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Original filing (PDF)20250714094956NAL0000861633002
COVENANT COLLEGE
Form 5500
FILING_RECEIVED
COVENANT COLLEGE RETIREMENT PLAN DEFINED CONTRIBUTION
403(b) retirement plan
Signals · 1
No recordkeeper disclosed
Active participants
210
Accounts w/ balance
438
Plan assets (EOY)
$37.9M
Net assets (EOY)
$37.9M
How this plan invests
This plan
1 pooled trust
Schedule D
94 securities
funds · stocks · CUSIPs
Holdings are itemized directly on this plan's Schedule of Assets, below.
Plan health score (directional)
98
/ 100
Grade A
Top-tier plan health
Directional indicator computed from public Form 5500 data — compliance, concentration, cost, vendor stack and participation. Not a fiduciary tool.
Compliance & disclosures
100
Concentration risk
100
Total plan cost
100
Vendor stack
80
Participation health
100
Knocking points off
- No recordkeeper disclosed on Schedule C.
Helping the score
- Below-peer total fees (2 bps vs 29 bps peer median).
Decision-maker contacts
CFO / Head of HR / Benefits Manager — verified email + LinkedIn for COVENANT COLLEGE.
Plan sponsor
Name
COVENANT COLLEGE
EIN
43-0719506
Address
14049 SCENIC HIGHWAY · LOOKOUT MOUNTAIN, GA · 307504100
Phone
(706) 419-1412
Industry
Educational Servicessee all
Plan administrator
Same as plan sponsor.
Plan characteristics
Plan number
001
Plan year
2024
Plan year begin
2024-01-01
Tax period
2024-12-31
Filed
2025-07-14
Pension benefit codes
2F · ERISA section 404(c)
2G · Total participant-directed accounts
2L · 403(b)(1) annuity
2M · 403(b)(7) custodial accounts
Audit & trust (Schedule H)
Auditor
CAPIN CROUSE
Trustee / custodian
—
Trustee phone
—
Service providers (Schedule C)
2 rowsOther
2| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| VARIABLE ANNUITY LIFE INSURANCE CO | 74-1625348 | HOUSTON, TX | NONE | $5K | — |
| TIAA | 13-1624203 | NEW YORK, NY | NONE | $4K | — |
Investments
92 direct securities · 1 pooled fund· $37.8M(99% of reported assets)
Rows tagged as a trust or pooled fund hold many underlying securities. Click one to drill into its own Schedule of Assets — where the individual funds, shares, and CUSIPs live.
Uncategorized
$36.9M
92 holdings
Pooled Separate Account
$878K
1 holding
| PI | Investment | Type | Shares / units | Cost | Current value | % of plan |
|---|---|---|---|---|---|---|
| CREF Stock | — | — | — | $6.6M | 17.4% | |
| TIAA Traditional Non Benefit Responsive | — | — | — | $6.3M | 16.6% | |
| CREF Equity Index | — | — | — | $2.8M | 7.2% | |
| CREF Global Equities | — | — | — | $2.5M | 6.5% | |
| TIAA-CREF Lifecycle 2035-Prem | — | — | — | $1.9M | 4.9% | |
| CREF Growth | — | — | — | $1.8M | 4.7% | |
| TIAA-CREF Lifecycle 2040-Prem | — | — | — | $1.1M | 2.9% | |
| CREF Core Bond | — | — | — | $921K | 2.4% | |
| TIAA REAL ESTATE TIAA-CREF · EIN 13-1624203 / PN 004 | Pooled Separate Account | — | — | $878K | 2.3% | |
| TIAA-CREF Lifecycle 2030-Prem | — | — | — | $719K | 1.9% | |
| CREF Inflation-Linked Bond | — | — | — | $709K | 1.9% | |
| CREF Social Choice | — | — | — | $594K | 1.6% | |
| TIAA Traditional Benefit Responsive | — | — | — | $593K | 1.6% | |
| VALIC Fixed Account Plus Fund | — | — | — | $542K | 1.4% | |
| TIAA Access Short-Term Bond T3 | — | — | — | $517K | 1.4% | |
| TIAA-CREF Lifecycle 2020-Prem | — | — | — | $515K | 1.4% | |
| TIAA-CREF Small-Cap Blended Index-Prem | — | — | — | $446K | 1.2% | |
| TIAA-CREF International Equity-Prem | — | — | — | $411K | 1.1% | |
| TIAA-CREF Lifecycle 2055-Prem | — | — | — | $391K | 1.0% | |
| TIAA-CREF Large Cap Resp Equity-Prem | — | — | — | $358K | 0.9% | |
| TIAA-CREF Lifecycle 2045-Prem | — | — | — | $354K | 0.9% | |
| TIAA Access Large-Cap Val T3 | — | — | — | $354K | 0.9% | |
| TIAA-CREF Large-Cap Value-Prem | — | — | — | $350K | 0.9% | |
| TIAA-CREF Lifecycle 2050-Prem | — | — | — | $339K | 0.9% | |
| TIAA Access Small-Cap Bl Idx T3 | — | — | — | $314K | 0.8% | |
| TIAA-CREF Money Market-Prem | — | — | — | $308K | 0.8% | |
| VALIC Short Term Fixed Account Fund | — | — | — | $296K | 0.8% | |
| Vanguard Emerging Markets Stock Index Adm | — | — | — | $242K | 0.6% | |
| TIAA Access Intl Equity T3 | — | — | — | $230K | 0.6% | |
| TIAA-CREF Core Equity-Prem | — | — | — | $219K | 0.6% | |
| VALIC Stock Index Fund | — | — | — | $219K | 0.6% | |
| TIAA-CREF Lifecycle 2015-Prem | — | — | — | $215K | 0.6% | |
| TIAA-CREF Real Estate Securities-Prem | — | — | — | $186K | 0.5% | |
| TIAA Access Mid-Cap Val T3 | — | — | — | $180K | 0.5% | |
| Dodge & Cox Dodge & Cox Global Stock Fund | — | — | — | $173K | 0.5% | |
| TIAA-CREF Mid-Cap Value-Prem | — | — | — | $166K | 0.4% | |
| TIAA-CREF Lifecycle 2025-Prem | — | — | — | $163K | 0.4% | |
| TIAA Access Lifecycle 2030 T3 | — | — | — | $160K | 0.4% | |
| CREF Money Market | — | — | — | $155K | 0.4% | |
| TIAA Access VAN Emerging Market Stock Index T3 | — | — | — | $150K | 0.4% | |
| TIAA Access Lifecycle 2050 T3 | — | — | — | $137K | 0.4% | |
| TIAA Access Real Est Secs T3 | — | — | — | $131K | 0.3% | |
| TIAA Access D&C International Stock T3 | — | — | — | $130K | 0.3% | |
| VALIC Mid-Cap Index Fund | — | — | — | $123K | 0.3% | |
| VALIC International Equities Index Fund | — | — | — | $115K | 0.3% | |
| TIAA Access Mid-Cap Gr T3 | — | — | — | $109K | 0.3% | |
| TIAA Access Large Cap Res Equity T3 | — | — | — | $100K | 0.3% | |
| TIAA Access Core Equity T3 | — | — | — | $99K | 0.3% | |
| VALIC Science & Technology Fund | — | — | — | $97K | 0.3% | |
| VALIC Vanguard Windsor II | — | — | — | $93K | 0.2% | |
| TIAA Access Lifecycle 2040 T3 | — | — | — | $93K | 0.2% | |
| TIAA Access Lifecycle 2045 T3 | — | — | — | $92K | 0.2% | |
| TIAA Stable Value | — | — | — | $90K | 0.2% | |
| TIAA-CREF Lifecycle 2060-Prem | — | — | — | $73K | 0.2% | |
| VALIC Moderate Growth Lifestyle | — | — | — | $69K | 0.2% | |
| TIAA-CREF ST Bond Index-Prem | — | — | — | $63K | 0.2% | |
| VALIC Emerging Economies | — | — | — | $59K | 0.2% | |
| TIAA Access Lifecycle 2025 T3 | — | — | — | $57K | 0.2% | |
| VALIC Small-Cap Index Fund | — | — | — | $55K | 0.1% | |
| VALIC Small-Cap Growth Fund | — | — | — | $49K | 0.1% | |
| TIAA-CREF Lifecycle 2010-Prem | — | — | — | $48K | 0.1% | |
| VALIC Socially Responsible Fund | — | — | — | $44K | 0.1% | |
| Participant Loans Interest at 4.25% | — | — | — | $44K | 0.1% | |
| VALIC Mid-Cap Value Fund | — | — | — | $39K | 0.1% | |
| VALIC Vanguard Long-Term Treasury 423 * VALIC Vanguard Wellington Fund, Inc. | — | — | — | $38K | 0.1% | |
| TIAA Access Lifecycle 2020 T3 | — | — | — | $38K | 0.1% | |
| VALIC International Value | — | — | — | $38K | <0.1% | |
| VALIC Core Bond Fund | — | — | — | $30K | <0.1% | |
| VALIC Systematic Core Fund 46 * VALIC Systematic Growth Fund 389 * VALIC Vanguard Life Strategy Conservative 604 * VALIC Vanguard Life Strategy Growth | — | — | — | $29K | <0.1% | |
| TIAA Access Lifecycle 2055 T3 | — | — | — | $26K | <0.1% | |
| VALIC Intl Opportunities | — | — | — | $26K | <0.1% | |
| VALIC Small-Cap Value Fund | — | — | — | $24K | <0.1% | |
| VALIC International Socially Responsible Fund | — | — | — | $22K | <0.1% | |
| VALIC Mid-Cap Strategic Growth | — | — | — | $22K | <0.1% | |
| VALIC Global Real Estate Fund | — | — | — | $21K | <0.1% | |
| TIAA Access Core Bond Plus T3 | — | — | — | $20K | <0.1% | |
| VALIC Goldman Sachs VIT Government Money Market Fund | — | — | — | $20K | <0.1% | |
| VALIC Large Capital Growth | — | — | — | $20K | <0.1% | |
| VALIC Inflation Protected Fund | — | — | — | $19K | <0.1% | |
| VALIC Company I Capital Appreciation | — | — | — | $19K | <0.1% | |
| TIAA-CREF Lifecycle 2065-Prem | — | — | — | $18K | <0.1% | |
| TIAA-CREF Core Bond Plus-Prem | — | — | — | $16K | <0.1% | |
| VALIC Dividend Value | — | — | — | $15K | <0.1% | |
| VALIC High Yield Bond Fund | — | — | — | $13K | <0.1% | |
| VALIC Global Strategy | — | — | — | $11K | <0.1% | |
| TIAA Access Lifecycle 2035 T3 | — | — | — | $10K | <0.1% | |
| VALIC Growth Fund | — | — | — | $8K | <0.1% | |
| TIAA-CREF Lifecycle Retirement Income-Prem | — | — | — | $6K | <0.1% | |
| TIAA Access Lifecycle 2010 T3 | — | — | — | $4K | <0.1% | |
| TIAA Access Lifecycle Retirement Income T3 | — | — | — | $2K | <0.1% | |
| VALIC Government Securities Fund | — | — | — | $2K | <0.1% | |
| TIAA Access Lifecycle 2015 T3 | — | — | — | $1K | <0.1% | |
| VALIC International Government Bond 6 * VALIC International Growth Fund | — | — | — | $1K | <0.1% |
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