Holdings are itemized directly on this plan's Schedule of Assets, below.
| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| BETTERMENT FOR BUSINESS | 47-4872674 | NEW YORK, NY | RECORDKEEPER AND ADVISOR | $114K | — |
| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| DWC ERISA CONSULTANTS | — | ROSEMOUNT, MN | CONTRACT ADMIN | $7K | — |
| PI | Investment | Type | Shares / units | Cost | Current value | % of plan |
|---|---|---|---|---|---|---|
| Exchange Traded Funds Vanguard Total Stock Market ETF N/R | — | — | — | $11.5M | 27.1% | |
| Vanguard FTSE Developed Markets N/R | — | — | — | $9.1M | 21.5% | |
| SPDR S&P 500 Value ETF N/R | — | — |
| — |
| $6.7M |
| 15.8% |
| Vanguard FTSE Emerging Markets N/R | — | — | — | $3.3M | 7.7% |
| BlackRock iShares Core Total US Bond Market ETF N/R | — | — | — | $2.9M | 6.9% |
| SPDR Portfolio S&P 400 Mid Cap N/R | — | — | — | $2.3M | 5.3% |
| SPDR S&P 600 Small Cap Value ETF N/R | — | — | — | $1.7M | 3.9% |
| Vanguard Total International Bond ETF N/R | — | — | — | $688K | 1.6% |
| BlackRock iShares Emerging Markets USD Bond ETF N/R | — | — | — | $618K | 1.5% |
| BlackRock iShares ESG Aware MSCI USA ETF N/R | — | — | — | $540K | 1.3% |
| Goldman Sachs Goldman Sachs ActiveBeta US Large Cap Equity N/R | — | — | — | $382K | 0.9% |
| Vanguard Value ETF N/R | — | — | — | $257K | 0.6% |
| BlackRock iShares MSCI ACWI Low Carbon Target ETF N/R | — | — | — | $235K | 0.6% |
| Goldman Sachs Goldman Sachs Treasury Access 01 Year ETF N/R | — | — | — | $205K | 0.5% |
| Vanguard Mid-Cap Value ETF N/R | — | — | — | $158K | 0.4% |
| BlackRock iShares ESG Aware MSCI EAFE ETF N/R | — | — | — | $158K | 0.4% |
| Schwab U.S. Broad Market ETF N/R | — | — | — | $149K | 0.4% |
| Vanguard Small-Cap Value ETF N/R | — | — | — | $138K | 0.3% |
| SPDR S&P 500 Fossil Fuel Reserves Free ETF N/R | — | — | — | $127K | 0.3% |
| BlackRock iShares 0-5 Year TIPS Bond ET N/R | — | — | — | $118K | 0.3% |
| Goldman Sachs Goldman Sachs ActiveBeta International Equity N/R | — | — | — | $90K | 0.2% |
| JPMorgan Ultra-Short Income N/R | — | — | — | $87K | 0.2% |
| SPDR S&P Kensho New Economies Composite ETF N/R | — | — | — | $85K | 0.2% |
| TCW Transform 500 ETF N/R | — | — | — | $83K | 0.2% |
| BlackRock iShares ESG Aware U.S. Aggregate Bond ETF N/R | — | — | — | $82K | 0.2% |
| BlackRock iShares ESG Aware MSCI EM ETF N/R | — | — | — | $81K | 0.2% |
| SPDR MSCI EAFE Fossil Fuel Free ETF N/R | — | — | — | $67K | 0.2% |
| BlackRock iShares Trust iShares USD Green Bond ETF N/R | — | — | — | $63K | 0.1% |
| BlackRock iShares ESG Aware MSCI USA Small-Cap ETF N/R | — | — | — | $60K | 0.1% |
| Schwab U.S. REIT ETF N/R | — | — | — | $54K | 0.1% |
| Participant Loans Notes receivable from participants, with interest rates ranging from $0 | Participant loans | — | — | $50K | 0.1% |
| Goldman Sachs Goldman Sachs Active Beta Europe Equity ETF N/R | — | — | — | $50K | 0.1% |
| Vanguard Dividend Appreciation ETF N/R | — | — | — | $49K | 0.1% |
| Goldman Sachs Goldman Sachs ActiveBeta Emerging Markets Equity N/R | — | — | — | $35K | <0.1% |
| Goldman Sachs Goldman Sachs JUST U.S. Large Cap Equity ETF N/R | — | — | — | $31K | <0.1% |
| Xtrackers USD High Yield Corporate Bond N/R | — | — | — | $30K | <0.1% |
| Vanguard Short-Term Inflation-Protected Securities ETF N/R | — | — | — | $27K | <0.1% |
| Goldman Sachs Goldman Sachs ActiveBeta Japan Equity ETF N/R | — | — | — | $21K | <0.1% |
| Goldman Sachs Goldman Sachs ActiveBeta US Small Cap Equity ETF N/R | — | — | — | $21K | <0.1% |
| BlackRock iShares ESG Aware USD Corporate Bond ETF N/R | — | — | — | $20K | <0.1% |
| Invesco QQQ Trust N/R | — | — | — | $17K | <0.1% |
| Vanguard US Total Bond Market ETF N/R | — | — | — | $17K | <0.1% |
| Goldman Sachs Goldman Sachs Access Investment Grade Corporate Bond ETF N/R | — | — | — | $14K | <0.1% |
| Exchange Traded Funds (continued) Goldman Sachs Goldman Sachs Access U.S. Aggregate Bond ETF N/R | — | — | — | $14K | <0.1% |
| SPDR MSCI Emerging Markets Fossil Fuel Free ETF N/R | — | — | — | $12K | <0.1% |
| BlackRock iShares Core MSCI EAFE ETF N/R | — | — | — | $12K | <0.1% |
| Goldman Sachs Goldman Sachs Access Emerging Markets USD Bond ETF N/R | — | — | — | $11K | <0.1% |
| BlackRock iShares National AMT-Free Muni Bond ETF N/R | — | — | — | $10K | <0.1% |
| BlackRock iShares iBoxx $ Investment Grade Corporate Bond ETF N/R | — | — | — | $9K | <0.1% |
| Vanguard LongTerm Government Bond N/R | — | — | — | $9K | <0.1% |
| BlackRock iShares Core MSCI Emerging Markets ETF N/R | — | — | — | $5K | <0.1% |
| SPDR MSCI USA Gender Diversity N/R | — | — | — | $5K | <0.1% |
| Impact Shares Impact Shares NAACP Minority Empowerment ETF N/R | — | — | — | $5K | <0.1% |
| Vanguard U.S. Large-cap Growth Equity ETF N/R | — | — | — | $4K | <0.1% |
| GraniteShares Bloomberg Commodity Broad Strategy No K-1 ETF N/R | — | — | — | $3K | <0.1% |
| Vanguard Intermediate-Term Government Bond Index Fund N/R | — | — | — | $2K | <0.1% |
| Academy Veteran Academy Veteran Impact ETF N/R | — | — | — | $1K | <0.1% |
