Holdings are itemized directly on this plan's Schedule of Assets, below.
| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| BETTERMENT FOR BUSINESS, LLC | 47-4872674 | NEW YORK, NY | RECORDKEEPER | $10K | — |
| PI | Investment | Type | Shares / units | Cost | Current value | % of plan |
|---|---|---|---|---|---|---|
| S SHARES / UNITS Vanguard Total Stock Market | Mutual Funds | — | $5K | $1.5M | 24.1% | |
| Vanguard FTSE Developed Markets | — | — | $28K |
| $1.3M |
| 21.3% |
| SPDR Portfolio S&P 500 | — | — | $14K | $965K | 15.4% |
| Vanguard FTSE Emerging Markets | — | — | $11K | $470K | 7.5% |
| iShares Core Total US Bond Market | — | — | $5K | $438K | 7.0% |
| SPDR Portfolio S&P 400 Mid Cap | — | — | $6K | $304K | 4.9% |
| SPDR Portfolio S&P 600 Small Cap | — | — | $6K | $247K | 3.9% |
| Goldman Sachs TreasuryAccess 01 Year | — | — | $2K | $212K | 3.4% |
| iShares Emerging Markets USD Bond | — | — | $1K | $128K | 2.1% |
| Vanguard Total International Bond | — | — | $2K | $102K | 1.6% |
| iShares National AMT-Free Muni Bond 859 | — | — | — | $92K | 1.5% |
| iShares MSCI ACWI Low Carbon Target 447 | — | — | — | $86K | 1.4% |
| SPDR S&P 500 Fossil Fuel Reserves Free 722 | — | — | — | $35K | 0.6% |
| JPMorgan Ultra-Short Income 606 | — | — | — | $31K | 0.5% |
| iShares 0-5 Year TIPS Bond 287 | — | — | — | $29K | 0.5% |
| SPDR MSCI EAFE Fossil Fuel Free 585 | — | — | — | $23K | 0.4% |
| Goldman Sachs ActiveBeta US Large Cap Equity 171 | — | — | — | $20K | 0.3% |
| Goldman Sachs JUST U.S. Large Cap Equity 231 | — | — | — | $19K | 0.3% |
| iShares ESG Aware MSCI EAFE 234 | — | — | — | $18K | 0.3% |
| iShares Trust iShares USD Green Bond 381 | — | — | — | $18K | 0.3% |
| TCW Transform 500 215 | — | — | — | $15K | 0.2% |
| iShares ESG Aware MSCI USA Small-Cap 292 | — | — | — | $12K | 0.2% |
| iShares ESG Aware MSCI USA 92 | — | — | — | $12K | 0.2% |
| SPDR MSCI Emerging Markets Fossil Fuel Free 299 | — | — | — | $10K | 0.2% |
| iShares ESG Aware MSCI EM 239 | — | — | — | $8K | 0.1% |
| Vanguard US Total Bond Market 111 | — | — | — | $8K | 0.1% |
| Vanguard Short-Term Inflation-Protected Securities 147 | — | — | — | $7K | 0.1% |
| NOTES RECEIVABLE FROM PARTICIPANTS Loans have an interest rates of 9.50% with maturities through 2029 | Participant loans | — | — | $6K | <0.1% |
| Vanguard Value 30 | — | — | — | $5K | <0.1% |
| Schwab U.S. REIT 240 | — | — | — | $5K | <0.1% |
| Vanguard Mid-Cap Value 29 | — | — | — | $5K | <0.1% |
| Goldman Sachs ActiveBeta International Equity 135 | — | — | — | $5K | <0.1% |
| Vanguard Small-Cap Value 20 | — | — | — | $4K | <0.1% |
| SPDR MSCI USA Gender Diversity 25 | — | — | — | $3K | <0.1% |
| Goldman Sachs ActiveBeta Europe Equity 82 | — | — | — | $3K | <0.1% |
| Tidal Trust III 69 | — | — | — | $3K | <0.1% |
| iShares ESG Aware U.S. Aggregate Bond 60 | — | — | — | $3K | <0.1% |
| iShares ESG Aware USD Corporate Bond 112 | — | — | — | $3K | <0.1% |
| Goldman Sachs ActiveBeta Emerging Markets Equity 59 | — | — | — | $2K | <0.1% |
| Vanguard Intermediate-Term Government Bond Index Fund 22 | — | — | — | $1K | <0.1% |
| Goldman Sachs ActiveBeta Japan Equity 31 | — | — | — | $1K | <0.1% |
| Goldman Sachs ActiveBeta US Small Cap Equity 15 | — | — | — | $1K | <0.1% |
