Holdings are itemized directly on this plan's Schedule of Assets, below.
| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| BETTERMENT FOR BUSINESS, LLC | 47-4872674 | NEW YORK, NY | RECORDKEEPER | $18K | — |
| PI | Investment | Type | Shares / units | Cost | Current value | % of plan |
|---|---|---|---|---|---|---|
| Exchange Traded Funds Vanguard Total Stock Market ETF N/R | — | — | — | $1.7M | 25.5% | |
| Vanguard FTSE Developed Markets N/R | — | — | — | $1.5M | 23.0% | |
| ETF SPDR Portfolio S&P 500 ETF N/R | — | — |
| — |
| $950K |
| 14.3% |
| Vanguard FTSE Emerging Markets N/R | — | — | — | $466K | 7.0% |
| BlackRock iShares Core Total US Bond Market N/R | — | — | — | $423K | 6.4% |
| ETF SPDR Portfolio S&P 400 Mid Cap N/R | — | — | — | $354K | 5.3% |
| BlackRock iShares ESG Aware MSCI USA ETF N/R | — | — | — | $276K | 4.2% |
| SPDR Portfolio S&P 600 Small Cap N/R | — | — | — | $267K | 4.0% |
| ETF Vanguard Value ETF N/R | — | — | — | $124K | 1.9% |
| Vanguard Total International Bond N/R | — | — | — | $102K | 1.5% |
| ETF BlackRock iShares Emerging Markets USD N/R | — | — | — | $91K | 1.4% |
| Bond ETF BlackRock iShares ESG Aware MSCI EAFE N/R | — | — | — | $88K | 1.3% |
| ETF BlackRock iShares ESG Aware MSCI EM ETF N/R | — | — | — | $42K | 0.6% |
| NYSE Arca, Inc TCW Transform 500 ETF N/R | — | — | — | $28K | 0.4% |
| Goldman Sachs Goldman Sachs ActiveBeta US N/R | — | — | — | $27K | 0.4% |
| Large Cap Equity BlackRock iShares ESG Aware U.S. Aggregate N/R | — | — | — | $26K | 0.4% |
| Bond ETF BlackRock iShares ESG Aware MSCI USA N/R | — | — | — | $23K | 0.3% |
| Small-Cap ETF Vanguard Small-Cap Value ETF N/R | — | — | — | $12K | 0.2% |
| Vanguard Mid-Cap Value ETF N/R | — | — | — | $9K | 0.1% |
| Goldman Sachs Goldman Sachs ActiveBeta N/R | — | — | — | $6K | <0.1% |
| International Equity BlackRock iShares iBoxx $ Investment Grade N/R | — | — | — | $5K | <0.1% |
| ETF Goldman Sachs Goldman Sachs ActiveBeta Europe N/R | CORPORATE BOND | — | — | $4K | <0.1% |
| Equity ETF BlackRock iShares 0-5 Year TIPS Bond ETF N/R | — | — | — | $4K | <0.1% |
| Goldman Sachs Goldman Sachs ActiveBeta N/R | — | — | — | $2K | <0.1% |
| Emerging Markets Equity BlackRock iShares ESG Aware USD Corporate N/R | — | — | — | $2K | <0.1% |
| Bond ETF Goldman Sachs Goldman Sachs ActiveBeta Japan N/R | — | — | — | $1K | <0.1% |
| Equity ETF JP Morgan JPMorgan Ultra-Short Income N/R | — | — | — | $1K | <0.1% |
| Goldman Sachs Goldman Sachs ActiveBeta US N/R | — | — | — | $1K | <0.1% |
| Small Cap Equity ETF Goldman Sachs Goldman Sachs Access U.S. N/R | — | — | — | $1K | <0.1% |
| Aggregate Bond ETF Vanguard Short-Term Inflation- N/R | — | — | — | $1K | <0.1% |
