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Original filing (PDF)20251015134720NAL0002391251001
VERMONT ACADEMY
Form 5500
FILING_RECEIVED
VERMONT ACADEMY DEFINED CONTRIBUTION RETIREMENT PLAN
401(k) retirement plan
Signals · 1
No recordkeeper disclosed
Active participants
136
Accounts w/ balance
275
Plan assets (EOY)
$18.8M
Net assets (EOY)
$18.8M
How this plan invests
This plan
1 pooled trust
Schedule D
49 securities
funds · stocks · CUSIPs
Holdings are itemized directly on this plan's Schedule of Assets, below.
Plan health score (directional)
98
/ 100
Grade A
Top-tier plan health
Directional indicator computed from public Form 5500 data — compliance, concentration, cost, vendor stack and participation. Not a fiduciary tool.
Compliance & disclosures
100
Concentration risk
100
Total plan cost
100
Vendor stack
80
Participation health
100
Knocking points off
- No recordkeeper disclosed on Schedule C.
Helping the score
- Below-peer total fees (1 bps vs 29 bps peer median).
Decision-maker contacts
CFO / Head of HR / Benefits Manager — verified email + LinkedIn for VERMONT ACADEMY.
Plan sponsor
Name
VERMONT ACADEMY
EIN
03-0179600
Address
10 LONG WALK · SAXTONS RIVER, VT · 05154
Phone
(802) 869-6228
Industry
Educational Servicessee all
Plan administrator
Same as plan sponsor.
Plan characteristics
Plan number
002
Plan year
2024
Plan year begin
2024-01-01
Tax period
2024-12-31
Filed
2025-10-15
Pension benefit codes
2A · Age/service weighted or new comparability
2F · ERISA section 404(c)
2G · Total participant-directed accounts
2J · 401(k) feature
2K · 401(m) arrangement
2L · 403(b)(1) annuity
2M · 403(b)(7) custodial accounts
3D · Pre-approved plan (master / prototype / VS)
Audit & trust (Schedule H)
Auditor
TSS FINANCIAL PARTNERS
Trustee / custodian
—
Trustee phone
—
Service providers (Schedule C)
1 rowsOther
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| TIAA - TEACHERS INSURANCE AND ANNUI | 13-1624203 | NEW YORK, NY | — | $1K | — |
Investments
47 direct securities · 1 pooled fund· $19.1M(100% of reported assets)
Rows tagged as a trust or pooled fund hold many underlying securities. Click one to drill into its own Schedule of Assets — where the individual funds, shares, and CUSIPs live.
Uncategorized
$18.4M
47 holdings
Pooled Separate Account
$624K
1 holding
| PI | Investment | Type | Shares / units | Cost | Current value | % of plan |
|---|---|---|---|---|---|---|
| TIAA-CREF/Participant Directed * CREF Stock M utual Fund | — | — | — | $3.6M | 19.3% | |
| TIAA-Traditional Non Benefit Responsive Guaranteed Investment Contract | — | — | — | $3.4M | 18.2% | |
| CREF Global Equities M utual Fund | — | — | — | $1.7M | 9.1% | |
| CREF Growth M utual Fund | — | — | — | $1.6M | 8.7% | |
| TIAA Access Nuv LifCyc 2040 T4 M utual Fund | — | — | — | $735K | 3.9% | |
| TIAA REAL ESTATE TIAA-CREF · EIN 13-1624203 / PN 004 | Pooled Separate Account | — | — | $624K | 3.3% | |
| TIAA Access Nuv Intl Equity T4 M utual Fund | — | — | — | $523K | 2.8% | |
| CREF Core Bond R1 M utual Fund | — | — | — | $456K | 2.4% | |
| TIAA Access Nuv Lrg Cap Val T4 M utual Fund | — | — | — | $436K | 2.3% | |
| TIAA-Traditional Benefit Responsive Guaranteed Investment Contract | — | — | — | $417K | 2.2% | |
| CREF Social Choice M utual Fund | — | — | — | $402K | 2.1% | |
| TIAA Access Nuv LifCyc 2045 T4 M utual Fund | — | — | — | $345K | 1.8% | |
| CREF Equity Index M utual Fund | — | — | — | $341K | 1.8% | |
| TIAA Access Nuv LifCyc 2050 T4 M utual Fund | — | — | — | $310K | 1.6% | |
| CREF M oney M arket M utual Fund | — | — | — | $274K | 1.5% | |
| CREF Money Market R1 | — | — | — | $274K | 1.5% | |
| Schwab International Index Fd M utual Fund | — | — | — | $264K | 1.4% | |
| TIAA Access Nuv LifCyc 2030 T4 M utual Fund | — | — | — | $257K | 1.4% | |
| TIAA Access Nuv Sm Cp Bl Ix T4 M utual Fund | — | — | — | $244K | 1.3% | |
| Vanguard 500 Idx Adm M utual Fund | — | — | — | $223K | 1.2% | |
| TIAA Access Nuv M id Cap Val T4 M utual Fund | — | — | — | $199K | 1.1% | |
| TIAA Access Nuv LifCyc 2035 T4 M utual Fund | — | — | — | $198K | 1.1% | |
| TIAA Access Nuv RlEstSecSel T4 M utual Fund | — | — | — | $184K | 1.0% | |
| TIAA Access Nuv Qt Sm Cp Eq T4 M utual Fund | — | — | — | $166K | 0.9% | |
| TIAA Access Nuv LifCyc 2025 T4 M utual Fund | — | — | — | $153K | 0.8% | |
| TIAA Access Nuv LifCyc 2020 T4 M utual Fund | — | — | — | $150K | 0.8% | |
| CREF Inflation-Linked Bond M utual Fund | — | — | — | $137K | 0.7% | |
| TIAA-Traditional Non Benefit Responsive 2 Guaranteed Investment Contract | — | — | — | $115K | 0.6% | |
| TIAA Access Nuv LifCyc 2055 T4 M utual Fund | — | — | — | $109K | 0.6% | |
| TIAA-Traditional Benefit Responsive 2 Guaranteed Investment Contract | — | — | — | $109K | 0.6% | |
| Schwab Fund U.S. Sm Co Index M utual Fund | — | — | — | $107K | 0.6% | |
| TIAA Access Nuv LfCy Rt Inc T4 M utual Fund | — | — | — | $98K | 0.5% | |
| Vanguard Small-Cap Idx Adm M utual Fund | — | — | — | $95K | 0.5% | |
| TIAA Access Nuv LgCp Res Eq T4 M utual Fund | — | — | — | $83K | 0.4% | |
| TIAA Access Nuv Core Equity T4 M utual Fund | — | — | — | $70K | 0.4% | |
| Vanguard S-T Inf Pro Sec Idx Adm M utual Fund | — | — | — | $68K | 0.4% | |
| (continued from last page) Vanguard Intr-Trm Bnd Idx Adm M utual Fund | — | — | — | $68K | 0.4% | |
| TIAA Access Nuv Core Pl Bd T4 M utual Fund | — | — | — | $63K | 0.3% | |
| TIAA Access Nuv M id Cap Grw T4 M utual Fund | — | — | — | $60K | 0.3% | |
| TIAA Access Nuv LifCyc 2060 T4 M utual Fund | — | — | — | $57K | 0.3% | |
| TIAA Access Nuv Equity Idx T4 M utual Fund | — | — | — | $52K | 0.3% | |
| TIAA Access Nuv LifCyc 2010 T4 M utual Fund | — | — | — | $45K | 0.2% | |
| Dodge & Cox Income Fund - Cl X M utual Fund | — | — | — | $33K | 0.2% | |
| TIAA Access Nuv Lrg Cap Gr T4 M utual Fund | — | — | — | $26K | 0.1% | |
| Nuveen Large Cap Resp Eq R6 M utual Fund | — | — | — | $24K | 0.1% | |
| Vanguard Real Estate Idx Adm M utual Fund | — | — | — | $23K | 0.1% | |
| TIAA Access Nuv LifCyc 2015 T4 M utual Fund | — | — | — | $4K | <0.1% | |
| Vanguard Treasury M oneyM kt Inv M utual Fund | — | — | — | $2K | <0.1% |