Original filing (PDF)20250825094343NAL0015302370001

PRIVATE PREP NYC LLC

Name: PRIVATE PREP NYC LLC — PRIVATE PREP NYC LLC 401(K) PROFIT SHARING PLAN & TRUST, Form 5500 (2024)
Creator: PRIVATE PREP NYC LLC

Form 5500

FILING_RECEIVED

PRIVATE PREP NYC LLC 401(K) PROFIT SHARING PLAN & TRUST

401(k) retirement plan

Signals · 2

~78 bps in Sched C feesNo recordkeeper disclosed

Active participants

101

Accounts w/ balance

117

Plan assets (EOY)

$4.8M

Net assets (EOY)

$4.8M

How this plan invests

This plan

11 pooled trusts

Schedule D

32 securities

funds · stocks · CUSIPs

Holdings are itemized directly on this plan's Schedule of Assets, below.

Plan health score (directional)

/ 100

Grade A

Top-tier plan health

Directional indicator computed from public Form 5500 data — compliance, concentration, cost, vendor stack and participation. Not a fiduciary tool.

Compliance & disclosures

100

Concentration risk

100

Total plan cost

Vendor stack

Participation health

100

Knocking points off

78 bps in Schedule C fees — 50% above peer band of 52 bps.
No recordkeeper disclosed on Schedule C.

Decision-maker contacts

CFO / Head of HR / Benefits Manager — verified email + LinkedIn for PRIVATE PREP NYC LLC.

Plan sponsor

Name

PRIVATE PREP NYC LLC

EIN

27-0701108

Address

110 MAIN STREET SUITE 102 · PORT WASHINGTON, NY · 11050

Phone

(516) 902-8837

Industry

Educational Servicessee all

Plan administrator

Same as plan sponsor.

Plan characteristics

Plan number

001

Plan year

2024

Plan year begin

2024-01-01

Tax period

2024-12-31

Filed

2025-08-25

Pension benefit codes

2A · Age/service weighted or new comparability

2E · Profit-sharing

2J · 401(k) feature

2K · 401(m) arrangement

2F · ERISA section 404(c)

2G · Total participant-directed accounts

3D · Pre-approved plan (master / prototype / VS)

3H · Sponsor in controlled / affiliated group

3B · Covers self-employed individuals

Audit & trust (Schedule H)

Auditor

BDG, CPAS

Trustee / custodian

—

Trustee phone

—

Service providers (Schedule C)

3 rows

Advisor / Consultant

Name	EIN	Location	Relation	Direct comp	Indirect comp
AURORA PRIVATE WEALTH INC.	47-4814591	—	INVESTMENT ADVISORY	$0	—
ALERA INVESTMENT ADVISORS, LLC	82-1301701	—	INVESTMENT ADVISORY	$0	—

Other

Name	EIN	Location	Relation	Direct comp	Indirect comp
PRINCIPAL LIFE INSURANCE CO	42-0127290	—	CONTROL ADMINISTRATOR	$37K	—

Investments

23 direct securities · 11 pooled funds· $4.7M(98% of reported assets)

Rows tagged as a trust or pooled fund hold many underlying securities. Click one to drill into its own Schedule of Assets — where the individual funds, shares, and CUSIPs live.

Common Collective Trust

$2.7M

10 holdings

Uncategorized

$2.0M

23 holdings

Pooled Separate Account

1 holding

Investment	Type	Shares / units	Cost	Current value	% of plan
PRIN LIFETIME HYBR 2050 CIT Z PRINCIPAL GLOBAL INVESTORS TRUST CO · EIN 26-6447574 / PN 010	Common Collective Trust	—	—	$749K	15.6%
Vanguard Growth Index Fund Admiral Shares Mutual Fund	—	—	—	$671K	14.0%
PRIN LIFETIME HYBR 2055 CIT Z PRINCIPAL GLOBAL INVESTORS TRUST CO · EIN 26-6447574 / PN 012	Common Collective Trust	—	—	$544K	11.3%
PRIN LIFETIME HYBR 2040 CIT Z PRINCIPAL GLOBAL INVESTORS TRUST CO · EIN 26-6447574 / PN 007	Common Collective Trust	—	—	$459K	9.6%
PRIN LIFETIME HYBR 2060 CIT Z PRINCIPAL GLOBAL INVESTORS TRUST CO · EIN 26-6447574 / PN 013	Common Collective Trust	—	—	$360K	7.5%
PRIN LIFETIME HYBR 2045 CIT Z PRINCIPAL GLOBAL INVESTORS TRUST CO · EIN 26-6447574 / PN 008	Common Collective Trust	—	—	$357K	7.4%
DFA U.S. Large Company Portfolio Mutual Fund	—	—	—	$274K	5.7%
Fidelity 500 Index Fund Mutual Fund	—	—	—	$231K	4.8%
PRIN LIFETIME HYBR 2035 CIT Z PRINCIPAL GLOBAL INVESTORS TRUST CO · EIN 26-6447574 / PN 006	Common Collective Trust	—	—	$146K	3.0%
American Funds New World Fund Class R-6 Mutual Fund	—	—	—	$124K	2.6%
American Century Small Cap Value Fund R6 Class Mutual Fund	—	—	—	$112K	2.3%
Vanguard Value Index Fund Admiral Shares Mutual Fund	—	—	—	$99K	2.1%
PRIN LIFETIME HYBR 2030 CIT Z PRINCIPAL GLOBAL INVESTORS TRUST CO · EIN 26-6447574 / PN 005	Common Collective Trust	—	—	$92K	1.9%
Vanguard Small Cap Index Fund Admiral Shares Mutual Fund	—	—	—	$87K	1.8%
Principal Life Insurance Company Fixed Income Guaranteed Option Unallocated insurance contract	—	—	—	$49K	1.0%
Vanguard Developed Markets Index Fund Admiral Shares Mutual Fund	—	—	—	$42K	0.9%
Calvert Equity Fund Class R6 Mutual Fund	—	—	—	$36K	0.8%
PGIM Jennison Mid-Cap Growth Fund Mutual Fund	—	—	—	$33K	0.7%
Columbia Dividend Income Fund Institutional 3 Class Mutual Fund	—	—	—	$28K	0.6%
Fidelity Mid Cap Index Fund Mutual Fund	—	—	—	$25K	0.5%
Brandywine Global - Corporate Credit Fund Class IS Mutual Fund	—	—	—	$23K	0.5%
PIMCO Investment Grade Credit Bond Fund Institutional Class Mutual Fund	—	—	—	$23K	0.5%
WCM Focused International Growth Fund Institutional Class Mutual Fund	—	—	—	$20K	0.4%
PRIN LIFETIME HYBR 2025 CIT Z PRINCIPAL GLOBAL INVESTORS TRUST CO · EIN 26-6447574 / PN 004	Common Collective Trust	—	—	$16K	0.3%
Federated Hermes Kaufmann Small Cap Fund Class R6 Shares Mutual Fund	—	—	—	$15K	0.3%
American Funds New Perspective Fund Class A Mutual Fund	—	—	—	$15K	0.3%
PIMCO StocksPLUS International Fund Institutional Class Mutual Fund	—	—	—	$14K	0.3%
DFA Investment Grade Portfolio Institutional Class Shares Mutual Fund	—	—	—	$14K	0.3%
DFA Inflation-Protected Securities Portfolio Institutional Class Mutual Fund	—	—	—	$9K	0.2%
Participant loans Interest rate of 9.75%; Maturity date of Jan. 2028 -0-	—	—	—	$7K	0.2%
Vanguard High-Yield Corporate Fund Admiral Shares Mutual Fund	—	—	—	$6K	0.1%
PRIN LIFETIME HYBR 2065 CIT Z PRINCIPAL GLOBAL INVESTORS TRUST CO · EIN 26-6447574 / PN 014	Common Collective Trust	—	—	$2K	<0.1%
PRIN REAL ESTATE SECS SA-Z PRINCIPAL LIFE INSURANCE COMPANY · EIN 42-0127290 / PN 095	Pooled Separate Account	—	—	$0	<0.1%
PRIN LIFETIME HYBR 2020 CIT Z PRINCIPAL GLOBAL INVESTORS TRUST CO · EIN 26-6447574 / PN 003	Common Collective Trust	—	—	$0	<0.1%