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Original filing (PDF)20260203182708NAL0003213712001
PLATO ELEARNING LLC
Form 5500
FILING_RECEIVED
ELB 401(K) PLAN
401(k) retirement plan
Signals · 3
Late filing · 2.6 mo26% in single holding~75 bps in Sched C fees
Active participants
100
Accounts w/ balance
126
Plan assets (EOY)
$4.5M
Net assets (EOY)
$4.5M
How this plan invests
This plan
28 securities
funds · stocks · CUSIPs
Holdings are itemized directly on this plan's Schedule of Assets, below.
Plan health score (directional)
89
/ 100
Grade A
Top-tier plan health
Directional indicator computed from public Form 5500 data — compliance, concentration, cost, vendor stack and participation. Not a fiduciary tool.
Compliance & disclosures
90
Concentration risk
87
Total plan cost
80
Vendor stack
100
Participation health
100
Knocking points off
- Filed 2.6 months past the 10.5-month grace window.
- Top holding "Vanguard 500 Index Admiral" is 26% of plan.
- 75 bps in Schedule C fees — modestly above peer band of 52 bps.
Decision-maker contacts
CFO / Head of HR / Benefits Manager — verified email + LinkedIn for PLATO ELEARNING LLC.
Plan sponsor
Name
PLATO ELEARNING LLC
EIN
85-0594039
Address
1633 W INNOVATION WAY · 5TH FLOOR · LEHI, UT · 84043
Phone
(801) 349-2522
Industry
Software Publishers· Information / Tech / Mediasee all
Plan administrator
Same as plan sponsor.
Plan characteristics
Plan number
001
Plan year
2024
Plan year begin
2024-01-01
Tax period
2024-12-31
Filed
2026-02-03
Pension benefit codes
2E · Profit-sharing
2F · ERISA section 404(c)
2G · Total participant-directed accounts
2J · 401(k) feature
2K · 401(m) arrangement
2S · Automatic enrollment
2T · Default investment account (QDIA)
3B · Covers self-employed individuals
3D · Pre-approved plan (master / prototype / VS)
3H · Sponsor in controlled / affiliated group
Audit & trust (Schedule H)
Auditor
RICHEY, MAY & CO., LLP
Trustee / custodian
—
Trustee phone
—
Service providers (Schedule C)
4 rowsRecordkeeper
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| EMPOWER ANNUITY INSURANCE COMPANY O | — | GREENWOOD VILLAGE, CO | RECORDKEEPER | $21K | — |
Advisor / Consultant
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| RBC CAPITAL MARKETS LLC | — | MINNEAPOLIS, MN | INVESTMENT ADVISOR | $11K | — |
Other
2| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| EMPOWER ADVISORY GROUP, LLC | — | GREENWOOD VILLAGE, CO | INVESTMENT MGMT | $1K | — |
| LEAFHOUSE FINANCIAL ADVISORS, LLC | — | AUSTIN, TX | OTHER | $909 | — |
Investments
28 direct securities· $4.5M(100% of reported assets)
Uncategorized
$4.5M
27 holdings
Mutual Funds
$78K
1 holding
| PI | Investment | Type | Shares / units | Cost | Current value | % of plan |
|---|---|---|---|---|---|---|
| Vanguard 500 Index Admiral | — | — | — | $1.2M | 26.3% | |
| Vanguard Target Retirement 2040 Inv | — | — | — | $731K | 16.1% | |
| Vanguard Target Retirement 2045 Inv | — | — | — | $420K | 9.3% | |
| Undiscovered Mgrs Behavioral Value R6 | — | — | — | $311K | 6.9% | |
| Vanguard Target Retirement 2050 Inv | — | — | — | $310K | 6.8% | |
| Vanguard Target Retirement 2035 Inv | — | — | — | $281K | 6.2% | |
| Vanguard Target Retirement 2055 Inv | — | — | — | $201K | 4.4% | |
| Vanguard Target Retirement 2060 Inv | — | — | — | $146K | 3.2% | |
| Vanguard Target Retirement 2030 Inv | — | — | — | $132K | 2.9% | |
| Vanguard Mid Cap Index Fund - Admiral | — | — | — | $124K | 2.7% | |
| DFA US Small Cap | — | — | — | $89K | 2.0% | |
| Schwab International Index | — | — | — | $79K | 1.7% | |
| American Funds AMCAP R6 | Mutual Funds | — | — | $78K | 1.7% | |
| PIMCO StocksPLUS Small Institutional | — | — | — | $73K | 1.6% | |
| TCW Metwest Total Return Bond Plan | — | — | — | $72K | 1.6% | |
| PIMCO StocksPLUS Absolute Return Instl | — | — | — | $67K | 1.5% | |
| JPMorgan Equity Income R6 | — | — | — | $44K | 1.0% | |
| Invesco Developing Markets Y | — | — | — | $33K | 0.7% | |
| Vanguard Target Retirement 2025 Inv | — | — | — | $29K | 0.6% | |
| PIMCO Income I2 | — | — | — | $28K | 0.6% | |
| Vanguard Target Retirement 2020 Inv | — | — | — | $28K | 0.6% | |
| PIMCO StocksPLUS Intl (USD-Hedged) Inst | — | — | — | $23K | 0.5% | |
| Principal Real Estate Securities Inst | — | — | — | $17K | 0.4% | |
| Fixed annuity * Empower Key Guaranteed Portfolio Fund | — | — | — | $13K | 0.3% | |
| John Hancock Disciplined Value Mid Cap I ** 929 John Hancock Strategic Income Opps I | — | — | — | $5K | 0.1% | |
| Fidelity Advisor Intl Small Cap I ** 1 First Eagle Global I | — | — | — | $4K | <0.1% | |
| TCW Emerging Markets Income I | — | — | — | $3K | <0.1% | |
| Participant notes receivable * Participant loans Maturity dates from 2025-2028 and interest rates 4.25% - 9.5% -0- | — | — | — | $3K | <0.1% |