Original filing (PDF)20251015134952NAL0009563058001

OAK RIDGE ASSOCIATED UNIVERSITIES

Name: OAK RIDGE ASSOCIATED UNIVERSITIES — OAK RIDGE ASSOCIATED UNIVERSITIES 403(B) RETIREMENT PLAN, Form 5500 (2024)
Creator: OAK RIDGE ASSOCIATED UNIVERSITIES

Form 5500

FILING_RECEIVED

OAK RIDGE ASSOCIATED UNIVERSITIES 403(B) RETIREMENT PLAN

403(b) retirement plan

Active participants

1,069

Accounts w/ balance

1,867

Plan assets (EOY)

$359.2M

Net assets (EOY)

$359.2M

How this plan invests

This plan

1 pooled trust

Schedule D

194 securities

funds · stocks · CUSIPs

Holdings are itemized directly on this plan's Schedule of Assets, below.

Plan health score (directional)

100

/ 100

Grade A

Top-tier plan health

Directional indicator computed from public Form 5500 data — compliance, concentration, cost, vendor stack and participation. Not a fiduciary tool.

Compliance & disclosures

100

Concentration risk

100

Total plan cost

100

Vendor stack

100

Participation health

100

Helping the score

Below-peer total fees (2 bps vs 10 bps peer median).

Decision-maker contacts

CFO / Head of HR / Benefits Manager — verified email + LinkedIn for OAK RIDGE ASSOCIATED UNIVERSITIES.

Plan sponsor

Name

OAK RIDGE ASSOCIATED UNIVERSITIES

EIN

62-0476816

Address

100 ORAU WAY · OAK RIDGE, TN · 378310117

Phone

(865) 574-4300

Industry

Educational Servicessee all

Plan administrator

Same as plan sponsor.

Plan characteristics

Plan number

001

Plan year

2024

Plan year begin

2024-01-01

Tax period

2024-12-31

Filed

2025-10-15

Pension benefit codes

2G · Total participant-directed accounts

2L · 403(b)(1) annuity

Audit & trust (Schedule H)

Auditor

LBMC, PC

Trustee / custodian

—

Trustee phone

—

Service providers (Schedule C)

3 rows

Recordkeeper

Name	EIN	Location	Relation	Direct comp	Indirect comp
TIAA	13-1624203	NEW YORK, NY	RECORD KEEPER	$72K	—

Accountant / Auditor

Name	EIN	Location	Relation	Direct comp	Indirect comp
LBMC, PC	62-1199757	BRENTWOOD, TN	AUDITOR	$6K	—

Other

Name	EIN	Location	Relation	Direct comp	Indirect comp
PENSIONMARK FINANCIAL GROUP, LLC	61-1758632	SANTA BARBARA, CA	NONE	$9K	—

Investments

193 direct securities · 1 pooled fund· $358.2M(100% of reported assets)

Rows tagged as a trust or pooled fund hold many underlying securities. Click one to drill into its own Schedule of Assets — where the individual funds, shares, and CUSIPs live.

Uncategorized

$349.0M

192 holdings

Pooled Separate Account

$8.9M

1 holding

OTHER

$332K

1 holding

Investment	Type	Shares / units	Cost	Current value	% of plan
TIAA Traditional Non Benefit Responsive	—	—	—	$57.4M	16.0%
TIAA CREF Stock Account	—	—	—	$46.8M	13.0%
TIAA Traditional Benefit Responsive 2	—	—	—	$29.5M	8.2%
JP Morgan Equity Inc Fd Cla R6	—	—	—	$20.4M	5.7%
TIAA Nuveen S&P 500 Idx R6	—	—	—	$19.4M	5.4%
TIAA Traditional Benefit Responsive	—	—	—	$18.8M	5.2%
Western Asset Core Plus Bnd IS	—	—	—	$16.2M	4.5%
JP Morgan JPMorgan Large Cap Growth R6	—	—	—	$10.5M	2.9%
ClearBridge Large Cap Growth IS	—	—	—	$10.0M	2.8%
Transamerica Intl Equity	—	—	—	$9.1M	2.5%
TIAA REAL ESTATE TIAA-CREF · EIN 13-1624203 / PN 004	Pooled Separate Account	—	—	$8.9M	2.5%
TIAA CREF Growth	—	—	—	$8.8M	2.4%
MFS International Diversif R3	—	—	—	$8.5M	2.4%
Lord Abbett High Yield Fund R6	—	—	—	$7.1M	2.0%
Janus Henderson Dev World Bd N	—	—	—	$6.8M	1.9%
American Century Emerging Markets R6	—	—	—	$6.0M	1.7%
TIAA CREF Global Equities	—	—	—	$5.1M	1.4%
TIAA CREF Equity Index	—	—	—	$4.4M	1.2%
Vanguard Mid-Cap Idx Adm	—	—	—	$4.1M	1.1%
American Century Mid Cap Val Fd Cla R6	—	—	—	$3.9M	1.1%
American Century American Century Small Cap Val R6	—	—	—	$3.6M	1.0%
MassMutual Small Cap Gr Eq I	—	—	—	$3.4M	0.9%
T Rowe Price Intl Discovery I	—	—	—	$3.0M	0.8%
TIAA Nuveen Emrg Mkts Debt R6	—	—	—	$2.9M	0.8%
MFS Mid Cap Growth Fund R6	—	—	—	$2.8M	0.8%
TIAA CREF Money Market Account	—	—	—	$2.5M	0.7%
Federated Hermes Infl Prot Sec	—	—	—	$2.4M	0.7%
Cohen & Steers Cohen & Steers Realty Shares	—	—	—	$2.4M	0.7%
Vanguard S-T Inf Pro Sec Idx Adm	—	—	—	$2.3M	0.7%
Fidelity Growth Company	—	—	—	$1.9M	0.5%
TIAA CREF Social Choice	—	—	—	$1.6M	0.4%
TIAA Nuveen Intl Eq Idx R6	—	—	—	$1.4M	0.4%
TIAA Traditional Non Benefit Responsive 2	—	—	—	$1.3M	0.4%
VALIC PD Fixed Account Plus	—	—	—	$1.2M	0.3%
VALIC IP Fixed Account Plus	—	—	—	$1.2M	0.3%
VALIC Science & Technology Fund	—	—	—	$1.1M	0.3%
TIAA Nuveen Bond Index R6	—	—	—	$1.1M	0.3%
Fidelity Contrafund	—	—	—	$1.1M	0.3%
VALIC Stock Index Fund	—	—	—	$927K	0.3%
Fidelity OTC Portfolio	—	—	—	$856K	0.2%
Vanguard Windsor II Fund Admiral	—	—	—	$835K	0.2%
Fidelity Magellan	—	—	—	$683K	0.2%
Vanguard Various	—	—	—	$594K	0.2%
TIAA Nuveen Sm-Cap BI Idx R6	—	—	—	$567K	0.2%
VALIC Growth Fund	—	—	—	$561K	0.2%
Fidelity Sel Technology	—	—	—	$538K	0.1%
TIAA CREF Inflation-Linked Bond	—	—	—	$530K	0.1%
Fidelity Blue Chip Growth	—	—	—	$519K	0.1%
TIAA CREF Core Bond	—	—	—	$462K	0.1%
Fidelity New Millen	—	—	—	$429K	0.1%
VALIC Nasdaq-100(r) Index Fund	—	—	—	$424K	0.1%
Fidelity Growth Strategies	—	—	—	$396K	0.1%
Fidelity 500 Index	—	—	—	$386K	0.1%
VALIC Vanguard Wellington Fund, Inc	—	—	—	$367K	0.1%
Various	OTHER	—	—	$332K	<0.1%
Pioneer Strategic Income CI K	—	—	—	$304K	<0.1%
Vanguard 500 Index Fund Admiral	—	—	—	$284K	<0.1%
Vanguard Star Fund	—	—	—	$253K	<0.1%
TIAA Nuveen funds	—	—	—	$217K	<0.1%
Fidelity Intl Cap Apprec	—	—	—	$206K	<0.1%
Fidelity Emerging Markets	—	—	—	$204K	<0.1%
TIAA Stable Value	—	—	—	$201K	<0.1%
TIAA Plan loan default fund	—	—	—	$190K	<0.1%
VALIC Large Capital Growth	—	—	—	$188K	<0.1%
Fidelity STK Sel Large Cap Value	—	—	—	$184K	<0.1%
Vanguard Small-Cap Index Fund Admiral	—	—	—	$182K	<0.1%
Vanguard U.S. Growth Fund Admiral	—	—	—	$174K	<0.1%
Vanguard Health Care Fund Admiral	—	—	—	$166K	<0.1%
Vanguard Target Retirement 2045	—	—	—	$163K	<0.1%
VALIC Vanguard Windsor II	—	—	—	$161K	<0.1%
Fidelity Emerging Asia	—	—	—	$156K	<0.1%
VALIC Loan Escrow Fund ** 781 * VALIC Mid Cap Index Fund	—	—	—	$156K	<0.1%
VALIC International Equities Index Fund	—	—	—	$148K	<0.1%
Vanguard Target Retirement 2030	—	—	—	$140K	<0.1%
Vanguard Explorer Fund Admiral	—	—	—	$140K	<0.1%
Fidelity Balanced	—	—	—	$138K	<0.1%
Fidelity Sel Semiconductor	—	—	—	$137K	<0.1%
Fidelity Asset MGR 85%	—	—	—	$135K	<0.1%
VALIC Aggressive Growth Lifestyle	—	—	—	$123K	<0.1%
Fidelity Sel Biotech	—	—	—	$123K	<0.1%
Fidelity Total Bond	—	—	—	$117K	<0.1%
Fidelity Sel Utilities	—	—	—	$116K	<0.1%
VALIC PD Short-Term Fixed account	—	—	—	$114K	<0.1%
Fidelity Total Market Index	—	—	—	$109K	<0.1%
Fidelity Sel Tec Hardware	—	—	—	$108K	<0.1%
Fidelity Mid Cap IDX	—	—	—	$108K	<0.1%
Fidelity Leveraged Co Stk	—	—	—	$104K	<0.1%
Vanguard Target Retirement 2025	—	—	—	$103K	<0.1%
Vanguard International Growth Fund Admiral	—	—	—	$103K	<0.1%
Vanguard High Yield Corporate Fund	—	—	—	$103K	<0.1%
VALIC Systematic Core Fund	—	—	—	$102K	<0.1%
VALIC Ariel Appreciation Fund	—	—	—	$101K	<0.1%
VALIC Small Cap Growth Fund	—	—	—	$97K	<0.1%
Fidelity Sel Software	—	—	—	$96K	<0.1%
VALIC Small Cap Index Fund	—	—	—	$92K	<0.1%
Vanguard Windsor Fund Admiral	—	—	—	$87K	<0.1%
Vanguard Total Stock Market Index Fund A	—	—	—	$85K	<0.1%
VALIC Vanguard Lifestrategy Growth	—	—	—	$85K	<0.1%
VALIC Mid Cap Strategic Gwth	—	—	—	$84K	<0.1%
Fidelity Fund	—	—	—	$79K	<0.1%
Vanguard Balanced Index Fund Adm	—	—	—	$78K	<0.1%
Fidelity Stk Sel Small Cap	—	—	—	$77K	<0.1%
Vanguard Small-Cap Growth Index Fund	—	—	—	$76K	<0.1%
VALIC Ariel Fund	—	—	—	$73K	<0.1%
Vanguard Intermediate-Term Investment-GR	—	—	—	$71K	<0.1%
Fidelity Europe	—	—	—	$70K	<0.1%
VALIC International Growth Fund	—	—	—	$70K	<0.1%
VALIC Moderate Growth Lifestyle	—	—	—	$69K	<0.1%
Fidelity Sel Defense	—	—	—	$69K	<0.1%
Fidelity Sel Retailing	—	—	—	$67K	<0.1%
Fidelity Nasdaq Composite Index	—	—	—	$67K	<0.1%
VALIC Dividend Value	—	—	—	$67K	<0.1%
VALIC High Yield Bond Fund	—	—	—	$64K	<0.1%
VALIC US Socially Responsible Fund	—	—	—	$63K	<0.1%
Vanguard Total Bond Market Index Fund	—	—	—	$62K	<0.1%
Fidelity Freedom 2045	—	—	—	$60K	<0.1%
Vanguard International Explorer Fund	—	—	—	$60K	<0.1%
Vanguard Target Retirement 2050	—	—	—	$60K	<0.1%
Fidelity Puritan	—	—	—	$59K	<0.1%
Vanguard Target Retirement 2035	—	—	—	$59K	<0.1%
Fidelity Freedom 2040	—	—	—	$57K	<0.1%
Fidelity Freedom 2025	—	—	—	$55K	<0.1%
Fidelity Cash Reserve	—	—	—	$54K	<0.1%
Fidelity Capital & Income	—	—	—	$53K	<0.1%
VALIC Systematic Growth Fund	—	—	—	$53K	<0.1%
VALIC Small Cap Special Value Fund	—	—	—	$52K	<0.1%
VALIC Global Strategy	—	—	—	$52K	<0.1%
VALIC Small Cap Value Fund	—	—	—	$50K	<0.1%
Fidelity Focused Stock	—	—	—	$50K	<0.1%
Fidelity Emerg Mrkts	—	—	—	$49K	<0.1%
Fidelity Low Pr Stk	—	—	—	$47K	<0.1%
VALIC Mid Cap Value Fund	—	—	—	$47K	<0.1%
Fidelity Sel Energy	—	—	—	$46K	<0.1%
VALIC Emerging Economies	—	—	—	$46K	<0.1%
VALIC Systematic Value	—	—	—	$42K	<0.1%
Fidelity Asset Mgr 50%	—	—	—	$42K	<0.1%
VALIC International Value Fund	—	—	—	$42K	<0.1%
VALIC Core Bond Fund	—	—	—	$41K	<0.1%
Vanguard Target Retirement 2040	—	—	—	$41K	<0.1%
Vanguard Wellington Fund Admiral	—	—	—	$40K	<0.1%
Vanguard Target Retirement Income	—	—	—	$40K	<0.1%
Vanguard Emerging Markets Stock Index Fund	—	—	—	$39K	<0.1%
VALIC Loan Collateral Fund	—	—	—	$39K	<0.1%
Fidelity Sel Med Tech & DV	—	—	—	$37K	<0.1%
Fidelity Disciplined Eqty	—	—	—	$36K	<0.1%
Fidelity Freedom 2035	—	—	—	$33K	<0.1%
Fidelity Strat Real Ret	—	—	—	$32K	<0.1%
Vanguard Treasury Money Market Investor	—	—	—	$32K	<0.1%
Vanguard Dividend Growth Fund	—	—	—	$31K	<0.1%
Fidelity Asset Mgr 70%	—	—	—	$30K	<0.1%
VALIC Am Beac Brdwy Large Cap Growth	—	—	—	$29K	<0.1%
Fidelity Sel Gold	—	—	—	$29K	<0.1%
Fidelity Freedom 2020	—	—	—	$28K	<0.1%
VALIC International Opportunities	—	—	—	$28K	<0.1%
Fidelity Canada	—	—	—	$27K	<0.1%
Fidelity Mega Cap Stock	—	—	—	$27K	<0.1%
VALIC International Socially Responsible Fund	—	—	—	$26K	<0.1%
Fidelity Sel Health Care Services	—	—	—	$26K	<0.1%
Fidelity New Markets Income	—	—	—	$24K	<0.1%
Fidelity Pacific Basin	—	—	—	$23K	<0.1%
Fidelity Diversified Intl	—	—	—	$23K	<0.1%
Fidelity Strategic Income	—	—	—	$23K	<0.1%
Fidelity Sel Banking	—	—	—	$22K	<0.1%
VALIC Vanguard Long-Term Treasury	—	—	—	$21K	<0.1%
VALIC Global Real Estate Fund	—	—	—	$21K	<0.1%
VALIC Vanguard Lt Inv-grade Fund	—	—	—	$16K	<0.1%
Fidelity Inflation Protection Bond Index	—	—	—	$16K	<0.1%
VALIC Inflation Protected Fund	—	—	—	$16K	<0.1%
VALIC VC I Conserv Frowth Lifestyle	—	—	—	$15K	<0.1%
Fidelity High Income	—	—	—	$13K	<0.1%
VALIC VC I Capital Appreciation	—	—	—	$13K	<0.1%
Fidelity Money Market Premium Class	—	—	—	$12K	<0.1%
Fidelity Overseas	—	—	—	$11K	<0.1%
Fidelity Sel Leisure	—	—	—	$9K	<0.1%
Fidelity Large Cap Stock	—	—	—	$9K	<0.1%
Fidelity Sel Healthcare	—	—	—	$9K	<0.1%
Vanguard Equity Income Admiral	—	—	—	$8K	<0.1%
Fidelity Sel Ent Tech Svc	—	—	—	$8K	<0.1%
Fidelity Sel Comm Serv	—	—	—	$6K	<0.1%
Fidelity Freedom 2010	—	—	—	$6K	<0.1%
Fidelity Real Estate Invs	—	—	—	$6K	<0.1%
Fidelity Freedom 2030 ** 116 * Fidelity Short Term Bond	—	—	—	$5K	<0.1%
VALIC Asset Allocation Fund	—	—	—	$5K	<0.1%
Vanguard Short-Term Treasury Fund Admiral	—	—	—	$5K	<0.1%
Fidelity Growth & Income	—	—	—	$4K	<0.1%
VALIC International Government Bond	—	—	—	$4K	<0.1%
Fidelity Govt Income	—	—	—	$3K	<0.1%
Fidelity Sel Chemicals	—	—	—	$3K	<0.1%
Fidelity GNMA	—	—	—	$3K	<0.1%
Fidelity Sel Cons Staples	—	—	—	$3K	<0.1%
VALIC Government Money Market I	—	—	—	$3K	<0.1%
VALIC Government Securities Fund	—	—	—	$2K	<0.1%
VALIC Vanguard Lifestrategy Moderate	—	—	—	$2K	<0.1%
Fidelity Intl Index	—	—	—	$1K	<0.1%