Holdings are itemized directly on this plan's Schedule of Assets, below.
| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| BETTERMENT FOR BUSINESS, LLC | 47-4872674 | NEW YORK, NY | RECORDKEEPER | $15K | — |
| PI | Investment | Type | Shares / units | Cost | Current value | % of plan |
|---|---|---|---|---|---|---|
| Vanguard Total Stock Market ETF Exchange-Traded Fund | — | — | — | $2.7M | 28.4% | |
| Vanguard FTSE Developed Markets Exchange-Traded Fund | — | — | — | $2.1M | 22.0% | |
| SPDR Portfolio S&P 500 ETF Exchange-Traded Fund | — | — | — | $1.3M | 14.0% | |
| Vanguard FTSE Emerging Markets Exchange-Traded Fund | — | — | — | $763K |
| 8.0% |
| iShares Core MSCI EAFE ETF Exchange-Traded Fund * 782 iShares Core MSCI Emerging Markets ETF Exchange-Traded Fund * 79 iShares Core Total US Bond Market ETF Exchange-Traded Fund | — | — | — | $678K | 7.1% |
| SPDR MSCI Emerging Markets Fossil Fuel Free ETF Exchange-Traded Fund * 843 SPDR Portfolio Europe ETF Exchange-Traded Fund * 13 SPDR Portfolio S&P 400 Mid Cap Exchange-Traded Fund | — | — | — | $504K | 5.3% |
| SPDR Portfolio S&P 600 Small Cap ETF Exchange-Traded Fund | — | — | — | $381K | 4.0% |
| Goldman Sachs ActiveBeta US Large Cap Equity Exchange-Traded Fund | — | — | — | $292K | 3.1% |
| Vanguard Total International Bond ETF Exchange-Traded Fund | — | — | — | $168K | 1.8% |
| iShares Emerging Markets USD Bond ETF Exchange-Traded Fund | — | — | — | $141K | 1.5% |
| Goldman Sachs ActiveBeta International Equity Exchange-Traded Fund | — | — | — | $73K | 0.8% |
| Vanguard Value ETF Exchange-Traded Fund | — | — | — | $56K | 0.6% |
| Vanguard Small-Cap Value ETF Exchange-Traded Fund | — | — | — | $42K | 0.4% |
| Goldman Sachs ActiveBeta Europe Equity ETF Exchange-Traded Fund | — | — | — | $34K | 0.4% |
| Vanguard Mid-Cap Value ETF Exchange-Traded Fund | — | — | — | $32K | 0.3% |
| Goldman Sachs ActiveBeta Emerging Markets Equity Exchange-Traded Fund | — | — | — | $29K | 0.3% |
| SPDR S&P Kensho New Economies Composite ETF Exchange-Traded Fund | — | — | — | $28K | 0.3% |
| Invesco Emerging Markets Sovereign Debt ETF Exchange-Traded Fund * 1 iShares 0-5 Year TIPS Bond ETF Exchange-Traded Fund | — | — | — | $25K | 0.3% |
| Goldman Sachs Access Investment Grade Corporate Bond ETF Exchange-Traded Fund | — | — | — | $22K | 0.2% |
| Goldman Sachs ActiveBeta US Small Cap Equity ETF Exchange-Traded Fund | — | — | — | $17K | 0.2% |
| Goldman Sachs ActiveBeta Japan Equity ETF Exchange-Traded Fund | — | — | — | $12K | 0.1% |
| Goldman Sachs Access U.S. Aggregate Bond ETF Exchange-Traded Fund | — | — | — | $10K | 0.1% |
| Vanguard LongTerm Government Bond Exchange-Traded Fund | — | — | — | $8K | <0.1% |
| iShares ESG Aware U.S. Aggregate Bond ETF Exchange-Traded Fund * 330 iShares ESG Aware USD Corporate Bond ETF Exchange-Traded Fund * 108 iShares MSCI ACWI Low Carbon Target ETF Exchange-Traded Fund | — | — | — | $8K | <0.1% |
| Goldman Sachs Access Emerging Markets USD Bond ETF Exchange-Traded Fund | — | — | — | $7K | <0.1% |
| Schwab U.S. Broad Market ETF Exchange-Traded Fund | — | — | — | $5K | <0.1% |
| Goldman Sachs Access Inflation Protected USD Bond ETF Exchange-Traded Fund | — | — | — | $5K | <0.1% |
| JPMorgan BetaBuilders Japan ETF Exchange-Traded Fund * 137 JPMorgan Ultra-Short Income Exchange-Traded Fund | — | — | — | $4K | <0.1% |
| Goldman Sachs TreasuryAccess 01 Year ETF Exchange-Traded Fund | — | — | — | $3K | <0.1% |
| Goldman Sachs Access High Yield Corporate Bond ETF Exchange-Traded Fund | — | — | — | $3K | <0.1% |
| SPDR S&P 500 Fossil Fuel Reserves Free ETF Exchange-Traded Fund | — | — | — | $3K | <0.1% |
| iShares ESG Aware MSCI EM ETF Exchange-Traded Fund * 630 iShares ESG Aware MSCI USA ETF Exchange-Traded Fund | — | — | — | $3K | <0.1% |
| SPDR MSCI EAFE Fossil Fuel Free ETF Exchange-Traded Fund | — | — | — | $2K | <0.1% |
| iShares ESG Aware MSCI EAFE ETF Exchange-Traded Fund | — | — | — | $2K | <0.1% |
| iShares Russell 2000 ETF Exchange-Traded Fund * 144 iShares Trust iShares USD Green Bond ETF Exchange-Traded Fund | — | — | — | $1K | <0.1% |
| Vanguard Short-Term Inflation-Protected Securities ETF Exchange-Traded Fund | — | — | — | $1K | <0.1% |
| TCW Transform 500 ETF Exchange-Traded Fund | — | — | — | $1K | <0.1% |
| iShares ESG Aware MSCI USA Small-Cap ETF Exchange-Traded Fund | — | — | — | $1K | <0.1% |
