Mutual fund | — | — | — | $887K | 18.9% | |
| CREF Stock Other register investment | — | — | — | $523K | 11.1% | |
| Non-benefit responsive | — | — | — | $272K | 5.8% | |
| TIAA-CREF Lifecycle 2035 Mutual fund | — | — | — | $267K | 5.7% | |
| TIAA-CREF Lifecycle 2040 Mutual fund | — | — | — | $258K | 5.5% | |
| CREF Money Market Other register investment | — | — | — | $211K | 4.5% | |
| TIAA Access Lifecycle 2040 T4 Mutual fund | — | — | — | $173K | 3.7% | |
| TIAA-CREF Lifecycle 2030 Mutual fund | — | — | — | $167K | 3.6% | |
| Fully benefit responsive | — | — | — | $158K | 3.4% | |
| CREF Equity Index Other register investment | — | — | — | $131K | 2.8% | |
| CREF Social Choice Other register investment | — | — | — | $127K | 2.7% | |
| TIAA-CREF Lifecycle 2055 Mutual fund | — | — | — | $112K | 2.4% | |
| TIAA-CREF Lifecycle 2020 Mutual fund | — | — | — | $107K | 2.3% | |
| CREF Global Equities Other register investment | — | — | — | $99K | 2.1% | |
| TIAA Access Lifecycle 2035 T4 Mutual fund | — | — | — | $91K | 1.9% | |
| TIAA REAL ESTATE TIAA-CREF · EIN 13-1624203 / PN 004 | Pooled Separate Account | — | — | $83K | 1.8% | |
| CREF Growth Other register investment | — | — | — | $75K | 1.6% | |
| TIAA-CREF Lifecycle 2060 Mutual fund | — | — | — | $72K | 1.5% | |
| CREF Inflation - Linked Bond Other register investment | — | — | — | $69K | 1.5% | |
| TIAA-CREF Lifecycle 2050 Mutual fund | — | — | — | $55K | 1.2% | |
| TIAA Access Lifecycle 2045 T4 Mutual fund | — | — | — | $54K | 1.2% | |
| TIAA Access Lifecycle 2050 T4 Mutual fund | — | — | — | $52K | 1.1% | |
| TIAA-CREF Lifecycle 2045 Mutual fund | — | — | — | $44K | 0.9% | |
| TIAA Access Lifecycle 2055 T4 Mutual fund | — | — | — | $44K | 0.9% | |
| TIAA Access Lifecycle 2015 T4 Mutual fund | — | — | — | $37K | 0.8% | |
| TIAA Access Lifecycle 2030 T4 Mutual fund | — | — | — | $37K | 0.8% | |
| TIAA Access Lifecycle 2020 T4 Mutual fund | — | — | — | $35K | 0.7% | |
| TIAA-CREF Lifecycle 2065 Mutual fund | — | — | — | $31K | 0.7% | |
| TIAA Access Intl Equity T4 Mutual fund | — | — | — | $28K | 0.6% | |
| Vanguard Total Intl Stock Index Adm Mutual fund | — | — | — | $28K | 0.6% | |
| CREF Bond Market Other register investment | — | — | — | $27K | 0.6% | |
| TIAA Access Large-Cap Value T4 Mutual fund | — | — | — | $25K | 0.5% | |
| TIAA Access Lifecycle 2060 T4 Mutual fund | — | — | — | $21K | 0.5% | |
| MFS Growth Fund Class R6 Mutual fund | — | — | — | $20K | 0.4% | |
| TIAA Stable Value Mutual fund | — | — | — | $19K | 0.4% | |
| Vanguard Small-Cap Index Adm Mutual fund | — | — | — | $18K | 0.4% | |
| Vanguard 500 Index Adm Mutual fund | — | — | — | $18K | 0.4% | |
| TIAA Access Lifecycle 2025 T4 Mutual fund | — | — | — | $18K | 0.4% | |
| TIAA Access Quant Small Cap Equity T4 Mutual fund | — | — | — | $13K | 0.3% | |
| TIAA Access Real Estate Secs T4 Mutual fund | — | — | — | $12K | 0.3% | |
| TIAA Access Mid-Cap Value T4 Mutual fund | — | — | — | $12K | 0.2% | |
| TIAA-CREF Lifecycle 2015 Mutual fund | — | — | — | $11K | 0.2% | |
| JP Morgan Equity Inc Fund Class R6 Mutual fund | — | — | — | $10K | 0.2% | |
| TIAA Access Social Change Equity T4 Mutual fund | — | — | — | $9K | 0.2% | |
| Western Asset Core Plus Bond I Mutual fund | — | — | — | $9K | 0.2% | |
| Vanguard Mid-Cap Index Adm Mutual fund | — | — | — | $4K | <0.1% | |
| TIAA Access Small-Cap BI Index T4 Mutual fund | — | — | — | $4K | <0.1% | |
| TIAA Access Core Bond Plus T4 Mutual fund | — | — | — | $2K | <0.1% | |
| TIAA Access Equity IDX Mutual fund | — | — | — | $1K | <0.1% |