Original filing (PDF)20251008130625NAL0005883281001

INDEPENDENCEFIRST

Name: INDEPENDENCEFIRST — SAFE-HARBOR 403(B) THRIFT PLAN FOR EMPLOYEES OF INDEPENDENCEFIRST, Form 5500 (2024)
Creator: INDEPENDENCEFIRST

Form 5500

FILING_RECEIVED

SAFE-HARBOR 403(B) THRIFT PLAN FOR EMPLOYEES OF INDEPENDENCEFIRST

401(k) retirement plan

Signals · 1

28% in single holding

Active participants

1,048

Accounts w/ balance

1,291

Plan assets (EOY)

$17.5M

Net assets (EOY)

$17.5M

How this plan invests

This plan

1 pooled trust

Schedule D

46 securities

funds · stocks · CUSIPs

Holdings are itemized directly on this plan's Schedule of Assets, below.

Plan health score (directional)

/ 100

Grade A

Top-tier plan health

Directional indicator computed from public Form 5500 data — compliance, concentration, cost, vendor stack and participation. Not a fiduciary tool.

Compliance & disclosures

100

Concentration risk

Total plan cost

100

Vendor stack

100

Participation health

100

Knocking points off

Top holding "Mutual of America General Fund * Interest Accumulation" is 28% of plan.

Helping the score

Below-peer total fees (9 bps vs 29 bps peer median).

Decision-maker contacts

CFO / Head of HR / Benefits Manager — verified email + LinkedIn for INDEPENDENCEFIRST.

Plan sponsor

Name

INDEPENDENCEFIRST

EIN

39-1343425

Address

540 S 1ST ST · MILWAUKEE, WI · 532041605

Phone

(414) 291-7520

Industry

Health Care & Social Assistancesee all

Plan administrator

Same as plan sponsor.

Plan characteristics

Plan number

001

Plan year

2024

Plan year begin

2024-01-01

Tax period

2024-12-31

Filed

2025-10-08

Pension benefit codes

2G · Total participant-directed accounts

3D · Pre-approved plan (master / prototype / VS)

2J · 401(k) feature

2K · 401(m) arrangement

2E · Profit-sharing

2T · Default investment account (QDIA)

Audit & trust (Schedule H)

Auditor

RITZ HOLMAN LLP

Trustee / custodian

—

Trustee phone

—

Service providers (Schedule C)

1 rows

Recordkeeper

Name	EIN	Location	Relation	Direct comp	Indirect comp
MUTUAL OF AMERICA INVESTMENT CORP	—	NEW YORK, NY	RECORD KEEPER	$16K	—

Investments

46 direct securities · 1 pooled fund· $29.6M(100% of reported assets)

Rows tagged as a trust or pooled fund hold many underlying securities. Click one to drill into its own Schedule of Assets — where the individual funds, shares, and CUSIPs live.

Uncategorized

$17.3M

46 holdings

Pooled Separate Account

$12.2M

1 holding

Investment	Type	Shares / units	Cost	Current value	% of plan
SEPARATE ACCOUNT NUMBER SA2 MUTUAL OF AMERICA · EIN 13-1614399 / PN 001	Pooled Separate Account	—	—	$12.2M	69.9%
Mutual of America General Fund * Interest Accumulation	—	—	—	$4.8M	27.3%
Mutual of America Pooled Separate Accounts * 2040 Retirement Fund	—	—	—	$1.0M	5.9%
Fidelity Pooled Separate Accounts * VIP Contrafund	—	—	—	$863K	4.9%
Mutual of America Pooled Separate Accounts * 2035 Retirement Fund	—	—	—	$814K	4.6%
Mutual of America Pooled Separate Accounts * Balanced Fund	—	—	—	$723K	4.1%
Mutual of America Pooled Separate Accounts * Equity Index Fund	—	—	—	$629K	3.6%
American Century Pooled Separate Accounts * VP Capital Appreciation	—	—	—	$577K	3.3%
Mutual of America Pooled Separate Accounts * 2025 Retirement Fund	—	—	—	$522K	3.0%
Mutual of America Pooled Separate Accounts * 2030 Retirement Fund	—	—	—	$487K	2.8%
T-Rowe Price Pooled Separate Accounts * Blue Chip Growth Portfolio	—	—	—	$476K	2.7%
Fidelity Pooled Separate Accounts * VIP Asset Manager	—	—	—	$459K	2.6%
Mutual of America Pooled Separate Accounts * 2050 Retirement Fund	—	—	—	$430K	2.5%
Mutual of America Pooled Separate Accounts * Mid Cap Equity Index	—	—	—	$424K	2.4%
Mutual of America Pooled Separate Accounts * 2045 Retirement Fund	—	—	—	$410K	2.3%
Fidelity Pooled Separate Accounts * VIP Equity-Income	—	—	—	$374K	2.1%
Northwestern Mutual Series Fund Portfolios	—	—	—	$352K	2.0%
Mutual of America Pooled Separate Accounts * Moderate Allocation	—	—	—	$330K	1.9%
DWS Pooled Separate Accounts * Capital Growth VIP	—	—	—	$326K	1.9%
Mutual of America Pooled Separate Accounts * Retirement Income Fund	—	—	—	$292K	1.7%
Fidelity Pooled Separate Accounts * VIP Mid Cap	—	—	—	$283K	1.6%
Mutual of America Pooled Separate Accounts * Money Market	—	—	—	$277K	1.6%
Mutual of America Pooled Separate Accounts * Aggressive Allocation	—	—	—	$258K	1.5%
Mutual of America Pooled Separate Accounts * Small Cap Growth	—	—	—	$230K	1.3%
Vanguard Pooled Separate Accounts * VIF International Portfolio	—	—	—	$200K	1.1%
Mutual of America Pooled Separate Accounts * Small Cap Value	—	—	—	$198K	1.1%
Mutual of America Pooled Separate Accounts * Conservative Allocation	—	—	—	$194K	1.1%
Mutual of America Pooled Separate Accounts * Intermediate Bond Fund	—	—	—	$187K	1.1%
Mutual of America Pooled Separate Accounts * 2055 Retirement Fund	—	—	—	$181K	1.0%
Calvert Pooled Separate Accounts * VP SRI Balanced Portfolio	—	—	—	$136K	0.8%
Vanguard Pooled Separate Accounts * VIF Diversified Value	—	—	—	$131K	0.8%
Mutual of America Pooled Separate Accounts * Core Bond Fund	—	—	—	$130K	0.7%
Vanguard Pooled Separate Accounts * VIF REIT Index portfolio	—	—	—	$83K	0.5%
Mutual of America Pooled Separate Accounts * All America Fund	—	—	—	$81K	0.5%
Mutual of America Pooled Separate Accounts * 2060 Retirement Fund	—	—	—	$80K	0.5%
Invesco Pooled Separate Accounts * V.I. Main Street VA	—	—	—	$72K	0.4%
Mutual of America Pooled Separate Accounts * 2015 Retirement Fund	—	—	—	$68K	0.4%
Mutual of America Pooled Separate Accounts * 2020 Retirement Fund	—	—	—	$63K	0.4%
Mutual of America Pooled Separate Accounts * 2065 Retirement Fund	—	—	—	$59K	0.3%
Mutual of America Pooled Separate Accounts * Mid Cap Value Fund	—	—	—	$40K	0.2%
American Funds Pooled Separate Accounts * Insurance Series New World Fund	—	—	—	$35K	0.2%
Mutual of America Pooled Separate Accounts * International Fund	—	—	—	$24K	0.1%
Goldman Sachs Pooled Separate Accounts * VIT Small Cap Equity Insights	—	—	—	$13K	<0.1%
Mutual of America Pooled Separate Accounts * Small Cap Equity Index	—	—	—	$9K	<0.1%
PIMCO Pooled Separate Accounts * VIT Real Return Portfolio	—	—	—	$3K	<0.1%
Delaware Pooled Separate Accounts * VIP Small Cap Value Series ** 753 Goldman Sachs Pooled Separate Accounts * VIT US Equity Insights	—	—	—	$3K	<0.1%
MFS Pooled Separate Accounts * VIT III Mid Cap Value	—	—	—	$2K	<0.1%