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Original filing (PDF)20251001174035NAL0016458320001
SMART MOTORS, INC.
Form 5500
FILING_RECEIVED
SMART MOTORS, INC. 401(K) SAVINGS PLAN
401(k) retirement plan
Signals · 2
~100 bps in Sched C feesNo recordkeeper disclosed
Active participants
229
Accounts w/ balance
341
Plan assets (EOY)
$6.6M
Net assets (EOY)
$6.6M
How this plan invests
This plan
10 pooled trusts
Schedule D
69 securities
funds · stocks · CUSIPs
Holdings are itemized directly on this plan's Schedule of Assets, below.
Plan health score (directional)
89
/ 100
Grade A
Top-tier plan health
Directional indicator computed from public Form 5500 data — compliance, concentration, cost, vendor stack and participation. Not a fiduciary tool.
Compliance & disclosures
100
Concentration risk
100
Total plan cost
65
Vendor stack
80
Participation health
100
Knocking points off
- 100 bps in Schedule C fees — 93% above peer band of 52 bps.
- No recordkeeper disclosed on Schedule C.
Decision-maker contacts
CFO / Head of HR / Benefits Manager — verified email + LinkedIn for SMART MOTORS, INC..
Plan sponsor
Name
SMART MOTORS, INC.
EIN
39-0977617
Address
5901 ODANA ROAD · MADISON, WI · 53719
Phone
(608) 316-7711
Industry
Retail Tradesee all
Plan administrator
Same as plan sponsor.
Plan characteristics
Plan number
002
Plan year
2024
Plan year begin
2024-01-01
Tax period
2024-12-31
Filed
2025-10-01
Pension benefit codes
2E · Profit-sharing
2F · ERISA section 404(c)
2G · Total participant-directed accounts
2J · 401(k) feature
2K · 401(m) arrangement
2S · Automatic enrollment
2T · Default investment account (QDIA)
3D · Pre-approved plan (master / prototype / VS)
2A · Age/service weighted or new comparability
Audit & trust (Schedule H)
Auditor
SVA CERTIFIED PUBLIC ACCOUNTANTS SC
Trustee / custodian
—
Trustee phone
—
Service providers (Schedule C)
4 rowsAdvisor / Consultant
2| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| PROACCOUNT | 73-0988442 | COLUMBUS, OH | INVESTMENT ADVISORY (PAR | $55K | — |
| AMERIPRISE FINANCIAL SERVICES | 41-0973005 | MINNEAPOLIS, MN | BROKER/ADVISOR | $0 | — |
TPA / Administrator
2| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| DEFINITI LLC | 85-0833363 | THE WOODLANDS, TX | THIRD PARTY ADMIN | $10K | — |
| DEFINITI LLC | 85-0833363 | ERIE, PA | THIRD PARTY ADMIN | $833 | — |
Investments
69 direct securities · 10 pooled funds· $7.1M(100% of reported assets)
Rows tagged as a trust or pooled fund hold many underlying securities. Their holdings are itemized on each fund’s own Form 5500.
Uncategorized
$6.6M
69 holdings
Common Collective Trust
$530K
10 holdings
| PI | Investment | Type | Shares / units | Cost | Current value | % of plan |
|---|---|---|---|---|---|---|
| BlackRock iShares MSCI EAFE International Index Fund Class K N/A | — | — | — | $399K | 6.1% | |
| Vanguard 500 Index Fund Admiral Shares N/A | — | — | — | $372K | 5.6% | |
| Vanguard International Growth Fund Admiral Shares N/A | — | — | — | $315K | 4.8% | |
| Nationwide Fixed Select N/A | — | — | — | $281K | 4.3% | |
| Fidelity 500 Index Fund N/A | — | — | — | $267K | 4.1% | |
| MFS Growth Fund Class R4 N/A | — | — | — | $263K | 4.0% | |
| American Century Equity Income Fund R6 Class N/A | — | — | — | $245K | 3.7% | |
| American Century Small Cap Value Fund R6 Class N/A | — | — | — | $208K | 3.2% | |
| Western Asset Core Plus Bond Fund Class I N/A | — | — | — | $202K | 3.1% | |
| JPMorgan Mid Cap Value Fund Class R6 N/A | — | — | — | $176K | 2.7% | |
| American Century Retirement Readiness 2065 Trust N/A | — | — | — | $166K | 2.5% | |
| AMCENT RTRMNTRDNS2065 I BENEFIT TRUST COMPANY · EIN 83-6703513 / PN 001 | Common Collective Trust | — | — | $166K | 2.5% | |
| Fidelity International Index Fund N/A | — | — | — | $164K | 2.5% | |
| Fidelity U.S. Bond Index Fund N/A | — | — | — | $159K | 2.4% | |
| Vanguard Total Stock Market Index Fund Admiral Shares N/A | — | — | — | $156K | 2.4% | |
| Dodge & Cox International Stock Fund N/A | — | — | — | $152K | 2.3% | |
| BlackRock Strategic Income Opportunities Portfolio Institutional Shares N/A 234 Goldman Sachs GQG Partners International Opportunities Fund Class R6 N/A | — | — | — | $150K | 2.3% | |
| Delaware Emerging Markets Fund Institutional Class N/A | — | — | — | $148K | 2.2% | |
| Nationwide Loomis All Cap Growth Fund Class R6 N/A | — | — | — | $146K | 2.2% | |
| Avantis U.S. Large Cap Value Fund Institutional Class N/A | — | — | — | $138K | 2.1% | |
| PGIM Total Return Bond Fund Class R6 N/A | — | — | — | $126K | 1.9% | |
| JPMorgan Large Cap Growth Fund Class R6 N/A | — | — | — | $125K | 1.9% | |
| JPMorgan Equity Income Fund Class R5 N/A | — | — | — | $120K | 1.8% | |
| Avantis Emerging Markets Equity Fund Institutional Class N/A | — | — | — | $117K | 1.8% | |
| Hartford Growth Opportunities Fund Class R6 N/A | — | — | — | $105K | 1.6% | |
| BlackRock iShares U.S. Aggregate Bond Index Fund Class K N/A | — | — | — | $93K | 1.4% | |
| BlackRock High Yield Bond Portfolio Class K N/A | — | — | — | $89K | 1.4% | |
| American Century Retirement Readiness 2050 Trust N/A | — | — | — | $86K | 1.3% | |
| AMCENT RTRMNTRDNS2050 I BENEFIT TRUST COMPANY · EIN 83-6703513 / PN 001 | Common Collective Trust | — | — | $86K | 1.3% | |
| American Century Retirement Readiness 2055 Trust N/A | — | — | — | $86K | 1.3% | |
| AMCENT RTRMNTRDNS2055 I BENEFIT TRUST COMPANY · EIN 83-6703513 / PN 001 | Common Collective Trust | — | — | $86K | 1.3% | |
| BlackRock High Yield Bond Portfolio Institutional Shares N/A | — | — | — | $81K | 1.2% | |
| Fidelity Small Cap Index Fund N/A | — | — | — | $80K | 1.2% | |
| Federated Hermes MDT Small Cap Growth Fund Institutional Shares N/A | — | — | — | $76K | 1.2% | |
| Diamond Hill Mid Cap Fund Class I N/A | — | — | — | $74K | 1.1% | |
| MFS Mid Cap Growth Fund Class R6 N/A | — | — | — | $73K | 1.1% | |
| Pimco Emerging Markets Local Currency and Bond Fund N/A 50 Principal Global Real Estate Securities Fund Class R-6 N/A | — | — | — | $73K | 1.1% | |
| PIMCO Income Fund Institutional Class N/A | — | — | — | $69K | 1.0% | |
| BlackRock Mid Cap Growth Equity Portfolio Institutional Shares N/A | — | — | — | $68K | 1.0% | |
| PIMCO Real Return Fund Institutional Class N/A | — | — | — | $67K | 1.0% | |
| Alger Focus Equity Fund Class Y N/A | — | — | — | $63K | 1.0% | |
| Vanguard Real Estate Index Fund Admiral Shares N/A | — | — | — | $63K | 1.0% | |
| Legal & General Commodity Strategy Fund Institutional Shares N/A | — | — | — | $62K | 0.9% | |
| American Century Retirement Readiness 2060 Trust N/A | — | — | — | $59K | 0.9% | |
| AMCENT RTRMNTRDNS2060 I BENEFIT TRUST COMPANY · EIN 83-6703513 / PN 001 | Common Collective Trust | — | — | $59K | 0.9% | |
| American Century Ultra Fund R6 Class N/A | — | — | — | $58K | 0.9% | |
| BlackRock Total Return Fund Class K Shares N/A | — | — | — | $58K | 0.9% | |
| American Century Retirement Readiness 2045 Trust N/A | — | — | — | $50K | 0.8% | |
| AMCENT RTRMNTRDNS2045 I BENEFIT TRUST COMPANY · EIN 83-6703513 / PN 001 | Common Collective Trust | — | — | $50K | 0.8% | |
| Ab Global Bond Fund Class Z N/A | — | — | — | $48K | 0.7% | |
| Notes receivable from participants (4.25% - 9.50%) - 0 - | — | — | — | $45K | 0.7% | |
| Vanguard Explorer Fund Admiral Shares N/A | — | — | — | $37K | 0.6% | |
| American Beacon International Eq R6 N/A 473 Avantis U.S. Small Cap Value Institutional N/A | — | — | — | $36K | 0.6% | |
| Franklin DynaTech Fund Advisor Class N/A | — | — | — | $36K | 0.5% | |
| Lord Abbett Convertible Fund Class R5 N/A | — | — | — | $32K | 0.5% | |
| American Century Retirement Readiness 2035 Trust N/A | — | — | — | $27K | 0.4% | |
| AMCENT RTRMNTRDNS2035 I BENEFIT TRUST COMPANY · EIN 83-6703513 / PN 001 | Common Collective Trust | — | — | $27K | 0.4% | |
| AMCENT RTRMNTRDNSRTRMNT I BENEFIT TRUST COMPANY · EIN 83-6703513 / PN 001 | Common Collective Trust | — | — | $24K | 0.4% | |
| American Century Retirement Readiness In Retirement Trust N/A | — | — | — | $24K | 0.4% | |
| Fidelity Advisor Emerging Asia Fund Class I N/A | — | — | — | $23K | 0.3% | |
| Baron Discovery Fund Institutional Shares N/A | — | — | — | $21K | 0.3% | |
| Delaware Ivy Mid Cap Growth Fund Class R6 N/A | — | — | — | $20K | 0.3% | |
| Harbor Disruptive Innovation Fund N/A | — | — | — | $19K | 0.3% | |
| American Century Retirement Readiness 2030 Trust N/A | — | — | — | $16K | 0.2% | |
| AMCENT RTRMNTRDNS2030 I BENEFIT TRUST COMPANY · EIN 83-6703513 / PN 001 | Common Collective Trust | — | — | $16K | 0.2% | |
| Morgan Stanley Institutional Fund, Inc. Global Opportunity Portfolio Class I N/A | — | — | — | $14K | 0.2% | |
| Morgan Stanley Institutional Fund, Inc. Inception Portfolio Class I N/A | — | — | — | $12K | 0.2% | |
| DFA Emerging Markets Core Equity Portfolio Institutional Class N/A | — | — | — | $12K | 0.2% | |
| American Century Retirement Readiness 2040 Trust N/A | — | — | — | $10K | 0.2% | |
| AMCENT RTRMNTRDNS2040 I BENEFIT TRUST COMPANY · EIN 83-6703513 / PN 001 | Common Collective Trust | — | — | $10K | 0.2% | |
| Nationwide AllianzGI International Growth Fund Class R6 N/A | — | — | — | $10K | 0.1% | |
| American Century Retirement Readiness 2025 Trust N/A | — | — | — | $7K | <0.1% | |
| AMCENT RTRMNTRDNS2025 I BENEFIT TRUST COMPANY · EIN 83-6703513 / PN 001 | Common Collective Trust | — | — | $7K | <0.1% | |
| DFA U.S. Targeted Value Portfolio Institutional Class N/A | — | — | — | $3K | <0.1% | |
| DFA Global Real Estate Securities Portfolio N/A 208 DFA U.S. Large Cap Value Portfolio Institutional Class N/A | — | — | — | $2K | <0.1% | |
| Columbia Select Large Cap Growth Fund Institutional 2 Class N/A | — | — | — | $2K | <0.1% | |
| AB Global Bond Fund Class I N/A | — | — | — | $2K | <0.1% | |
| Pimco Commodity Real Return Strategy Fund Institutional Class N/A | — | — | — | $2K | <0.1% | |
| Federated Hermes Government Obligations Fund N/A | — | — | — | $1K | <0.1% |