Original filing (PDF)20251002113105NAL0000309443001

Collegetown Bagels, Inc.

Name: Collegetown Bagels, Inc. — Collegetown Bagels, Inc., Form 5500 (2024)
Creator: Collegetown Bagels, Inc.
License: https://www.usa.gov/government-works

Form 5500

FILING_RECEIVED

Collegetown Bagels, Inc. 401(k) Plan

401(k) retirement plan · Collegetown Bagels, Inc.'s Collegetown Bagels, Inc. 401(k) Plan held $10.5M in plan assets for 111 participants in 2024, with Ascensus as recordkeeper.

Signals · 1

39% in single holding

Active participants

111

Accounts w/ balance

106

Plan assets (EOY)

$10.5M

Net assets (EOY)

$10.5M

How this plan invests

This plan

28 securities

funds · stocks · CUSIPs

Holdings are itemized directly on this plan's Schedule of Assets, below.

Plan health score

Above-average plan

Directional indicator from public Form 5500 data — compliance & integrity, total plan cost, participant health and vendor stack, benchmarked against same-size peers. Not a fiduciary tool.

Compliance & integrity

100

Total plan cost

Plan health

Vendor & structure

100

Knocking points off

Low account-holder ratio — balance-holders per active participant in the bottom quartile of peers (23rd percentile).

Decision-maker contacts

One unlock reveals every key decision-maker — plan signer, CFO, HR & Benefits — with verified email + LinkedIn for COLLEGETOWN BAGELS, INC..

Plan sponsor

Name

COLLEGETOWN BAGELS, INC.

EIN

16-1057527all filings

Address

400 N MEADOW ST · ITHACA, NY · 14850

Phone

(607) 273-7110

Industry

Accommodation & Food Services

Plan administrator

Same as plan sponsor.

Plan characteristics

Plan number

001

Plan year

2024

Plan year begin

2024-01-01

Tax period

2024-12-31

Filed

2025-10-02

Pension benefit codes

2E · Profit-sharing

3D · Pre-approved plan (master / prototype / VS)

2G · Total participant-directed accounts

2J · 401(k) feature

2K · 401(m) arrangement

2F · ERISA section 404(c)

2T · Default investment account (QDIA)

Audit & trust (Schedule H)

Service providers (Schedule C)

2 rows

Recordkeeper

Name	EIN	Location	Relation	Direct comp	Indirect comp
ASCENSUS LLC	11-3665754	—	NONE	$16K	—

Other service providers

Name	EIN	Location	Relation	Direct comp	Indirect comp
NORTHWESTERN MUTUAL	—	MILWAUKEE, WI	NONE	$26K	—

Investments

28 direct securities· $10.5M(100% of reported assets)

Mutual Funds

$8.0M

19 holdings

Common Collective Trusts

$2.0M

1 holding

Other securities

$375K

6 holdings

Participant loans

$102K

1 holding

Pooled Separate Accounts

$3K

1 holding

					% of plan
Vanguard Growth Index Adm Vanguard 0	Mutual Funds	—	—	$4.1M	39.2%
Fidelity 500 Index Fund Fidelity 0	Common Collective Trusts	—	—	$2.0M	19.3%
American Funds SMALLCAP World R6 American Funds 0	Mutual Funds	—	—	$829K	7.9%
American Funds Trgt Date Ret 2040 R6 American Funds 0	Mutual Funds	—	—	$782K	7.4%
American Funds Capital Inc Bldr R6 American Funds 0	Mutual Funds	—	—	$688K	6.6%
JPMorgan Large Cap Growth R6 JP Morgan 0	Other securities	—	—	$362K	3.5%
American Funds Trgt Date Ret 2025 R6 American Funds 0	Mutual Funds	—	—	$353K	3.4%
American Funds Trgt Date Ret 2055 R6 American Funds 0	Mutual Funds	—	—	$290K	2.8%
American Funds Bond Fund of Amer R6 American Funds 0	Mutual Funds	—	—	$233K	2.2%
American Funds US Government Sec R6 American Funds 0	Mutual Funds	—	—	$210K	2.0%
American Funds Cap World Gr & Inc R6 American Funds 0	Mutual Funds	—	—	$155K	1.5%
BlackRock Equity Dividend K BlackRock 0 557 1919 Socially Responsive Balanced A 1919 Socially Responsive 0 436 Various Rates and Maturities Participant's Loan Account 0	Participant loans	—	—	$102K	1.0%
American Funds Trgt Date Ret 2035 R6 American Funds 0	Mutual Funds	—	—	$99K	0.9%
American Funds Trgt Date Ret 2045 R6 American Funds 0	Mutual Funds	—	—	$65K	0.6%
American Funds Trgt Date Ret 2050 R6 American Funds 0	Mutual Funds	—	—	$63K	0.6%
American Funds New World R6 American Funds 0	Mutual Funds	—	—	$28K	0.3%
American Funds Trgt Date Ret 2060 R6 American Funds 0	Mutual Funds	—	—	$28K	0.3%
Vanguard International Growth Adm Vanguard 0	Mutual Funds	—	—	$24K	0.2%
American Funds Trgt Date Ret 2030 R6 American Funds 0	Mutual Funds	—	—	$20K	0.2%
American Funds Trgt Date Ret 2065 R6 American Funds 0	Mutual Funds	—	—	$8K	<0.1%
Carillon Eagle Mid Cap Growth R6 Carillon 0	Other securities	—	—	$4K	<0.1%
American Funds Trgt Date Ret 2010 R6 American Funds 0	Mutual Funds	—	—	$3K	<0.1%
American Funds Trgt Date Ret 2015 R6 American Funds 0	Mutual Funds	—	—	$3K	<0.1%
(1) X This form is filed for a CCT, PSA, or MTIA.	Pooled Separate Accounts	—	—	$3K	<0.1%
performed pursuant to both 29 CFR 2520.103-8 and 29 CFR 2520.103-12(d). Check box (3) if pursuant to neither.	Other securities	—	$3K	$3K	<0.1%
Yes No Amount a	Other securities	—	—	$3K	<0.1%
JHancock III Disc Val Mid Cap R6 John Hancock 0	Other securities	—	—	$2K	<0.1%
Principal Real Estate Securities R6 Principal 0	Other securities	—	—	$1K	<0.1%