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Original filing (PDF)20251013142437NAL0000713875001
LARITECH, INC.
Form 5500
FILING_RECEIVED
RETIREMENT INCOME SECURITY PLAN-LARITECH, INC.
401(k) retirement plan
Signals · 2
~112 bps in Sched C feesNo recordkeeper disclosed
Active participants
128
Accounts w/ balance
115
Plan assets (EOY)
$6.1M
Net assets (EOY)
$6.1M
How this plan invests
This plan
1 pooled trust
Schedule D
30 securities
funds · stocks · CUSIPs
Holdings are itemized directly on this plan's Schedule of Assets, below.
Plan health score (directional)
89
/ 100
Grade A
Top-tier plan health
Directional indicator computed from public Form 5500 data — compliance, concentration, cost, vendor stack and participation. Not a fiduciary tool.
Compliance & disclosures
100
Concentration risk
100
Total plan cost
65
Vendor stack
80
Participation health
100
Knocking points off
- 112 bps in Schedule C fees — 116% above peer band of 52 bps.
- No recordkeeper disclosed on Schedule C.
Decision-maker contacts
CFO / Head of HR / Benefits Manager — verified email + LinkedIn for LARITECH, INC..
Plan sponsor
Name
LARITECH, INC.
EIN
95-4861882
Address
5898 CONDOR DR. · MOORPARK, CA · 93021
Phone
(805) 529-5000
Industry
Engineering Services· Professional & Technical Servicessee all
Plan administrator
Name
HEALTHEQUITY RETIREMENT SERVICES
EIN
82-1222973
City
DRAPER, UT
Phone
(877) 860-2664
Plan characteristics
Plan number
002
Plan year
2024
Plan year begin
2024-01-01
Tax period
2024-12-31
Filed
2025-10-13
Pension benefit codes
2E · Profit-sharing
2F · ERISA section 404(c)
2G · Total participant-directed accounts
2J · 401(k) feature
2K · 401(m) arrangement
2T · Default investment account (QDIA)
3D · Pre-approved plan (master / prototype / VS)
Audit & trust (Schedule H)
Auditor
BAS PARTNERS
Trustee / custodian
—
Trustee phone
—
Service providers (Schedule C)
3 rowsOther
3| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| INTEGRITY FINANCIAL | 32-0123516 | — | NONE | $54K | — |
| HEALTHEQUITY RETIREMENT SERVICES, L | 82-1222973 | — | NONE | $13K | — |
| MATRIX TRUST COMPANY | 75-3182674 | — | NONE | $2K | — |
Investments
30 direct securities · 1 pooled fund· $12.2M(100% of reported assets)
Rows tagged as a trust or pooled fund hold many underlying securities. Click one to drill into its own Schedule of Assets — where the individual funds, shares, and CUSIPs live.
Uncategorized
$6.1M
30 holdings
103-12 Investment Entity
$6.1M
1 holding
| PI | Investment | Type | Shares / units | Cost | Current value | % of plan |
|---|---|---|---|---|---|---|
| RETIREMENT INCOME SECURITY PLAN HEALTHEQUITY RETIREMENT SERVICES LLC · EIN 82-1222973 / PN 333 | 103-12 Investment Entity | — | — | $6.1M | 99.0% | |
| iShares Core S&P 500 ETF | — | — | — | $695K | 11.3% | |
| Vanguard Intrmd-Term Corporate Bond ETF | — | — | — | $497K | 8.1% | |
| First Trust First Trust Senior Loan Fund | — | — | — | $462K | 7.5% | |
| iShares Core S&P US Growth ETF | — | — | — | $427K | 6.9% | |
| iShares MSCI USA Quality Factor ETF | — | — | — | $420K | 6.8% | |
| NYLI MacKay NYLI MacKay Total Return Bond Fund (R6) | — | — | — | $360K | 5.9% | |
| Fidelity US Sustainability Index Fund | — | — | — | $355K | 5.8% | |
| NYLI MacKay NYLI MacKay Strategic Bond Fund (R6) | — | — | — | $354K | 5.8% | |
| Invesco RAFI US 1000 ETF | — | — | — | $323K | 5.3% | |
| Vanguard Information Technology ETF | — | — | — | $315K | 5.1% | |
| iShares MSCI EAFE ETF ** 728 iShares MSCI Intl Quality Factor ETF | — | — | — | $310K | 5.0% | |
| Nuveen High Yield (R6) | — | — | — | $301K | 4.9% | |
| Vanguard Short-Term Corporate Bond ETF | — | — | — | $273K | 4.4% | |
| Baron Real Estate Fund (I) | — | — | — | $268K | 4.4% | |
| iShares Morningstar Mid-Cap Growth ETF ** 574 iShares Morningstar Small-Cap Growth ETF | — | — | — | $185K | 3.0% | |
| SPDR Portfolio Emerging Markets ETF | — | — | — | $131K | 2.1% | |
| Vanguard Emerging Mkts Govt Bond Idx ETF | — | — | — | $103K | 1.7% | |
| SPDR Portfolio TIPS ETF | — | — | — | $94K | 1.5% | |
| Vanguard Mid Cap ETF | — | — | — | $80K | 1.3% | |
| Participants Loans | — | — | — | $54K | 0.9% | |
| Vanguard International Growth Fund (Adm) | — | — | — | $52K | 0.8% | |
| iShares National Muni Bond Fund | — | — | — | $29K | 0.5% | |
| Fidelity High Dividend ETF | — | — | — | $23K | 0.4% | |
| DFA Intl Core Equity Portfolio (I) | — | — | — | $15K | 0.3% | |
| Matrix Trust Matrix Trust Retirement Cash Account | — | — | — | $7K | 0.1% | |
| Matrix Trust Non interest bearing cash | — | — | — | $6K | <0.1% | |
| American Funds American Funds US Govt Securities | — | — | — | $1K | <0.1% | |
| Vanguard Long-Term Treasury Index ETF | — | — | — | $1K | <0.1% | |
| DFA US Small Cap Portfolio (I) | — | — | — | $1K | <0.1% | |
| SPDR S&P 600 Small Cap Value ETF | — | — | — | $1K | <0.1% |
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