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Original filing (PDF)20250731121502NAL0003048563001
C.N. BROWN COMPANY
Form 5500
FILING_RECEIVED
C.N. BROWN CO. 401(K) PLAN
401(k) retirement plan
Active participants
623
Accounts w/ balance
612
Plan assets (EOY)
$14.6M
Net assets (EOY)
$14.6M
How this plan invests
This plan
32 securities
funds · stocks · CUSIPs
Holdings are itemized directly on this plan's Schedule of Assets, below.
Plan health score (directional)
91
/ 100
Grade A
Top-tier plan health
Directional indicator computed from public Form 5500 data — compliance, concentration, cost, vendor stack and participation. Not a fiduciary tool.
Compliance & disclosures
100
Concentration risk
100
Total plan cost
65
Vendor stack
100
Participation health
100
Knocking points off
- 56 bps in Schedule C fees — 93% above peer band of 29 bps.
Decision-maker contacts
CFO / Head of HR / Benefits Manager — verified email + LinkedIn for C.N. BROWN COMPANY.
Plan sponsor
Name
C.N. BROWN COMPANY
EIN
01-0203275
Address
1 C.N. BROWN WAY · SOUTH PARIS, ME · 04281
Phone
(207) 743-4200
Industry
Wholesale Tradesee all
Plan administrator
Same as plan sponsor.
Plan characteristics
Plan number
002
Plan year
2024
Plan year begin
2024-01-01
Tax period
2024-12-31
Filed
2025-07-31
Pension benefit codes
2E · Profit-sharing
2F · ERISA section 404(c)
2G · Total participant-directed accounts
2J · 401(k) feature
2K · 401(m) arrangement
2S · Automatic enrollment
2T · Default investment account (QDIA)
3D · Pre-approved plan (master / prototype / VS)
Audit & trust (Schedule H)
Auditor
BDMP ASSURANCE, LLP
Trustee / custodian
—
Trustee phone
—
Service providers (Schedule C)
3 rowsRecordkeeper
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| EMPOWER ANNUITY INSURANCE COMPANY O | — | GREENWOOD VILLAGE, CO | RECORDKEEPER | $48K | — |
Advisor / Consultant
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| MERRILL LYNCH PIERCE FENNER & SMITH | — | PENNINGTON, NJ | INVESTMENT ADVISOR | $27K | — |
Other
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| EMPOWER ADVISORY GROUP, LLC | — | GREENWOOD VILLAGE, CO | INVESTMENT MGMT | $7K | — |
Investments
32 direct securities· $14.2M(98% of reported assets)
| PI | Investment | Type | Shares / units | Cost | Current value | % of plan |
|---|---|---|---|---|---|---|
| American Funds 2035 Target Date Retire R6 Mutual Fund | — | — | — | $2.0M | 13.5% | |
| Guaranteed Interest Fund Fixed Income Contract | — | — | — | $1.3M | 9.2% | |
| MFS Massachusetts Investors Growth Stock R6 Mutual Fund | — | — | — | $1.1M | 7.8% | |
| American Funds 2030 Target Date Retire R6 Mutual Fund | — | — | — | $956K | 6.6% | |
| iShares S&P 500 Index K Mutual Fund | — | — | — | $890K | 6.1% | |
| Janus Henderson Enterprise N Mutual Fund | — | — | — | $793K | 5.4% | |
| American Funds 2040 Target Date Retire R6 Mutual Fund | — | — | — | $749K | 5.1% | |
| American Funds 2060 Target Date Retire R6 Mutual Fund | — | — | — | $613K | 4.2% | |
| American Funds 2020 Target Date Retire R6 Mutual Fund | — | — | — | $595K | 4.1% | |
| JHancock Disciplined Value Mid Cap R6 Mutual Fund | — | — | — | $434K | 3.0% | |
| American Funds 2045 Target Date Retire R6 Mutual Fund | — | — | — | $424K | 2.9% | |
| MFS Moderate Allocation R4 Mutual Fund | — | — | — | $398K | 2.7% | |
| American Funds 2055 Target Date Retire R6 Mutual Fund | — | — | — | $396K | 2.7% | |
| MFS Value R6 Mutual Fund | — | — | — | $390K | 2.7% | |
| American Funds 2025 Target Date Retire R6 Mutual Fund | — | — | — | $325K | 2.2% | |
| American Funds 2050 Target Date Retire R6 Mutual Fund | — | — | — | $309K | 2.1% | |
| JP Morgan Core Bond R6 Mutual Fund | — | — | — | $301K | 2.1% | |
| Macquarie Diversified Income R6 Mutual Fund | — | — | — | $278K | 1.9% | |
| AB Relative Value Z Mutual Fund | — | — | — | $268K | 1.8% | |
| iShares MSCI EAFE International Index K Mutual Fund | — | — | — | $254K | 1.7% | |
| Federated Hermes MDT Small Cap Core R6 Mutual Fund | — | — | — | $220K | 1.5% | |
| American Funds New World R6 Mutual Fund | — | — | — | $195K | 1.3% | |
| Vanguard Explorer Adm Mutual Fund | — | — | — | $165K | 1.1% | |
| American Funds Europacific Growth R6 Mutual Fund | — | — | — | $164K | 1.1% | |
| iShares U.S. Aggregate Bond Index K Mutual Fund | — | — | — | $160K | 1.1% | |
| Pimco Income Institutional Mutual Fund | — | — | — | $140K | 1.0% | |
| American Funds 2065 Target Date Retire R6 Mutual Fund 380 American Funds AMCAP R6 Mutual Fund | — | — | — | $132K | 0.9% | |
| American Funds 2015 Target Date Retire R6 Mutual Fund | — | — | — | $91K | 0.6% | |
| MFS Research International R6 Mutual Fund | — | — | — | $60K | 0.4% | |
| MFS Conservative Allocation R4 Mutual Fund | — | — | — | $51K | 0.3% | |
| American Funds 2010 Target Date Retire R6 Mutual Fund | — | — | — | $29K | 0.2% | |
| MFS Growth Allocation R4 Mutual Fund | — | — | — | $7K | <0.1% |
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