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Original filing (PDF)20251010140728NAL0007834065001
THE EMPLOYER GROUP, INC.
Form 5500
FILING_RECEIVED
THE EMPLOYER GROUP RETIREMENT SAVINGS PLAN
401(k) retirement plan
Signals · 1
~91 bps in Sched C fees
Active participants
693
Accounts w/ balance
552
Plan assets (EOY)
$30.9M
Net assets (EOY)
$30.9M
How this plan invests
This plan
34 securities
funds · stocks · CUSIPs
Holdings are itemized directly on this plan's Schedule of Assets, below.
Plan health score (directional)
91
/ 100
Grade A
Top-tier plan health
Directional indicator computed from public Form 5500 data — compliance, concentration, cost, vendor stack and participation. Not a fiduciary tool.
Compliance & disclosures
100
Concentration risk
100
Total plan cost
65
Vendor stack
100
Participation health
100
Knocking points off
- 91 bps in Schedule C fees — 212% above peer band of 29 bps.
Decision-maker contacts
CFO / Head of HR / Benefits Manager — verified email + LinkedIn for THE EMPLOYER GROUP, INC..
Plan sponsor
Name
THE EMPLOYER GROUP, INC.
EIN
39-1825035
Address
1000 SOLAR COURT · VERONA, WI · 53593
Phone
(608) 845-3377
Industry
Admin Support & Waste Mgmtsee all
Plan administrator
Same as plan sponsor.
Plan characteristics
Plan number
001
Plan year
2024
Plan year begin
2024-01-01
Tax period
2024-12-31
Filed
2025-10-10
Pension benefit codes
2E · Profit-sharing
2J · 401(k) feature
2K · 401(m) arrangement
2F · ERISA section 404(c)
2G · Total participant-directed accounts
3D · Pre-approved plan (master / prototype / VS)
2T · Default investment account (QDIA)
2A · Age/service weighted or new comparability
2S · Automatic enrollment
Audit & trust (Schedule H)
Auditor
MEICHER CPAS
Trustee / custodian
—
Trustee phone
—
Service providers (Schedule C)
3 rowsRecordkeeper
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| VESTWELL | 75-3182674 | — | RECORDKEEPER | $165K | — |
Advisor / Consultant
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| GLOBAL RETIREMENT PARTNERS LLC | 47-1411118 | — | INVESTMENT ADVISORY-PLAN | $102K | — |
TPA / Administrator
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| PEAK RETIREMENT GROUP | 81-0831793 | — | THIRD PARTY ADMIN | $13K | — |
Investments
34 direct securities· $30.6M(99% of reported assets)
| PI | Investment | Type | Shares / units | Cost | Current value | % of plan |
|---|---|---|---|---|---|---|
| BlackRock LifePath Index 2040 K | — | — | — | $4.2M | 13.5% | |
| Fidelity 500 Index Institutional Premium | — | — | — | $3.8M | 12.4% | |
| BlackRock LifePath Index 2035 K | — | — | — | $3.5M | 11.3% | |
| BlackRock LifePath Index 2025 K ** 0 BlackRock LifePath Index 2030 K | — | — | — | $3.5M | 11.2% | |
| BlackRock LifePath Index Retire K | — | — | — | $2.5M | 8.2% | |
| BlackRock LifePath Index 2050 K | — | — | — | $1.9M | 6.1% | |
| BlackRock LifePath Index 2045 K | — | — | — | $1.6M | 5.1% | |
| BlackRock LifePath Index 2055 K | — | — | — | $1.2M | 4.0% | |
| BlackRock LifePath Index 2060 K | — | — | — | $975K | 3.2% | |
| US Dollar Funds in-transfer | — | — | $779K | $779K | 2.5% | |
| Fidelity Mid Cap Index Institutional Premium | — | — | — | $704K | 2.3% | |
| American Funds American Funds American Balanced R6 | — | — | — | $696K | 2.3% | |
| Fidelity Small Cap Index Institutional Premium | — | — | — | $649K | 2.1% | |
| BlackRock LifePath Index 2065 K | — | — | — | $594K | 1.9% | |
| Guggenheim Investments Guggenheim Total Return Bond R6 | — | — | — | $556K | 1.8% | |
| Wilmington Trust Company Wilmington Trust Flexpath Large Cap Value-R1 | — | — | — | $487K | 1.6% | |
| Wilmington Trust Company Wilmington Trust CIT Core Plus Bond Fund - R1 | — | — | — | $487K | 1.6% | |
| MatrixTrust Company Large Cap Growth Fund III CL R1 | — | — | — | $469K | 1.5% | |
| American Funds American Funds New Perspective R6 | — | — | — | $385K | 1.2% | |
| PIMCO Income Institutional | — | — | — | $367K | 1.2% | |
| Participants through January 7, 2032 -0- | — | — | — | $227K | 0.7% | |
| Hartford Mutual Funds Hartford Schroders International Multi-Cap Value Fund ** Class SDR | — | — | — | $147K | 0.5% | |
| Carillon Family of Funds Carillon Eagle Mid Cap Growth R6 | — | — | — | $108K | 0.4% | |
| MFS International Equity Fund R6 | — | — | — | $98K | 0.3% | |
| Wilmington Trust Company Wilmington Trust CIT Emerging Markets Fund Class ** R1 | — | — | — | $97K | 0.3% | |
| Great Gray Trust Company Great Gray EuroPacific Growth Trust Class R1 | — | — | — | $96K | 0.3% | |
| Wilmington Trust Company Wilmington Trust CIT Stable Value CL R1 | — | — | — | $92K | 0.3% | |
| Wilmington Trust Company Wilmington Trust CIT Small Cap Value Fund III Fee ** Class R1 | — | — | — | $90K | 0.3% | |
| Cohen & Steers Cohen & Steers Real Estate - Z | — | — | — | $66K | 0.2% | |
| JPMorgan Small Cap Growth Fund R6 | — | — | — | $66K | 0.2% | |
| Wilmington Trust Company Wilmington Trust CIT Mid Cap Value Fund Fee Class | — | — | — | $55K | 0.2% | |
| Wilmington Trust Company Wilmington Trust CIT International Growth Fund II ** Class R1 | — | — | — | $48K | 0.2% | |
| PIMCO Global Bond Opp Fd Institutional | — | — | — | $35K | 0.1% | |
| US Dollar Cash | — | — | $16K | $16K | <0.1% |