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Original filing (PDF)20251013110442NAL0000522195001
UNITY BANK
Form 5500
FILING_RECEIVED
UNITY BANK GROUP RETIREMENT PLAN
401(k) retirement plan
Signals · 1
No recordkeeper disclosed
Active participants
135
Accounts w/ balance
167
Plan assets (EOY)
$8.3M
Net assets (EOY)
$8.3M
How this plan invests
This plan
7 pooled trusts
Schedule D
33 securities
funds · stocks · CUSIPs
Holdings are itemized directly on this plan's Schedule of Assets, below.
Plan health score (directional)
98
/ 100
Grade A
Top-tier plan health
Directional indicator computed from public Form 5500 data — compliance, concentration, cost, vendor stack and participation. Not a fiduciary tool.
Compliance & disclosures
100
Concentration risk
100
Total plan cost
100
Vendor stack
80
Participation health
100
Knocking points off
- No recordkeeper disclosed on Schedule C.
Decision-maker contacts
CFO / Head of HR / Benefits Manager — verified email + LinkedIn for UNITY BANK.
Plan sponsor
Name
UNITY BANK
EIN
39-0532570
Address
207 W LINCOLN STREET · PO BOX 461 · AUGUSTA, WI · 54722
Phone
(715) 318-6472
Industry
Commercial Banking· Finance & Insurancesee all
Plan administrator
Same as plan sponsor.
Plan characteristics
Plan number
001
Plan year
2024
Plan year begin
2024-01-01
Tax period
2024-12-31
Filed
2025-10-13
Pension benefit codes
2E · Profit-sharing
2F · ERISA section 404(c)
2G · Total participant-directed accounts
2J · 401(k) feature
2K · 401(m) arrangement
2S · Automatic enrollment
2T · Default investment account (QDIA)
3D · Pre-approved plan (master / prototype / VS)
Audit & trust (Schedule H)
Auditor
WIPFLI LLP
Trustee / custodian
—
Trustee phone
—
Service providers (Schedule C)
4 rowsAdvisor / Consultant
2| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| CETERA INVESTMENT ADVISERS LLC | 36-3258176 | — | INVESTMENT ADVISORY | $0 | — |
| WILSHIRE ADVISORS LLC | 95-2755361 | — | INVESTMENT ADVISORY | $0 | — |
TPA / Administrator
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| PRINCIPAL LIFE INSURANCE COMPANY | 42-0127290 | — | CONTRACT ADMINISTRATOR | $33K | — |
Other
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| MORNINGSTAR INVESTMENT MANAGEMENT L | 36-4317381 | — | INV ADV, PARTICIPANTS | $0 | — |
Investments
31 direct securities · 7 pooled funds· $8.4M(100% of reported assets)
Rows tagged as a trust or pooled fund hold many underlying securities. Click one to drill into its own Schedule of Assets — where the individual funds, shares, and CUSIPs live.
Uncategorized
$6.9M
30 holdings
Pooled Separate Account
$1.2M
7 holdings
Registered Investment Companies
$259K
1 holding
| PI | Investment | Type | Shares / units | Cost | Current value | % of plan |
|---|---|---|---|---|---|---|
| Fidelity Total Market Index Fd | — | — | $0 | $785K | 9.5% | |
| Vanguard Ttl Bd Mkt Idx Adm Fd | — | — | $0 | $542K | 6.6% | |
| Schwab Fmdl US Sml Co Index Fd | — | — | $0 | $542K | 6.6% | |
| Calvert US LC Cr Rsp Idx R6 Fd | — | — | $0 | $472K | 5.7% | |
| Vanguard Value Index Adm Fund | — | — | $0 | $421K | 5.1% | |
| Vanguard Explorer Admiral Fund | — | — | $0 | $421K | 5.1% | |
| Calvert Small Cap I Fund | — | — | $0 | $313K | 3.8% | |
| Fid LC Gr Index Fund | — | — | $0 | $295K | 3.6% | |
| American Funds NewWorld R6 | — | — | $0 | $268K | 3.2% | |
| BNYM Global Fixed-Income Y Fd | — | — | $0 | $267K | 3.2% | |
| Dodge & Cox Stock X Fund | — | — | $0 | $266K | 3.2% | |
| Prin Fixed Inc Guar Option | — | — | $0 | $260K | 3.1% | |
| Am Fnds Cap Inc Builder R6 Fd | Registered Investment Companies | — | $0 | $259K | 3.1% | |
| PRIN CORE PLUS BOND SEP ACCT-Z PRINCIPAL LIFE INSURANCE COMPANY · EIN 42-0127290 / PN 005 | Pooled Separate Account | — | — | $256K | 3.1% | |
| NUVEEN LIFECYCL INDEX 2025 R6 | — | — | $0 | $256K | 3.1% | |
| Prin Capital Appr SA-Z | — | — | $0 | $245K | 3.0% | |
| PRIN DIVERSIFIED INTL SA-Z PRINCIPAL LIFE INSURANCE COMPANY · EIN 42-0127290 / PN 015 | Pooled Separate Account | — | — | $245K | 3.0% | |
| Nuveen Lifecycl Index 2055 R6 | — | — | $0 | $244K | 3.0% | |
| Prin Diversified Intl SA-Z | — | — | $0 | $218K | 2.6% | |
| PRINCIPAL OVERSEAS SEP ACCT-Z PRINCIPAL LIFE INSURANCE COMPANY · EIN 42-0127290 / PN 116 | Pooled Separate Account | — | — | $218K | 2.6% | |
| PGIM High Yield R6 Fund | — | — | $0 | $186K | 2.2% | |
| Fidelity International Idx Fd | — | — | $0 | $183K | 2.2% | |
| PRIN SMCAP VALUE II SEP ACCT-Z PRINCIPAL LIFE INSURANCE COMPANY · EIN 42-0127290 / PN 096 | Pooled Separate Account | — | $0 | $183K | 2.2% | |
| Prin Real Estate Secs SA-Z | — | — | $0 | $181K | 2.2% | |
| Principal Overseas Sep Acct-Z | — | — | $0 | $147K | 1.8% | |
| PRIN MIDCAP GROWTH SEP ACCT-Z PRINCIPAL LIFE INSURANCE COMPANY · EIN 42-0127290 / PN 021 | Pooled Separate Account | — | $0 | $139K | 1.7% | |
| PRIN CAPITAL APPR SA-Z PRINCIPAL LIFE INSURANCE COMPANY · EIN 42-0127290 / PN 119 | Pooled Separate Account | — | — | $136K | 1.7% | |
| Nuveen Lifecycl Index 2065 R6 | — | — | $0 | $136K | 1.7% | |
| Vanguard Mid Cap Index Adm Fd | — | — | $0 | $104K | 1.3% | |
| Participant Loans | — | — | $0 | $104K | 1.3% | |
| Nuveen Lifecycl Index 2040 R6 | — | — | $0 | $32K | 0.4% | |
| FIDELITY INTMD TR BD INDEX FD | — | — | $0 | $11K | 0.1% | |
| PRIN REAL ESTATE SECS SA-Z PRINCIPAL LIFE INSURANCE COMPANY · EIN 42-0127290 / PN 095 | Pooled Separate Account | — | — | $11K | 0.1% | |
| PIMCO Income Institutional Fd | — | — | $0 | $11K | 0.1% | |
| Nuveen Lifecycl Index 2030 R6 | — | — | $0 | $11K | 0.1% | |
| MFS Mid Cap Value R6 Fund | — | — | $0 | $8K | 0.1% | |
| PRIN SMCAP VALUE II SEP ACCT-Z | — | — | $0 | $8K | <0.1% | |
| MFS Mass Inv Growth Stk R6 Fd | — | — | $0 | $2K | <0.1% |
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