Back to filter
Original filing (PDF)20250630154839NAL0027846946001
ZONES, LLC
Form 5500
FILING_RECEIVED
ZONES, LLC 401(K) PLAN
401(k) retirement plan
Active participants
1,116
Accounts w/ balance
1,844
Plan assets (EOY)
$109.1M
Net assets (EOY)
$109.1M
How this plan invests
This plan
12 pooled trusts
Schedule D
23 securities
funds · stocks · CUSIPs
Holdings are itemized directly on this plan's Schedule of Assets, below.
Plan health score (directional)
100
/ 100
Grade A
Top-tier plan health
Directional indicator computed from public Form 5500 data — compliance, concentration, cost, vendor stack and participation. Not a fiduciary tool.
Compliance & disclosures
100
Concentration risk
100
Total plan cost
100
Vendor stack
100
Participation health
100
Decision-maker contacts
CFO / Head of HR / Benefits Manager — verified email + LinkedIn for ZONES, LLC.
Plan sponsor
Name
ZONES, LLC
EIN
91-1431894
Address
1102 15TH ST SW, SUITE 102 · AUBURN, WA · 98001
Phone
(512) 626-5549
Industry
Retail Tradesee all
Plan administrator
Same as plan sponsor.
Plan characteristics
Plan number
001
Plan year
2024
Plan year begin
2024-01-01
Tax period
2024-12-31
Filed
2025-06-30
Pension benefit codes
2E · Profit-sharing
2F · ERISA section 404(c)
2G · Total participant-directed accounts
2J · 401(k) feature
2K · 401(m) arrangement
2S · Automatic enrollment
2T · Default investment account (QDIA)
3D · Pre-approved plan (master / prototype / VS)
Audit & trust (Schedule H)
Auditor
CLARK NUBER P.S.
Trustee / custodian
—
Trustee phone
—
Service providers (Schedule C)
3 rowsRecordkeeper
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| EMPOWER ANNUITY INSURANCE COMPANY O | 06-1050034 | GREENWOOD VILLAGE, CO | RECORDKEEPER | $25K | — |
Advisor / Consultant
2| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| NFP RETIREMENT INC | 33-0905143 | ALISO VIEJO, CA | INVESTMENT ADVISOR | $93K | — |
| KESTRA INVESTMENT SERVICES LLC | 74-2794194 | — | INVESTMENT ADVISOR | $0 | — |
Investments
12 direct securities · 12 pooled funds· $107.7M(99% of reported assets)
Rows tagged as a trust or pooled fund hold many underlying securities. Click one to drill into its own Schedule of Assets — where the individual funds, shares, and CUSIPs live.
Pooled Separate Account
$46.7M
7 holdings
Uncategorized
$45.4M
12 holdings
Common Collective Trust
$15.5M
5 holdings
| PI | Investment | Type | Shares / units | Cost | Current value | % of plan |
|---|---|---|---|---|---|---|
| DRYDEN S&P 500 INDEX FUND (IS PLATF EMPOWER ANNUITY INSURANCE COMPANY · EIN 06-1050034 / PN 123 | Pooled Separate Account | — | — | $14.1M | 12.9% | |
| T. ROWE US LG CAP GROWTH EQTY (IS P EMPOWER ANNUITY INSURANCE COMPANY · EIN 06-1050034 / PN 828 | Pooled Separate Account | — | — | $12.1M | 11.1% | |
| GREAT GRAY EUROPACIFIC GROWTH TRUST GREAT GRAY · EIN 38-7289844 / PN 001 | Common Collective Trust | — | — | $10.1M | 9.3% | |
| Empower Annuity Insurance Company Guaranteed Income Fund Guaranteed Income Fund | — | — | — | $10.1M | 9.3% | |
| Vanguard Developing Markets Index Fund Mutual Fund | — | — | — | $9.4M | 8.6% | |
| Vanguard Equity-Income Fund Mutual Fund | — | — | — | $8.4M | 7.7% | |
| METWEST CORE PLUS BOND (IS PLATFORM EMPOWER ANNUITY INSURANCE COMPANY · EIN 06-1050034 / PN 826 | Pooled Separate Account | — | — | $7.4M | 6.8% | |
| Victory Sycamore Small Company Opportunity Fund Mutual Fund | — | — | — | $4.7M | 4.3% | |
| MID CAP GROWTH I1 GREAT GRAY · EIN 38-4126247 / PN 549 | Common Collective Trust | — | — | $4.7M | 4.3% | |
| AMERICAN CENTURY MID CAP VAL (IS PL EMPOWER ANNUITY INSURANCE COMPANY · EIN 06-1050034 / PN 850 | Pooled Separate Account | — | — | $4.4M | 4.0% | |
| DAY ONE INCOMEFLEX TARGET BALANCED EMPOWER ANNUITY INSURANCE COMPANY · EIN 06-1050034 / PN 697 | Pooled Separate Account | — | — | $4.3M | 3.9% | |
| SA/INVESCO SMALL CAP GROWTH STRATEG EMPOWER ANNUITY INSURANCE COMPANY · EIN 06-1050034 / PN 293 | Pooled Separate Account | — | — | $3.8M | 3.5% | |
| JP Morgan U.S. Equity Fund Mutual Fund | — | — | — | $3.7M | 3.4% | |
| Vanguard Mid Cap Index Mutual Fund | — | — | — | $3.0M | 2.8% | |
| Vanguard Small Cap Index Fund Mutual Fund | — | — | — | $1.9M | 1.7% | |
| Putnam Global Technology Mutual Fund | — | — | — | $1.7M | 1.5% | |
| Participant loans Rates from 4.25% - 9.50% -0- | — | — | — | $1.1M | 1.0% | |
| Vanguard Total Bond Market Index Fund Mutual Fund | — | — | — | $705K | 0.6% | |
| HIGH YIELD BOND / PGIM FUND EMPOWER ANNUITY INSURANCE COMPANY · EIN 06-1050034 / PN 300 | Pooled Separate Account | — | — | $683K | 0.6% | |
| EMERGING MARKETS FUND II CL I1 GREAT GRAY · EIN 38-7304135 / PN 001 | Common Collective Trust | — | — | $618K | 0.6% | |
| Calvert U.S. Large Cap Core Responsible Index Fund Mutual Fund | — | — | — | $549K | 0.5% | |
| PIMCO Income Fund Mutual Fund | — | — | — | $121K | 0.1% | |
| COHEN AND STEERS U.S. REALTY CIT RS COHEN AND STEERS · EIN 46-3411346 / PN 064 | Common Collective Trust | — | — | $103K | <0.1% | |
| EMERGING MARKETS CIT GREAT GRAY · EIN 86-1819869 / PN 000 | Common Collective Trust | — | — | $0 | <0.1% |
Related plans
Other plans using NFP RETIREMENT INC
ADP TOTALSOURCE GROUP, INC.
ADP TOTALSOURCE RETIREMENT SAVINGS PLAN
$9.2B · 299,514 participants
BOARD OF DIRECTORS PRODUCER-WRITERS GUILD OF AMERICA PENSION PLAN
PRODUCER-WRITERS GUILD OF AMERICA PENSION PLAN
$4.7B · 8,873 participants
SEAGATE U.S. LLC
SEAGATE 401(K) PLAN
$2.3B · 3,104 participants
WOOD GROUP U.S. HOLDINGS, INC.
WOOD 401(K) PLAN
$2.1B · 6,541 participants
ATRIUS MSO, LLC
ATRIUS 401K RETIREMENT SAVINGS PLAN
$1.6B · 5,536 participants
SEALED AIR CORPORATION
SEALED AIR CORPORATION 401(K) AND PROFIT SHARING PLAN
$1.5B · 6,878 participants
Similar-size Retail Trade plans
SWEETWATER SOUND, LLC
SWEETWATER 401(K) AND PROFIT SHARING PLAN
$105.8M · 2,746 participants
ORACLE FINANCIAL SERVICES SOFTWARE, INC.
ORACLE FINANCIAL SERVICES SOFTWARE INC. 401(K) PROFIT SHARING PLAN
$91.4M · 295 participants
CELLULAR SALES OF KNOXVILLE, INC.
CELLULAR SALES OF KNOXVILLE, INC. 401(K) PLAN
$90.7M · 4,589 participants
B & H FOTO & ELECTRONICS CORP.
B & H FOTO 401(K) RETIREMENT PLAN
$128.4M · 2,288 participants
PCB PIEZOTRONICS, INC.
PCB PIEZOTRONICS AND AFFILIATED COMPANIES RETIREMENT SAVINGS PLAN
$132.0M · 1,318 participants
PRIME COMMUNICATIONS, L.P.
CELL PHONE COMPANY EMPLOYEE 401(K) SAVINGS PLAN
$46.0M · 7,860 participants
Large plans in Washington
THE BOEING CO. AND CONSOLIDATED SUBSIDIARIES
THE BOEING COMPANY 401(K) RETIREMENT PLAN
$73.9B · 143,146 participants
THE BOEING CO. AND CONSOLIDATED SUBSIDIARIES
THE BOEING COMPANY EMPLOYEE SAVINGS PLANS MASTER TRUST INVESTMENT ACCOUNT
$73.5B
MICROSOFT CORPORATION
MICROSOFT CORPORATION SAVINGS PLUS 401K PLAN
$65.6B · 123,878 participants
WESTERN CONFERENCE OF TEAMSTERS PENSION TRUST FUND BOARD OF TRUSTEES
WESTERN CONFERENCE OF TEAMSTERS PENSION PLAN
$56.4B · 231,353 participants
THE BOEING CO. AND CONSOLIDATED SUBSIDIARIES
THE BOEING COMPANY EMPLOYEE RETIREMENT PLANS MASTER TRUST
$46.2B
COSTCO WHOLESALE CORPORATION
COSTCO 401K RETIREMENT PLAN
$41.0B · 212,976 participants