Back to filter
Original filing (PDF)20250904083838NAL0033310738001
TEAM BIBP, LLC
Form 5500
FILING_RECEIVED
PJ UNITED, INC. 401(K) PLAN
401(k) retirement plan
Signals · 1
45% in single holding
Active participants
299
Accounts w/ balance
170
Plan assets (EOY)
$12.5M
Net assets (EOY)
$12.5M
How this plan invests
This plan
1 pooled trust
Schedule D
23 securities
funds · stocks · CUSIPs
Holdings are itemized directly on this plan's Schedule of Assets, below.
Plan health score (directional)
92
/ 100
Grade A
Top-tier plan health
Directional indicator computed from public Form 5500 data — compliance, concentration, cost, vendor stack and participation. Not a fiduciary tool.
Compliance & disclosures
100
Concentration risk
77
Total plan cost
100
Vendor stack
100
Participation health
80
Knocking points off
- Top holding "Fidelity 500 Index Mutual fund" is 45% of plan.
- 57% balance-to-active ratio — below typical for a healthy 401(k).
Helping the score
- Below-peer total fees (18 bps vs 29 bps peer median).
Decision-maker contacts
CFO / Head of HR / Benefits Manager — verified email + LinkedIn for TEAM BIBP, LLC.
Plan sponsor
Name
TEAM BIBP, LLC
EIN
83-2359123
Address
2300 RESOURCE DRIVE · BIRMINGHAM, AL · 35242
Phone
(205) 981-2800
Industry
Accommodation & Food Servicessee all
Plan administrator
Same as plan sponsor.
Plan characteristics
Plan number
001
Plan year
2024
Plan year begin
2024-01-01
Tax period
2024-12-31
Filed
2025-09-04
Pension benefit codes
2E · Profit-sharing
2F · ERISA section 404(c)
2G · Total participant-directed accounts
2J · 401(k) feature
2K · 401(m) arrangement
2T · Default investment account (QDIA)
3D · Pre-approved plan (master / prototype / VS)
3H · Sponsor in controlled / affiliated group
3B · Covers self-employed individuals
Audit & trust (Schedule H)
Auditor
WARREN AVERETT
Trustee / custodian
—
Trustee phone
—
Service providers (Schedule C)
2 rowsRecordkeeper
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| EMPOWER ANNUITY INSURANCE COMPANY O | — | GREENWOOD VILLAGE, CO | RECORDKEEPER | $22K | — |
Other
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| EMPOWER ANNUITY INSURANCE COMPANY | — | GREENWOOD VILLAGE, CO | INVESTMENT MGMT | $1K | — |
Investments
22 direct securities · 1 pooled fund· $12.5M(100% of reported assets)
Rows tagged as a trust or pooled fund hold many underlying securities. Click one to drill into its own Schedule of Assets — where the individual funds, shares, and CUSIPs live.
Uncategorized
$11.9M
22 holdings
Common Collective Trust
$594K
1 holding
| PI | Investment | Type | Shares / units | Cost | Current value | % of plan |
|---|---|---|---|---|---|---|
| Fidelity 500 Index Mutual fund | — | — | — | $5.6M | 45.3% | |
| Vanguard Target Retirement 2030 Inv Mutual fund | — | — | — | $1.3M | 10.2% | |
| Vanguard Equity-Income Adm Mutual fund | — | — | — | $672K | 5.4% | |
| Vanguard Target Retirement 2065 Inv Mutual fund | — | — | — | $601K | 4.8% | |
| AB US LARGE CAP GROWTH W SERS CL G GREAT GRAY · EIN 38-4116831 / PN 509 | Common Collective Trust | — | — | $594K | 4.8% | |
| Vanguard Target Retirement 2040 Inv Mutual fund | — | — | — | $578K | 4.6% | |
| Fidelity Small Cap Index Mutual fund | — | — | — | $486K | 3.9% | |
| Vanguard Federal Money Market Inv Mutual fund | — | — | — | $390K | 3.1% | |
| Baird Core Plus Bond Inst Mutual fund | — | — | — | $385K | 3.1% | |
| Fidelity Mid Cap Index Mutual fund | — | — | — | $358K | 2.9% | |
| Vanguard Explorer Adm Mutual fund | — | — | — | $240K | 1.9% | |
| DFA US Targeted Value I Mutual fund | — | — | — | $238K | 1.9% | |
| Vanguard Target Retirement 2050 Inv Mutual fund | — | — | — | $209K | 1.7% | |
| Vanguard Target Retirement 2055 Inv Mutual fund | — | — | — | $168K | 1.3% | |
| Vanguard Total Intl Stock Index Admiral Mutual fund | — | — | — | $143K | 1.2% | |
| Vanguard Target Retirement 2035 Inv Mutual fund | — | — | — | $132K | 1.1% | |
| Vanguard Target Retirement 2045 Inv Mutual fund | — | — | — | $119K | 1.0% | |
| Fidelity US Bond Index Fund Mutual fund | — | — | — | $58K | 0.5% | |
| MFS International Growth R6 Mutual fund | — | — | — | $57K | 0.5% | |
| Vanguard Target Retirement 2020 Inv Mutual fund | — | — | — | $55K | 0.4% | |
| Vanguard Target Retirement 2060 Inv Mutual fund | — | — | — | $52K | 0.4% | |
| Vanguard Target Retirement 2025 Inv Mutual fund | — | — | — | $11K | <0.1% | |
| Vanguard Target Retirement Income Inv Mutual fund | — | — | — | $5K | <0.1% |
Related plans
Other plans using EMPOWER ANNUITY INSURANCE COMPANY O
EDWARD D. JONES & CO., L.P.
EDWARD D. JONES & CO. PROFIT SHARING AND 401(K) PLAN
$12.4B · 50,491 participants
3M COMPANY
3M VOLUNTARY INVESTMENT PLAN AND EMPLOYEE STOCK OWNERSHIP PLAN
$10.6B · 21,780 participants
THE NEW YORK-PRESBYTERIAN HOSPITAL
THE RETIREMENT SAVINGS PLAN
$4.8B · 50,152 participants
BAYLOR SCOTT & WHITE HOLDINGS
BAYLOR SCOTT & WHITE HEALTH RETIREMENT SAVINGS PLAN
$4.7B · 46,788 participants
HEALTH CARE SERVICE CORPORATION
THE 401K PLAN
$3.9B · 36,460 participants
REGIONS FINANCIAL CORPORATION
REGIONS FINANCIAL CORPORATION 401(K) PLAN
$3.2B · 20,137 participants
Similar-size Accommodation & Food Services plans
GOSH ENTERPRISES, INC.
GOSH ENTERPRISES, INC. 401(K) PLAN
$12.6M · 2,671 participants
BILL GRAYS, INC.
BILL GRAY'S, INC. 401(K) PLAN
$12.3M · 266 participants
SOUTHERN MULTIFOODS, LLC
SOUTHERN MULTIFOODS, LLC AND AFFILIATES 401(K) PLAN
$12.6M · 969 participants
TSFR APPLE VENTURE LLC
TSFR 401(K) PLAN
$12.2M · 3,511 participants
FRANCHISE MANAGEMENT SERVICES, INC.
FRANCHISE MANAGEMENT SERVICES, INC. 401(K) PROFIT SHARING PLAN
$12.8M · 341 participants
LEMEK, LLC DBA PANERA BREAD
LEMEK, LLC DBA PANERA BREAD 401(K) PROFIT SHARING PLAN
$11.7M · 934 participants
Large plans in Alabama
ENCOMPASS HEALTH CORPORATION
ENCOMPASS HEALTH CORPORATION 401(K) RETIREMENT PLAN
$1.7B · 26,914 participants
INTERGRAPH CORPORATION
HEXAGON EMPLOYEE RETIREMENT SAVINGS PLAN
$1.7B · 4,613 participants
UNIVERSITY OF ALABAMA HEALTH SERVICES FOUNDATION, PC
UNIVERSITY OF ALABAMA HEALTH SERVICES FOUNDATION P.C. 403(B) RETIREMENT ANNUITY PLAN
$1.6B · 5,019 participants
VULCAN MATERIALS COMPANY
VULCAN 401K PLAN
$1.5B · 9,218 participants
MERCEDES-BENZ U.S. INTERNATIONAL, INC.
MERCEDES-BENZ U.S. INTERNATIONAL, INC. RETIREMENT AND SAVINGS PLAN
$1.2B · 6,107 participants
REGIONS FINANCIAL CORPORATION
REGIONS FINANCIAL CORPORATION RETIREMENT PLAN
$1.2B · 257 participants