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Original filing (PDF)20260114104825NAL0015270433001
HART HOWERTON, LTD.
Form 5500
FILING_RECEIVED
HART HOWERTON 401(K) PROFIT SHARING PLAN
401(k) retirement plan
Active participants
268
Accounts w/ balance
329
Plan assets (EOY)
$42.8M
Net assets (EOY)
$42.8M
How this plan invests
This plan
47 securities
funds · stocks · CUSIPs
Holdings are itemized directly on this plan's Schedule of Assets, below.
Plan health score (directional)
100
/ 100
Grade A
Top-tier plan health
Directional indicator computed from public Form 5500 data — compliance, concentration, cost, vendor stack and participation. Not a fiduciary tool.
Compliance & disclosures
100
Concentration risk
100
Total plan cost
100
Vendor stack
100
Participation health
100
Helping the score
- Below-peer total fees (20 bps vs 29 bps peer median).
Decision-maker contacts
CFO / Head of HR / Benefits Manager — verified email + LinkedIn for HART HOWERTON, LTD..
Plan sponsor
Name
HART HOWERTON, LTD.
EIN
94-2787680
Address
ONE UNION STREET · SAN FRANCISCO, CA · 941111222
Phone
(415) 439-2200
Industry
Professional & Technical Servicessee all
Plan administrator
Same as plan sponsor.
Plan characteristics
Plan number
001
Plan year
2024
Plan year begin
2024-04-01
Tax period
2025-03-31
Filed
2026-01-14
Pension benefit codes
2A · Age/service weighted or new comparability
2E · Profit-sharing
2F · ERISA section 404(c)
2G · Total participant-directed accounts
2J · 401(k) feature
2S · Automatic enrollment
2T · Default investment account (QDIA)
3D · Pre-approved plan (master / prototype / VS)
3F · Sponsor used leased employees
3H · Sponsor in controlled / affiliated group
Audit & trust (Schedule H)
Auditor
MAH & ASSOCIATES, LLP
Trustee / custodian
—
Trustee phone
—
Service providers (Schedule C)
5 rowsRecordkeeper
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| EMPOWER ANNUITY INS CO OF AMERICA | — | GREENWOOD VILLAGE, CO | RECORDKEEPER | $0 | — |
Advisor / Consultant
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| CETERA INVESTMENT ADVISERS LLC | — | EL SEGUNDO, CA | INVESTMENT ADVISOR | $53K | — |
TPA / Administrator
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| BLUE RIDGE ESOP ASSOCIATES | — | CHARLOTTESVILLE, VA | CONTRACT ADMIN | $6K | — |
Accountant / Auditor
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| MAH & ASSOCIATES, LLP | — | SAN FRANCISCO, CA | AUDITOR | $10K | — |
Other
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| EMPOWER ADVISORY GROUP, LLC | — | GREENWOOD VILLAGE, CO | INVESTMENT MGMT | $16K | — |
Investments
47 direct securities· $42.8M(100% of reported assets)
Uncategorized
$34.2M
45 holdings
Mutual Funds
$6.9M
1 holding
Guaranteed Income / GIC
$1.7M
1 holding
| PI | Investment | Type | Shares / units | Cost | Current value | % of plan |
|---|---|---|---|---|---|---|
| s - VANGUARD 500 INDEX ADMIRAL 13,373.5446 | Mutual Funds | — | — | $6.9M | 16.2% | |
| VANGUARD TOTAL STOCK MKT IDX ADM 39,473.0101 | — | — | — | $5.3M | 12.3% | |
| AMERICAN FUNDS 2055 TRGT DATE RETIRE R4 93,345.4138 | — | — | — | $2.4M | 5.6% | |
| VANGUARD TOTAL INTL STOCK INDEX ADMIRAL 66,266.2888 | — | — | — | $2.2M | 5.2% | |
| FIDELITY US BOND INDEX 180,180.7621 | — | — | — | $1.9M | 4.4% | |
| AB LARGE CAP GROWTH A 20,754.9864 | — | — | — | $1.8M | 4.3% | |
| * EMPOWER INVESTMENTS FIXED ACCOUNT SERIES V, interest rate @2.44% | Guaranteed Income / GIC | — | — | $1.7M | 3.9% | |
| MASSMUTUAL SMALL CAP GR EQ SVC 120,115.7238 | — | — | — | $1.5M | 3.5% | |
| AMERICAN FUNDS 2050 TRGT DATE RETIRE R4 66,253.8709 | — | — | — | $1.4M | 3.2% | |
| AMERICAN FUNDS 2060 TRGT DATE RETIRE R4 69,749.4777 | — | — | — | $1.2M | 2.8% | |
| DFA GLOBAL EQUITY I 36,370.6392 | — | — | — | $1.2M | 2.8% | |
| AMERICAN FUNDS 2045 TRGT DATE RETIRE R4 50,588.4012 | — | — | — | $1.1M | 2.5% | |
| AMERICAN FUNDS 2025 TRGT DATE RETIRE R4 67,241.0438 | — | — | — | $1.0M | 2.4% | |
| AB RELATIVE VALUE Z 156,146.6545 | — | — | — | $1.0M | 2.4% | |
| PARNASSUS CORE EQUITY INVESTOR 16,527.1753 | — | — | — | $960K | 2.2% | |
| AMERICAN FUNDS NEW WORLD R6 11,344.4140 | — | — | — | $888K | 2.1% | |
| VICTORY RS INTERNATIONAL A 53,993.6068 | — | — | — | $854K | 2.0% | |
| EMPOWER T ROWE PRICE MDCP GR FUND INV 20,693.0876 | — | — | — | $722K | 1.7% | |
| PUTNAM DYNAMIC ASSET ALLOCATION GROWTH A 37,039.1738 | — | — | — | $709K | 1.7% | |
| VANGUARD UTILITIES INDEX ADM 7,540.7029 | — | — | — | $646K | 1.5% | |
| AMERICAN FUNDS 2035 TRGT DATE RETIRE R4 31,974.0015 | — | — | — | $605K | 1.4% | |
| PIMCO INCOME A 55,214.9369 | — | — | — | $591K | 1.4% | |
| FIDELITY ADVISOR VALUE STRATEGIES A 13,271.9486 | — | — | — | $525K | 1.2% | |
| INVESCO GOLD & SPECIAL MINERALS Y 14,620.1460 | — | — | — | $479K | 1.1% | |
| PIMCO STOCKSPLUS INTL (USD-HEDGED) INST 54,022.3801 | — | — | — | $472K | 1.1% | |
| AMER FUNDS MODERATE G/I PORTFOLIO R6 23,548.2239 | — | — | — | $428K | 1.0% | |
| AMERICAN FUNDS 2040 TRGT DATE RETIRE R4 20,214.2146 | — | — | — | $409K | 1.0% | |
| VANGUARD FTSE SOCIAL INDEX ADMIRAL 7,732.2936 | — | — | — | $408K | 1.0% | |
| BLACKROCK HEALTH SCIENCES OPPS INV A 5,947.4502 | — | — | — | $385K | 0.9% | |
| AMERICAN FUNDS 2065 TARGET DATE FUND R4 21,872.7203 | — | — | — | $373K | 0.9% | |
| COHEN & STEERS REAL ESTATE SECURITIES A 22,420.6781 | — | — | — | $369K | 0.9% | |
| FIDELITY SELECT SOFTWARE & IT SERVICES 12,496.4150 | — | — | — | $301K | 0.7% | |
| DFA US SMALL CAP I 6,267.8090 | — | — | — | $282K | 0.7% | |
| UNDISCOVERED MGRS BEHAVIORAL VALUE A 3,559.2583 | — | — | — | $278K | 0.6% | |
| BLACKROCK HIGH YIELD INV A 37,964.8908 | — | — | — | $267K | 0.6% | |
| JPMORGAN INVESTOR GROWTH R6 9,893.9371 | — | — | — | $255K | 0.6% | |
| GOLDMAN SACHS GOVERNMENT INCOME INSTL 17,625.3818 | — | — | — | $230K | 0.5% | |
| EMPOWER SHORT DURATION BOND FUND INV 21,292.7731 | — | — | — | $222K | 0.5% | |
| with maturity through 2032 | — | — | — | $144K | 0.3% | |
| FIDELITY NATURAL RESOURCES 3,055.3203 | — | — | — | $139K | 0.3% | |
| PIMCO INT BOND (USD-HEDGED) A 13,538.1826 | — | — | — | $133K | 0.3% | |
| PGIM GLOBAL REAL ESTATE R6 4,474.3333 | — | — | — | $87K | 0.2% | |
| AMERICAN FUNDS 2030 TRGT DATE RETIRE R4 3,050.1963 | — | — | — | $53K | 0.1% | |
| AMERICAN FUNDS 2020 TRGT DATE RETIRE R4 2,723.1436 | — | — | — | $37K | <0.1% | |
| BLACKROCK 40/60 TARGET ALLOCATION 2,094.8945 | — | — | — | $26K | <0.1% | |
| EMPOWER SECUREFOUNDATION BALANCED SVC 729.9030 | — | — | — | $10K | <0.1% | |
| DAVIS FINANCIAL Y 39.8624 | — | — | — | $3K | <0.1% |
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