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Original filing (PDF)20251014093840NAL0002523313001
FOCUS OPERATING, LLC
Form 5500
FILING_RECEIVED
FOCUS OPERATING, LLC 401(K) RETIREMENT PLAN
401(k) retirement plan
Signals · 2
25% in single holdingNo recordkeeper disclosed
Active participants
102
Accounts w/ balance
125
Plan assets (EOY)
$32.3M
Net assets (EOY)
$32.3M
How this plan invests
This plan
1 pooled trust
Schedule D
27 securities
funds · stocks · CUSIPs
Holdings are itemized directly on this plan's Schedule of Assets, below.
Plan health score (directional)
89
/ 100
Grade A
Top-tier plan health
Directional indicator computed from public Form 5500 data — compliance, concentration, cost, vendor stack and participation. Not a fiduciary tool.
Compliance & disclosures
100
Concentration risk
87
Total plan cost
75
Vendor stack
80
Participation health
100
Knocking points off
- Top holding "Fidelity Fidelity 500 Index Fund" is 25% of plan.
- No recordkeeper disclosed on Schedule C.
Helping the score
- No Schedule C compensation disclosed — likely a small plan or unbundled.
Decision-maker contacts
CFO / Head of HR / Benefits Manager — verified email + LinkedIn for FOCUS OPERATING, LLC.
Plan sponsor
Name
FOCUS OPERATING, LLC
EIN
20-8161914
Address
3333 NEW HYDE PARK ROAD, SUITE 106 · NEW HYDE PARK, NY · 11042
Phone
(646) 576-6577
Industry
Finance & Insurancesee all
Plan administrator
Same as plan sponsor.
Plan characteristics
Plan number
001
Plan year
2024
Plan year begin
2024-01-01
Tax period
2024-12-31
Filed
2025-10-14
Pension benefit codes
2E · Profit-sharing
2F · ERISA section 404(c)
2G · Total participant-directed accounts
2J · 401(k) feature
2K · 401(m) arrangement
2T · Default investment account (QDIA)
3D · Pre-approved plan (master / prototype / VS)
3H · Sponsor in controlled / affiliated group
Audit & trust (Schedule H)
Auditor
WOLF & COMPANY. P.C.
Trustee / custodian
—
Trustee phone
—
Service providers (Schedule C)
No Schedule C providers reportedInvestments
26 direct securities · 1 pooled fund· $32.3M(100% of reported assets)
Rows tagged as a trust or pooled fund hold many underlying securities. Click one to drill into its own Schedule of Assets — where the individual funds, shares, and CUSIPs live.
Uncategorized
$30.9M
25 holdings
Common Collective Trust
$943K
1 holding
Mutual Funds
$509K
1 holding
| PI | Investment | Type | Shares / units | Cost | Current value | % of plan |
|---|---|---|---|---|---|---|
| Fidelity 500 Index Fund | — | — | — | $8.1M | 25.0% | |
| Similar Party interest, collateral, par or maturity value Cost (1) Value Self-directed brokerage account * Schwab-PCRA Various | — | — | — | $4.5M | 13.9% | |
| Vanguard Growth Index Fd Admiral | — | — | — | $3.2M | 9.9% | |
| American Funds American Funds 2050 Target Date R6 | — | — | — | $3.0M | 9.4% | |
| Fidelity Small Cap Index | — | — | — | $2.1M | 6.4% | |
| American Funds American Funds 2060 Target Date R6 | — | — | — | $1.4M | 4.5% | |
| Vanguard Mid Cap Index Fund Admiral | — | — | — | $1.4M | 4.2% | |
| Vanguard Equity Inc Fd Admiral SHS | — | — | — | $1.2M | 3.6% | |
| American Funds American Funds 2030 Target Date R6 | — | — | — | $1.1M | 3.3% | |
| American Funds American Funds 2040 Target Date R6 | — | — | — | $1.0M | 3.1% | |
| MORLEY STABLE VALUE PRINCIPAL GLOBAL INVESTORS TRUST CO · EIN 93-6274329 / PN 001 | Common Collective Trust | — | — | $943K | 2.9% | |
| DFA Intl Core Eqty Port Instl | — | — | — | $691K | 2.1% | |
| Fidelity Emerging Mkts Index | — | — | — | $516K | 1.6% | |
| Fidelity US Bond Index Fund | Mutual Funds | — | — | $509K | 1.6% | |
| Vanguard Wellington Admiral Shares | — | — | — | $500K | 1.5% | |
| American Funds American Funds Europacific Growth R6 | — | — | — | $359K | 1.1% | |
| Carillon Family of Funds Carillon Eagle Mid Cap Gr Fd R6 | — | — | — | $301K | 0.9% | |
| DFA Interm Govt Fixed Inc Port Instl | — | — | — | $272K | 0.8% | |
| DFA Us Vector Eqty Port Instl | — | — | — | $265K | 0.8% | |
| American Funds American Funds 2065 Target Date R6 | — | — | — | $239K | 0.7% | |
| American Funds American Funds 2055 Target Date R6 | — | — | — | $220K | 0.7% | |
| American Funds American Funds 2020 Target Date R6 | — | — | — | $192K | 0.6% | |
| Fidelity Total Bond K6 | — | — | — | $134K | 0.4% | |
| Fidelity Emerging Mkts Fund F | — | — | — | $122K | 0.4% | |
| Schwab Government Money Fund 887 * Notes receivable from participants Interest rates ranging from 4.25% - 9.50%, maturing through June 2028 | — | — | — | $72K | 0.2% | |
| American Funds American Funds 2045 Target Date R6 | — | — | — | $67K | 0.2% | |
| American Funds American Funds 2035 Target Date R6 | — | — | — | $20K | <0.1% |
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