Original filing (PDF)20260702133736NAL0013074739001

Oceanfirst Bank

Name: Oceanfirst Bank — The Retirement Plan of Flushing, Form 5500 (2024)
Creator: Oceanfirst Bank
License: https://www.usa.gov/government-works

Form 5500

FILING_RECEIVED

The Retirement Plan of Flushing Bank

Defined-benefit pension plan · Oceanfirst Bank's The Retirement Plan of Flushing Bank held $18.2M in plan assets for 38 participants in 2024, with Empower as recordkeeper.

Signals · 1

~107 bps in Sched C fees

Active participants

Accounts w/ balance

—

Plan assets (EOY)

$18.2M

Net assets (EOY)

$18.2M

How this plan invests

This plan

3 collective trusts

Schedule D

Individual securities

on each trust's filing

This plan doesn't hold securities directly — it invests through trusts. Click a trust below to drill into its securities.

Plan health score

Average plan with room to improve

Directional indicator from public Form 5500 data — compliance & integrity, total plan cost, participant health and vendor stack, benchmarked against same-size peers. Not a fiduciary tool. Based on 80% of scoring inputs for this filing.

Compliance & integrity

100

Total plan cost

Plan health

n/a

Vendor & structure

Knocking points off

Total administrative cost in the bottom quartile of peers (5th percentile).
Plan is frozen (1I) — no new benefit accrual.

Helping the score

Plan health not scored — no comparable participation/contribution data.

Decision-maker contacts

One unlock reveals every key decision-maker — plan signer, CFO, HR & Benefits — with verified email + LinkedIn for OCEANFIRST BANK.

Plan sponsor

Name

OCEANFIRST BANK

EIN

22-3412577all filings

Address

220 RXR PLAZA · UNIONDALE, NY · 11556

Phone

(718) 961-5400

Industry

Finance & Insurance

Plan administrator

Same as plan sponsor.

Plan characteristics

Plan number

001

Plan year

2024

Plan year begin

2024-10-01

Tax period

2025-09-30

Filed

2026-07-02

Pension benefit codes

1A · Pay-related DB formula

1I · Frozen plan — no new benefit accrual

Audit & trust (Schedule H)

Auditor

BDO USA, P.C.

Trustee / custodian

—

Trustee phone

—

Service providers (Schedule C)

2 rows

Recordkeeper

Name	EIN	Location	Relation	Direct comp	Indirect comp
EMPOWER ANNUITY INSURANCE COMPANY	06-1050034	—	NONE	$134K	—

Other service providers

Name	EIN	Location	Relation	Direct comp	Indirect comp
MORGAN STANLEY	36-3145972	—	NONE	$60K	—

Investments

3 pooled funds· $8.4M(46% of reported assets)

Rows tagged as a trust or pooled fund hold many underlying securities. Click one to drill into its own Schedule of Assets — where the individual funds, shares, and CUSIPs live.

			% of plan
LONG DURATION BOND/IR&M FUND EMPOWER ANNUITY INSURANCE COMPANY · EIN 06-1050034 / PN 537	Pooled Separate Account	$4.5M	24.8%
PRU LONG CORPORATE BOND EMPOWER ANNUITY INSURANCE COMPANY · EIN 06-1050034 / PN 714	Pooled Separate Account	$3.6M	20.1%
PRUDENTIAL SHORT-TERM EMPOWER ANNUITY INSURANCE COMPANY · EIN 06-1050034 / PN 041	Pooled Separate Account	$218K	1.2%