Holdings are itemized directly on this plan's Schedule of Assets, below.
| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| BETTERMENT FOR BUSINESS, LLC | 47-4872674 | NEW YORK, NY | RECORDKEEPER | $19K | — |
| PI | Investment | Type | Shares / units | Cost | Current value | % of plan |
|---|---|---|---|---|---|---|
| Vanguard Total Stock Market ETF | — | — | — | $2.1M | 26.5% | |
| Vanguard FTSE Developed Markets | — | — | — | $1.8M | 22.5% | |
| SPDR Portfolio S&P 500 ETF | — | — | — | $1.2M | 14.7% | |
| Vanguard FTSE Emerging Markets | — | — | — | $637K | 7.9% |
| iShares Core Total US Bond Market ETF | — | — | — | $529K | 6.6% |
| SPDR Portfolio S&P 400 Mid Cap | — | — | — | $382K | 4.7% |
| SPDR Portfolio S&P 600 Small Cap ETF | — | — | — | $293K | 3.6% |
| Goldman Sachs ActiveBeta US Large Cap Equity | — | — | — | $186K | 2.3% |
| Vanguard U.S. Large-cap Growth Equity ETF | — | — | — | $177K | 2.2% |
| Vanguard Value ETF | — | — | — | $131K | 1.6% |
| Vanguard Total International Bond ETF | — | — | — | $127K | 1.6% |
| iShares Emerging Markets USD Bond ETF | — | — | — | $101K | 1.3% |
| Goldman Sachs ActiveBeta International Equity | — | — | — | $41K | 0.5% |
| SPDR S&P Kensho New Economies Composite ETF | — | — | — | $34K | 0.4% |
| Vanguard Small-Cap Stock ETF | — | — | — | $33K | 0.4% |
| Goldman Sachs ActiveBeta Europe Equity ETF | — | — | — | $21K | 0.3% |
| Vanguard Dividend Appreciation ETF | — | — | — | $20K | 0.3% |
| iShares 0-5 Year TIPS Bond ETF | — | — | — | $20K | 0.2% |
| Invesco QQQ Trust | — | — | — | $18K | 0.2% |
| Vanguard Short-Term Bond | — | — | — | $15K | 0.2% |
| Goldman Sachs ActiveBeta Emerging Markets Equity | — | — | — | $12K | 0.2% |
| Goldman Sachs ActiveBeta Japan Equity ETF | — | — | — | $11K | 0.1% |
| Goldman Sachs ActiveBeta US Small Cap Equity ETF | — | — | — | $10K | 0.1% |
| Goldman Sachs Access U.S. Aggregate Bond ETF | — | — | — | $8K | <0.1% |
| Vanguard Mortgage Backed Securities | — | — | — | $8K | <0.1% |
| Vanguard Intermediate-Term Bond ETF | — | — | — | $8K | <0.1% |
| Vanguard Long-Term Bond ETF | — | — | — | $8K | <0.1% |
| Goldman Sachs Access Investment Grade Corporate Bond ETF | — | — | — | $6K | <0.1% |
| Goldman Sachs Access Emerging Markets USD Bond ETF | — | — | — | $6K | <0.1% |
| Vanguard Small-Cap Value ETF | — | — | — | $6K | <0.1% |
| Vanguard LongTerm Government Bond | — | — | — | $5K | <0.1% |
| JPMorgan Ultra-Short Income | — | — | — | $4K | <0.1% |
| Goldman Sachs TreasuryAccess 01 Year ETF | — | — | — | $3K | <0.1% |
| iShares Core MSCI Emerging Markets ETF | — | — | — | $3K | <0.1% |
| Noninterest-bearing cash | — | — | — | $2K | <0.1% |
| iShares Core MSCI EAFE ETF | — | — | — | $1K | <0.1% |
| Vanguard Short-Term Inflation-Protected Securities ETF | — | — | — | $653 | <0.1% |
