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Original filing (PDF)20251014105223NAL0001246099002
ORACLE FINANCIAL SERVICES SOFTWARE, INC.
Form 5500
FILING_RECEIVED
ORACLE FINANCIAL SERVICES SOFTWARE INC. 401(K) PROFIT SHARING PLAN
401(k) retirement plan
Active participants
295
Accounts w/ balance
578
Plan assets (EOY)
$91.4M
Net assets (EOY)
$91.4M
How this plan invests
This plan
5 pooled trusts
Schedule D
45 securities
funds · stocks · CUSIPs
Holdings are itemized directly on this plan's Schedule of Assets, below.
Plan health score (directional)
91
/ 100
Grade A
Top-tier plan health
Directional indicator computed from public Form 5500 data — compliance, concentration, cost, vendor stack and participation. Not a fiduciary tool.
Compliance & disclosures
100
Concentration risk
100
Total plan cost
65
Vendor stack
100
Participation health
100
Knocking points off
- 25 bps in Schedule C fees — 54% above peer band of 16 bps.
Decision-maker contacts
CFO / Head of HR / Benefits Manager — verified email + LinkedIn for ORACLE FINANCIAL SERVICES SOFTWARE, INC..
Plan sponsor
Name
ORACLE FINANCIAL SERVICES SOFTWARE, INC.
EIN
13-4200183
Address
100 SOMERSET CORPORATE BLVD. · 2ND FLOOR · BRIDGEWATER, NJ · 08807
Phone
(659) 145-0720
Industry
Retail Tradesee all
Plan administrator
Same as plan sponsor.
Plan characteristics
Plan number
001
Plan year
2024
Plan year begin
2024-01-01
Tax period
2024-12-31
Filed
2025-10-14
Pension benefit codes
2A · Age/service weighted or new comparability
2E · Profit-sharing
2F · ERISA section 404(c)
2G · Total participant-directed accounts
2J · 401(k) feature
2K · 401(m) arrangement
2R · Participant-directed brokerage (SDBA)
2S · Automatic enrollment
2T · Default investment account (QDIA)
3D · Pre-approved plan (master / prototype / VS)
3H · Sponsor in controlled / affiliated group
Audit & trust (Schedule H)
Auditor
SAX LLP
Trustee / custodian
—
Trustee phone
—
Service providers (Schedule C)
3 rowsRecordkeeper
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| TRANSAMERICA RETIREMENT SOLUTIONS | 13-3689044 | — | RECORDKEEPER | $108K | — |
Advisor / Consultant
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| LPL FINANCIAL CORPORATION | 04-3046611 | — | INVESTMENT ADVISORY | $102K | — |
Accountant / Auditor
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| SAX ACCOUNTING | 81-2950760 | — | AUDIT | $15K | — |
Investments
35 direct securities · 5 pooled funds· $93.7M(100% of reported assets)
Rows tagged as a trust or pooled fund hold many underlying securities. Click one to drill into its own Schedule of Assets — where the individual funds, shares, and CUSIPs live.
Uncategorized
$75.6M
35 holdings
Common Collective Trust
$18.1M
5 holdings
| PI | Investment | Type | Shares / units | Cost | Current value | % of plan |
|---|---|---|---|---|---|---|
| WILMINGTON/BLACKROCK EQUITY INDEX R WILMINGTON TRUST · EIN 20-3802168 / PN 001 | Common Collective Trust | — | — | $12.8M | 14.0% | |
| JPMorgan Large Cap Growth R6 Mutual Funds | — | — | — | $10.7M | 11.7% | |
| Nuveen Lifecycle Index 2045 R6 Mutual Funds | — | — | — | $8.4M | 9.2% | |
| Fidelity Select Technology Mutual Funds | — | — | — | $7.5M | 8.2% | |
| Nuveen Lifecycle Index 2040 R6 Mutual Funds | — | — | — | $7.3M | 8.0% | |
| Nuveen Lifecycle Index 2050 R6 Mutual Funds | — | — | — | $6.3M | 6.8% | |
| Nuveen Lifecycle Index 2035 R6 Mutual Funds | — | — | — | $4.0M | 4.4% | |
| Transamerica Financial Life Ins Co Insurance Company/General Account | — | — | — | $3.4M | 3.8% | |
| WILMINGTON/BLACKROCK EAFE EQ IDX R WILMINGTON TRUST · EIN 20-3802495 / PN 007 | Common Collective Trust | — | — | $2.8M | 3.1% | |
| Invesco Eq and Inc R6 | — | — | — | $2.6M | 2.8% | |
| PIMCO Inc Instl | — | — | — | $2.3M | 2.5% | |
| DIAMOND HILL LG CAP PORTFOLIO CL 55 WILMINGTON TRUST · EIN 20-4705609 / PN 059 | Common Collective Trust | — | — | $2.2M | 2.4% | |
| T. Rowe Price Diversified Mid Cap Growth I Mutual Funds | — | — | — | $1.9M | 2.1% | |
| Allspring Special Mid Cap Value R6 Mutual Funds | — | — | — | $1.8M | 2.0% | |
| Fidelity US Bond Index Mutual Funds | — | — | — | $1.8M | 1.9% | |
| Nuveen Lifecycle Index 2030 R6 Mutual Funds | — | — | — | $1.7M | 1.9% | |
| Charles Schwab Instl Personal Choice Retment Account | — | — | — | $1.7M | 1.8% | |
| Self-Directed Brokerage Accounts N/A | — | — | — | $1.7M | 1.8% | |
| Nuveen Lifecycle Index 2055 R6 Mutual Funds | — | — | — | $1.4M | 1.6% | |
| Nuveen Lifecycle Index Retirement Income Inst Mutual Funds | — | — | — | $1.4M | 1.6% | |
| Fidelity Small Cap Index Mutual Funds | — | — | — | $1.4M | 1.5% | |
| Dimensional DFA US Small Cap Gr Instl | — | — | — | $1.2M | 1.3% | |
| Nuveen Lifecycle Index 2020 R6 Mutual Funds ** 14 Nuveen Lifecycle Index 2025 R6 Mutual Funds | — | — | — | $1.1M | 1.2% | |
| Fidelity Mid Cap Index Mutual Funds | — | — | — | $1.1M | 1.2% | |
| American Funds New World R6 Mutual Funds | — | — | — | $949K | 1.0% | |
| Dimensional DFA US Targeted Val | — | — | — | $845K | 0.9% | |
| American Funds EuroPacific GR R6 Mutual Funds | — | — | — | $559K | 0.6% | |
| Vanguard REIT Index Adm | — | — | — | $462K | 0.5% | |
| Wilmington Trust Columbia Overseas Val Class R | — | — | — | $297K | 0.3% | |
| COLUMBIA OVERSEAS VALUE CLASS R WILMINGTON TRUST · EIN 38-4126285 / PN 589 | Common Collective Trust | — | — | $297K | 0.3% | |
| DFA Inflation-Protected Securities I Mutual Funds | — | — | — | $296K | 0.3% | |
| Dimensional DFA Infl-Prtctd Sec I | — | — | — | $296K | 0.3% | |
| Notes receivable from participants 4.25% - 9.50% | — | — | — | $294K | 0.3% | |
| Nuveen Lifecycle Index 2010 R6 Mutual Funds ** 14 Nuveen Lifecycle Index 2015 R6 Mutual Funds | — | — | — | $286K | 0.3% | |
| DFA Commodity Strategy I Mutual Funds | — | — | — | $177K | 0.2% | |
| Nuveen Lifecycle Index 2060 R6 Mutual Funds | — | — | — | $172K | 0.2% | |
| Pimco Global Bond opps (USD Hedged) Institutional Mutual Funds | — | — | — | $138K | 0.2% | |
| Reliance Trust Company's Cash Reserve Account Interest-bearing cash | — | — | — | $27K | <0.1% | |
| Nuveen Lifecycle Index 2065 R6 Mutual Funds | — | — | — | $23K | <0.1% | |
| WILMINGTON/CLEARBRIDGE SM CP GR R2 WILMINGTON TRUST · EIN 38-4065336 / PN 434 | Common Collective Trust | — | — | $0 | <0.1% |