Holdings are itemized directly on this plan's Schedule of Assets, below.
| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| BETTERMENT FOR BUSINESS, LLC | 47-4872674 | NEW YORK, NY | RECORDKEEPER | $74K | — |
| PI | Investment | Type | Shares / units | Cost | Current value | % of plan |
|---|---|---|---|---|---|---|
| Vanguard Fund Vanguard Total Stock Market ETF | — | — | — | $12.0M | 32.5% | |
| Vanguard Fund Vanguard Dividend Appreciation ETF 117 Vanguard Fund Vanguard FTSE Developed Markets | — | — | — | $8.0M | 21.6% |
| State Street Global Advisors SPDR Portfolio S&P 500 ETF | — | — | — | $4.2M | 11.3% |
| Vanguard Fund Vanguard FTSE Emerging Markets | — | — | — | $3.1M | 8.3% |
| BlackRock, Inc. iShares Core Total US Bond Market ETF | — | — | — | $2.5M | 6.7% |
| Charles Schwab Corporation Schwab U.S. Mid-Cap Value ETF 469 State Street Global Advisors SPDR Portfolio S&P 400 Mid Cap | — | — | — | $1.9M | 5.0% |
| State Street Global Advisors SPDR Portfolio S&P 600 Small Cap ETF | — | — | — | $1.4M | 3.9% |
| Vanguard Fund Vanguard Total International Bond ETF | — | — | — | $741K | 2.0% |
| BlackRock, Inc. iShares Emerging Markets USD Bond ETF | — | — | — | $595K | 1.6% |
| Vanguard Fund Vanguard Value ETF | — | — | — | $469K | 1.3% |
| Vanguard Fund Vanguard US Total Bond Market ETF | — | — | — | $293K | 0.8% |
| Vanguard Fund Vanguard Mid-Cap Value ETF | — | — | — | $252K | 0.7% |
| Vanguard Fund Vanguard Small-Cap Stock ETF 543 Vanguard Fund Vanguard Small-Cap Value ETF | — | — | — | $248K | 0.7% |
| Goldman, Sachs & Co Goldman Sachs ActiveBeta US Large Cap Equity | — | — | — | $185K | 0.5% |
| Goldman, Sachs & Co Goldman Sachs TreasuryAccess 01 Year ETF | — | — | — | $134K | 0.4% |
| BlackRock, Inc. iShares 0-5 Year TIPS Bond ETF | — | — | — | $107K | 0.3% |
| Participant Loans Interest rates from 4.25% to 9.5% | Participant loans | — | — | $93K | 0.3% |
| Vanguard Fund Vanguard Short-Term Inflation-Protected Securities ETF | — | — | — | $86K | 0.2% |
| Charles Schwab Corporation Schwab U.S. Broad Market ETF | — | — | — | $78K | 0.2% |
| BlackRock, Inc. iShares 10+ Year Investment Grade Corporate Bond ETF 259 BlackRock, Inc. iShares 1-3 Year Treasury Bond ETF 802 BlackRock, Inc. iShares Broad USD High Yield Corporate Bond ETF 80 BlackRock, Inc. iShares Core MSCI EAFE ETF | — | — | — | $73K | 0.2% |
| State Street Global Advisors SPDR S&P Kensho New Economies Composite ETF | — | — | — | $53K | 0.1% |
| BlackRock, Inc. iShares Short-Term Treasury Bond ETF 80 BlackRock, Inc. iShares Treasury Floating Rate Bond ETF 482 BlackRock, Inc. iShares Trust iShares 1-5 Year Invest Grade Corp Bond ETF 619 JP Morgan JPMorgan Ultra-Short Income | — | — | — | $47K | 0.1% |
| Goldman, Sachs & Co Goldman Sachs ActiveBeta International Equity | — | — | — | $37K | 0.1% |
| Invesco Distributors, Inc. Invesco Emerging Markets Sovereign Debt ETF 943 Invesco Distributors, Inc. Invesco QQQ Trust | — | — | — | $31K | <0.1% |
| Goldman, Sachs & Co Goldman Sachs ActiveBeta Europe Equity ETF | — | — | — | $24K | <0.1% |
| Goldman, Sachs & Co Goldman Sachs ActiveBeta Emerging Markets Equity | — | — | — | $17K | <0.1% |
| Vanguard Fund Vanguard US Large Cap Equity Growth Equity ETF | — | — | — | $13K | <0.1% |
| Goldman, Sachs & Co Goldman Sachs ActiveBeta Japan Equity ETF | — | — | — | $11K | <0.1% |
| Goldman, Sachs & Co Goldman Sachs ActiveBeta US Small Cap Equity ETF | — | — | — | $10K | <0.1% |
| Goldman, Sachs & Co Goldman Sachs Access U.S. Aggregate Bond ETF | — | — | — | $6K | <0.1% |
| Goldman, Sachs & Co Goldman Sachs Access Investment Grade Corporate Bond ETF | — | — | — | $5K | <0.1% |
| Xtrackers USD High Yield Corporate Bond | — | — | — | $5K | <0.1% |
| Goldman, Sachs & Co Goldman Sachs Access Emerging Markets USD Bond ETF | Mutual Funds | — | — | $4K | <0.1% |
| BlackRock, Inc. iShares Core MSCI Emerging Markets ETF | — | — | — | $3K | <0.1% |
| Vanguard Fund Vanguard LongTerm Government Bond | — | — | — | $3K | <0.1% |
| Vanguard Fund Vanguard Large-Cap ETF - DNQ | — | — | — | $1K | <0.1% |
