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Original filing (PDF)20250523124314NAL0010400450001
RESOURCES FOR THE FUTURE, INC.
Form 5500
FILING_RECEIVED
RESOURCES FOR THE FUTURE, INC. 401(A) RETIREMENT
Defined-contribution retirement plan
Signals · 1
Late filing · 45.3 mo
Active participants
68
Accounts w/ balance
260
Plan assets (EOY)
$39.5M
Net assets (EOY)
$39.5M
How this plan invests
This plan
1 pooled trust
Schedule D
124 securities
funds · stocks · CUSIPs
Holdings are itemized directly on this plan's Schedule of Assets, below.
Plan health score (directional)
93
/ 100
Grade A
Top-tier plan health
Directional indicator computed from public Form 5500 data — compliance, concentration, cost, vendor stack and participation. Not a fiduciary tool.
Compliance & disclosures
75
Concentration risk
100
Total plan cost
100
Vendor stack
100
Participation health
100
Knocking points off
- Filed 45.3 months past the 10.5-month grace window.
Helping the score
- Below-peer total fees (11 bps vs 29 bps peer median).
Decision-maker contacts
CFO / Head of HR / Benefits Manager — verified email + LinkedIn for RESOURCES FOR THE FUTURE, INC..
Plan sponsor
Name
RESOURCES FOR THE FUTURE, INC.
EIN
53-0220900
Address
1616 P STREET, NW, SUITE 600 · WASHINGTON, DC · 20036
Phone
(202) 328-5000
Industry
Educational Servicessee all
Plan administrator
Same as plan sponsor.
Plan characteristics
Plan number
001
Plan year
2024
Plan year begin
2019-10-01
Tax period
2020-09-30
Filed
2025-05-23
Pension benefit codes
2A · Age/service weighted or new comparability
2C · Money purchase (other than target benefit)
2F · ERISA section 404(c)
2G · Total participant-directed accounts
Audit & trust (Schedule H)
Auditor
MARCUM LLP
Trustee / custodian
—
Trustee phone
—
Service providers (Schedule C)
2 rowsRecordkeeper
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| USI CONSULTING GROUP | 06-1053228 | — | RECORDKEEPER | $5K | — |
Advisor / Consultant
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| MORGAN STANLEY | 36-3145972 | — | FINANCIAL ADVISOR | $37K | — |
Investments
122 direct securities · 1 pooled fund· $76.4M(100% of reported assets)
Rows tagged as a trust or pooled fund hold many underlying securities. Click one to drill into its own Schedule of Assets — where the individual funds, shares, and CUSIPs live.
Uncategorized
$71.5M
120 holdings
Mutual Funds
$4.2M
2 holdings
Pooled Separate Account
$757K
1 holding
| PI | Investment | Type | Shares / units | Cost | Current value | % of plan |
|---|---|---|---|---|---|---|
| Party in Identity of Issuer, Borrower, Description of Investment, or Current Interest Lessor or Similar Party Rate of Interest Cost Value Variable Annuities * CREF Stock R2 | — | — | — | $8.5M | 21.5% | |
| Party in Identity of Issuer, Borrower, Description of Investment, or Current Interest Lessor or Similar Party Rate of Interest Cost Value Variable Annuities * CREF Stock R2 | — | — | — | $8.1M | 20.6% | |
| Investment Contract With Insurance Companies * TIAA Traditional Non Benefit Responsive | — | — | — | $7.3M | 18.6% | |
| Investment Contract With Insurance Companies * TIAA Traditional Non Benefit Responsive | — | — | — | $7.3M | 18.5% | |
| s * TIAA-CREF Lifecycle 2030 Retirement | Mutual Funds | — | — | $2.3M | 5.7% | |
| CREF Growth R2 | — | — | — | $2.1M | 5.4% | |
| Individual Brokerage Accounts * Morgan Stanley Common Stocks | — | — | — | $2.0M | 5.0% | |
| Individual Brokerage Accounts * Morgan Stanley Common Stocks | — | — | — | $1.9M | 4.9% | |
| s * TIAA-CREF Lifecycle 2030 Retirement | Mutual Funds | — | — | $1.9M | 4.8% | |
| CREF Growth R2 | — | — | — | $1.8M | 4.6% | |
| Standard Insurance Company Stable Value Fund | — | — | — | $1.6M | 4.1% | |
| CREF Global Equities R2 | — | — | — | $1.6M | 4.1% | |
| CREF Global Equities R2 | — | — | — | $1.5M | 3.7% | |
| Standard Insurance Company Stable Value Fund | — | — | — | $1.2M | 3.0% | |
| Vanguard Funds 500 Index Admiral | — | — | — | $1.0M | 2.6% | |
| TIAA-CREF Lifecycle 2040 Retirement | — | — | — | $976K | 2.5% | |
| TIAA Real Estate | — | — | — | $964K | 2.4% | |
| Vanguard Funds 500 Index Admiral | — | — | — | $894K | 2.3% | |
| TIAA-CREF Lifecycle 2040 Retirement | — | — | — | $843K | 2.1% | |
| Morgan Stanley Mutual Funds | — | — | — | $820K | 2.1% | |
| TIAA-CREF Social Choice Equity Retirement | — | — | — | $798K | 2.0% | |
| CREF Social Choice R2 | — | — | — | $778K | 2.0% | |
| TIAA-REAL ESTATE TIAA-CREF · EIN 13-1624203 / PN 004 | Pooled Separate Account | — | — | $757K | 1.9% | |
| Morgan Stanley Mutual Funds | — | — | — | $660K | 1.7% | |
| CREF Social Choice R2 | — | — | — | $646K | 1.6% | |
| Ivy Funds Mid Cap Growth A | — | — | — | $642K | 1.6% | |
| TIAA-CREF International Equity Index Retirement | — | — | — | $625K | 1.6% | |
| CREF Bond Market R2 | — | — | — | $589K | 1.5% | |
| TIAA-CREF Lifecycle 2010 Retirement | — | — | — | $484K | 1.2% | |
| TIAA-CREF Real Estate Securities Retirement | — | — | — | $476K | 1.2% | |
| TIAA-CREF International Equity Index Retirement | — | — | — | $470K | 1.2% | |
| CREF Inflation Linked Bond R2 | — | — | — | $464K | 1.2% | |
| CREF Inflation Linked Bond R2 | — | — | — | $460K | 1.2% | |
| TIAA-CREF Money Market Retirement | — | — | — | $453K | 1.1% | |
| CREF Equity Index R2 | — | — | — | $442K | 1.1% | |
| CREF Equity Index R2 | — | — | — | $421K | 1.1% | |
| TIAA-CREF Real Estate Securities Retirement | — | — | — | $418K | 1.1% | |
| Ivy Funds Mid Cap Growth A | — | — | — | $414K | 1.0% | |
| CREF Bond Market R2 | — | — | — | $406K | 1.0% | |
| TIAA-CREF Money Market Retirement | — | — | — | $401K | 1.0% | |
| TIAA-CREF Lifecycle 2045 Retirement | — | — | — | $372K | 0.9% | |
| TIAA-CREF Lifecycle 2050 Retirement | — | — | — | $366K | 0.9% | |
| TIAA-CREF Large-Cap Value Index Retirement | — | — | — | $358K | 0.9% | |
| Morgan Stanley Exchange-Traded Funds | — | — | — | $343K | 0.9% | |
| TIAA-CREF Lifecycle 2020 Retirement | — | — | — | $337K | 0.9% | |
| TIAA-CREF Small-Cap Equity Retirement | — | — | — | $305K | 0.8% | |
| TIAA-CREF Lifecycle 2045 Retirement | — | — | — | $300K | 0.8% | |
| CREF Money Market R2 | — | — | — | $299K | 0.8% | |
| TIAA-CREF Social Choice Equity Retirement | — | — | — | $293K | 0.7% | |
| TIAA-CREF Mid-Cap Value Retirement | — | — | — | $283K | 0.7% | |
| Vanguard Funds Total Bond Market Index Admiral | — | — | — | $268K | 0.7% | |
| TIAA-CREF Large-Cap Value Index Retirement | — | — | — | $261K | 0.7% | |
| TIAA-CREF Lifecycle 2050 Retirement | — | — | — | $261K | 0.7% | |
| TIAA-CREF Bond Plus Retirement | — | — | — | $245K | 0.6% | |
| TIAA-CREF Bond Retirement | — | — | — | $231K | 0.6% | |
| TIAA-CREF Lifecycle 2025 Retirement | — | — | — | $226K | 0.6% | |
| Vanguard Funds Total Bond Market Index Admiral | — | — | — | $224K | 0.6% | |
| TIAA-CREF Large-Cap Value Retirement | — | — | — | $221K | 0.6% | |
| TIAA-CREF Lifecycle 2020 Retirement | — | — | — | $213K | 0.5% | |
| Morgan Stanley Exchange-Traded Funds | — | — | — | $212K | 0.5% | |
| TIAA-CREF Growth & Income Retirement | — | — | — | $212K | 0.5% | |
| TIAA-CREF Bond Plus Retirement | — | — | — | $196K | 0.5% | |
| TIAA-CREF Growth & Income Retirement | — | — | — | $195K | 0.5% | |
| TIAA-CREF Lifecycle 2010 Retirement | — | — | — | $180K | 0.5% | |
| Morgan Stanley Cash | — | — | — | $178K | 0.4% | |
| TIAA-CREF Lifecycle 2035 Retirement | — | — | — | $177K | 0.4% | |
| TIAA-CREF Lifecycle 2055 Retirement | — | — | — | $167K | 0.4% | |
| TIAA-CREF Small-Cap Blend Index Retirement | — | — | — | $162K | 0.4% | |
| Columbia Funds Columbia Small Cap Index A | — | — | — | $160K | 0.4% | |
| Columbia Funds Small Cap Index A | — | — | — | $158K | 0.4% | |
| TIAA-CREF Small-Cap Equity Retirement | — | — | — | $158K | 0.4% | |
| TIAA-CREF Lifecycle 2015 Retirement | — | — | — | $151K | 0.4% | |
| TIAA-CREF Lifecycle 2025 Retirement | — | — | — | $149K | 0.4% | |
| TIAA-CREF Mid-Cap Value Retirement | — | — | — | $128K | 0.3% | |
| TIAA-CREF Bond Retirement | — | — | — | $118K | 0.3% | |
| TIAA-CREF S&P 500 Index Retirement | — | — | — | $116K | 0.3% | |
| Morgan Stanley Corporate Bonds | — | — | — | $115K | 0.3% | |
| TIAA-CREF International Equity Retirement | — | — | — | $111K | 0.3% | |
| Morgan Stanley U.S. Treasury Notes | — | — | — | $108K | 0.3% | |
| TIAA-CREF Large-Cap Growth Retirement | — | — | — | $106K | 0.3% | |
| Ivy Funds International Core Equity A | — | — | — | $103K | 0.3% | |
| Vanguard Funds Total International Stock Index Admiral | — | — | — | $103K | 0.3% | |
| Vanguard Funds Total International Stock Index Admiral | — | — | — | $101K | 0.3% | |
| Ivy Funds International Core Equity A | — | — | — | $93K | 0.2% | |
| TIAA-CREF Lifecycle 2015 Retirement | — | — | — | $90K | 0.2% | |
| TIAA-CREF Large-Cap Value Retirement | — | — | — | $88K | 0.2% | |
| Pioneer Investments Bond A | — | — | — | $84K | 0.2% | |
| TIAA-CREF Lifecycle 2035 Retirement | — | — | — | $84K | 0.2% | |
| TIAA-CREF Lifecycle 2055 Retirement | — | — | — | $82K | 0.2% | |
| Morgan Stanley Federal Agency Notes | — | — | — | $79K | 0.2% | |
| CREF Money Market R2 | — | — | — | $78K | 0.2% | |
| TIAA-CREF Large-Cap Growth Retirement | — | — | — | $76K | 0.2% | |
| Pioneer Investments Fundamental Growth A | — | — | — | $75K | 0.2% | |
| Vanguard Funds Extended Market Index Admiral | — | — | — | $75K | 0.2% | |
| TIAA-CREF International Equity Retirement | — | — | — | $73K | 0.2% | |
| Vanguard Funds Extended Market Index Admiral | — | — | — | $72K | 0.2% | |
| Pioneer Investments Fundamental Growth A | — | — | — | $68K | 0.2% | |
| Morgan Stanley Cash | — | — | — | $66K | 0.2% | |
| Morgan Stanley Federal Agency Notes | — | — | — | $60K | 0.2% | |
| Pioneer Investments Bond A | — | — | — | $59K | 0.2% | |
| Morgan Stanley Corporate Bonds | — | — | — | $56K | 0.1% | |
| TIAA-CREF Large-Cap Growth Index Retirement | — | — | — | $44K | 0.1% | |
| Morgan Stanley U.S. Treasury Notes | — | — | — | $42K | 0.1% | |
| TIAA-CREF Mid-Cap Growth Retirement | — | — | — | $36K | <0.1% | |
| Pioneer Investments Equity Income A | — | — | — | $36K | <0.1% | |
| Columbia Funds Emerging Markets A | — | — | — | $34K | <0.1% | |
| TIAA-CREF Small-Cap Blend Index Retirement | — | — | — | $34K | <0.1% | |
| TIAA-CREF High-Yield-Rtmt | — | — | — | $31K | <0.1% | |
| TIAA-CREF High-Yield Retirement | — | — | — | $31K | <0.1% | |
| Victory Funds Sycamore Established Value A | — | — | — | $29K | <0.1% | |
| TIAA-CREF Short-Term Bond Retirement | — | — | — | $25K | <0.1% | |
| Victory Funds Sycamore Established Value A | — | — | — | $24K | <0.1% | |
| Pioneer Investments Equity Income A | — | — | — | $24K | <0.1% | |
| TIAA-CREF Short-Term Bond Retirement | — | — | — | $24K | <0.1% | |
| Columbia Funds Emerging Markets A | — | — | — | $22K | <0.1% | |
| TIAA-CREF Equity Index Retirement | — | — | — | $17K | <0.1% | |
| TIAA-CREF Lifecycle 2060 Retirement | — | — | — | $16K | <0.1% | |
| Party in Identity of Issuer, Borrower, Description of Investment, or Current Interest Lessor or Similar Party Rate of Interest Cost Value Mutual Funds (continued) * TIAA-CREF Mid-Cap Growth Retirement | — | — | — | $15K | <0.1% | |
| Party in Identity of Issuer, Borrower, Description of Investment, or Current Interest Lessor or Similar Party Rate of Interest Cost Value Mutual Funds (continued) * TIAA-CREF Equity Index Retirement | — | — | — | $14K | <0.1% | |
| TIAA-CREF Inflation-Linked Bond Retirement | — | — | — | $9K | <0.1% | |
| TIAA-CREF Inflation-Linked Bond Retirement | — | — | — | $8K | <0.1% | |
| TIAA-CREF Lifecycle 2060 Retirement | — | — | — | $2K | <0.1% | |
| TIAA-CREF S&P 500 Index Retirement | — | — | — | $2K | <0.1% |
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