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Original filing (PDF)20251014074339NAL0001083459001
CHRISTOPHER COMMUNITY, INC.
Form 5500
FILING_RECEIVED
CHRISTOPHER COMMUNITY, INC 403(B) PLAN
401(k) retirement plan
Signals · 2
~99 bps in Sched C feesNo recordkeeper disclosed
Active participants
172
Accounts w/ balance
131
Plan assets (EOY)
$3.1M
Net assets (EOY)
$3.1M
How this plan invests
This plan
24 securities
funds · stocks · CUSIPs
Holdings are itemized directly on this plan's Schedule of Assets, below.
Plan health score (directional)
89
/ 100
Grade A
Top-tier plan health
Directional indicator computed from public Form 5500 data — compliance, concentration, cost, vendor stack and participation. Not a fiduciary tool.
Compliance & disclosures
100
Concentration risk
100
Total plan cost
65
Vendor stack
80
Participation health
100
Knocking points off
- 99 bps in Schedule C fees — 91% above peer band of 52 bps.
- No recordkeeper disclosed on Schedule C.
Decision-maker contacts
CFO / Head of HR / Benefits Manager — verified email + LinkedIn for CHRISTOPHER COMMUNITY, INC..
Plan sponsor
Name
CHRISTOPHER COMMUNITY, INC.
EIN
16-1006727
Address
990 JAMES STREET · SYRACUSE, NY · 13203
Phone
(315) 424-1821
Industry
Health Care & Social Assistancesee all
Plan administrator
Same as plan sponsor.
Plan characteristics
Plan number
001
Plan year
2024
Plan year begin
2024-01-01
Tax period
2024-12-31
Filed
2025-10-14
Pension benefit codes
2E · Profit-sharing
2F · ERISA section 404(c)
2G · Total participant-directed accounts
2J · 401(k) feature
2K · 401(m) arrangement
2M · 403(b)(7) custodial accounts
2T · Default investment account (QDIA)
3D · Pre-approved plan (master / prototype / VS)
Audit & trust (Schedule H)
Auditor
BONADIO & CO., LLP
Trustee / custodian
—
Trustee phone
—
Service providers (Schedule C)
4 rowsOther
4| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| NBT BANK, N.A. | 16-1268674 | — | NONE | $23K | — |
| BONADIO & CO., LLP | 16-1131146 | — | NONE | $8K | — |
| CHARLES SCHWAB & CO., INC. | 94-1737782 | — | NONE | $0 | — |
| EPIC RETIREMENT PLAN SERVICES | 16-1450952 | — | NONE | $0 | — |
Investments
24 direct securities· $3.1M(100% of reported assets)
| PI | Investment | Type | Shares / units | Cost | Current value | % of plan |
|---|---|---|---|---|---|---|
| Schwab S&P 500 Index Registered investment company | — | — | — | $377K | 12.3% | |
| American Funds 2035 Target Date Registered investment company | — | — | — | $321K | 10.5% | |
| American Funds 2040 Target Date Registered investment company | — | — | — | $320K | 10.4% | |
| American Funds 2045 Target Date Registered investment company | — | — | — | $281K | 9.2% | |
| American Funds 2030 Target Date Registered investment company | — | — | — | $280K | 9.1% | |
| T. Rowe Price Blue Chip Growth Registered investment company | — | — | — | $229K | 7.5% | |
| American Funds 2025 target Date Registered investment company | — | — | — | $176K | 5.7% | |
| Fidelity Mid-Cap Index Registered investment company | — | — | — | $132K | 4.3% | |
| American Funds 2055 Target Date Registered investment company | — | — | — | $123K | 4.0% | |
| American Funds New Perspective Registered investment company | — | — | — | $114K | 3.7% | |
| Vanguard Small Cap Index Registered investment company | — | — | — | $112K | 3.7% | |
| American Funds 2050 Target Date Registered investment company | — | — | — | $109K | 3.6% | |
| Vanguard Equity Income Fund Registered investment company | — | — | — | $103K | 3.4% | |
| American Funds American Balanced Registered investment company | — | — | — | $78K | 2.6% | |
| American Funds 2060 Target Date Registered investment company | — | — | — | $61K | 2.0% | |
| BNY Mellon Small/Mid-Cap Growth Registered investment company | — | — | — | $60K | 1.9% | |
| Schwab Govt Money Purchased Fund Money market account | — | — | — | $51K | 1.7% | |
| through January 2029 | — | — | — | $40K | 1.3% | |
| Vanguard Mid-Cap Value Index Registered investment company | — | — | — | $36K | 1.2% | |
| Vanguard Total Int'l Stock Idx Registered investment company | — | — | — | $18K | 0.6% | |
| Western Asset Core Bond Fund Registered investment company | — | — | — | $16K | 0.5% | |
| Undiscovered Mngr Behavior Val Registered investment company | — | — | — | $14K | 0.4% | |
| Vanguard GNMA Admiral Shares Registered investment company | — | — | — | $13K | 0.4% | |
| Janus Henderson Triton Fund Registered investment company | — | — | — | $3K | <0.1% |