Original filing (PDF)20251013142422NAL0003254354001

THE UNIVERSITY OF VERMONT HEALTH NETWORK 403B) RETIREMENT SAVINGS PLAN

Name: THE UNIVERSITY OF VERMONT HEALTH NETWORK 403B) RETIREMENT SAVINGS PLAN — THE UNIVERSITY OF VERMONT MEDICAL CENTER 403(B) PLAN, Form 5500 (2024)
Creator: THE UNIVERSITY OF VERMONT HEALTH NETWORK 403B) RETIREMENT SAVINGS PLAN

Form 5500

FILING_RECEIVED

THE UNIVERSITY OF VERMONT MEDICAL CENTER 403(B) PLAN

401(k) retirement plan

Signals · 1

No recordkeeper disclosed

Active participants

13,241

Accounts w/ balance

16,212

Plan assets (EOY)

$2.2B

Net assets (EOY)

$2.2B

How this plan invests

This plan

1 pooled trust

Schedule D

110 securities

funds · stocks · CUSIPs

Holdings are itemized directly on this plan's Schedule of Assets, below.

Plan health score (directional)

/ 100

Grade A

Top-tier plan health

Directional indicator computed from public Form 5500 data — compliance, concentration, cost, vendor stack and participation. Not a fiduciary tool.

Compliance & disclosures

100

Concentration risk

100

Total plan cost

Vendor stack

Participation health

100

Knocking points off

8 bps in Schedule C fees — 55% above peer band of 5 bps.
No recordkeeper disclosed on Schedule C.

Decision-maker contacts

CFO / Head of HR / Benefits Manager — verified email + LinkedIn for THE UNIVERSITY OF VERMONT HEALTH NETWORK 403B) RETIREMENT SAVINGS PLAN.

Plan sponsor

Name

THE UNIVERSITY OF VERMONT HEALTH NETWORK 403B) RETIREMENT SAVINGS PLAN

EIN

03-0219309

Address

111 COLCHESTER AVE · BURLINGTON, VT · 054011473

Phone

(802) 847-0039

Industry

Health Care & Social Assistancesee all

Plan administrator

Same as plan sponsor.

Plan characteristics

Plan number

006

Plan year

2024

Plan year begin

2024-01-01

Tax period

2024-12-31

Filed

2025-10-13

Pension benefit codes

2E · Profit-sharing

2J · 401(k) feature

2L · 403(b)(1) annuity

2M · 403(b)(7) custodial accounts

2R · Participant-directed brokerage (SDBA)

2S · Automatic enrollment

2T · Default investment account (QDIA)

3F · Sponsor used leased employees

3H · Sponsor in controlled / affiliated group

Audit & trust (Schedule H)

Auditor

MCSOLEY MCCOY & CO

Trustee / custodian

—

Trustee phone

—

Service providers (Schedule C)

5 rows

Advisor / Consultant

Name	EIN	Location	Relation	Direct comp	Indirect comp
STRATEGIC ADVISERS	04-2654524	—	INVESTMENT ADVISORY	$368K	—
CAPFINANCIAL PARTNERS, LLC	26-0058143	—	INVESTMENT ADVISORY	$93K	—

Accountant / Auditor

Name	EIN	Location	Relation	Direct comp	Indirect comp
MCSOLEY MCCOY & CO	03-0032737	—	AUDITOR / INV ADV	$35K	—

Other

Name	EIN	Location	Relation	Direct comp	Indirect comp
FID INV INST OPS CO	04-2647786	—	NONE	$1.2M	—
VARIABLE ANNUITY LIFE INSURANCE	74-1625348	—	OTHER	$24K	—

Investments

110 direct securities · 1 pooled fund· $2.2B(100% of reported assets)

Rows tagged as a trust or pooled fund hold many underlying securities. Click one to drill into its own Schedule of Assets — where the individual funds, shares, and CUSIPs live.

Uncategorized

$2.2B

109 holdings

Real Estate

$2.2M

1 holding

Pooled Separate Account

$2.2M

1 holding

Investment	Type	Shares / units	Cost	Current value	% of plan
T. Rowe Price Retirement I 2030 Mutual Fund	—	—	—	$262.4M	11.8%
T. Rowe Price Retirement I 2035 Mutual Fund	—	—	—	$251.2M	11.3%
T. Rowe Price Retirement I 2040 Mutual Fund	—	—	—	$199.3M	9.0%
T. Rowe Price Retirement I 2025 Mutual Fund	—	—	—	$191.0M	8.6%
T. Rowe Price Retirement I 2045 Mutual Fund	—	—	—	$174.4M	7.9%
Fidelity 500 Index Mutual Fund	—	—	—	$164.2M	7.4%
T. Rowe Price Retirement I 2050 Mutual Fund	—	—	—	$135.9M	6.1%
Fidelity Growth Company K Mutual Fund	—	—	—	$105.1M	4.7%
T. Rowe Price Retirement I 2020 Mutual Fund	—	—	—	$95.8M	4.3%
T. Rowe Price Retirement I 2055 Mutual Fund	—	—	—	$83.5M	3.8%
FIDELITY * Brokeragelink Fund Mutual Fund	—	—	—	$60.5M	2.7%
Fidelity Total Bond K6 Mutual Fund	—	—	—	$37.1M	1.7%
Vanguard Equity Income Adm Mutual Fund	—	—	—	$36.5M	1.6%
T. Rowe Price Retirement I 2060 Mutual Fund	—	—	—	$35.8M	1.6%
Fidelity Spartan International Index Mutual Fund	—	—	—	$35.4M	1.6%
Fidelity Govt Institutional Mutual Fund	—	—	—	$34.5M	1.6%
Fidelity Spartan US Bond Index Mutual Fund	—	—	—	$31.2M	1.4%
T. Rowe Price Retirement I 2015 Mutual Fund	—	—	—	$30.6M	1.4%
Fixed Account Plus Guaranteed Investment Account	—	—	—	$22.2M	1.0%
Fidelity Mid Cap Index Mutual Fund	—	—	—	$20.2M	0.9%
TIAA-CREF * CREF Stock Fund Mutual Fund	—	—	—	$18.0M	0.8%
CREF Growth Fund Mutual Fund	—	—	—	$16.9M	0.8%
New York Life Insurance Int Guaranteed Investment Account	—	—	—	$16.4M	0.7%
Annuity Contracts Annuity Contracts	—	—	—	$16.2M	0.7%
Participant loans 4.25% - 9.50% -	—	—	—	$14.8M	0.7%
Fidelity Small Cap Index Mutual Fund	—	—	—	$13.8M	0.6%
T. Rowe Price Retirement I 2010 Mutual Fund	—	—	—	$11.2M	0.5%
T. Rowe Price Divers Mid Cap Growth Mutual Fund	—	—	—	$9.0M	0.4%
T. Rowe Price Retirement I 2065 Mutual Fund	—	—	—	$8.9M	0.4%
CREF Equity Index Fund Mutual Fund	—	—	—	$8.3M	0.4%
AF Europac Growth R Mutual Fund	—	—	—	$7.9M	0.4%
DFA Intl Core Equity I Mutual Fund	—	—	—	$6.8M	0.3%
CREF Global Equities Fund Mutual Fund	—	—	—	$6.6M	0.3%
Brokeragelink Cash Money Market	—	—	—	$6.4M	0.3%
Vanguard Explorer Adm Mutual Fund	—	—	—	$6.3M	0.3%
CREF Social Choice Fund Mutual Fund	—	—	—	$6.1M	0.3%
T. Rowe Price Retirement I 2005 Mutual Fund	—	—	—	$4.5M	0.2%
American Century Mid Cap Value R6 Mutual Fund	—	—	—	$3.8M	0.2%
UM Behavioral Value R6 Mutual Fund	—	—	—	$3.2M	0.1%
PIF Real Estate Sec R6 Mutual Fund	—	—	—	$2.5M	0.1%
Stock Index Fund Pooled Separate Mutual Fund	—	—	—	$2.4M	0.1%
Fund Pooled Separate Account	Real Estate	—	—	$2.2M	<0.1%
TIAA REAL ESTATE TIAA-CREF · EIN 13-1624203 / PN 004	Pooled Separate Account	—	—	$2.2M	<0.1%
CREF Bond Fund Mutual Fund	—	—	—	$2.2M	<0.1%
CREF Inflation-Linked Bond Fund Mutual Fund	—	—	—	$1.4M	<0.1%
Vanguard Wellington Fund, Inc. Pooled Separate Mutual Fund	—	—	—	$1.2M	<0.1%
Short Term Fixed Account Guaranteed Investment Account	—	—	—	$1.2M	<0.1%
METLIFE * Fixed Interest Guaranteed Investment Account	—	—	—	$1.1M	<0.1%
Mid Cap Index Fund Pooled Separate Mutual Fund	—	—	—	$1.0M	<0.1%
Science & Technology Fund Pooled Separate Mutual Fund	—	—	—	$945K	<0.1%
Vanguard Windsor II Pooled Separate Mutual Fund	—	—	—	$898K	<0.1%
Growth Fund Pooled Separate Mutual Fund	—	—	—	$838K	<0.1%
CREF Money Market Fund Mutual Fund	—	—	—	$766K	<0.1%
Large Capital Growth Pooled Separate Mutual Fund	—	—	—	$670K	<0.1%
LINCOLN NATIONAL LIFE * Multifund Guaranteed Investment Account	—	—	—	$564K	<0.1%
Mid Cap Strategic Growth Pooled Separate Mutual Fund	—	—	—	$562K	<0.1%
International Equities Fund Pooled Separate Mutual Fund	—	—	—	$471K	<0.1%
US Socially Responsible Fund Pooled Separate Mutual Fund	—	—	—	$424K	<0.1%
Core Bond Fund Pooled Separate Mutual Fund	—	—	—	$423K	<0.1%
Small Cap Index Fund Pooled Separate Mutual Fund	—	—	—	$414K	<0.1%
Conversion Account Pooled Separate Mutual Fund	—	—	—	$411K	<0.1%
Mid Cap Value Fund Pooled Separate Mutual Fund	—	—	—	$390K	<0.1%
International Value Fund Pooled Separate Mutual Fund	—	—	—	$364K	<0.1%
Emerging Economies Pooled Separate Mutual Fund	—	—	—	$355K	<0.1%
International Socially Responsible Pooled Separate Mutual Fund	—	—	—	$298K	<0.1%
Small Cap Special Value Fund Pooled Separate Mutual Fund	—	—	—	$240K	<0.1%
Ariel Fund Pooled Separate Mutual Fund	—	—	—	$218K	<0.1%
Vanguard Lifestrategy Growth Pooled Separate Mutual Fund	—	—	—	$205K	<0.1%
Small Cap Value Fund Pooled Separate Mutual Fund	—	—	—	$188K	<0.1%
Systematic Core Fund Pooled Separate Mutual Fund	—	—	—	$177K	<0.1%
Systematic Value Fund Pooled Separate Mutual Fund	—	—	—	$172K	<0.1%
International Opportunities Pooled Separate Mutual Fund	—	—	—	$169K	<0.1%
Ariel Appreciation Fund Pooled Separate Mutual Fund	—	—	—	$165K	<0.1%
Inflation Protected Fund Pooled Separate Mutual Fund	—	—	—	$156K	<0.1%
High Yield Bond Fund Pooled Separate Mutual Fund	—	—	—	$151K	<0.1%
NASDAQ-100® Index Fund Pooled Separate Mutual Fund	—	—	—	$147K	<0.1%
Small Cap Growth Fund Pooled Separate Mutual Fund	—	—	—	$141K	<0.1%
GIS Government Money Market Fund Pooled Separate Mutual Fund	—	—	—	$125K	<0.1%
Vanguard Long-term Inv-Grade Fund Pooled Separate Mutual Fund	—	—	—	$116K	<0.1%
Amer Beacon Holland Large Cap Growth I Pooled Separate Mutual Fund	—	—	—	$110K	<0.1%
Vanguard Long-term Treasury Pooled Separate Mutual Fund	—	—	—	$108K	<0.1%
Moderate Growth Lifestyle Pooled Separate Mutual Fund	—	—	—	$106K	<0.1%
Global Real Estate Fund Pooled Separate Mutual Fund	—	—	—	$103K	<0.1%
Global Strategy Pooled Separate Mutual Fund	—	—	—	$86K	<0.1%
VC I Capital Appreciation Pooled Separate Mutual Fund	—	—	—	$83K	<0.1%
Systematic Growth Fund Pooled Separate Mutual Fund	—	—	—	$81K	<0.1%
Government Securities Fund Pooled Separate Mutual Fund	—	—	—	$75K	<0.1%
Mid Cap Growth Fund Pooled Separate Mutual Fund	—	—	—	$60K	<0.1%
Dividend Value Pooled Separate Mutual Fund	—	—	—	$54K	<0.1%
VARIABLE ANNUITY LIFE INSURANCE COMPANY * Aggressive Growth Lifestyle Pooled Separate Mutual Fund	—	—	—	$48K	<0.1%
Sun America JPMorgan Diversified Balanced Guaranteed Investment Account	—	—	—	$44K	<0.1%
5 Year Fixed Pooled Separate Mutual Fund	—	—	—	$37K	<0.1%
Vanguard Lifestrategy Moderate Pooled Separate Mutual Fund	—	—	—	$37K	<0.1%
Sun America Franklin BW U.S. Large Cap Value Guaranteed Investment Account	—	—	—	$35K	<0.1%
International Growth Fund Pooled Separate Mutual Fund	—	—	—	$27K	<0.1%
Sun America Franklin Small Company Value Guaranteed Investment Account	—	—	—	$23K	<0.1%
Vanguard Lifestrategy Conservative Pooled Separate Mutual Fund	—	—	—	$22K	<0.1%
Sun America Invesco Main Street Large Cap Guaranteed Investment Account	—	—	—	$21K	<0.1%
SUN AMERICA * 1 Year Fixed Pooled Separate Mutual Fund	—	—	—	$14K	<0.1%
Sun America AB Growth Guaranteed Investment Account	—	—	—	$13K	<0.1%
Sun America Wellington Capital Appreciation Guaranteed Investment Account	—	—	—	$13K	<0.1%
Asset Allocation Fund Pooled Separate Mutual Fund	—	—	—	$12K	<0.1%
International Government Bond Pooled Separate Mutual Fund	—	—	—	$9K	<0.1%
Sun America JPMorgan Mid-Cap Growth Portfolio Guaranteed Investment Account	—	—	—	$9K	<0.1%
Sun America Putnam International Growth and Income Guaranteed Investment Account	—	—	—	$8K	<0.1%
Sun America Large Cap Index Guaranteed Investment Account	—	—	—	$7K	<0.1%
Sun America Wellington Government and Quality Bond Guaranteed Investment Account	—	—	—	$5K	<0.1%
Sun America Fidelity Institutional AM Real Estate Guaranteed Investment Account	—	—	—	$5K	<0.1%
3 Year Fixed Pooled Separate Mutual Fund	—	—	—	$4K	<0.1%
Sun America JPMorgan Global Equities Guaranteed Investment Account	—	—	—	$4K	<0.1%
Sun America JPMorgan Emerging Markets Portfolio Guaranteed Investment Account	—	—	—	$2K	<0.1%