Original filing (PDF)20251015112656NAL0002323939001

WB ENGINEERS + CONSULTANTS INC.

Name: WB ENGINEERS + CONSULTANTS INC. — WB ENGINEERING & CONSULTING, PLLC RETIREMENT SAVINGS PLAN, Form 5500 (2024)
Creator: WB ENGINEERS + CONSULTANTS INC.

Form 5500

FILING_RECEIVED

WB ENGINEERING & CONSULTING, PLLC RETIREMENT SAVINGS PLAN

401(k) retirement plan

Signals · 3

33% in single holding18% employer stockNo recordkeeper disclosed

Active participants

168

Accounts w/ balance

238

Plan assets (EOY)

$60.9M

Net assets (EOY)

$60.9M

How this plan invests

This plan

8 pooled trusts

Schedule D

35 securities

funds · stocks · CUSIPs

Holdings are itemized directly on this plan's Schedule of Assets, below.

Plan health score (directional)

/ 100

Grade A

Top-tier plan health

Directional indicator computed from public Form 5500 data — compliance, concentration, cost, vendor stack and participation. Not a fiduciary tool.

Compliance & disclosures

100

Concentration risk

Total plan cost

100

Vendor stack

Participation health

100

Knocking points off

Top holding "participants with maturities through January 2033 -" is 33% of plan.
18% of plan in employer / sponsor stock.
No recordkeeper disclosed on Schedule C.

Decision-maker contacts

CFO / Head of HR / Benefits Manager — verified email + LinkedIn for WB ENGINEERS + CONSULTANTS INC..

Plan sponsor

Name

WB ENGINEERS + CONSULTANTS INC.

EIN

06-1228800

Address

33 WHITEHALL STREET · 17TH FLOOR · NEW YORK, NY · 10004

Phone

(646) 778-5608

Industry

Engineering Services· Professional & Technical Servicessee all

Plan administrator

Same as plan sponsor.

Plan characteristics

Plan number

002

Plan year

2024

Plan year begin

2024-01-01

Tax period

2024-12-31

Filed

2025-10-15

Pension benefit codes

2E · Profit-sharing

2F · ERISA section 404(c)

2G · Total participant-directed accounts

2I · Stock bonus

2J · 401(k) feature

2K · 401(m) arrangement

2P · Leveraged ESOP

2Q · S-corporation ESOP

2T · Default investment account (QDIA)

3I · Requires investment in employer securities

Audit & trust (Schedule H)

Auditor

WITHUMSMITH+BROWN, PC

Trustee / custodian

—

Trustee phone

—

Service providers (Schedule C)

2 rows

Advisor / Consultant

Name	EIN	Location	Relation	Direct comp	Indirect comp
WELLS FARGO ADVISORS FIN NETWORK	48-1305000	—	INVESTMENT ADVISORY	$0	—

TPA / Administrator

Name	EIN	Location	Relation	Direct comp	Indirect comp
PRINCIPAL LIFE INSURANCE COMPANY	42-0127290	—	CONTRACT ADMINISTRATOR	$88K	—

Investments

31 direct securities · 8 pooled funds· $180.8M(100% of reported assets)

Rows tagged as a trust or pooled fund hold many underlying securities. Click one to drill into its own Schedule of Assets — where the individual funds, shares, and CUSIPs live.

Uncategorized

$175.9M

31 holdings

Pooled Separate Account

$5.0M

8 holdings

Investment	Type	Shares / units	Cost	Current value	% of plan
participants with maturities through January 2033 -	—	—	—	$60.2M	98.8%
Consultants, Inc. -	—	—	—	$60.0M	98.5%
Vanguard Industrial Index Admiral Fund 271 * WB Engineers + 753,408 shares of Common Stock	—	—	$512K	$32.3M	53.0%
Fidelity International Index Fund -	—	—	—	$4.5M	7.4%
Vanguard Total Bond Market Index Fund -	—	—	—	$3.6M	5.9%
PRIN LARGECAP GROWTH I SA-Z PRINCIPAL LIFE INSURANCE COMPANY · EIN 42-0127290 / PN 066	Pooled Separate Account	—	—	$3.0M	4.9%
** Principal Guaranteed Option -	—	—	—	$2.6M	4.2%
JPMorgan Large Cap Value R6 Fund -	—	—	—	$2.6M	4.2%
Fidelity 500 Index Fund -	—	—	—	$2.3M	3.7%
American Funds American Balanced Fund -	—	—	—	$1.5M	2.4%
Vanguard Small-Cap Growth Index Fund -	—	—	—	$922K	1.5%
Vanguard Mid-Cap Value Index Fund/Open-end fund -	—	—	—	$904K	1.5%
Vanguard Mid-Cap Growth Index Fund/Open-end -	—	—	—	$895K	1.5%
Vanguard Small-Cap Value Index Fund -	—	—	—	$820K	1.3%
PRIN SMCAP S&P 600 INDEX SA-Z PRINCIPAL LIFE INSURANCE COMPANY · EIN 42-0127290 / PN 028	Pooled Separate Account	—	—	$803K	1.3%
PRIN MIDCAP S&P 400 IDX SA-Z PRINCIPAL LIFE INSURANCE COMPANY · EIN 42-0127290 / PN 023	Pooled Separate Account	—	—	$764K	1.3%
Advisory ** Vanguard Dividend Growth Fund -	—	—	—	$597K	1.0%
BlackRock Tech Opportunity K Fund -	—	—	—	$547K	0.9%
** Principal Global Investors Liquid Assets Separate Account -	—	—	—	$533K	0.9%
PRIN LIQUID ASSETS SEP ACCT-Z PRINCIPAL LIFE INSURANCE COMPANY · EIN 42-0127290 / PN 024	Pooled Separate Account	—	—	$266K	0.4%
Notes receivable from Interest rates ranging from 4.25% to 9.50%, -	—	—	—	$222K	0.4%
BlackRock High Yield Bond Portfolio -	—	—	—	$134K	0.2%
Advisory ** T. Rowe Price/Brown Health Sciences I - Class Fund -	—	—	—	$118K	0.2%
American Funds International Vantage Fund – Class R6 -	—	—	—	$101K	0.2%
Advisory ** T. Rowe Price/Brown Financial Services Fund I Class -	—	—	—	$95K	0.2%
Franklin Mutual Advisers, Franklin Utilities R6 Fund -	—	—	—	$85K	0.1%
LLC ** JPMorgan Core Bond -	—	—	—	$84K	0.1%
American Funds New World Fund -	—	—	—	$71K	0.1%
Causeway Barrow Hanley Overseas Separate Account -	—	—	—	$70K	0.1%
PRINCIPAL OVERSEAS SEP ACCT-Z PRINCIPAL LIFE INSURANCE COMPANY · EIN 42-0127290 / PN 116	Pooled Separate Account	—	—	$70K	0.1%
Alliance Bernstein AB Global Bond Fund Inc -	—	—	—	$65K	0.1%
BlackRock Inflation Prot Separate Account -	—	—	—	$31K	<0.1%
PRIN INFLATION PROTECT SA-Z PRINCIPAL LIFE INSURANCE COMPANY · EIN 42-0127290 / PN 099	Pooled Separate Account	—	—	$31K	<0.1%
American Century Small Cap Growth Fund Class -	—	—	—	$22K	<0.1%
(E)	—	—	—	$19K	<0.1%
PRIN MIDCAP GROWTH III SA-Z PRINCIPAL LIFE INSURANCE COMPANY · EIN 42-0127290 / PN 026	Pooled Separate Account	—	—	$19K	<0.1%
Vanguard Communication Services Index Admiral Fund -	—	—	—	$13K	<0.1%
Vanguard Consumer Staples Index Fund -	—	—	—	$11K	<0.1%
PRIN EQUITY INCOME SA-Z PRINCIPAL LIFE INSURANCE COMPANY · EIN 42-0127290 / PN 120	Pooled Separate Account	—	—	$0	<0.1%