Original filing (PDF)20251007134438NAL0004657393001

THOMAS M COOLEY LAW SCHOOL

Name: THOMAS M COOLEY LAW SCHOOL — THOMAS M COOLEY LAW SCHOOL 403(B) TAX SHELTERED RETIREMENT PLAN, Form 5500 (2024)
Creator: THOMAS M COOLEY LAW SCHOOL

Form 5500

FILING_RECEIVED

THOMAS M COOLEY LAW SCHOOL 403(B) TAX SHELTERED RETIREMENT PLAN

403(b) retirement plan

Signals · 1

5 failed disclosures

Active participants

107

Accounts w/ balance

320

Plan assets (EOY)

$65.0M

Net assets (EOY)

$65.0M

How this plan invests

This plan

21 pooled trusts

Schedule D

199 securities

funds · stocks · CUSIPs

Holdings are itemized directly on this plan's Schedule of Assets, below.

Plan health score (directional)

/ 100

Grade A

Top-tier plan health

Directional indicator computed from public Form 5500 data — compliance, concentration, cost, vendor stack and participation. Not a fiduciary tool.

Compliance & disclosures

Concentration risk

100

Total plan cost

100

Vendor stack

100

Participation health

100

Knocking points off

5 Schedule C providers failed to disclose compensation.

Helping the score

Below-peer total fees (3 bps vs 16 bps peer median).

Decision-maker contacts

CFO / Head of HR / Benefits Manager — verified email + LinkedIn for THOMAS M COOLEY LAW SCHOOL.

Plan sponsor

Name

THOMAS M COOLEY LAW SCHOOL

DBA

COOLEY LAW SCHOOL

EIN

38-1988915

Address

300 S CAPITOL AVE · LANSING, MI · 489332002

Phone

(517) 371-5140

Industry

Educational Servicessee all

Plan administrator

Same as plan sponsor.

Plan characteristics

Plan number

001

Plan year

2024

Plan year begin

2024-01-01

Tax period

2024-12-31

Filed

2025-10-07

Pension benefit codes

2F · ERISA section 404(c)

2G · Total participant-directed accounts

2M · 403(b)(7) custodial accounts

Audit & trust (Schedule H)

Auditor

PLANTE & MORAN, PLLC

Trustee / custodian

—

Trustee phone

—

Service providers (Schedule C)

4 rows

Recordkeeper

Name	EIN	Location	Relation	Direct comp	Indirect comp
VANGUARD	23-1945930	—	RECORDKEEPER	$1K	—
FIDELITY INVESTMENTS	04-2647786	—	RECORDKEEPER	$385	—
EQUITABLE FINANCIAL LIFE INSURANCE	13-5570651	—	RECORDKEEPER	$0	—

Other

Name	EIN	Location	Relation	Direct comp	Indirect comp
TIAA	13-1624203	NEW YORK, NY	—	$21K	—

Failed / refused disclosures (Sched C Part 2)

Provider	Nondisclosure info
NATIONWIDE	ALL SCHEDULE C INFORMATION
CAPITAL RESEARCH AND MANAGEMENT CO	ALL SCHEDULE C INFORMATION
PERSHING LLC	ALL SCHEDULE C INFORMATION
INVESCO INVESTMENT SERVICES INC	ALL SCHEDULE C INFORMATION
PUTNAM INVESTMENT MANAGEMENT LLC	ALL SCHEDULE C INFORMATION

Investments

179 direct securities · 21 pooled funds· $64.7M(100% of reported assets)

Rows tagged as a trust or pooled fund hold many underlying securities. Click one to drill into its own Schedule of Assets — where the individual funds, shares, and CUSIPs live.

Uncategorized

$63.2M

179 holdings

Pooled Separate Account

$1.5M

21 holdings

Investment	Type	Shares / units	Cost	Current value	% of plan
Lincoln-APS Fixed Account * 33 TIAA Traditional Annuity	—	—	—	$6.7M	10.3%
Vanguard 500 Index Fund	—	—	—	$5.5M	8.4%
College Retirement Equities Fund CREF Stock	—	—	—	$3.3M	5.1%
Vanguard Target Retirement 2035	—	—	—	$2.9M	4.4%
Harbor Capital Appreciation Fund	—	—	—	$2.8M	4.3%
CREF Global Equities	—	—	—	$2.3M	3.6%
Vanguard Small-Cap Index Fund	—	—	—	$2.1M	3.3%
Vanguard Target Retirement 2025	—	—	—	$1.9M	2.8%
CREF Social Choice	—	—	—	$1.8M	2.8%
CREF Equity Index	—	—	—	$1.7M	2.5%
CREF Growth	—	—	—	$1.5M	2.4%
Vanguard Developed Markets Index	—	—	—	$1.4M	2.2%
Vanguard Federal Money Market Fund	—	—	—	$1.4M	2.1%
Vanguard Mid-Cap Index Fund	—	—	—	$1.4M	2.1%
TIAA Access Lifecycle 2035	—	—	—	$1.1M	1.6%
Teachers Insurance and Annuity Association DFA US Large Cap Value	—	—	—	$1.0M	1.6%
Vanguard Target Retirement 2030	—	—	—	$1.0M	1.5%
TIAA Access Large Cap Value	—	—	—	$917K	1.4%
Vanguard Total Stock Market Index Fund	—	—	—	$915K	1.4%
TIAA Access Lifecycle 2025	—	—	—	$781K	1.2%
Newport Trust Company Vanguard 500 Index Fund	—	—	—	$759K	1.2%
Vanguard Total Bond Market Index Fund	—	—	—	$715K	1.1%
TIAA Access International Equity	—	—	—	$693K	1.1%
TIAA REAL ESTATE TIAA-CREF · EIN 13-1624203 / PN 004	Pooled Separate Account	—	—	$685K	1.1%
DFA Emerging Markets Core Equity	—	—	—	$672K	1.0%
CREF Bond Market	—	—	—	$620K	1.0%
TIAA Access Small Cap Blend	—	—	—	$615K	0.9%
Vanguard STAR Fund	—	—	—	$599K	0.9%
TIAA Access Lifecycle 2030	—	—	—	$590K	0.9%
Fidelity Total Market Index	—	—	—	$559K	0.9%
Vanguard Health Care Fund	—	—	—	$549K	0.8%
TIAA Access Mid Cap Growth	—	—	—	$478K	0.7%
TIAA Access Mid Cap Value	—	—	—	$464K	0.7%
CREF Inflation-Linked Bond	—	—	—	$453K	0.7%
Vanguard Target Retirement 2040	—	—	—	$452K	0.7%
Vanguard Target Retirement 2045	—	—	—	$446K	0.7%
Vanguard Target Retirement 2020	—	—	—	$439K	0.7%
American Funds Money Market Fund	—	—	—	$401K	0.6%
Loomis Sayles Core Plus Bond	—	—	—	$388K	0.6%
Oppenheimer Discovery Mid Cap Growth Fund	—	—	—	$384K	0.6%
TIAA Access Lifecycle 2040	—	—	—	$377K	0.6%
T. Rowe Price T. Rowe Price Capital Appreciation	—	—	—	$373K	0.6%
TIAA Access Lifecycle 2015 * 694 TIAA Access Lifecycle 2020	—	—	—	$353K	0.5%
Vanguard Growth Index Fund	—	—	—	$326K	0.5%
Cohen & Steers Institutional Realty	—	—	—	$300K	0.5%
American Funds New Perspective Fund	—	—	—	$291K	0.4%
Fidelity Contrafund	—	—	—	$284K	0.4%
Oppenheimer Capital Appreciation Fund	—	—	—	$277K	0.4%
Vanguard LifeStrategy Growth Fund	—	—	—	$273K	0.4%
T. Rowe Price International Discovery	—	—	—	$266K	0.4%
American Funds Capital Income Builder	—	—	—	$261K	0.4%
American Century American Century Ultra Fund	—	—	—	$252K	0.4%
City National Rochdale US Core Equity Fund	—	—	—	$251K	0.4%
Vanguard Target Retirement 2050	—	—	—	$239K	0.4%
Vanguard Target Retirement Income Fund	—	—	—	$192K	0.3%
OPPENHEIMER NVIT LARGE CAP GROWTH NATIONWIDE LIFE INSURANCE COMPANY · EIN 31-4156830 / PN 000	Pooled Separate Account	—	—	$189K	0.3%
City National Rochdale Fixed Income Opportunities	—	—	—	$186K	0.3%
Putnam Large Cap Value	—	—	—	$167K	0.3%
Fidelity Asset Manager 20%	—	—	—	$167K	0.3%
Vanguard Short-Term Investment Grade Fund	—	—	—	$166K	0.3%
Vanguard Total International Stock Index Fund	—	—	—	$162K	0.2%
Vanguard Intermediate Term Investment Grade Fund A	—	—	—	$159K	0.2%
Putnam Growth Opportunities - A	—	—	—	$146K	0.2%
American Funds American Funds The Investment Company of America	—	—	—	$144K	0.2%
Fidelity Government Money Market Prime	—	—	—	$143K	0.2%
Fidelity Balanced Fund	—	—	—	$143K	0.2%
American Balanced Fund	—	—	—	$128K	0.2%
Fidelity Select Technology Portfolio	—	—	—	$126K	0.2%
Fidelity Diversified International Fund	—	—	—	$126K	0.2%
TIAA Access Lifecycle 2050	—	—	—	$125K	0.2%
Oppenheimer Global Opportunities Fund	—	—	—	$124K	0.2%
Fidelity Select Software and Computer Services Portfolio	—	—	—	$119K	0.2%
TIAA Access Lifecycle Retirement Income	—	—	—	$118K	0.2%
CREF Money Market	—	—	—	$116K	0.2%
Vanguard Target Retirement 2055	—	—	—	$105K	0.2%
Vanguard Mid-Cap Index Fund	—	—	—	$104K	0.2%
Vanguard International Value Fund	—	—	—	$101K	0.2%
MULTIMANAGER AGGRESSIVE EQUITY PORT EQUITABLE FINANCIAL LIFE INSURANCE COMPANY · EIN 13-5570651 / PN 000	Pooled Separate Account	—	—	$100K	0.2%
American Century One Choice Portfolio - Aggressive	—	—	—	$100K	0.2%
Vanguard Admiral Treasury Money Market * 453 Vanguard Energy Fund	—	—	—	$100K	0.2%
Fidelity Blue Chip Growth Fund	—	—	—	$99K	0.2%
AXA LARGE CAP GROWTH MANAGED VOLUME EQUITABLE FINANCIAL LIFE INSURANCE COMPANY · EIN 13-5570651 / PN 000	Pooled Separate Account	—	—	$94K	0.1%
Fidelity Floating Rate High Income Fund	—	—	—	$93K	0.1%
Vanguard Small-Cap Value Index Fund	—	—	—	$93K	0.1%
Fidelity Treasury Only Money Market	—	—	—	$92K	0.1%
Vanguard International Growth Fund	—	—	—	$87K	0.1%
American Funds The Growth Fund of America	—	—	—	$87K	0.1%
DREYFUS STOCK INDEX FUND NATIONWIDE LIFE INSURANCE COMPANY · EIN 31-4156830 / PN 000	Pooled Separate Account	—	—	$85K	0.1%
Vanguard Growth and Income Fund	—	—	—	$79K	0.1%
American Funds Europacific Growth Fund	—	—	—	$79K	0.1%
American Washington Mutual Investors Fund	—	—	—	$78K	0.1%
American Funds Capital World Growth and Income Fund	—	—	—	$77K	0.1%
Fidelity Growth Discovery Fund	—	—	—	$75K	0.1%
American Funds Global Balanced Fund	—	—	—	$74K	0.1%
Auto-Owners Insurance Company Auto-Owners Fixed Account	—	—	—	$71K	0.1%
T. Rowe Price Retirement 2040	—	—	—	$69K	0.1%
Oppenheimer Global Allocation Fund	—	—	—	$68K	0.1%
Fidelity 500 Index	—	—	—	$67K	0.1%
TIAA Access Lifecycle 2045	—	—	—	$65K	0.1%
Fidelity Low Priced Stock Fund	—	—	—	$64K	<0.1%
AMERICAN CENTURY VP BALANCED NATIONWIDE LIFE INSURANCE COMPANY · EIN 31-4156830 / PN 000	Pooled Separate Account	—	—	$63K	<0.1%
Fidelity Cash Reserve	—	—	—	$63K	<0.1%
FIDELITY VIP ASSET MANAGER NATIONWIDE LIFE INSURANCE COMPANY · EIN 31-4156830 / PN 000	Pooled Separate Account	—	—	$61K	<0.1%
Fidelity Select Medical Equip & Systems Portfolio	—	—	—	$60K	<0.1%
percent -	—	—	—	$59K	<0.1%
VALIC Ariel Fund	—	—	—	$57K	<0.1%
American Century Heritage Fund	—	—	—	$56K	<0.1%
American Funds Fundamental Investors	—	—	—	$51K	<0.1%
American Income Fund of America	—	—	—	$51K	<0.1%
American Funds Capital World Growth and Inc. Fund	—	—	—	$50K	<0.1%
VALIC GS VIT Gov Money Market Fund Inst	—	—	—	$48K	<0.1%
Fidelity Freedom 2035 K	—	—	—	$46K	<0.1%
VALIC Company I Mid Cap Index	—	—	—	$42K	<0.1%
T. Rowe Price Science & Technology	—	—	—	$42K	<0.1%
T. Rowe Price US Treasury Intermediate	—	—	—	$42K	<0.1%
1290 VT SMALL CAP VALUE EQUITABLE FINANCIAL LIFE INSURANCE COMPANY · EIN 13-5570651 / PN 000	Pooled Separate Account	—	—	$41K	<0.1%
Vanguard Target Retirement 2035	—	—	—	$40K	<0.1%
Vanguard Target Retirement 2060	—	—	—	$40K	<0.1%
Ameriprise RAVA 4 Select	—	—	—	$38K	<0.1%
EQ/BLACKROCK BASIC VALUE EQUITY EQUITABLE FINANCIAL LIFE INSURANCE COMPANY · EIN 13-5570651 / PN 000	Pooled Separate Account	—	—	$37K	<0.1%
American Century Equity Income Fund	—	—	—	$37K	<0.1%
EQ/ALLIANCEBERNSTEIN SMALL CAP GROW EQUITABLE FINANCIAL LIFE INSURANCE COMPANY · EIN 13-5570651 / PN 000	Pooled Separate Account	—	—	$36K	<0.1%
Fidelity New Markets Income Fund * 350 Fidelity International Capital Appreciation Fund	—	—	—	$35K	<0.1%
Vanguard Target Retirement 2045	—	—	—	$35K	<0.1%
Equitable Guaranteed Interest Option	—	—	—	$35K	<0.1%
VALIC PD Fixed Account Plus	—	—	—	$34K	<0.1%
Vanguard Large-Cap Index Fund	—	—	—	$34K	<0.1%
Fidelity New Millenium Fund * 924 Fidelity Real Estate Investment Portfolio	—	—	—	$34K	<0.1%
Fidelity International Small Cap Fund	—	—	—	$34K	<0.1%
Vanguard Total Bond Market Index Fund	—	—	—	$33K	<0.1%
VALIC Company I Stock Index Fund	—	—	—	$33K	<0.1%
Vanguard Prime Money Market Fund * 963 Vanguard Short-Term Investment Grade Fund	—	—	—	$30K	<0.1%
Pershing Money market fund - Pershing Government Account	—	—	—	$28K	<0.1%
Vanguard LifeStrategy Conservative Growth Fund	—	—	—	$26K	<0.1%
American New Perspective Fund	—	—	—	$25K	<0.1%
VAN KAMPEN NVIT REAL ESTATE FUND NATIONWIDE LIFE INSURANCE COMPANY · EIN 31-4156830 / PN 000	Pooled Separate Account	—	—	$25K	<0.1%
American Small-Cap World Fund	—	—	—	$25K	<0.1%
American Multi-Sector Bond Fund	—	—	—	$25K	<0.1%
American Strategic Bond Fund	—	—	—	$24K	<0.1%
T. Rowe Price Total Equity Market Index	—	—	—	$24K	<0.1%
American Funds SMALLCAP World Fund	—	—	—	$23K	<0.1%
Fidelity Governmental Income Fund	—	—	—	$22K	<0.1%
EQ/EQUITY 500 INDEX PORTFOLIO EQUITABLE FINANCIAL LIFE INSURANCE COMPANY · EIN 13-5570651 / PN 000	Pooled Separate Account	—	—	$22K	<0.1%
Vanguard Dividend Growth Fund	—	—	—	$21K	<0.1%
Fidelity International Index Fund	—	—	—	$21K	<0.1%
American Balanced Fund	—	—	—	$18K	<0.1%
Teachers Insurance and Annuity Association TIAA Access Lifecycle 2010	—	—	—	$17K	<0.1%
Fidelity Emerging Asia Fund	—	—	—	$17K	<0.1%
Fidelity China Region Fund	—	—	—	$17K	<0.1%
American Century Strategic Allocation - Moderate Fund	—	—	—	$16K	<0.1%
Fidelity Select Gold Portfolio	—	—	—	$16K	<0.1%
Fidelity U.S. Bond Index Fund	—	—	—	$16K	<0.1%
AXA GLOBAL EQUITY MANAGED VOLUME EQUITABLE FINANCIAL LIFE INSURANCE COMPANY · EIN 13-5570651 / PN 000	Pooled Separate Account	—	—	$15K	<0.1%
Fidelity Emerging Markets Fund	—	—	—	$15K	<0.1%
NVIT NATIONWIDE FUND NATIONWIDE LIFE INSURANCE COMPANY · EIN 31-4156830 / PN 000	Pooled Separate Account	—	—	$15K	<0.1%
VALIC Company I Small Cap Index Fund	—	—	—	$14K	<0.1%
Pershing Federated Hermes Institutional High Yield Bond Fund	—	—	—	$14K	<0.1%
AXA MID CAP VALUE MANAGED VOLUME EQUITABLE FINANCIAL LIFE INSURANCE COMPANY · EIN 13-5570651 / PN 000	Pooled Separate Account	—	—	$13K	<0.1%
VALIC Vanguard Long-Term Investment Grade Fund	—	—	—	$13K	<0.1%
AXA INTERNATIONAL CORE MANAGED VOL EQUITABLE FINANCIAL LIFE INSURANCE COMPANY · EIN 13-5570651 / PN 000	Pooled Separate Account	—	—	$12K	<0.1%
Fidelity Value Strategies Fund * 177 Fidelity Select Semiconductors Portfolio	—	—	—	$12K	<0.1%
Fidelity Select IT Services Portfolio	—	—	—	$11K	<0.1%
Kemper Insurance General Account II	—	—	—	$11K	<0.1%
PIMCO Income Fund	—	—	—	$11K	<0.1%
RAVA 4 Advantage	—	—	—	$10K	<0.1%
VALIC Vanguard Long-Term Treasury Fund	—	—	—	$10K	<0.1%
Fidelity Select Automotive Portfolio	—	—	—	$9K	<0.1%
VALIC Company I International Equities Fund	—	—	—	$9K	<0.1%
American Funds The Investment Company of America	—	—	—	$9K	<0.1%
American Funds AMCAP Fund	—	—	—	$9K	<0.1%
Nationwide Life Insurance Company Nationwide Guaranteed Fund	—	—	—	$8K	<0.1%
Vanguard LifeStrategy Income Fund	—	—	—	$8K	<0.1%
American Funds Washington Mutual Investors Fund	—	—	—	$8K	<0.1%
NVIT MONEY MARKET FUND NATIONWIDE LIFE INSURANCE COMPANY · EIN 31-4156830 / PN 000	Pooled Separate Account	—	—	$7K	<0.1%
Vanguard GNMA Fund	—	—	—	$7K	<0.1%
Fidelity Freedom 2030 K	—	—	—	$6K	<0.1%
GARTMORE NVIT INTERNATIONAL EQUITY NATIONWIDE LIFE INSURANCE COMPANY · EIN 31-4156830 / PN 000	Pooled Separate Account	—	—	$6K	<0.1%
VALIC Company I Global Real Estate Fund	—	—	—	$5K	<0.1%
American Funds Europacific Growth Fund	—	—	—	$4K	<0.1%
Vanguard Pacific Stock Index Fund	—	—	—	$4K	<0.1%
EQ/COMMON STOCK INDEX PORTFOLIO EQUITABLE FINANCIAL LIFE INSURANCE COMPANY · EIN 13-5570651 / PN 000	Pooled Separate Account	—	—	$4K	<0.1%
American Funds New World Fund	—	—	—	$4K	<0.1%
USAA Life USAA Cornerstone Strategy Fund	—	—	—	$4K	<0.1%
Fidelity Select Defense and Aerospace Portfolio	—	—	—	$4K	<0.1%
Valic PD Short-Term Fixed	—	—	—	$4K	<0.1%
VALIC Vanguard LifeStrategy Growth Fund	—	—	—	$4K	<0.1%
Fidelity Freedom 2040 K	—	—	—	$4K	<0.1%
Fidelity Leveraged Company Stock Fund	—	—	—	$3K	<0.1%
Fidelity Small Cap Discovery Fund	—	—	—	$3K	<0.1%
Fidelity Value	—	—	—	$3K	<0.1%
VALIC Company II International Opportunities Fund	—	—	—	$3K	<0.1%
Fidelity Select Chemicals	—	—	—	$2K	<0.1%
American Century Capital Preservation Fund	—	—	—	$2K	<0.1%
Fidelity International Real Estate Fund	—	—	—	$2K	<0.1%
Vanguard Target Retirement 2065	—	—	—	$2K	<0.1%
VALIC Vanguard LifeStrategy Moderate Growth Fund	—	—	—	$2K	<0.1%
Fidelity Growth Strategies Fund	—	—	—	$2K	<0.1%
TIAA Access Lifecycle 2055	—	—	—	$1K	<0.1%
FIDELITY VIP CONTRAFUND LINCOLN-APS · EIN 35-0472300 / PN 000	Pooled Separate Account	—	—	$703	<0.1%
LVIP DIMENSIONAL US CORE EQUITY LINCOLN-APS · EIN 35-0472300 / PN 000	Pooled Separate Account	—	—	$531	<0.1%