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Original filing (PDF)20251014095536NAL0001193907001
FJ MANAGEMENT INC.
Form 5500
FILING_RECEIVED
FJ MANAGEMENT INC. 401(K) PLAN
401(k) retirement plan
Active participants
12,091
Accounts w/ balance
15,357
Plan assets (EOY)
$278.6M
Net assets (EOY)
$278.6M
How this plan invests
This plan
12 pooled trusts
Schedule D
37 securities
funds · stocks · CUSIPs
Holdings are itemized directly on this plan's Schedule of Assets, below.
Plan health score (directional)
91
/ 100
Grade A
Top-tier plan health
Directional indicator computed from public Form 5500 data — compliance, concentration, cost, vendor stack and participation. Not a fiduciary tool.
Compliance & disclosures
100
Concentration risk
100
Total plan cost
65
Vendor stack
100
Participation health
100
Knocking points off
- 30 bps in Schedule C fees — 197% above peer band of 10 bps.
Decision-maker contacts
CFO / Head of HR / Benefits Manager — verified email + LinkedIn for FJ MANAGEMENT INC..
Plan sponsor
Name
FJ MANAGEMENT INC.
EIN
94-1663458
Address
185 S. STATE STREET · SUITE 1300 · SALT LAKE CITY, UT · 84111
Phone
(801) 683-3495
Industry
Wholesale Tradesee all
Plan administrator
Same as plan sponsor.
Plan characteristics
Plan number
005
Plan year
2024
Plan year begin
2024-01-01
Tax period
2024-12-31
Filed
2025-10-14
Pension benefit codes
2E · Profit-sharing
2F · ERISA section 404(c)
2G · Total participant-directed accounts
2J · 401(k) feature
2K · 401(m) arrangement
2S · Automatic enrollment
2T · Default investment account (QDIA)
Audit & trust (Schedule H)
Auditor
BANGERTER, LUND & ASSOCIATES
Trustee / custodian
—
Trustee phone
—
Service providers (Schedule C)
2 rowsRecordkeeper
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| TRANSAMERICA RETIREMENT SOLUTIONS | 13-3689044 | — | RECORD KEEPER | $709K | — |
Advisor / Consultant
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| ONEDIGITAL INVESTMENT ADVISORS | 43-1451524 | — | CONSULTANT | $118K | — |
Investments
21 direct securities · 12 pooled funds· $284.1M(100% of reported assets)
Rows tagged as a trust or pooled fund hold many underlying securities. Click one to drill into its own Schedule of Assets — where the individual funds, shares, and CUSIPs live.
Common Collective Trust
$186.2M
12 holdings
Uncategorized
$90.7M
19 holdings
Insurance Contracts
$5.6M
1 holding
Mutual Funds
$1.6M
1 holding
| PI | Investment | Type | Shares / units | Cost | Current value | % of plan |
|---|---|---|---|---|---|---|
| AMERICAN CENTURY ONE CH TGT DT 2045 AMERICAN CENTURY · EIN 30-6406015 / PN 001 | Common Collective Trust | — | — | $26.9M | 9.7% | |
| AMERICAN CENTURY ONE CH TGT DT 2040 AMERICAN CENTURY · EIN 30-6406015 / PN 001 | Common Collective Trust | — | — | $26.8M | 9.6% | |
| Fidelity 500 Index | — | — | — | $24.5M | 8.8% | |
| AMERICAN CENTURY ONE CH TGT DT 2050 AMERICAN CENTURY · EIN 30-6406015 / PN 001 | Common Collective Trust | — | — | $23.3M | 8.4% | |
| AMERICAN CENTURY ONE CH TGT DT 2035 AMERICAN CENTURY · EIN 30-6406015 / PN 001 | Common Collective Trust | — | — | $22.5M | 8.1% | |
| AMERICAN CENTURY ONE CH TGT DT 2030 AMERICAN CENTURY · EIN 30-6406015 / PN 001 | Common Collective Trust | — | — | $21.4M | 7.7% | |
| AMERICAN CENTURY ONE CH TGT DT 2055 AMERICAN CENTURY · EIN 30-6406015 / PN 001 | Common Collective Trust | — | — | $18.8M | 6.7% | |
| JPMorgan Lg Cap Gr R6 | — | — | — | $18.0M | 6.5% | |
| AMERICAN CENTURY ONE CH TGT DT 2060 AMERICAN CENTURY · EIN 30-6406015 / PN 001 | Common Collective Trust | — | — | $15.6M | 5.6% | |
| AMERICAN CENTURY ONE CH TGT DT 2025 AMERICAN CENTURY · EIN 30-6406015 / PN 001 | Common Collective Trust | — | — | $13.2M | 4.7% | |
| AMERICAN CENTURY IN RTMENT TRUST IX AMERICAN CENTURY · EIN 30-6406015 / PN 001 | Common Collective Trust | — | — | $8.5M | 3.0% | |
| AMERICAN CENTURY ONE CH TGT 2065 TR AMERICAN CENTURY · EIN 30-6406015 / PN 001 | Common Collective Trust | — | — | $7.7M | 2.8% | |
| Standard Stable Asset Fund II | Insurance Contracts | — | — | $5.6M | 2.0% | |
| Participant notes receivable Interest Rate, 3.25% - 8.50% | — | — | — | $5.5M | 2.0% | |
| Participants Notes Receivable with interest rates of 3.25% to 10.50% | — | — | — | $5.5M | 2.0% | |
| Fidelity Mid Cap Index | — | — | — | $5.0M | 1.8% | |
| Eagle Mid Cap Growth R6 | — | — | — | $4.9M | 1.8% | |
| JPMorgan Equity Income R6 | — | — | — | $4.6M | 1.7% | |
| PIMCO Income Instl | — | — | — | $3.9M | 1.4% | |
| Fidelity Small Cap Index | — | — | — | $3.7M | 1.3% | |
| Blackrock iShares MSCI Total Intl Idx K | — | — | — | $3.5M | 1.3% | |
| Vanguard Mid Cap Value Index Adm | — | — | — | $2.8M | 1.0% | |
| Undiscovered Mgrs Behavioral Value R6 | — | — | — | $1.7M | 0.6% | |
| American Funds EuroPacific Growth R6 | — | — | — | $1.6M | 0.6% | |
| American Century Real Estate R6 Mutual Fund | Mutual Funds | — | — | $1.6M | 0.6% | |
| WILMINGTON/BLACKROCK TOTAL URN BD 6 WILMINGTON TRUST · EIN 82-2941483 / PN 264 | Common Collective Trust | — | — | $1.5M | 0.5% | |
| Invesco Discover R6 | — | — | — | $1.4M | 0.5% | |
| Fidelity US Bond Index | — | — | — | $1.3M | 0.5% | |
| Vanguard Inflation-Protected Secs Adm | — | — | — | $1.0M | 0.4% | |
| Invesco Developing Markets R6 | — | — | — | $923K | 0.3% | |
| John Hancock Bond R6 | — | — | — | $641K | 0.2% | |
| Cash * State Street Bank & Trust Cash Reserve Account | — | — | — | $115K | <0.1% | |
| MORLEY STABLE VAL FUND CLASS 25 I MORLEY · EIN 93-6274329 / PN 001 | Common Collective Trust | — | — | $0 | <0.1% |