Holdings are itemized directly on this plan's Schedule of Assets, below.
| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| BETTERMENT FOR BUSINESS, LLC | 47-4872674 | NEW YORK, NY | RECORDKEEPER | $11K | — |
| PI | Investment | Type | Shares / units | Cost | Current value | % of plan |
|---|---|---|---|---|---|---|
| Vanguard Total Stock Market ETF " | — | — | — | $1.8M | 29.4% | |
| Vanguard FTSE Developed Markets ETF " | — | — | — | $1.3M | 21.6% | |
| Schwab U.S. Mid-Cap ETF " ** 330 SPDR Portfolio S&P 500 ETF " | — | — |
| — |
| $1.0M |
| 16.2% |
| iShares Core Total US Bond Market ETF Exchange traded fund | — | — | — | $437K | 7.1% |
| Vanguard Large-Cap ETF " ** 326 Vanguard FTSE Emerging Markets ETF " | — | — | — | $433K | 7.0% |
| SPDR Portfolio S&P 400 Mid Cap ETF " | — | — | — | $337K | 5.5% |
| SPDR Portfolio S&P 600 Small Cap ETF " | — | — | — | $252K | 4.1% |
| Vanguard U.S. Large-cap Growth Equity ETF " | — | — | — | $102K | 1.6% |
| Vanguard Total International Bond ETF " | — | — | — | $97K | 1.6% |
| iShares Emerging Markets USD Bond ETF " | — | — | — | $88K | 1.4% |
| Participant Loans (9.25% - 9.50%) - | Participant loans | — | — | $80K | 1.3% |
| Goldman Sachs ActiveBeta US Large Cap Equity ETF " | — | — | — | $47K | 0.8% |
| SPDR S&P Kensho New Economies Composite ETF " | — | — | — | $33K | 0.5% |
| Vanguard Short-Term Inflation-Protected Securities ETF " ** 78 Vanguard Value ETF " | — | — | — | $16K | 0.3% |
| Goldman Sachs ActiveBeta International Equity ETF " | — | — | — | $11K | 0.2% |
| iShares 0-5 Year TIPS Bond ETF " | — | — | — | $11K | 0.2% |
| Goldman Sachs Access U.S. Aggregate Bond ETF " | — | — | — | $8K | 0.1% |
| Goldman Sachs Access Inflation Protected USD Bond ETF " ** 480 iShares Core MSCI EAFE ETF " | — | — | — | $7K | 0.1% |
| iShares Core MSCI Emerging Markets ETF " ** 201 JPMorgan Ultra-Short Income ETF " | — | — | — | $5K | <0.1% |
| Goldman Sachs ActiveBeta Europe Equity ETF " | — | — | — | $5K | <0.1% |
| Goldman Sachs ActiveBeta Emerging Markets Equity ETF " | — | — | — | $4K | <0.1% |
| Goldman Sachs Access High Yield Corporate Bond ETF " ** 526 Goldman Sachs Access Investment Grade Corporate Bond ETF " | — | — | — | $3K | <0.1% |
| Vanguard LongTerm Government Bond ETF " ** 992 Vanguard Dividend Appreciation ETF " | — | — | — | $3K | <0.1% |
| Goldman Sachs TreasuryAccess 01 Year ETF " | — | — | — | $3K | <0.1% |
| Goldman Sachs ActiveBeta US Small Cap Equity ETF " | — | — | — | $3K | <0.1% |
| Invesco Emerging Markets Sovereign Debt ETF " ** 21 Schwab U.S. Broad Market ETF " ** 1 Schwab U.S. REIT ETF " | — | — | — | $2K | <0.1% |
| Goldman Sachs ActiveBeta Japan Equity ETF " | — | — | — | $2K | <0.1% |
| Vanguard Small-Cap Stock ETF " ** 342 Vanguard Small-Cap Value ETF " | — | — | — | $2K | <0.1% |
| Goldman Sachs Access Emerging Markets USD Bond ETF " | — | — | — | $1K | <0.1% |
