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Original filing (PDF)20251015091224NAL0008477618001
HEALTHEQUITY RETIREMENT SERVICES, LLC
Form 5500
FILING_RECEIVED
RETIREMENT INCOME SECURITY PLAN
Pooled investment trust — a fund that other plans invest in — not a participant plan
Signals · 1
34 service providers
Active participants
—
Accounts w/ balance
—
Plan assets (EOY)
$649.1M
Net assets (EOY)
$649.1M
How this plan invests
28 plans
invest in this fund
This trust
pooled vehicle
146 securities
Schedule of Assets
This is a pooled fund: many plans invest in it, and it holds the underlying securities.
Master trust / DFE filing
Pooled investment vehicle
This filing is a Direct Filing Entity (DFE) — a master trust or collective investment trust that pools assets from multiple participating plans. It does not have plan participants of its own, and the Plan Health Score formula doesn’t apply. Individual participant-facing plans that invest in this trust are the appropriate target for fiduciary analysis.
Pooled assets (EOY)
$649.1M
Net assets (EOY)
$649.1M
Participating plans
28
latest filings citing this trust
Cited interest
$210.3M
across citing plans' latest filings
Cited interest vs pooled assets: cited interest sums what each participating plan reported holding in this trust, measured at that plan’s own year-end — and those filings span different years. Pooled assets is this single filing’s balance at one date. They’re independent measurements, so cited interest can land slightly above or below the pooled balance and won’t reconcile exactly.
Why no Schedule of Assets here? DFE holdings often live on the master trust’s own audited statement, not as a 4i schedule on the participating plans’ filings. We’re extending the parsing pipeline to cover DFE filings — see Methodology.
Decision-maker contacts
CFO / Head of HR / Benefits Manager — verified email + LinkedIn for HEALTHEQUITY RETIREMENT SERVICES, LLC.
Plan sponsor
Name
HEALTHEQUITY RETIREMENT SERVICES, LLC
EIN
82-1222973
Address
15 W SCENIC POINTE DR. · STE 100 · DRAPER, UT · 84020
Phone
(877) 860-2664
Plan administrator
Same as plan sponsor.
Plan characteristics
Plan number
333
Plan year
2024
Plan year begin
2024-01-01
Tax period
2024-12-31
Filed
2025-10-15
Audit & trust (Schedule H)
Auditor
BAS PARTNERS
Trustee / custodian
—
Trustee phone
—
Service providers (Schedule C)
34 rowsOther
34Investments
146 direct securities· $639.3M(98% of reported assets)
| PI | Investment | Type | Shares / units | Cost | Current value | % of plan |
|---|---|---|---|---|---|---|
| Matrix Market Matrix Trust SDBA | — | — | — | $69.2M | 10.7% | |
| Vanguard Target Retirement 2035 Inv | — | — | — | $40.5M | 6.2% | |
| Vanguard Tot Stk Inst | — | — | — | $33.8M | 5.2% | |
| Vanguard Target Retirement 2045 Inv | — | — | — | $33.5M | 5.2% | |
| Vanguard Target Retirement 2040 Inv | — | — | — | $31.9M | 4.9% | |
| Vanguard Target Retirement 2050 Inv | — | — | — | $28.3M | 4.4% | |
| Vanguard Target Retirement 2030 Inv | — | — | — | $27.2M | 4.2% | |
| DFA US Core Equity 1 | — | — | — | $19.8M | 3.1% | |
| Vanguard Target Retirement 2055 Inv | — | — | — | $18.5M | 2.9% | |
| Vanguard Target Retirement 2025 Inv | — | — | — | $16.4M | 2.5% | |
| DFA International Core Equity l | — | — | — | $12.8M | 2.0% | |
| iShares Core S&P 500 ETF | — | — | — | $12.2M | 1.9% | |
| Vanguard Target Retirement 2060 Inv | — | — | — | $11.3M | 1.7% | |
| Vanguard LifeStrategy Growth Inv | — | — | — | $10.1M | 1.6% | |
| America Funds American Funds 2040 Trgt Date retire R6 | — | — | — | $10.1M | 1.6% | |
| America Funds American Funds 2050 Trgt Date retire R6 | — | — | — | $9.7M | 1.5% | |
| America Funds American Funds 2035 Trgt Date retire R6 | — | — | — | $9.0M | 1.4% | |
| Fidelity 500 Index Institutional | — | — | — | $8.7M | 1.3% | |
| America Funds American Funds 2045 Trgt Date retire R6 | — | — | — | $7.8M | 1.2% | |
| iShares Core Russell US Growth ETF | — | — | — | $7.6M | 1.2% | |
| Vanguard Total Intl Stock Index Admiral | — | — | — | $7.6M | 1.2% | |
| DFA Emerging Markets Core Equity 1 | — | — | — | $7.5M | 1.2% | |
| Ishare Ishares MSCI USA Quality Fac | — | — | — | $7.1M | 1.1% | |
| Vanguard Short-Term Bond Index Adm | — | — | — | $7.0M | 1.1% | |
| America Funds American Funds 2030 Trgt Date retire R6 | — | — | — | $6.5M | 1.0% | |
| Invesco Ftse Rafi Us 1000 Et | — | — | — | $6.2M | 0.9% | |
| America Funds American Funds 2055 Trgt Date retire R6 | — | — | — | $6.0M | 0.9% | |
| Vanguard 500 Index Admiral | — | — | — | $5.8M | 0.9% | |
| Vanguard Intermediate Term C | — | — | — | $5.7M | 0.9% | |
| DFA Inflation-Protected Securities l | — | — | — | $5.7M | 0.9% | |
| Vanguard Total Bond Market Index Adm | — | — | — | $5.7M | 0.9% | |
| First Trust Senior Loan ETF | — | — | — | $5.0M | 0.8% | |
| Ishare Ishares MSCI International Q | — | — | — | $5.0M | 0.8% | |
| America Funds American Funds 2025 Trgt Date retire R6 | — | — | — | $4.9M | 0.8% | |
| Vanguard Target Retirement 2020 Inv | — | — | — | $4.8M | 0.7% | |
| DFA US Core Equity 2 | — | — | — | $4.7M | 0.7% | |
| Vanguard Info Tech ETF | — | — | — | $4.4M | 0.7% | |
| Vanguard Target Retirement 2065 Inv | — | — | — | $4.3M | 0.7% | |
| America Funds American Funds 2060 Trgt Date retire R6 | — | — | — | $4.3M | 0.7% | |
| DFA Intermediate Govt Fixed Income l | — | — | — | $4.2M | 0.6% | |
| Baron Real Estate Ins | — | — | — | $4.2M | 0.6% | |
| Ishare iShares Morningstar Small-Cap | — | — | — | $4.0M | 0.6% | |
| America Funds American Funds 2020 Trgt Date retire R6 | — | — | — | $3.8M | 0.6% | |
| Vanguard LifeStrategy Moderate Gr Inv | — | — | — | $3.8M | 0.6% | |
| MainStay MacKay Total Return Bond R6 | — | — | — | $3.7M | 0.6% | |
| Matrix Market Matrix Trust nonn-interest bearing cash | — | — | — | $3.6M | 0.6% | |
| Vanguard Real Estate Index Admiral | — | — | — | $3.5M | 0.5% | |
| Loomis Sayles Bond Retail ** 19 MainStay MacKay Strategic Bond Fund Class R6 | — | — | — | $3.4M | 0.5% | |
| Schwab US Broad Market | — | — | — | $3.4M | 0.5% | |
| Hartford Strategic Income R6 | — | — | — | $3.3M | 0.5% | |
| Vanguard Large Cap Index Admiral | — | — | — | $3.1M | 0.5% | |
| SPDR Portfolio Emerging Markets ETF | — | — | — | $3.1M | 0.5% | |
| Fidelity Mid Cap Index | — | — | — | $2.9M | 0.5% | |
| Vanguard Mid-Cap ETF | — | — | — | $2.9M | 0.4% | |
| Vanguard Growth Index Admiral | — | — | — | $2.6M | 0.4% | |
| PIMCO Glbl Bond Opp Fd INST ** 520 Schwab Intl Equity ETF | — | — | — | $2.4M | 0.4% | |
| Vanguard International Growth Adm | — | — | — | $2.4M | 0.4% | |
| Vanguard Target Retirement Income Inv | — | — | — | $2.3M | 0.3% | |
| Fidelity Small Cap Index Instl Prem | — | — | — | $2.2M | 0.3% | |
| Fidelity Total Market Index Insti Prem | — | — | — | $2.2M | 0.3% | |
| Schwab US Aggregate Bond ETF | — | — | — | $2.1M | 0.3% | |
| Nuveen High Yield Fund R6 | — | — | — | $2.1M | 0.3% | |
| Hartford Schroders International Stk SDR | — | — | — | $1.9M | 0.3% | |
| Vanguard S/T Corp Bond Etf | — | — | — | $1.9M | 0.3% | |
| DFA Inestment Grade 1 | — | — | — | $1.8M | 0.3% | |
| Vanguard Dividend Apprec ETF | — | — | — | $1.7M | 0.3% | |
| DFA Intermediate-Team Extnd Qttty l | — | — | — | $1.7M | 0.3% | |
| America Funds American Funds 2065 Trgt Date retire R6 | — | — | — | $1.7M | 0.3% | |
| DFA Commodity Strategy Institutional | — | — | — | $1.6M | 0.2% | |
| Nuveen Real Estate Securities Select Fund R6 | — | — | — | $1.2M | 0.2% | |
| Fidelity Balanced K6 | — | — | — | $1.2M | 0.2% | |
| Fidelity Blue Chip Growth | — | — | — | $1.1M | 0.2% | |
| Fidelity Fr Index 2045 | — | — | — | $1.1M | 0.2% | |
| Vanguard GNMA Adm | — | — | — | $1.0M | 0.2% | |
| SPDR Portfolio Tips ETF | — | — | — | $1.0M | 0.2% | |
| Galliard Stable Value C | — | — | — | $1.0M | 0.2% | |
| DFA Global Real Estate Securities Port | — | — | — | $977K | 0.2% | |
| DFA US World ex US Government Fxd Inc l | — | — | — | $934K | 0.1% | |
| Fidelity Emerging Markets | — | — | — | $836K | 0.1% | |
| Vanguard Emerg Mkts Gov Bnd | — | — | — | $828K | 0.1% | |
| Vanguard International Bond | — | — | — | $805K | 0.1% | |
| Vanguard FTSE Emerging Market | — | — | — | $768K | 0.1% | |
| Fidelity Fr Index 2050 | — | — | — | $767K | 0.1% | |
| Vanguard Small Cap Index Adm | — | — | — | $761K | 0.1% | |
| Vanguard Total Corporate Bnd | — | — | — | $755K | 0.1% | |
| Vanguard LifeStrategy Cnsrv Gr Inv | — | — | — | $726K | 0.1% | |
| America Century American Century Small Cap Growth R6 | — | — | — | $722K | 0.1% | |
| Schwab US TIPS ETF | — | — | — | $624K | <0.1% | |
| America Funds American Funds Bon R6 | — | — | — | $591K | <0.1% | |
| Dimensional 2035 Trgt-ins | — | — | — | $577K | <0.1% | |
| Vanguard FTSE All-Wld ex-US Idx Admiral | — | — | — | $540K | <0.1% | |
| BlackRock Comm Strategies-IS | — | — | — | $500K | <0.1% | |
| DFA Targeted Value I | — | — | — | $500K | <0.1% | |
| Ishare iShares Morningstar Mid-Cap Gr | — | — | — | $482K | <0.1% | |
| Fidelity US Sustainability Index Intl | — | — | — | $480K | <0.1% | |
| Fidelity Fr Index 2025 | — | — | — | $461K | <0.1% | |
| Janus Henderson Enterprise N | — | — | — | $457K | <0.1% | |
| Vanguard Short Term Treasury ETF | — | — | — | $398K | <0.1% | |
| Vanguard Windsor™ II Admiral™ | — | — | — | $393K | <0.1% | |
| Vanguard LifeStrategy Income Inv | — | — | — | $387K | <0.1% | |
| Dimensional 2050 Trgt-ins | — | — | — | $387K | <0.1% | |
| T. Rowe T. Rowe Price Instl Large Cap Value | — | — | — | $360K | <0.1% | |
| Vanguard S&P 500 ETF | — | — | — | $336K | <0.1% | |
| Dimensional 2060 Trgt-ins | — | — | — | $302K | <0.1% | |
| America Century American Century Small Cap Value R6 | — | — | — | $292K | <0.1% | |
| Fidelity Fr Index 2055 | — | — | — | $279K | <0.1% | |
| Vanguard Mid Cap Index Admiral | — | — | — | $249K | <0.1% | |
| Ishare iShares National Muni Bond E | — | — | — | $243K | <0.1% | |
| Victory Sycamore Established Value R6 | — | — | — | $240K | <0.1% | |
| Vanguard Short-Term Corp. Bond | — | — | — | $238K | <0.1% | |
| Fidelity Fr Index 2040 | — | — | — | $220K | <0.1% | |
| DFA US Small Cap I | — | — | — | $217K | <0.1% | |
| Harding Loevner International Eq Inv | — | — | — | $215K | <0.1% | |
| BlackRock Strategic Global Bond Instl | — | — | — | $214K | <0.1% | |
| SPDR S&P 600 S/C Value Fund | — | — | — | $196K | <0.1% | |
| Vanguard Emerging Mkts Stock Idx Adm | — | — | — | $182K | <0.1% | |
| T. Rowe T. Rowe Price Mid-Cap Growth I | — | — | — | $155K | <0.1% | |
| Wasatch Core Growth | — | — | — | $147K | <0.1% | |
| DWS Rreef Real Estate Fund Inst- R6 | — | — | — | $132K | <0.1% | |
| Vanguard Inflation-Protected Secs Adm | — | — | — | $130K | <0.1% | |
| GQG Part Emerg Mkts Eq-Inst | — | — | — | $128K | <0.1% | |
| Eaton Vance High Income Op-l | — | — | — | $104K | <0.1% | |
| Dimensional 2045 Trgt-ins | — | — | — | $98K | <0.1% | |
| Ishare iShares MSCI EAFE ETF | — | — | — | $92K | <0.1% | |
| Harbor Mid Cap Value Fund R | — | — | — | $84K | <0.1% | |
| Causeway International Value | — | — | — | $82K | <0.1% | |
| Fidelity Fr Index 2060 | — | — | — | $79K | <0.1% | |
| Vanguard Long Term Government Bond | — | — | — | $79K | <0.1% | |
| Dimensional 2040 Trgt-ins | — | — | — | $75K | <0.1% | |
| America Funds American US Govt Securities R6 | — | — | — | $70K | <0.1% | |
| Dimensional 2015 Trgt-ins | — | — | — | $67K | <0.1% | |
| Dimensional 2030 Trgt-ins | — | — | — | $62K | <0.1% | |
| Fidelity Advisor Technology | — | — | — | $60K | <0.1% | |
| America Century American Century Diversified Bond R6 | — | — | — | $59K | <0.1% | |
| Vanguard Value Index Adm | — | — | — | $51K | <0.1% | |
| Dimensional 2055 Trgt-ins | — | — | — | $46K | <0.1% | |
| Wisdom WisdomTree US MidCap Dividend | — | — | — | $34K | <0.1% | |
| JP Morgan JP Morgan Emerg Mrkt Eq-R6 | — | — | — | $31K | <0.1% | |
| First Trust Senior Loan ETF ** 605 Fidelity FidelityHigh Dividend | — | — | — | $31K | <0.1% | |
| Dimensional 2025 Trgt-ins | — | — | — | $28K | <0.1% | |
| iShares Gold Trust | — | — | — | $24K | <0.1% | |
| Fidelity Fr Index 2030 | — | — | — | $12K | <0.1% | |
| DWS Rreef Real Estate Securities Fund- R6 | — | — | — | $7K | <0.1% | |
| iShares 1-3 Year Treasury Bond | — | — | — | $4K | <0.1% | |
| Invesco Qqq Trust Series | — | — | — | $2K | <0.1% | |
| SPDR Dow Jones Industrial Average | — | — | — | $1K | <0.1% |