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Original filing (PDF)20251009190228NAL0003830515001
PRESIDENT & FELLOWS OF HARVARD COLLEGE HARVARD HUMAN RESOURCES, BENEFI
Form 5500
FILING_RECEIVED
HARVARD UNIVERSITY TAX DEFERRED ANNUITY PLAN
403(b) retirement plan
Signals · 1
50% in single holding
Active participants
22,562
Accounts w/ balance
33,507
Plan assets (EOY)
$4.3B
Net assets (EOY)
$4.3B
How this plan invests
This plan
1 pooled trust
Schedule D
33 securities
funds · stocks · CUSIPs
Holdings are itemized directly on this plan's Schedule of Assets, below.
Plan health score (directional)
95
/ 100
Grade A
Top-tier plan health
Directional indicator computed from public Form 5500 data — compliance, concentration, cost, vendor stack and participation. Not a fiduciary tool.
Compliance & disclosures
100
Concentration risk
75
Total plan cost
100
Vendor stack
100
Participation health
100
Knocking points off
- Top holding "Total Value at December 31, 2024" is 50% of plan.
Helping the score
- Below-peer total fees (1 bps vs 5 bps peer median).
Decision-maker contacts
CFO / Head of HR / Benefits Manager — verified email + LinkedIn for PRESIDENT & FELLOWS OF HARVARD COLLEGE HARVARD HUMAN RESOURCES, BENEFI.
Plan sponsor
Name
PRESIDENT & FELLOWS OF HARVARD COLLEGE HARVARD HUMAN RESOURCES, BENEFI
EIN
04-2103580
Address
114 MT AUBURN ST · ROOM 433 · CAMBRIDGE, MA · 02138
Phone
(617) 496-1542
Industry
Educational Servicessee all
Plan administrator
Same as plan sponsor.
Plan characteristics
Plan number
006
Plan year
2024
Plan year begin
2024-01-01
Tax period
2024-12-31
Filed
2025-10-09
Pension benefit codes
2L · 403(b)(1) annuity
2M · 403(b)(7) custodial accounts
2G · Total participant-directed accounts
2F · ERISA section 404(c)
2R · Participant-directed brokerage (SDBA)
2T · Default investment account (QDIA)
2S · Automatic enrollment
Audit & trust (Schedule H)
Auditor
PRICEWATERHOUSECOOPERS LLP
Trustee / custodian
—
Trustee phone
—
Service providers (Schedule C)
1 rowsRecordkeeper
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| TIAA - TEACHERS INSURANCE AND ANNUI | 13-1624203 | — | RECORD KEEPER | $530K | — |
Investments
32 direct securities · 1 pooled fund· $8.5B(100% of reported assets)
Rows tagged as a trust or pooled fund hold many underlying securities. Click one to drill into its own Schedule of Assets — where the individual funds, shares, and CUSIPs live.
Uncategorized
$8.5B
32 holdings
Pooled Separate Account
$14.3M
1 holding
| PI | Investment | Type | Shares / units | Cost | Current value | % of plan |
|---|---|---|---|---|---|---|
| Total Value at December 31, 2024 | — | — | — | $4.3B | 99.3% | |
| CREF Vanguard Total St Mk Ix In Pl | — | — | — | $599.9M | 14.0% | |
| TIAA Traditional Annuities * TIAA Traditional Benefit Responsive - GSRA | — | — | — | $438.2M | 10.2% | |
| Registered Investment Companies * Teachers Insurance and Annuity Association(TIAA) - College Retirement Equity Fund (CREF) CREF Stock R3 | — | — | — | $382.0M | 8.9% | |
| CREF Vanguard Target Retire 2030 | — | — | — | $306.0M | 7.1% | |
| CREF Vanguard Target Retire 2035 | — | — | — | $303.0M | 7.0% | |
| CREF Vanguard Target Retire 2040 | — | — | — | $258.4M | 6.0% | |
| CREF Vanguard Target Retire 2045 | — | — | — | $241.4M | 5.6% | |
| CREF Vanguard Target Retire 2025 | — | — | — | $225.9M | 5.3% | |
| CREF Vanguard Total Int St Ix IsPls | — | — | — | $166.6M | 3.9% | |
| CREF Vanguard Target Retire 2050 | — | — | — | $164.9M | 3.8% | |
| CREF Vanguard Ttl Bd Mkt Idx InstPl | — | — | — | $160.8M | 3.7% | |
| Participant Directed Brokerage Accounts * TIAA TIAA-CREF Self Directed Acct | — | — | — | $152.3M | 3.5% | |
| CREF Vanguard Target Retire Income | — | — | — | $150.3M | 3.5% | |
| CREF Vanguard Target Retire 2020 | — | — | — | $136.3M | 3.2% | |
| TIAA Traditional Benefit Responsive - SRA | — | — | — | $116.9M | 2.7% | |
| CREF Vanguard Target Retire 2055 | — | — | — | $90.9M | 2.1% | |
| CREF Vanguard FTSE Social Idx Instl | — | — | — | $73.4M | 1.7% | |
| CREF Vanguard Treasury MoneyMkt Inv | — | — | — | $59.3M | 1.4% | |
| CREF Growth R3 | — | — | — | $40.6M | 0.9% | |
| CREF Vanguard Target Retire 2060 | — | — | — | $34.5M | 0.8% | |
| CREF Equity Index R3 | — | — | — | $27.0M | 0.6% | |
| CREF Social Choice R3 | — | — | — | $23.0M | 0.5% | |
| CREF Schwab Treas Infl Prot Sec Idx | — | — | — | $22.2M | 0.5% | |
| CREF Global Equities R3 | — | — | — | $20.2M | 0.5% | |
| TIAA Traditional Non-Benefit Responsive - RA | — | — | — | $15.6M | 0.4% | |
| TIAA REAL ESTATE TIAA-CREF · EIN 13-1624203 / PN 004 | Pooled Separate Account | — | — | $14.3M | 0.3% | |
| Participant Loan * TIAA Notes receivable from participants Interest rates range from 4.25% to 9.50% Maturity dates through 11/15/34 | — | — | — | $10.7M | 0.2% | |
| CREF Vanguard Target Retire 2065 | — | — | — | $9.3M | 0.2% | |
| CREF Money Market R3 | — | — | — | $8.9M | 0.2% | |
| CREF Core Bond R3 | — | — | — | $8.2M | 0.2% | |
| CREF Inflation-Linked Bond R3 | — | — | — | $5.6M | 0.1% | |
| CREF Vanguard Target Retire 2070 | — | — | — | $1.3M | <0.1% |