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Original filing (PDF)20250822164139NAL0002672947001
SAIA MOTOR FREIGHT LINE, LLC
Form 5500
FILING_RECEIVED
SAIA MOTOR FREIGHT LINE, LLC 401(K) PLAN
401(k) retirement plan
Signals · 1
1 failed disclosure
Active participants
15,329
Accounts w/ balance
9,921
Plan assets (EOY)
$669.8M
Net assets (EOY)
$669.8M
How this plan invests
This plan
1 pooled trust
Schedule D
34 securities
funds · stocks · CUSIPs
Holdings are itemized directly on this plan's Schedule of Assets, below.
Plan health score (directional)
93
/ 100
Grade A
Top-tier plan health
Directional indicator computed from public Form 5500 data — compliance, concentration, cost, vendor stack and participation. Not a fiduciary tool.
Compliance & disclosures
85
Concentration risk
100
Total plan cost
100
Vendor stack
100
Participation health
80
Knocking points off
- 1 Schedule C provider failed to disclose compensation.
- 65% balance-to-active ratio — below typical for a healthy 401(k).
Decision-maker contacts
CFO / Head of HR / Benefits Manager — verified email + LinkedIn for SAIA MOTOR FREIGHT LINE, LLC.
Plan sponsor
Name
SAIA MOTOR FREIGHT LINE, LLC
EIN
72-0524060
Address
11465 JOHNS CREEK PARKWAY · SUITE 400 · JOHNS CREEK, GA · 30097
Phone
(985) 868-1030
Industry
Transportation & Warehousingsee all
Plan administrator
Same as plan sponsor.
Plan characteristics
Plan number
001
Plan year
2024
Plan year begin
2024-01-01
Tax period
2024-12-31
Filed
2025-08-22
Pension benefit codes
2F · ERISA section 404(c)
2G · Total participant-directed accounts
2J · 401(k) feature
2K · 401(m) arrangement
2T · Default investment account (QDIA)
3B · Covers self-employed individuals
2E · Profit-sharing
3D · Pre-approved plan (master / prototype / VS)
Audit & trust (Schedule H)
Auditor
BAKER TILLY, US, LLP
Trustee / custodian
—
Trustee phone
—
Service providers (Schedule C)
4 rowsRecordkeeper
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| FIDELITY INVESTMENTS INSTITUTIONAL | 04-2647786 | — | RECORDKEEPER | $87K | — |
Advisor / Consultant
2| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| STRATEGIC ADVISORS, INC. | 04-2654524 | — | ADVISOR | $222K | — |
| NORTHWESTERN MUTUAL | 39-2018056 | — | CONSULTANT | $80K | — |
Accountant / Auditor
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| HANCOCK ASKEW & CO, LLP | 58-0662558 | — | ACCOUNTANT/AUDITOR | $38K | — |
Failed / refused disclosures (Sched C Part 2)
| Provider | Nondisclosure info |
|---|---|
| — | — |
Investments
34 direct securities · 1 pooled fund· $679.2M(100% of reported assets)
Rows tagged as a trust or pooled fund hold many underlying securities. Click one to drill into its own Schedule of Assets — where the individual funds, shares, and CUSIPs live.
Uncategorized
$643.3M
33 holdings
Mutual Funds
$25.1M
1 holding
Common Collective Trust
$10.8M
1 holding
| PI | Investment | Type | Shares / units | Cost | Current value | % of plan |
|---|---|---|---|---|---|---|
| Fidelity Management Trust Company Fidelity Blue Chip Growth Fund - Class K6 | — | — | — | $78.3M | 11.7% | |
| Fidelity Management Trust Company Fidelity Freedom 2035 Fund - Class K | — | — | — | $65.4M | 9.8% | |
| Fidelity Management Trust Company Fidelity Freedom 2030 Fund - Class K | — | — | — | $62.1M | 9.3% | |
| Fidelity Management Trust Company Fidelity Freedom 2040 Fund - Class K | — | — | — | $50.3M | 7.5% | |
| Fidelity Management Trust Company Fidelity Growth Company Fund - Class K6 | — | — | — | $49.5M | 7.4% | |
| Notes receivable Notes receivable with variable maturities and interest rates * Participants ranging from 4.25% - 9.50% on all outstanding notes. | — | — | — | $35.4M | 5.3% | |
| Fidelity Management Trust Company Fidelity Investments Money Market Government Portfolio | — | — | — | $32.2M | 4.8% | |
| Fidelity Management Trust Company Fidelity Freedom 2025 Fund - Class K | — | — | — | $30.0M | 4.5% | |
| Fidelity Management Trust Company Fidelity Freedom 2045 Fund - Class K | — | — | — | $27.5M | 4.1% | |
| Fidelity Management Trust Company Fidelity Equity Income Fund - Class K | — | — | — | $25.2M | 3.8% | |
| Pacific Investment Management Company, LLC PIMCO Total Return Institutional Class | Mutual Funds | — | — | $25.1M | 3.7% | |
| Fidelity Management Trust Company Fidelity 500 Index Fund | — | — | — | $23.4M | 3.5% | |
| Fidelity Management Trust Company Fidelity Freedom 2050 Fund - Class K | — | — | — | $20.7M | 3.1% | |
| Fidelity Management Trust Company Fidelity Puritan Fund - Class K | — | — | — | $20.3M | 3.0% | |
| Fidelity Management Trust Company Fidelity Freedom 2055 Fund - Class K | — | — | — | $17.0M | 2.5% | |
| Capital Research and Management Company American Funds Fundamental Investors Class R6 | — | — | — | $12.7M | 1.9% | |
| Fidelity Management Trust Company Fidelity International Index Fund | — | — | — | $11.7M | 1.7% | |
| Common collective trust * Fidelity Management Trust Company Managed Income Portfolio Class 2 | — | — | — | $10.8M | 1.6% | |
| MIP CL 2 FIDELITY MANAGEMENT TRUST COMPANY · EIN 04-3022712 / PN 024 | Common Collective Trust | — | — | $10.8M | 1.6% | |
| Fidelity Management Trust Company Fidelity Freedom 2020 Fund - Class K | — | — | — | $9.0M | 1.3% | |
| Fidelity Management Trust Company Fidelity Mid Cap Index Fund | — | — | — | $8.5M | 1.3% | |
| Fidelity Management Trust Company Fidelity Diversified International Fund - Class K | — | — | — | $8.5M | 1.3% | |
| Fidelity Management Trust Company Fidelity Freedom 2060 Fund - Class K | — | — | — | $7.9M | 1.2% | |
| Fidelity Management Trust Company Fidelity Low-Priced Stock Fund - Class K6 | — | — | — | $7.7M | 1.2% | |
| Morgan Stanley Investment Management, Inc. MSIF Institutional Global Franchise Fund I | — | — | — | $7.6M | 1.1% | |
| American Beacon Advisors Inc American Beacon Small Cap Growth K | — | — | — | $3.5M | 0.5% | |
| Carillon Tower Advisors, Inc. Carillon Eagle Mid Cap Growth Fund Class R6 | — | — | — | $3.4M | 0.5% | |
| Massachusetts Financial Services Company MFS Value Fund Class R6 | — | — | — | $2.9M | 0.4% | |
| Fidelity Management Trust Company Fidelity Small Cap Index Fund | — | — | — | $2.9M | 0.4% | |
| Fidelity Management Trust Company Fidelity Freedom 2065 Fund - Class K | — | — | — | $2.8M | 0.4% | |
| Fidelity Management Trust Company Fidelity Freedom Income Fund - Class K | — | — | — | $2.2M | 0.3% | |
| Fidelity Management Trust Company Fidelity Freedom 2015 Fund - Class K | — | — | — | $2.1M | 0.3% | |
| Fidelity Management Trust Company Fidelity Freedom 2010 Fund - Class K | — | — | — | $1.0M | 0.2% | |
| American Beacon Advisors Inc American Beacon Small Cap Value Fund Class R6 | — | — | — | $822K | 0.1% | |
| Fidelity Management Trust Company Fidelity Freedom 2070 Fund - Class K | — | — | — | $25K | <0.1% |