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Original filing (PDF)20250930083001NAL0012974416001
UNUM GROUP
Form 5500
FILING_RECEIVED
UNUM GROUP 401K RETIREMENT PLAN
401(k) retirement plan
Active participants
9,413
Accounts w/ balance
12,674
Plan assets (EOY)
$2.5B
Net assets (EOY)
$2.5B
How this plan invests
This plan
20 pooled trusts
Schedule D
33 securities
funds · stocks · CUSIPs
Holdings are itemized directly on this plan's Schedule of Assets, below.
Plan health score (directional)
95
/ 100
Grade A
Top-tier plan health
Directional indicator computed from public Form 5500 data — compliance, concentration, cost, vendor stack and participation. Not a fiduciary tool.
Compliance & disclosures
100
Concentration risk
100
Total plan cost
80
Vendor stack
100
Participation health
100
Knocking points off
- 6 bps in Schedule C fees — modestly above peer band of 5 bps.
Decision-maker contacts
CFO / Head of HR / Benefits Manager — verified email + LinkedIn for UNUM GROUP.
Plan sponsor
Name
UNUM GROUP
EIN
62-1598430
Address
2211 CONGRESS STREET · PORTLAND, ME · 041221955
Phone
(207) 575-2211
Industry
Finance & Insurancesee all
Plan administrator
Same as plan sponsor.
Plan characteristics
Plan number
002
Plan year
2024
Plan year begin
2024-01-01
Tax period
2024-12-31
Filed
2025-09-30
Pension benefit codes
2F · ERISA section 404(c)
2G · Total participant-directed accounts
2J · 401(k) feature
2K · 401(m) arrangement
2T · Default investment account (QDIA)
2S · Automatic enrollment
Audit & trust (Schedule H)
Auditor
ERNST & YOUNG, LLP
Trustee / custodian
—
Trustee phone
—
Service providers (Schedule C)
5 rowsRecordkeeper
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| FIDELITY INV. INST. OPS. CO | 04-2647786 | — | RECORDKEEPER | $383K | — |
Advisor / Consultant
2| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| STRATEGIC ADVISORS, INC | 04-2654524 | — | ADVISOR | $1.1M | — |
| INDEPENDENT INSURANCE ANALYSTS LLC | 13-4206965 | — | CONSULTANT | $8K | — |
TPA / Administrator
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| FIDELITY HEALTH INSURANCE SERVICES | 47-2554588 | — | CONTRACT ADMIN | $0 | — |
Legal counsel
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| VERRILL & DANA | 01-0176171 | — | ATTORNEY | $104K | — |
Investments
17 direct securities · 20 pooled funds· $2.8B(100% of reported assets)
Rows tagged as a trust or pooled fund hold many underlying securities. Click one to drill into its own Schedule of Assets — where the individual funds, shares, and CUSIPs live.
Common Collective Trust
$2.2B
20 holdings
Uncategorized
$617.6M
17 holdings
| PI | Investment | Type | Shares / units | Cost | Current value | % of plan |
|---|---|---|---|---|---|---|
| SP 500 INDEX PL CL D GEODE CAPITAL MANAGEMENT TRUST · EIN 82-6293122 / PN 001 | Common Collective Trust | — | — | $488.9M | 19.7% | |
| FID CONTRAFUND POOL FIDELITY MANAGEMENT TRUST COMPANY · EIN 04-3022712 / PN 133 | Common Collective Trust | — | — | $471.2M | 19.0% | |
| MFS Institutional Equity Fund Class 4 | — | — | — | $135.2M | 5.5% | |
| BTC TOTAL RETURN L BLACKROCK INST. TRUST COMPANY, NA · EIN 93-2706044 / PN 001 | Common Collective Trust | — | — | $132.1M | 5.3% | |
| Fidelity Managed Income Portfolio II Class 3 | — | — | — | $119.2M | 4.8% | |
| MIP II CL 3 FIDELITY MANAGEMENT TRUST COMPANY · EIN 04-3022712 / PN 025 | Common Collective Trust | — | — | $119.2M | 4.8% | |
| EARNEST SM MID CORE SEI TRUST COMPANY · EIN 26-4377500 / PN 041 | Common Collective Trust | — | — | $118.2M | 4.8% | |
| VANGUARD TARGET 2050 VANGUARD FIDUCIARY TRUST COMPANY · EIN 90-6083969 / PN 001 | Common Collective Trust | — | — | $112.0M | 4.5% | |
| VANGUARD TARGET 2055 VANGUARD FIDUCIARY TRUST COMPANY · EIN 27-6715074 / PN 001 | Common Collective Trust | — | — | $100.1M | 4.0% | |
| Spartan Global ex US Index Pool Class D | — | — | — | $95.1M | 3.8% | |
| SP GLB EXUS IDX CL D GEODE CAPITAL MANAGEMENT TRUST COMPANY, LLC · EIN 82-6293122 / PN 005 | Common Collective Trust | — | — | $95.1M | 3.8% | |
| VANGUARD TARGET 2040 VANGUARD FIDUCIARY TRUST COMPANY · EIN 90-6083975 / PN 001 | Common Collective Trust | — | — | $86.4M | 3.5% | |
| Spartan Extended Market Index Pool Class D | — | — | — | $83.4M | 3.4% | |
| SP EXT MKT IDX CL D GEODE CAPITAL MANAGEMENT TRUST · EIN 82-6293122 / PN 010 | Common Collective Trust | — | — | $83.4M | 3.4% | |
| VANGUARD TARGET 2045 VANGUARD FIDUCIARY TRUST COMPANY · EIN 90-6083973 / PN 001 | Common Collective Trust | — | — | $77.8M | 3.1% | |
| VANGUARD TARGET 2035 VANGUARD FIDUCIARY TRUST COMPANY · EIN 90-6083977 / PN 001 | Common Collective Trust | — | — | $67.4M | 2.7% | |
| Fidelity Puritan K6 Fund | — | — | — | $63.5M | 2.6% | |
| VANGUARD TARGET 2060 VANGUARD FIDUCIARY TRUST COMPANY · EIN 45-3799212 / PN 001 | Common Collective Trust | — | — | $61.6M | 2.5% | |
| VANGUARD TARGET 2030 VANGUARD FIDUCIARY TRUST COMPANY · EIN 90-6083979 / PN 001 | Common Collective Trust | — | — | $61.0M | 2.5% | |
| Vanguard Total Bond Market Index Fund Institutional Shares | — | — | — | $49.4M | 2.0% | |
| VANGUARD TARGET 2025 VANGUARD FIDUCIARY TRUST COMPANY · EIN 90-6083981 / PN 001 | Common Collective Trust | — | — | $40.3M | 1.6% | |
| Unum Group Unum Group Stock | — | — | — | $36.3M | 1.5% | |
| Notes Receivable from Participants Interest rates range from 4.25% to 9.50% | — | — | — | $22.0M | 0.9% | |
| VANGUARD TARGET 2020 VANGUARD FIDUCIARY TRUST COMPANY · EIN 90-6083983 / PN 001 | Common Collective Trust | — | — | $16.5M | 0.7% | |
| VANGUARD TARGET INC VANGUARD FIDUCIARY TRUST COMPANY · EIN 90-6083968 / PN 001 | Common Collective Trust | — | — | $11.6M | 0.5% | |
| VANGUARD TARGET 2065 VANGUARD FIDUCIARY TRUST COMPANY · EIN 82-6190443 / PN 001 | Common Collective Trust | — | — | $11.3M | 0.5% | |
| Blackrock Institutional Trust Strategic Completion Non-Lendable Fund M | — | — | — | $7.3M | 0.3% | |
| BRC STR COMP NL M BLACKROCK INST. TRUST COMPANY, NA · EIN 46-3525011 / PN 001 | Common Collective Trust | — | — | $7.3M | 0.3% | |
| Fidelity Managed Retirement 2030 Fund Class K6 | — | — | — | $2.5M | 0.1% | |
| Fidelity Managed Retirement 2025 Fund Class K6 | — | — | — | $2.4M | <0.1% | |
| Fidelity Interest Bearing Cash | — | — | — | $736K | <0.1% | |
| VANGUARD TARGET 2070 VANGUARD FIDUCIARY TRUST COMPANY · EIN 88-6095930 / PN 001 | Common Collective Trust | — | — | $393K | <0.1% | |
| Fidelity Managed Retirement 2035 Fund Class K6 | — | — | — | $284K | <0.1% | |
| Fidelity Managed Retirement 2015 Fund Class K6 | — | — | — | $213K | <0.1% | |
| Fidelity Managed Retirement Income Fund Class K6 | — | — | — | $25K | <0.1% | |
| Fidelity Managed Retirement 2020 Fund Class K6 | — | — | — | $8K | <0.1% | |
| Fidelity Managed Retirement 2010 Fund Class K6 | — | — | — | $8K | <0.1% |