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Original filing (PDF)20250923144204NAL0015083650001
MIDWEST HOLDING GROUP, INC.
Form 5500
FILING_RECEIVED
MILLIS TRANSFER 401(K) SAVINGS PLAN
401(k) retirement plan
Signals · 1
27% in single holding
Active participants
638
Accounts w/ balance
782
Plan assets (EOY)
$25.0M
Net assets (EOY)
$24.9M
How this plan invests
This plan
2 pooled trusts
Schedule D
20 securities
funds · stocks · CUSIPs
Holdings are itemized directly on this plan's Schedule of Assets, below.
Plan health score (directional)
89
/ 100
Grade A
Top-tier plan health
Directional indicator computed from public Form 5500 data — compliance, concentration, cost, vendor stack and participation. Not a fiduciary tool.
Compliance & disclosures
100
Concentration risk
87
Total plan cost
65
Vendor stack
100
Participation health
100
Knocking points off
- Top holding "MFS Moderate Allocation Fund CL R4" is 27% of plan.
- 48 bps in Schedule C fees — 64% above peer band of 29 bps.
Decision-maker contacts
CFO / Head of HR / Benefits Manager — verified email + LinkedIn for MIDWEST HOLDING GROUP, INC..
Plan sponsor
Name
MIDWEST HOLDING GROUP, INC.
EIN
27-0959179
Address
121 GEBHARDT ROAD · BLACK RIVER FALLS, WI · 54615
Phone
(715) 284-4384
Industry
Transportation & Warehousingsee all
Plan administrator
Same as plan sponsor.
Plan characteristics
Plan number
001
Plan year
2024
Plan year begin
2024-01-01
Tax period
2024-12-31
Filed
2025-09-23
Pension benefit codes
2E · Profit-sharing
2F · ERISA section 404(c)
2G · Total participant-directed accounts
2J · 401(k) feature
2K · 401(m) arrangement
2S · Automatic enrollment
2T · Default investment account (QDIA)
3D · Pre-approved plan (master / prototype / VS)
Audit & trust (Schedule H)
Auditor
DS&B, LTD
Trustee / custodian
—
Trustee phone
—
Service providers (Schedule C)
3 rowsCustodian
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| CHARLES SCHWAB BANK | 42-1558009 | — | CUSTODIAN | $16K | — |
Recordkeeper
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| WIPFLI LLP | 39-0758449 | — | RECORDKEEPER | $59K | — |
Advisor / Consultant
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| ROBERT W. BAIRD & CO, INC. | — | MILWAUKEE, WI | INVESTMENT ADVISOR | $44K | — |
Investments
18 direct securities · 2 pooled funds· $24.9M(100% of reported assets)
Rows tagged as a trust or pooled fund hold many underlying securities. Click one to drill into its own Schedule of Assets — where the individual funds, shares, and CUSIPs live.
Uncategorized
$23.0M
17 holdings
Common Collective Trust
$1.8M
2 holdings
Mutual Funds
$106K
1 holding
| PI | Investment | Type | Shares / units | Cost | Current value | % of plan |
|---|---|---|---|---|---|---|
| MFS Moderate Allocation Fund CL R4 | — | — | — | $6.7M | 26.8% | |
| MFS Aggressive Growth Allocation R4 | — | — | — | $5.4M | 21.8% | |
| MFS Growth Allocation R4 | — | — | — | $4.3M | 17.3% | |
| Schwab S&P 500 Index Fund- Select S | — | — | — | $2.4M | 9.7% | |
| GALLIARD STABLE RETURN FUND C GALLIARD CAPITAL MANAGEMENT · EIN 52-2251407 / PN 001 | Common Collective Trust | — | — | $1.6M | 6.3% | |
| MFS Conservative Allocation R4 | — | — | — | $1.1M | 4.3% | |
| varying maturity dates $0 | — | — | — | $833K | 3.3% | |
| MFS New Discovery Value R2 | — | — | — | $390K | 1.6% | |
| Vanguard Small Cap Growth Index Admiral | — | — | — | $317K | 1.3% | |
| Dodge and Cox Income F | — | — | — | $317K | 1.3% | |
| JPMorgan US Value R6 | — | — | — | $314K | 1.3% | |
| PIMCO All Asset Fund INSTL | — | — | — | $250K | 1.0% | |
| Vanguard INTL Growth Admiral Class | — | — | — | $210K | 0.8% | |
| LARGE CAP GROWTH FUND II CL R1 GREAT GRAY TRUST COMPANY · EIN 38-4139848 / PN 626 | Common Collective Trust | — | — | $188K | 0.8% | |
| DFA INTL Value Port INSTL | — | — | — | $147K | 0.6% | |
| Vanguard Mid Cap Index Fund Admiral | — | — | — | $123K | 0.5% | |
| Charles Schwab Trust Bank * BlackRock FDS M/C GR EQ IN A | Mutual Funds | — | — | $106K | 0.4% | |
| Schwab Small Cap Index Select | — | — | — | $98K | 0.4% | |
| Fidelity INTL Index FD | — | — | — | $26K | 0.1% | |
| Party-in- Identity of Issue, Borrower, Maturity Date, Rate of Interest, Current Interest Lessor, or Similar Party Collateral, Par or Maturity Value Cost Value * Charles Schwab Trust Bank Cash $0 | — | — | — | $21K | <0.1% |