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Original filing (PDF)20250827135541NAL0016680608001
THE COMMONWEALTH SCHOOL, INC.
Form 5500
FILING_RECEIVED
THE COMMONWEALTH SCHOOL, INC. DC PLAN
403(b) retirement plan
Active participants
50
Accounts w/ balance
149
Plan assets (EOY)
$29.1M
Net assets (EOY)
$29.1M
How this plan invests
This plan
1 pooled trust
Schedule D
35 securities
funds · stocks · CUSIPs
Holdings are itemized directly on this plan's Schedule of Assets, below.
Plan health score (directional)
100
/ 100
Grade A
Top-tier plan health
Directional indicator computed from public Form 5500 data — compliance, concentration, cost, vendor stack and participation. Not a fiduciary tool.
Compliance & disclosures
100
Concentration risk
100
Total plan cost
100
Vendor stack
100
Participation health
100
Helping the score
- Below-peer total fees (0 bps vs 29 bps peer median).
Decision-maker contacts
CFO / Head of HR / Benefits Manager — verified email + LinkedIn for THE COMMONWEALTH SCHOOL, INC..
Plan sponsor
Name
THE COMMONWEALTH SCHOOL, INC.
EIN
04-2228167
Address
151 COMMONWEALTH AVENUE · BOSTON, MA · 02116
Phone
(617) 266-7525
Industry
Educational Servicessee all
Plan administrator
Same as plan sponsor.
Plan characteristics
Plan number
001
Plan year
2024
Plan year begin
2024-01-01
Tax period
2024-12-31
Filed
2025-08-27
Pension benefit codes
2L · 403(b)(1) annuity
2M · 403(b)(7) custodial accounts
2F · ERISA section 404(c)
2G · Total participant-directed accounts
3D · Pre-approved plan (master / prototype / VS)
Audit & trust (Schedule H)
Auditor
JOHNSON OCONNOR FERON & CARUCCI LLP
Trustee / custodian
—
Trustee phone
—
Service providers (Schedule C)
1 rowsRecordkeeper
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| TIAA | 13-1624203 | — | RECORDKEEPER | $125 | — |
Investments
29 direct securities · 1 pooled fund· $28.6M(98% of reported assets)
Rows tagged as a trust or pooled fund hold many underlying securities. Click one to drill into its own Schedule of Assets — where the individual funds, shares, and CUSIPs live.
Uncategorized
$27.9M
29 holdings
Pooled Separate Account
$629K
1 holding
| PI | Investment | Type | Shares / units | Cost | Current value | % of plan |
|---|---|---|---|---|---|---|
| CREF Stock R1 Variable annuity n/a | — | — | — | $6.7M | 22.9% | |
| TIAA Traditional Non Benefit Responsive Guaranteed insurance contract n/a | — | — | — | $4.2M | 14.6% | |
| Vanguard 500 Idx Adm Mutual fund n/a | — | — | — | $2.9M | 9.9% | |
| Vanguard Ttl Intl Stk Idx Adm Mutual fund n/a | — | — | — | $1.6M | 5.4% | |
| CREF Growth R1 Variable annuity n/a | — | — | — | $1.3M | 4.4% | |
| Nuveen LfCycle lx 2045 R6 Mutual fund n/a | — | — | — | $1.2M | 4.3% | |
| CREF Equity Index R1 Variable annuity n/a | — | — | — | $1.2M | 4.1% | |
| CREF Global Equities R1 Variable annuity n/a | — | — | — | $1.0M | 3.5% | |
| Nuveen Money Market R6 Mutual fund n/a | — | — | — | $865K | 3.0% | |
| TIAA Traditional Benefit Responsive Guaranteed insurance contract n/a | — | — | — | $847K | 2.9% | |
| CREF Core Bond R1 Variable annuity n/a | — | — | — | $709K | 2.4% | |
| Nuveen LfCycle lx 2050 R6 Mutual fund n/a | — | — | — | $641K | 2.2% | |
| TIAA REAL ESTATE TIAA-CREF · EIN 13-1624203 / PN 004 | Pooled Separate Account | — | — | $629K | 2.2% | |
| College Retirement Equities Fund variable annuities TIAA Real Estate | — | — | — | $629K | 2.2% | |
| CREF Inflation-Linked Bond R1 Variable annuity n/a | — | — | — | $622K | 2.1% | |
| Vanguard Mid-Cap Idx Adm Mutual fund n/a | — | — | — | $619K | 2.1% | |
| TIAA Traditional Non Benefit Responsive 2 Guaranteed insurance contract n/a | — | — | — | $495K | 1.7% | |
| College Retirement Equities Fund variable annuities Nuveen LfCycle Ix 2035 R6 | — | — | — | $492K | 1.7% | |
| Vanguard Small-Cap Idx Adm Mutual fund n/a | — | — | — | $401K | 1.4% | |
| Nuveen LfCycle lx 2055 R6 Mutual fund n/a | — | — | — | $368K | 1.3% | |
| College Retirement Equities Fund variable annuities Nuveen LfCycle Ix 2040 R6 | — | — | — | $340K | 1.2% | |
| Nuveen LfCycle lx 2060 R6 Mutual fund n/a | — | — | — | $223K | 0.8% | |
| TIAA Traditional Benefit Responsive 2 Guaranteed insurance contract n/a | — | — | — | $194K | 0.7% | |
| CREF Money Market R1 Variable annuity n/a | — | — | — | $171K | 0.6% | |
| Nuveen LfCycle lx 2025 R6 Mutual fund n/a | — | — | — | $105K | 0.4% | |
| Vanguard Real Estate Idx Adm Mutual fund n/a | — | — | — | $77K | 0.3% | |
| Participant Loan Fund Participant loans varies 4.50% - 9.50% n/a -0- | — | — | — | $44K | 0.1% | |
| Nuveen LfCycle lx 2065 R6 Mutual fund n/a | — | — | — | $21K | <0.1% | |
| Nuveen LfCycle lx 2020 R6 Mutual fund n/a | — | — | — | $11K | <0.1% | |
| Nuveen LfCycle lx 2030 R6 Mutual fund n/a | — | — | — | $7K | <0.1% |
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