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Original filing (PDF)20251009111809NAL0003519747001
NEW YORK LIFE INSURANCE COMPANY
Form 5500
FILING_RECEIVED
NYLIC RETIREMENT PLAN
Defined-benefit pension plan
Signals · 1
53% in single holding
Active participants
12,447
Accounts w/ balance
—
Plan assets (EOY)
$3.1B
Net assets (EOY)
$3.1B
How this plan invests
This plan
12 pooled trusts
Schedule D
78 securities
funds · stocks · CUSIPs
Holdings are itemized directly on this plan's Schedule of Assets, below.
Plan health score (directional)
86
/ 100
Grade A
Top-tier plan health
Directional indicator computed from public Form 5500 data — compliance, concentration, cost, vendor stack and participation. Not a fiduciary tool.
Compliance & disclosures
100
Concentration risk
75
Total plan cost
65
Vendor stack
100
Participation health
100
Knocking points off
- Top holding "New York Life Insurance Company General account group annuity contract * IPG Contract GA-31244" is 53% of plan.
- 19 bps in Schedule C fees — 280% above peer band of 5 bps.
Decision-maker contacts
CFO / Head of HR / Benefits Manager — verified email + LinkedIn for NEW YORK LIFE INSURANCE COMPANY.
Plan sponsor
Name
NEW YORK LIFE INSURANCE COMPANY
EIN
13-5582869
Address
51 MADISON AVENUE · ROOM 506 · NEW YORK, NY · 10010
Phone
(212) 576-7000
Industry
Finance & Insurancesee all
Plan administrator
Name
CELINE STRICOFF VICE PRESIDENT
EIN
55-0860767
City
NEW YORK, NY
Phone
(212) 576-7000
Plan characteristics
Plan number
005
Plan year
2024
Plan year begin
2024-01-01
Tax period
2024-12-31
Filed
2025-10-09
Pension benefit codes
1A · Pay-related DB formula
3H · Sponsor in controlled / affiliated group
3F · Sponsor used leased employees
1E · Section 401(h) arrangement
Audit & trust (Schedule H)
Auditor
PRICEWATERHOUSE COOPERS LLP
Trustee / custodian
—
Trustee phone
—
Service providers (Schedule C)
5 rowsRecordkeeper
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| ALIGHT SOLUTIONS LLC | 82-1061233 | — | RECORDKEEPER | $1.8M | — |
Other
4| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| APOGEM CAPITAL LLC | 85-1664787 | — | AFFILIATE | $3.2M | — |
| FIDELITY INSTITUTIONAL ASSET MGMT | 20-2159373 | — | NONE | $645K | — |
| NEW YORK LIFE INSURANCE COMPANY | 13-5582869 | — | EMPLOYER | $232K | — |
| NEPC, LLC | 26-1429809 | — | NONE | $90K | — |
Investments
68 direct securities · 12 pooled funds· $3.3B(100% of reported assets)
Rows tagged as a trust or pooled fund hold many underlying securities. Click one to drill into its own Schedule of Assets — where the individual funds, shares, and CUSIPs live.
Uncategorized
$2.2B
68 holdings
Pooled Separate Account
$918.3M
8 holdings
Common Collective Trust
$176.7M
4 holdings
| PI | Investment | Type | Shares / units | Cost | Current value | % of plan |
|---|---|---|---|---|---|---|
| New York Life Insurance Company General account group annuity contract * IPG Contract GA-31244 | — | — | $2.0B | $1.7B | 52.9% | |
| PRIVATE EQUITY SEPARATE ACCOUNT 39B NEW YORK LIFE INSURANCE COMPANY · EIN 13-5582869 / PN 205 | Pooled Separate Account | — | $161.1M | $535.5M | 17.0% | |
| HIGH YIELD ACCOUNT SA40-003 NEW YORK LIFE INSURANCE COMPANY · EIN 13-5582869 / PN 224 | Pooled Separate Account | — | $118.9M | $166.0M | 5.3% | |
| INDEXED EQUITY ACCOUNT NEW YORK LIFE INSURANCE COMPANY · EIN 13-5582869 / PN 155 | Pooled Separate Account | — | $60.7M | $127.8M | 4.1% | |
| Morgan Stanley Prime Property Fund, LLC** Real estate fund | — | — | $57.7M | $77.1M | 2.5% | |
| New York Life Insurance Company * Municipal Bond Account Pooled separate account | — | — | $65.9M | $76.2M | 2.4% | |
| MUNICIPALS 48-001 NEW YORK LIFE INSURANCE COMPANY · EIN 13-5582869 / PN 225 | Pooled Separate Account | — | — | $76.2M | 2.4% | |
| Invesco Core Real Estate – U.S.A., L.P.** Real estate fund | — | — | $53.8M | $49.3M | 1.6% | |
| FIAM SMALL CAP CORE COMMINGLED POOL FIDELITY INSTITUTIONAL ASSET MANAGEMENT · EIN 20-4659714 / PN 008 | Common Collective Trust | — | $45.3M | $48.7M | 1.5% | |
| Capital Group EUPAC Trust** CIT | — | — | $43.2M | $48.5M | 1.5% | |
| CAP GROUP EUROPACIFIC GROWTH TRUST CAPITAL BANK AND TRUST COMPANY · EIN 95-6597294 / PN 611 | Common Collective Trust | — | — | $48.5M | 1.5% | |
| GQG PARTNERS INTERNATIONAL EQU CIT RELIANCE TRUST COMPANY · EIN 82-6253445 / PN 011 | Common Collective Trust | — | $39.7M | $46.4M | 1.5% | |
| New York Life Insurance General account group annuity contract Company GA-31244, net assets held in a 401(h) * IPG Contract account | — | — | $38.9M | $38.9M | 1.2% | |
| STRATEGIC PROPERTY FUND JP MORGAN CHASE BANK · EIN 12-4994650 / PN 001 | Common Collective Trust | — | $30.7M | $33.1M | 1.1% | |
| LONG/SHORT HEDGE FUND ACCOUNT NEW YORK LIFE INSURANCE COMPANY · EIN 13-5582869 / PN 206 | Pooled Separate Account | — | $5.7M | $11.9M | 0.4% | |
| U.S. Treasury STRIPS Federal bond, 0.00%, mature 11/15/2050 | — | — | $10.8M | $9.2M | 0.3% | |
| U.S. Treasury STRIPS Federal bond, 0.00%, mature 05/15/2053 | — | — | $10.6M | $8.7M | 0.3% | |
| U.S. Treasury STRIPS Federal bond, 0.00%, mature 08/15/2051 | — | — | $10.1M | $8.3M | 0.3% | |
| U.S. Treasury STRIPS Federal bond, 0.00%, mature 11/15/2051 | — | — | $9.1M | $8.3M | 0.3% | |
| U.S. Treasury STRIPS Federal bond, 0.00%, mature 05/15/2049 | — | — | $9.6M | $8.2M | 0.3% | |
| U.S. Treasury STRIPS Federal bond, 0.00%, mature 02/15/2052 | — | — | $10.0M | $8.2M | 0.3% | |
| U.S. Treasury STRIPS Federal bond, 0.00%, mature 02/15/2049 | — | — | $8.4M | $7.1M | 0.2% | |
| U.S. Treasury STRIPS Federal bond, 0.00%, mature 05/15/2051 | — | — | $7.7M | $7.1M | 0.2% | |
| U.S. Treasury STRIPS Federal bond, 0.00%, mature 08/15/2048 | — | — | $8.2M | $7.0M | 0.2% | |
| U.S. Treasury STRIPS Federal bond, 0.00%, mature 11/15/2048 | — | — | $7.6M | $6.6M | 0.2% | |
| U.S. Treasury STRIPS Federal bond, 0.00%, mature 05/15/2050 | — | — | $7.3M | $6.1M | 0.2% | |
| U.S. Treasury STRIPS Federal bond, 0.00%, mature 05/15/2052 | — | — | $7.0M | $6.0M | 0.2% | |
| U.S. Treasury STRIPS Federal bond, 0.00%, mature 11/15/2047 | — | — | $6.7M | $5.9M | 0.2% | |
| U.S. Treasury STRIPS Federal bond, 0.00%, mature 08/15/2052 | — | — | $6.6M | $5.4M | 0.2% | |
| U.S. Treasury STRIPS Federal bond, 0.00%, mature 08/15/2047 | — | — | $5.8M | $5.0M | 0.2% | |
| U.S. Treasury STRIPS Federal bond, 0.00%, mature 02/15/2054 | — | — | $5.6M | $4.7M | 0.1% | |
| U.S. Treasury STRIPS Federal bond, 0.00%, mature 11/15/2049 | — | — | $4.7M | $4.5M | 0.1% | |
| U.S. Treasury STRIPS Federal bond, 0.00%, mature 08/15/2050 | — | — | $5.0M | $4.4M | 0.1% | |
| U.S. Treasury STRIPS Federal bond, 0.00%, mature 02/15/2046 | — | — | $4.8M | $4.3M | 0.1% | |
| Current (a) (b) Identity of Issue (c) Description of Investment (d) Cost Value U.S. Treasury STRIPS Federal bond, 0.00%, mature 02/15/2045 | — | — | $4.4M | $4.2M | 0.1% | |
| U.S. Treasury STRIPS Federal bond, 0.00%, mature 02/15/2050 | — | — | $4.8M | $4.1M | 0.1% | |
| U.S. Treasury STRIPS Federal bond, 0.00%, mature 11/15/2053 | — | — | $4.7M | $4.0M | 0.1% | |
| U.S. Treasury STRIPS Federal bond, 0.00%, mature 05/15/2048 | — | — | $4.4M | $3.8M | 0.1% | |
| U.S. Treasury STRIPS Federal bond, 0.00%, mature 05/15/2047 | — | — | $4.2M | $3.7M | 0.1% | |
| U.S. Treasury STRIPS Federal bond, 0.00%, mature 11/15/2052 | — | — | $4.1M | $3.5M | 0.1% | |
| U.S. Treasury STRIPS Federal bond, 0.00%, mature 02/15/2054 | — | — | $3.6M | $3.4M | 0.1% | |
| U.S. Treasury STRIPS Federal bond, 0.00%, mature 08/15/2054 | — | — | $3.3M | $3.0M | <0.1% | |
| U.S. Treasury STRIPS Federal bond, 0.00%, mature 08/15/2049 | — | — | $3.4M | $3.0M | <0.1% | |
| U.S. Treasury STRIPS Federal bond, 0.00%, mature 11/15/2045 | — | — | $3.4M | $2.9M | <0.1% | |
| U.S. Treasury STRIPS Federal bond, 0.00%, mature 05/15/2046 | — | — | $3.3M | $2.8M | <0.1% | |
| U.S. Treasury STRIPS Federal bond, 0.00%, mature 11/15/2046 | — | — | $3.2M | $2.8M | <0.1% | |
| U.S. Treasury STRIPS Federal bond, 0.00%, mature 02/15/2045 | — | — | $2.5M | $2.3M | <0.1% | |
| U.S. Treasury STRIPS Federal bond, 0.00%, mature 08/15/2048 | — | — | $2.5M | $2.1M | <0.1% | |
| U.S. Treasury STRIPS Federal bond, 0.00%, mature 08/15/2046 | — | — | $2.3M | $2.1M | <0.1% | |
| U.S. Treasury STRIPS Federal bond, 0.00%, mature 02/15/2050 | — | — | $2.4M | $2.0M | <0.1% | |
| U.S. Treasury STRIPS Federal bond, 0.00%, mature 05/15/2050 | — | — | $2.3M | $2.0M | <0.1% | |
| U.S. Treasury STRIPS Federal bond, 0.00%, mature 08/15/2053 | — | — | $2.2M | $2.0M | <0.1% | |
| U.S. Treasury STRIPS Federal bond, 0.00%, mature 02/15/2051 | — | — | $2.3M | $1.9M | <0.1% | |
| U.S. Treasury STRIPS Federal bond, 0.00%, mature 05/15/2045 | — | — | $2.1M | $1.9M | <0.1% | |
| U.S. Treasury STRIPS Federal bond, 0.00%, mature 08/15/2045 | — | — | $2.1M | $1.8M | <0.1% | |
| U.S. Treasury STRIPS Federal bond, 0.00%, mature 05/15/2054 | — | — | $2.1M | $1.8M | <0.1% | |
| U.S. Treasury STRIPS Federal bond, 0.00%, mature 02/15/2052 | — | — | $1.9M | $1.6M | <0.1% | |
| U.S. Treasury STRIPS Federal bond, 0.00%, mature 05/15/2053 | — | — | $1.7M | $1.6M | <0.1% | |
| U.S. Treasury STRIPS Federal bond, 0.00%, mature 02/15/2053 | — | — | $1.5M | $1.4M | <0.1% | |
| U.S. Treasury STRIPS Federal bond, 0.00%, mature 08/15/2053 | — | — | $1.4M | $1.4M | <0.1% | |
| U.S. Treasury STRIPS Federal bond, 0.00%, mature 05/15/2046 | — | — | $1.3M | $1.2M | <0.1% | |
| U.S. Treasury STRIPS Federal bond, 0.00%, mature 11/15/2046 | — | — | $1.3M | $1.2M | <0.1% | |
| U.S. Treasury STRIPS Federal bond, 0.00%, mature 05/15/2047 | — | — | $1.3M | $1.1M | <0.1% | |
| U.S. Treasury STRIPS Federal bond, 0.00%, mature 11/15/2047 | — | — | $1.2M | $1.1M | <0.1% | |
| U.S. Treasury STRIPS Federal bond, 0.00%, mature 05/15/2048 | — | — | $1.0M | $930K | <0.1% | |
| U.S. Treasury STRIPS Federal bond, 0.00%, mature 11/15/2048 | — | — | $1.0M | $909K | <0.1% | |
| Current (a) (b) Identity of Issue (c) Description of Investment (d) Cost Value U.S. Treasury STRIPS Federal bond, 0.00%, mature 08/15/2051 | — | — | $952K | $808K | <0.1% | |
| U.S. Treasury STRIPS Federal bond, 0.00%, mature 05/15/2049 | — | — | $831K | $739K | <0.1% | |
| U.S. Treasury STRIPS Federal bond, 0.00%, mature 02/15/2047 | — | — | $706K | $681K | <0.1% | |
| U.S. Treasury STRIPS Federal bond, 0.00%, mature 11/15/2050 | — | — | $628K | $555K | <0.1% | |
| U.S. Treasury STRIPS Federal bond, 0.00%, mature 05/15/2051 | — | — | $622K | $544K | <0.1% | |
| ABSOLUTE RETURN HEDGE FUND ACCOUNT NEW YORK LIFE INSURANCE COMPANY · EIN 13-5582869 / PN 207 | Pooled Separate Account | — | $342K | $438K | <0.1% | |
| U.S. Treasury STRIPS Federal bond, 0.00%, mature 11/15/2051 | — | — | $463K | $401K | <0.1% | |
| U.S. Treasury STRIPS Federal bond, 0.00%, mature 02/15/2048 | — | — | $335K | $324K | <0.1% | |
| U.S. Treasury STRIPS Federal bond, 0.00%, mature 11/15/2052 | — | — | $305K | $262K | <0.1% | |
| U.S. Treasury STRIPS Federal bond, 0.00%, mature 05/15/2054 | — | — | $303K | $254K | <0.1% | |
| PRIVATE EQUITY SEPARATE ACCOUNT 39A NEW YORK LIFE INSURANCE COMPANY · EIN 13-5582869 / PN 199 | Pooled Separate Account | — | — | $210K | <0.1% | |
| U.S. Treasury STRIPS Federal bond, 0.00%, mature 11/15/2053 | — | — | $153K | $128K | <0.1% | |
| PRIVATE EQUITY SEPARATE ACCOUNT 39 NEW YORK LIFE INSURANCE COMPANY · EIN 13-5582869 / PN 178 | Pooled Separate Account | — | — | $120K | <0.1% | |
| Bank of New York Interest bearing cash | — | — | $112K | $112K | <0.1% |