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Original filing (PDF)20250626110403NAL0005127987001
BALCHEM CORPORATION
Form 5500
FILING_RECEIVED
BALCHEM CORPORATION 401(K) PLAN
401(k) retirement plan
Signals · 2
27% in single holding27% employer stock
Active participants
1,021
Accounts w/ balance
1,551
Plan assets (EOY)
$141.8M
Net assets (EOY)
$141.8M
How this plan invests
This plan
14 securities
funds · stocks · CUSIPs
Holdings are itemized directly on this plan's Schedule of Assets, below.
Plan health score (directional)
87
/ 100
Grade A
Top-tier plan health
Directional indicator computed from public Form 5500 data — compliance, concentration, cost, vendor stack and participation. Not a fiduciary tool.
Compliance & disclosures
100
Concentration risk
61
Total plan cost
80
Vendor stack
100
Participation health
100
Knocking points off
- Top holding "Company (1) Balchem Corporation Balchem Corporation Common Stock" is 27% of plan.
- 27% of plan in employer / sponsor stock.
- 13 bps in Schedule C fees — modestly above peer band of 10 bps.
Decision-maker contacts
CFO / Head of HR / Benefits Manager — verified email + LinkedIn for BALCHEM CORPORATION.
Plan sponsor
Name
BALCHEM CORPORATION
EIN
13-2578432
Address
90 CRYSTAL RUN RD STE 202 · MIDDLETOWN, NY · 10941
Phone
(845) 326-5647
Industry
Manufacturingsee all
Plan administrator
Same as plan sponsor.
Plan characteristics
Plan number
005
Plan year
2024
Plan year begin
2024-01-01
Tax period
2024-12-31
Filed
2025-06-26
Pension benefit codes
2E · Profit-sharing
2F · ERISA section 404(c)
2H · Partial participant-directed accounts
2J · 401(k) feature
2K · 401(m) arrangement
2S · Automatic enrollment
2T · Default investment account (QDIA)
3D · Pre-approved plan (master / prototype / VS)
3I · Requires investment in employer securities
Audit & trust (Schedule H)
Auditor
BDO USA, P.C.
Trustee / custodian
—
Trustee phone
—
Service providers (Schedule C)
1 rowsRecordkeeper
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| EMPOWER ANNUITY INSURANCE COMPANY | 06-1050034 | GREENWOOD VILLAGE, CO | RECORDKEEPER | $179K | — |
Investments
14 direct securities· $141.6M(100% of reported assets)
| PI | Investment | Type | Shares / units | Cost | Current value | % of plan |
|---|---|---|---|---|---|---|
| Company (1) Balchem Corporation Balchem Corporation Common Stock | — | — | — | $38.4M | 27.1% | |
| (1) Empower Annuity Insurance Guaranteed Income Fund | — | — | — | $20.8M | 14.6% | |
| Fidelity Investments Fidelity Total Market Index Fund | — | — | — | $15.4M | 10.9% | |
| American Funds American Funds American Balanced Fund Class R-6 | — | — | — | $8.9M | 6.3% | |
| American Century Investments American Century Growth Fund R6 Class | — | — | — | $8.9M | 6.2% | |
| Victory Capital Victory Pioneer Bond Fund R6 | — | — | — | $7.6M | 5.3% | |
| Columbia Threadneedle Columbia Dividend Income Fund Institutional 3 Class | — | — | — | $7.2M | 5.1% | |
| American Funds American Funds EUPAC Fund Class R-6 | — | — | — | $6.7M | 4.7% | |
| Fidelity Investments Fidelity Total International Index Fund | — | — | — | $6.1M | 4.3% | |
| Fidelity Investments Fidelity Small Cap Index Fund | — | — | — | $6.0M | 4.3% | |
| Fidelity Investments Fidelity U.S. Bond Index Fund | — | — | — | $5.6M | 3.9% | |
| Fidelity Investments Fidelity Mid Cap Index Fund | — | — | — | $4.4M | 3.1% | |
| Carillon Family of Funds Carillon Eagle Mid Cap Growth Fund Class R6 | — | — | — | $3.9M | 2.8% | |
| (1) Participant Loans Interest rates range from 4.50% to 10.50% — | — | — | — | $1.7M | 1.2% |
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