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Original filing (PDF)20251015154125NAL0005019985001
LOFTWARE, INC.
Form 5500
FILING_RECEIVED
LOFTWARE, INC. 401(K) PROFIT SHARING PLAN
401(k) retirement plan
Signals · 1
No recordkeeper disclosed
Active participants
201
Accounts w/ balance
238
Plan assets (EOY)
$24.8M
Net assets (EOY)
$24.8M
How this plan invests
This plan
18 pooled trusts
Schedule D
39 securities
funds · stocks · CUSIPs
Holdings are itemized directly on this plan's Schedule of Assets, below.
Plan health score (directional)
93
/ 100
Grade A
Top-tier plan health
Directional indicator computed from public Form 5500 data — compliance, concentration, cost, vendor stack and participation. Not a fiduciary tool.
Compliance & disclosures
100
Concentration risk
100
Total plan cost
80
Vendor stack
80
Participation health
100
Knocking points off
- 40 bps in Schedule C fees — modestly above peer band of 29 bps.
- No recordkeeper disclosed on Schedule C.
Decision-maker contacts
CFO / Head of HR / Benefits Manager — verified email + LinkedIn for LOFTWARE, INC..
Plan sponsor
Name
LOFTWARE, INC.
EIN
01-0439980
Address
249 CORPORATE DRIVE · PORTSMOUTH, NH · 03801
Phone
(603) 570-4665
Industry
Software Publishers· Information / Tech / Mediasee all
Plan administrator
Same as plan sponsor.
Plan characteristics
Plan number
001
Plan year
2024
Plan year begin
2024-01-01
Tax period
2024-12-31
Filed
2025-10-15
Pension benefit codes
2A · Age/service weighted or new comparability
2E · Profit-sharing
2F · ERISA section 404(c)
2G · Total participant-directed accounts
2J · 401(k) feature
2K · 401(m) arrangement
2S · Automatic enrollment
2T · Default investment account (QDIA)
3D · Pre-approved plan (master / prototype / VS)
Audit & trust (Schedule H)
Auditor
BAKER TILLY US, LLP
Trustee / custodian
—
Trustee phone
—
Service providers (Schedule C)
3 rowsAdvisor / Consultant
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| COMMONWEALTH FINANCIAL NETWORK | 04-2675571 | — | INVESTMENT ADVISORY | $0 | — |
TPA / Administrator
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| PRINCIPAL LIFE INSURANCE COMPANY | 42-0127290 | — | CONTRACT ADMINISTRATOR | $99K | — |
Other
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| NBT BANK, N.A. | 15-0395735 | — | OTHER SERVICES | $0 | — |
Investments
24 direct securities · 18 pooled funds· $24.9M(100% of reported assets)
Rows tagged as a trust or pooled fund hold many underlying securities. Click one to drill into its own Schedule of Assets — where the individual funds, shares, and CUSIPs live.
Common Collective Trust
$14.7M
14 holdings
Uncategorized
$7.5M
23 holdings
Mutual Funds
$1.9M
1 holding
Pooled Separate Account
$719K
4 holdings
| PI | Investment | Type | Shares / units | Cost | Current value | % of plan |
|---|---|---|---|---|---|---|
| PRIN LIFETIME HYBR 2035 CIT Z PRINCIPAL GLOBAL INVESTORS TRUST CO · EIN 26-6447574 / PN 006 | Common Collective Trust | — | — | $3.2M | 12.8% | |
| PRIN LIFETIME HYBR 2030 CIT Z PRINCIPAL GLOBAL INVESTORS TRUST CO · EIN 26-6447574 / PN 005 | Common Collective Trust | — | — | $2.7M | 11.0% | |
| PRIN LIFETIME HYBR 2040 CIT Z PRINCIPAL GLOBAL INVESTORS TRUST CO · EIN 26-6447574 / PN 007 | Common Collective Trust | — | — | $2.1M | 8.5% | |
| Vanguard 500 Index Admiral Fund N/R | Mutual Funds | — | — | $1.9M | 7.8% | |
| PRIN LIFETIME HYBR 2025 CIT Z PRINCIPAL GLOBAL INVESTORS TRUST CO · EIN 26-6447574 / PN 004 | Common Collective Trust | — | — | $1.7M | 6.9% | |
| PRIN LIFETIME HYBR 2045 CIT Z PRINCIPAL GLOBAL INVESTORS TRUST CO · EIN 26-6447574 / PN 008 | Common Collective Trust | — | — | $1.4M | 5.6% | |
| Vanguard Growth Index Admiral Fund N/R | — | — | — | $1.0M | 4.1% | |
| PRIN STABLE VALUE Z FUND PRINCIPAL GLOBAL INVESTORS TRUST CO · EIN 93-6274328 / PN 001 | Common Collective Trust | — | — | $806K | 3.2% | |
| PIMCO Income Institutional Fund N/R | — | — | — | $739K | 3.0% | |
| PRIN LIFETIME HYBR 2055 CIT Z PRINCIPAL GLOBAL INVESTORS TRUST CO · EIN 26-6447574 / PN 010 | Common Collective Trust | — | — | $684K | 2.8% | |
| PRIN LIFETIME HYBR 2020 CIT Z PRINCIPAL GLOBAL INVESTORS TRUST CO · EIN 26-6447574 / PN 003 | Common Collective Trust | — | — | $656K | 2.6% | |
| PRIN LIFETIME HYBR 2050 CIT Z PRINCIPAL GLOBAL INVESTORS TRUST CO · EIN 26-6447574 / PN 009 | Common Collective Trust | — | — | $608K | 2.4% | |
| Vanguard Equity-Income Fund Admiral N/R | — | — | — | $552K | 2.2% | |
| MFS Growth R6 Fund N/R | — | — | — | $539K | 2.2% | |
| PRIN LIFETIME HYBR 2060 CIT Z PRINCIPAL GLOBAL INVESTORS TRUST CO · EIN 26-6447574 / PN 012 | Common Collective Trust | — | — | $524K | 2.1% | |
| Harbor Small Cap Growth Return Fund N/R | — | — | — | $505K | 2.0% | |
| Vanguard Mid-Cap Growth Index Admiral Fund N/R | — | — | — | $469K | 1.9% | |
| PRIN SAM STRAT GROWTH SA-Z PRINCIPAL LIFE INSURANCE COMPANY · EIN 42-0127290 / PN 109 | Pooled Separate Account | — | — | $468K | 1.9% | |
| Vanguard Value Index Admiral Fund N/R | — | — | — | $393K | 1.6% | |
| Vanguard Mid-Cap Index Admiral Fund N/R | — | — | — | $393K | 1.6% | |
| American Funds American Funds New Perspective R6 Fund N/R | — | — | — | $340K | 1.4% | |
| Vanguard Total World Stock Index Admiral Fund N/R | — | — | — | $309K | 1.2% | |
| Virtus KAR Mid-Cap Core R6 Fund N/R | — | — | — | $295K | 1.2% | |
| Vanguard International-Term Bond Index Admiral Fund N/R | — | — | — | $281K | 1.1% | |
| Participant Loans Notes receivable to participants, with interest rates $0 | — | — | — | $256K | 1.0% | |
| Vanguard Mid-Cap Value Index Admiral Fund N/R | — | — | — | $239K | 1.0% | |
| Vanguard Small Cap Value Index Admiral Fund N/R | — | — | — | $227K | 0.9% | |
| PRIN LIFETIME HYBR 2065 CIT Z PRINCIPAL GLOBAL INVESTORS TRUST CO · EIN 26-6447574 / PN 013 | Common Collective Trust | — | — | $217K | 0.9% | |
| American Funds American Funds Euro Pacific Growth R6 Fund N/R | — | — | — | $195K | 0.8% | |
| PRIN SAM CONS GROWTH SA-Z PRINCIPAL LIFE INSURANCE COMPANY · EIN 42-0127290 / PN 107 | Pooled Separate Account | — | — | $179K | 0.7% | |
| Fidelity Advisor Total Bond Z Fund N/R | — | — | — | $161K | 0.6% | |
| Columbia Emerging Markets I3 Fund N/R | — | — | — | $129K | 0.5% | |
| Vanguard Small Cap Growth Index Admiral Fund N/R | — | — | — | $128K | 0.5% | |
| Janus Henderson Janus Henderson Small Cap Value N Fund N/R | — | — | — | $124K | 0.5% | |
| Vanguard Total International Stock Index Admiral N/R | — | — | — | $98K | 0.4% | |
| Fidelity Emerging Markets Index Fund N/R | — | — | — | $84K | 0.3% | |
| PRIN LIFETIME HYB 2070 CIT Z PRINCIPAL GLOBAL INVESTORS TRUST CO · EIN 26-6447574 / PN 014 | Common Collective Trust | — | — | $80K | 0.3% | |
| Principal SAM Conservative Balance Separate Account N/R | — | — | — | $72K | 0.3% | |
| PRIN SAM CONS BALANCED SA-Z PRINCIPAL LIFE INSURANCE COMPANY · EIN 42-0127290 / PN 106 | Pooled Separate Account | — | — | $72K | 0.3% | |
| PRIN LIFETIME HYBR 2015 CIT Z PRINCIPAL GLOBAL INVESTORS TRUST CO · EIN 26-6447574 / PN 002 | Common Collective Trust | — | — | $5K | <0.1% | |
| PRIN LIFETIME HYBR INC CIT Z PRINCIPAL GLOBAL INVESTORS TRUST CO · EIN 26-6447574 / PN 011 | Common Collective Trust | — | — | $566 | <0.1% | |
| PRIN SAM BALANCED SEP ACCT-Z PRINCIPAL GLOBAL INVESTORS TRUST CO · EIN 42-0127290 / PN 105 | Pooled Separate Account | — | — | $0 | <0.1% |