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Original filing (PDF)20251015090501NAL0005611680001
AFS USA
Form 5500
FILING_RECEIVED
AFS-USA 403(B)PLAN
403(b) retirement plan
Signals · 1
No recordkeeper disclosed
Active participants
134
Accounts w/ balance
305
Plan assets (EOY)
$23.6M
Net assets (EOY)
$23.6M
How this plan invests
This plan
1 pooled trust
Schedule D
50 securities
funds · stocks · CUSIPs
Holdings are itemized directly on this plan's Schedule of Assets, below.
Plan health score (directional)
98
/ 100
Grade A
Top-tier plan health
Directional indicator computed from public Form 5500 data — compliance, concentration, cost, vendor stack and participation. Not a fiduciary tool.
Compliance & disclosures
100
Concentration risk
100
Total plan cost
100
Vendor stack
80
Participation health
100
Knocking points off
- No recordkeeper disclosed on Schedule C.
Helping the score
- Below-peer total fees (20 bps vs 29 bps peer median).
Decision-maker contacts
CFO / Head of HR / Benefits Manager — verified email + LinkedIn for AFS USA.
Plan sponsor
Name
AFS USA
EIN
39-1711417
Address
120 WALL STREET · NEW YORK, NY · 10005
Phone
(212) 299-9000
Industry
Educational Servicessee all
Plan administrator
Same as plan sponsor.
Plan characteristics
Plan number
003
Plan year
2024
Plan year begin
2024-01-01
Tax period
2024-12-31
Filed
2025-10-15
Pension benefit codes
2F · ERISA section 404(c)
2G · Total participant-directed accounts
2L · 403(b)(1) annuity
2T · Default investment account (QDIA)
Audit & trust (Schedule H)
Auditor
GRANT THORNTON LLP
Trustee / custodian
—
Trustee phone
—
Service providers (Schedule C)
3 rowsAdvisor / Consultant
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| GRANITE GROUP ADVISORS, LLC | 90-0116073 | — | INVESTMENT ADVISORY | $26K | — |
TPA / Administrator
2| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| PRINCIPAL LIFE INSURANCE COMPANY | 42-0127290 | — | CONTRACT ADMINISTRATOR | $21K | — |
| THE ANGELL PENSION GROUP, INC. | 04-2530412 | — | CONTRACT ADMINISTRATOR | $0 | — |
Investments
49 direct securities · 1 pooled fund· $23.6M(100% of reported assets)
Rows tagged as a trust or pooled fund hold many underlying securities. Click one to drill into its own Schedule of Assets — where the individual funds, shares, and CUSIPs live.
Uncategorized
$22.9M
48 holdings
Pooled Separate Account
$585K
1 holding
Mutual Funds
$82K
1 holding
| PI | Investment | Type | Shares / units | Cost | Current value | % of plan |
|---|---|---|---|---|---|---|
| CREF registered investment companies * CREF Stock R1 | — | — | — | $3.4M | 14.4% | |
| Fixed annuity contracts * TIAA Traditional annuity non-benefit-responsive | — | — | — | $2.9M | 12.4% | |
| CREF Growth R1 | — | — | — | $2.7M | 11.6% | |
| CREF Global Equities R1 | — | — | — | $1.3M | 5.7% | |
| CREF Social Choice R1 | — | — | — | $1.3M | 5.4% | |
| Matrix Advisors Matrix Advisors Dividend Fund | — | — | — | $1.1M | 4.5% | |
| Fidelity Investments Fidelity 500 Index Fund | — | — | — | $1.0M | 4.3% | |
| CREF Equity Index R1 | — | — | — | $995K | 4.2% | |
| Fully benefit-responsive investment contracts, at contract value * TIAA Traditional Benefit Responsive | — | — | — | $899K | 3.8% | |
| CREF Core Bond Market R1 | — | — | — | $683K | 2.9% | |
| Metropitan Life Insurance Co Metropolitan Wt Tl Rtn Bd Plan | — | — | — | $649K | 2.8% | |
| Fidelity Investments Fid LC Gr Index Fund | — | — | — | $613K | 2.6% | |
| TIAA REAL ESTATE TIAA-CREF · EIN 13-1624203 / PN 004 | Pooled Separate Account | — | — | $585K | 2.5% | |
| SEI Trust Company Allspring 100% Trsy MMKT Inst | — | — | — | $576K | 2.4% | |
| SEI Trust Company Allspring Spec M Cap Value R6 | — | — | — | $541K | 2.3% | |
| BlackRock Infl Pro Bd K Fd | — | — | — | $494K | 2.1% | |
| Victory Funds Victory Fund For Income R6 Fd | — | — | — | $351K | 1.5% | |
| Eagle Financial Services, Inc. Carillon Eagle MidCaGwth R6 Fd | — | — | — | $316K | 1.3% | |
| Oppenheimer Invesco Int'l Bond R6 Fund | — | — | — | $303K | 1.3% | |
| Calamos Funds Calamos Int’l Growth R6 Fund | — | — | — | $291K | 1.2% | |
| The American Funds American Funds NewWorld R6 | — | — | — | $263K | 1.1% | |
| Pear Tree Pear Tree Polaris Fn Val R6 Fd | — | — | — | $262K | 1.1% | |
| CREF Money Market R1 | — | — | — | $246K | 1.0% | |
| TIAA Access Intl Equity T4 | — | — | — | $209K | 0.9% | |
| CREF Inflation-Linked Bond R1 | — | — | — | $182K | 0.8% | |
| TIAA Access Lg-Cap Val T4 | — | — | — | $154K | 0.7% | |
| TCW Investment Management Services TCW Emerging Mrkts Inc I Fd | — | — | — | $122K | 0.5% | |
| TIAA Access Quant Sml Cp Eq T4 | — | — | — | $106K | 0.5% | |
| The Royce Funds Royce SC Total Ret I | — | — | — | $106K | 0.4% | |
| Variable annuity accounts * TIAA Access Bond Plus T4 | — | — | — | $103K | 0.4% | |
| TIAA Access Lfcyle Rtmt Inc T4 ** 3 * TIAA Access Lg-Cap Gr T4 | — | — | — | $91K | 0.4% | |
| SEI Trust Company Allspring Disc Sm Cp Gr R6 | Mutual Funds | — | — | $82K | 0.3% | |
| TIAA Access Mid-Cap Val T4 | — | — | — | $70K | 0.3% | |
| TIAA Access Real Est Secs T4 | — | — | — | $63K | 0.3% | |
| TIAA Access Lifecycle 2045 T4 | — | — | — | $58K | 0.2% | |
| TIAA Access Sm-Cap Bl Idx T4 | — | — | — | $50K | 0.2% | |
| TIAA Access Lifecycle 2025 T4 | — | — | — | $48K | 0.2% | |
| TIAA Access Nuv LgCp Res Eq T4 | — | — | — | $45K | 0.2% | |
| American Beacon AMER BEAC SIM HGH YLD OP R5 FD | — | — | — | $44K | 0.2% | |
| Vanguard Group Vgd FTSE All-Wrld ex-US Idx Fd | — | — | — | $40K | 0.2% | |
| TIAA Access Nuv Core Equity T4 | — | — | — | $32K | 0.1% | |
| TIAA Access Equity Index T4 | — | — | — | $24K | 0.1% | |
| TIAA Access Mid-Cap Gr T4 | — | — | — | $23K | <0.1% | |
| TIAA Access Lifecycle 2040 T4 | — | — | — | $21K | <0.1% | |
| Dreyfus Funds BNYM GLOBAL REAL RETURN Y FUND | — | — | — | $18K | <0.1% | |
| Permanent Portfolio Permanent Portfolio Fund | — | — | — | $10K | <0.1% | |
| TIAA Access Lifecycle 2010 T4 ** 3 * TIAA Access Lifecycle 2015 T4 | — | — | — | $9K | <0.1% | |
| TIAA Access Lifecycle 2050 T4 | — | — | — | $9K | <0.1% | |
| TIAA Access Lifecycle 2020 T4 | — | — | — | $6K | <0.1% | |
| TIAA Access Lifecycle 2035 T4 | — | — | — | $5K | <0.1% |