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Original filing (PDF)20250730135735NAL0010532306001
SOFI TECHNOLOGIES
Form 5500
FILING_RECEIVED
SOCIAL FINANCE, INC. 401(K) PLAN
401(k) retirement plan
Active participants
3,688
Accounts w/ balance
4,121
Plan assets (EOY)
$192.9M
Net assets (EOY)
$192.9M
How this plan invests
This plan
33 securities
funds · stocks · CUSIPs
Holdings are itemized directly on this plan's Schedule of Assets, below.
Plan health score (directional)
100
/ 100
Grade A
Top-tier plan health
Directional indicator computed from public Form 5500 data — compliance, concentration, cost, vendor stack and participation. Not a fiduciary tool.
Compliance & disclosures
100
Concentration risk
100
Total plan cost
100
Vendor stack
100
Participation health
100
Helping the score
- Below-peer total fees (5 bps vs 10 bps peer median).
Decision-maker contacts
CFO / Head of HR / Benefits Manager — verified email + LinkedIn for SOFI TECHNOLOGIES.
Plan sponsor
Name
SOFI TECHNOLOGIES
EIN
45-2499523
Address
234 1ST STREET · SAN FRANCISCO, CA · 94105
Phone
(415) 612-8229
Industry
Finance & Insurancesee all
Plan administrator
Same as plan sponsor.
Plan characteristics
Plan number
001
Plan year
2024
Plan year begin
2024-01-01
Tax period
2024-12-31
Filed
2025-07-30
Pension benefit codes
2F · ERISA section 404(c)
2G · Total participant-directed accounts
2J · 401(k) feature
2S · Automatic enrollment
2T · Default investment account (QDIA)
3D · Pre-approved plan (master / prototype / VS)
3H · Sponsor in controlled / affiliated group
Audit & trust (Schedule H)
Auditor
CROWE, LLP
Trustee / custodian
—
Trustee phone
—
Service providers (Schedule C)
1 rowsRecordkeeper
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| EMPOWER ANNUITY INSURANCE COMPANY O | — | GREENWOOD VILLAGE, CO | RECORDKEEPER | $101K | — |
Investments
33 direct securities· $193.2M(100% of reported assets)
| PI | Investment | Type | Shares / units | Cost | Current value | % of plan |
|---|---|---|---|---|---|---|
| Vanguard Target Retirement 2055 Inv Fund Mutual fund | — | — | — | $28.2M | 14.6% | |
| Vanguard Target Retirement 2050 Inv Fund Mutual fund | — | — | — | $27.5M | 14.2% | |
| Vanguard Target Retirement 2045 Inv Fund Mutual fund | — | — | — | $20.8M | 10.8% | |
| Vanguard 500 Index Admiral Fund Mutual fund | — | — | — | $20.3M | 10.5% | |
| Vanguard Target Retirement 2060 Inv Fund Mutual fund | — | — | — | $15.3M | 7.9% | |
| Vanguard Target Retirement 2040 Inv Fund Mutual fund | — | — | — | $14.4M | 7.5% | |
| Vanguard Total Stock Market Index Admiral Fund Mutual fund | — | — | — | $12.7M | 6.6% | |
| Vanguard Target Retirement 2035 Inv Fund Mutual fund | — | — | — | $10.4M | 5.4% | |
| Franklin Dynatech R6 Fund Mutual fund | — | — | — | $5.8M | 3.0% | |
| Vanguard Target Retirement 2065 Inv Fund Mutual fund | — | — | — | $4.9M | 2.5% | |
| Vanguard Target Retirement 2030 Inv Fund Mutual fund | — | — | — | $4.6M | 2.4% | |
| Vanguard Dividend Growth Inv Fund Mutual fund | — | — | — | $3.7M | 1.9% | |
| Vanguard Total Intl Stock Index Admiral Fund Mutual fund | — | — | — | $2.7M | 1.4% | |
| Vanguard Mid Cap Index Fund - Admiral Mutual fund | — | — | — | $2.5M | 1.3% | |
| Vanguard Small Cap Index Admiral Fund Mutual fund | — | — | — | $2.5M | 1.3% | |
| Notes receivable from participants (Interest rate range: 3.25% - 9.50%) - | — | — | — | $2.5M | 1.3% | |
| Vanguard Target Retirement 2025 Inv Fund Mutual fund | — | — | — | $2.2M | 1.1% | |
| Primecap Odyssey Aggressive Growth Fund Mutual fund | — | — | — | $1.9M | 1.0% | |
| Vanguard Federal Money Market Inv Fund Mutual fund | — | — | — | $1.5M | 0.8% | |
| Vanguard Total Bond Market Index Admiral Fund Mutual fund | — | — | — | $1.3M | 0.7% | |
| American Funds Capital World G/I R6 Fund Mutual fund | — | — | — | $1.0M | 0.5% | |
| Blackrock High Yield Bond Portfolio K Fund Mutual fund | — | — | — | $1.0M | 0.5% | |
| Victory Sycamore Established Value I Fund Mutual fund | — | — | — | $805K | 0.4% | |
| Cohen & Steers Real Estate Securities Z Fund Mutual fund | — | — | — | $654K | 0.3% | |
| Identity of Issue, Borrower, Description of (d) Current Interest Lessor or Similar Party Investment Cost Value American Century Emerging Markets Fund Mutual fund | — | — | — | $649K | 0.3% | |
| American Century Small Cap Value R6 Fund Mutual fund | — | — | — | $645K | 0.3% | |
| Janus Henderson Triton N Fund Mutual fund | — | — | — | $548K | 0.3% | |
| American Funds Europacific Growth R6 Fund Mutual fund | — | — | — | $498K | 0.3% | |
| Loomis Sayles Investment Grade Bond N Fund Mutual fund | — | — | — | $433K | 0.2% | |
| American Funds American Balanced R6 Fund Mutual fund | — | — | — | $410K | 0.2% | |
| Vanguard Target Retirement 2020 Inv Fund Mutual fund | — | — | — | $312K | 0.2% | |
| Pimco Int Bond (USD-Hedged) Instl Fund Mutual fund | — | — | — | $263K | 0.1% | |
| Vanguard Target Retirement Income Inv Fund Mutual fund | — | — | — | $189K | <0.1% |
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