Original filing (PDF)20251015073115NAL0004236529001

JOHNSON C SMITH UNIVERSITY

Name: JOHNSON C SMITH UNIVERSITY — JOHNSON C. SMITH UNIVERSITY DEFINED CONTRIBUTION RETIREMENT PLAN, Form 5500 (2024)
Creator: JOHNSON C SMITH UNIVERSITY

Form 5500

FILING_RECEIVED

JOHNSON C. SMITH UNIVERSITY DEFINED CONTRIBUTION RETIREMENT PLAN

403(b) retirement plan

Active participants

445

Accounts w/ balance

587

Plan assets (EOY)

$39.8M

Net assets (EOY)

$39.8M

How this plan invests

This plan

1 pooled trust

Schedule D

72 securities

funds · stocks · CUSIPs

Holdings are itemized directly on this plan's Schedule of Assets, below.

Plan health score (directional)

100

/ 100

Grade A

Top-tier plan health

Directional indicator computed from public Form 5500 data — compliance, concentration, cost, vendor stack and participation. Not a fiduciary tool.

Compliance & disclosures

100

Concentration risk

100

Total plan cost

100

Vendor stack

100

Participation health

100

Helping the score

Below-peer total fees (1 bps vs 29 bps peer median).

Decision-maker contacts

CFO / Head of HR / Benefits Manager — verified email + LinkedIn for JOHNSON C SMITH UNIVERSITY.

Plan sponsor

Name

JOHNSON C SMITH UNIVERSITY

EIN

25-0983069

Address

100 BEATTIES FORD ROAD · CHARLOTTE, NC · 28216

Phone

(704) 378-1228

Industry

Educational Servicessee all

Plan administrator

Same as plan sponsor.

Plan characteristics

Plan number

001

Plan year

2024

Plan year begin

2024-01-01

Tax period

2024-12-31

Filed

2025-10-15

Pension benefit codes

2G · Total participant-directed accounts

2L · 403(b)(1) annuity

2M · 403(b)(7) custodial accounts

2K · 401(m) arrangement

2T · Default investment account (QDIA)

Audit & trust (Schedule H)

Auditor

ELLIOTT GROUP CPAS, PLLC

Trustee / custodian

—

Trustee phone

—

Service providers (Schedule C)

1 rows

Recordkeeper

Name	EIN	Location	Relation	Direct comp	Indirect comp
TIAA	13-1624203	NEW YORK, NY	RECORDKEEPER	$2K	—

Investments

71 direct securities · 1 pooled fund· $39.9M(100% of reported assets)

Rows tagged as a trust or pooled fund hold many underlying securities. Click one to drill into its own Schedule of Assets — where the individual funds, shares, and CUSIPs live.

Uncategorized

$38.7M

71 holdings

Pooled Separate Account

$1.2M

1 holding

Investment	Type	Shares / units	Cost	Current value	% of plan
CREF Stock Account Class R2	—	—	—	$9.7M	24.4%
TIAA Traditional Accounts	—	—	—	$9.5M	23.9%
CREF Growth Account Class R2	—	—	—	$4.4M	11.2%
CREF Global Equities Account Class R2	—	—	—	$4.2M	10.6%
CREF Equity Index Account Class R2	—	—	—	$2.0M	4.9%
CREF Social Choice Account Class R2	—	—	—	$1.6M	4.0%
TIAA REAL ESTATE TIAA-CREF · EIN 13-1624203 / PN 004	Pooled Separate Account	—	—	$1.2M	3.1%
CREF Money Market Account Class R2	—	—	—	$1.1M	2.8%
CREF Core Bond Account Class R2	—	—	—	$855K	2.1%
CREF Inflation-Linked Bond Class R2	—	—	—	$516K	1.3%
Vanguard 500 Index Fund Admiral Shares	—	—	—	$378K	0.9%
TIAA Access Nuv LifCyc 2040 T4	—	—	—	$333K	0.8%
TIAA Access Nuv LifCyc 2035 T4	—	—	—	$284K	0.7%
TIAA Access Nuv LifCyc 2025 T4	—	—	—	$245K	0.6%
Nuveen LfCycle Ix 2035 Retire	—	—	—	$190K	0.5%
Harbor Capital Appreciation Fund Institutional Class	—	—	—	$188K	0.5%
Nuveen Money Market Retirement	—	—	—	$184K	0.5%
Nuveen LfCycle Ix 2040 Retire	—	—	—	$184K	0.5%
TIAA Access Nuv LifCyc 2045 T4	—	—	—	$179K	0.4%
Nuveen LfCycle Ix 2030 Retire	—	—	—	$177K	0.4%
Nuveen LfCycle Ix 2025 Retire	—	—	—	$160K	0.4%
Vanguard Total International Stock Index Fund Admiral Shares	—	—	—	$158K	0.4%
TIAA Access Nuv LifCyc 2030 T4	—	—	—	$154K	0.4%
Nuveen LfCycle Ix 2045 Retire	—	—	—	$127K	0.3%
TIAA Access Nuv LifCyc 2020 T4	—	—	—	$122K	0.3%
Dodge & Cox Income Fund I	—	—	—	$117K	0.3%
VALIC Fixed Account Plus	—	—	—	$108K	0.3%
Notes receivable from participants (4.25% - 9.50%)	—	—	—	$108K	0.3%
TIAA Access Nuv LifCyc 2015 T4	—	—	—	$104K	0.3%
Vanguard Extended Market Index Fund Admiral Shares	—	—	—	$102K	0.3%
TIAA Access Nuv LifCyc 2050 T4	—	—	—	$93K	0.2%
MFS Mid Cap Value Fund Class R4	—	—	—	$93K	0.2%
Nuveen LfCycle Ix 2020 Retire	—	—	—	$77K	0.2%
Vanguard Total Bond Market Index Fund Admiral Shares	—	—	—	$75K	0.2%
Repayments Not Outside Correction in PTE 2002- are included: Corrected VFCP 51 2024	—	—	—	$65K	0.2%
American Funds EuroPacific Growth Fund Class R4	—	—	—	$64K	0.2%
Nuveen LfCycle Ix 2015 Retire	—	—	—	$60K	0.2%
TIAA Access Nuv LifCyc 2055 T4	—	—	—	$55K	0.1%
VALIC Small Cap Value Fund 21 * VALIC Stock Index Fund	—	—	—	$47K	0.1%
VALIC VC I Conserv Growth Lifestyle	—	—	—	$45K	0.1%
Nuveen LfCycle Ix 2050 Retire	—	—	—	$44K	0.1%
VALIC Vanguard Wellington Fund, Inc.	—	—	—	$37K	<0.1%
Nuveen LfCycle Ix 2055 Retire	—	—	—	$33K	<0.1%
VALIC Inflation Protected Fund	—	—	—	$25K	<0.1%
VALIC Short Term Fixed Account	—	—	—	$24K	<0.1%
MFS Value Fund Class R4	—	—	—	$24K	<0.1%
VALIC Moderate Growth Lifestyle	—	—	—	$22K	<0.1%
VALIC Systematic Growth Fund 12 * VALIC US Socially Responsible Fund	—	—	—	$19K	<0.1%
VALIC GS Vit Gov Money Market Fd Inst	—	—	—	$18K	<0.1%
VALIC Vanguard Windsor II	—	—	—	$16K	<0.1%
Allspring Special Small Cap Value Fund	—	—	—	$14K	<0.1%
VALIC Mid Cap Index Fund	—	—	—	$14K	<0.1%
VALIC International Equities Index Fund	—	—	—	$13K	<0.1%
MFS Mid Cap Growth Fund Class R4	—	—	—	$13K	<0.1%
VALIC High Yield Bond Fund	—	—	—	$13K	<0.1%
Nuveen LfCycle Ix 2010 Retire	—	—	—	$10K	<0.1%
Nuveen LfCycle Ix 2060 Retire	—	—	—	$9K	<0.1%
VALIC Dividend Value 19 * VALIC Emerging Economies	—	—	—	$8K	<0.1%
TIAA Access Nuv LifCyc 2060 T4	—	—	—	$6K	<0.1%
VALIC Mid Cap Strategic Gwth	—	—	—	$6K	<0.1%
VALIC Intl Opportunities	—	—	—	$6K	<0.1%
VALIC Core Bond Fund	—	—	—	$4K	<0.1%
VALIC Mid Cap Value Fund	—	—	—	$4K	<0.1%
VALIC Global Real Estate Fund	—	—	—	$4K	<0.1%
VALIC Small Cap Index Fund	—	—	—	$3K	<0.1%
VALIC Aggressive Growth Lifestyle	—	—	—	$3K	<0.1%
VALIC International Socially Responsible Fund	—	—	—	$3K	<0.1%
VALIC Capital Appreciation	—	—	—	$3K	<0.1%
VALIC International Value Fund	—	—	—	$2K	<0.1%
VALIC Invesco Bal Risk Commod STR R5	—	—	—	$2K	<0.1%
Principal Small Cap Grw I R5	—	—	—	$2K	<0.1%
TIAA Access Nuv LifCyc 2010 T4	—	—	—	$1K	<0.1%